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While the Russians suffered a major defeat at Inask (orange frame) there was also an even larger battle raging to the north at the same time. This is the story of the battle of Bolkhov (blue frame).
The six sectors translated to the following tabletop after additional terrain placements and deployment. Note, the battlefield is rotated 90° counter clockwise. North is to the left in the image below. Every unit shown on the map is a division. Prussians are dark blue, French are light blue, Russians are green.
Both sides faced several challenges on this battlefield. The French had fewer numbers but a good defensive position if they managed to block all three bridges over the Msta river (impassible). As the Prussian contingent started on the wrong side of the river and the French center was only occupied by the cavalry reserve, it was not a given to achieve.
The Russians could just sit on their side of the river and defend as well. Their position would probably be even stronger but they had superior numbers and limited time before their flank at Inask would be rolled up towards Bolkhov. Their strategic position felt a tad like Waterloo from Napoleon's perspective here. A strong force to attack with on a battlefield with limited space and the clock is against you.
Initial Orders
I wrote two sets of orders, one offensive, one defensive for both sides divisions and let the dice decide. These orders could be changed during the game but the basic mindset (offensive/defensive) would be a principle factor for order changes.
The French and their allies decided on defensive orders:
-Von Steuben (left flank): Cross the Msta and defend south of it.
-Collin (center, cavalry only): Stay in reserve.
-Merle (right flank): Defend the hill in the southwest.
-Lessard (right flank): Defend the central bridge.
The Russians decided to attack:
-Koltsov & Vorodnin (right flank): Attack the enemy in front of you.
-Medhorovsky (center): Stay in reserve.
-Nosov (center): Advance and cross the Msta.
-Davydov: Cross the Msta and take the hill in the southwest.
So the Russians plan to cross a river with superior forces to crush the French. Suddenly I get a whiff of Friedland…
Early Morning
The stage is set. French have the initiative but let us watch the action from the Russian side first, as they are the attackers.
Davydov arrays his men to cross the Msta near Bolkhov. Their crossing will be unopposed as Merle on the other side has orders to hold its position. Merle doesn't even have artillery to harass the Russians.
In the center, Nosov sends his Cossacks in first to scout and is slow to reorganize his men for the crossing. On the far side you can see the bulk of Lessard's division marching up to the river to oppose Nosov.
On the Russian right flank the battle starts in earnest. Koltsov sends swarms of Hussars to harass the Prussians. Zimin is repulsed by Hülse's Prussian Cuirassiers while Polunin sneaks around the flank to attack infantry in march column. He is repulsed as well. This wouldn't be a believable result in small scale games, where cavalry will eat march columns for breakfast but here it is. ~3000 bayonets won't be ridden down by light cavalry in just one attack. Hasty squares will be formed, everything gets in terrible disarray (disordered) and men will die but eventually the Hussars don't have the numbers or stamina for a prolonged attack and retire. Yellow markers are disorder markers.
Vorodnin brings up his infantry but is slow to do so. Even with the Hussar attack going on von Steuben might have enough time to cross the Msta to the save side.
Lessard gets his men to the center quickly and Plante starts to engage with artillery support. Enemy Cossacks and infantry are held in check on the far side of the river.
Von Steuben (center of the image) gets his infantry over the Msta while Hülse's cavalry beats back repeated charges from Hussars. This is only possible by emergency unlimbering his substantial artillery assets to canister the Russian cavalrymen. Ammo reserves are further up the column and which turns out to be problematic.
Concerned about the huge number of Russian infantry crossing near Bolkhov on the French right flank, the French activate Courcelle's heavy cavalry from the reserve to offer flanking support.
Meanwhile Merle's infantry opens up with telling volleys. Return fire is effective as well, as the Russians have heavy artillery support from across the river.
A similar situation develops in the center with Lessard's troops stopping the Russian advance with help from horse artillery of Collin's reserve.
Pressure on the French allies mounts on the right flank. Hülse's Cuirassiers are beating back enemy Hussars for hours now.
By midday von Steuben already received a slew of confusing orders from the French commander. As the C-in-C of the whole theatre is not present, the French commander is rash and micro managing. Luckily the bad orders don't arrive in time and the good orders do. Meanwhile an order from the Russian command reaches Nosov with some delay. He is ordered to cease his advance in the center and hold his side of the river bank.
After the first unsuccessful attempt to cross the Msta he is happy to oblige and arrays his troops at the river bank. This is a strong defensive position but his men are bad shots and lack artillery support. They are quickly out of ammunition as well.
Merle and Davydov are fighting over the hill on the French right. French cavalry from the reserve is held in check by Pugin's infantry in square (further back center in the image). Abramov and Bychkov have trouble to advance against thick clouds of French skirmishers.
Hülse is pressured to retire and Prussian artillery unlimbers again in an desperate attempt to keep the advancing Russians in check. At least von Steuben's infantry forces are now in position to defend the bridge.
Early Afternoon
by now the frontlines are mostly drawn and the battle gets into its attritional phase.
Davydov's brigades charge uphill but are repulsed.
Nosov and Lessard fight along the river bank. The French are gaining the upper hand.
Hülse rallies his men and sends them forward again to repel the enemy. Under the cover of his cavalry von Steuben can finally get his artillery over the Msta. The Russians are hampered by traffic jams and poor command.
Another attack goes in near Bolkhov and this time the losses are horrendous on both sides. Russian morale is still high though. Coudert's brigade lining the hill becomes spent. Is this the end of the French right flank? French command thinks so and orders Lessard to extend his line to link up with Merle.
The order arrives but fighting troops are difficult to shift. Combat ebbs though, as the Russians retire with mounting losses. Behind Nosov (right side in the image), Medhorovsky is ordered to leave his reserve positions and prepare for a road march towards the Russian left flank. The intention is to support Davydov but the lead column is slow to move.
Von Steuben finally gets all his forces safely to the French side of the Msta. His infantry lines the river banks. A strong defensive position but he is outnumbered quite a bit.
As the line infantry retires on the French right flank, the entire Russian reserve is ordered to support Davydov.
Here is Medhorovsky whipping his march columns into shape. Nosov retired further back as telling artillery fire dispersed his cossacks. Farther in the back on the left you can see Plante's brigade from Lessard's division moving to support Merle.
Vorodin and Koltsov throw their forces into the fray as an order arrives to be aggressive. Casualties begin to mount on both sides.
Late Afternoon
Once moving Plante wedges his brigade efficiently between the other French forces and begins to push the Russians back. Pugin's men face severe ammo shortages which makes it difficult to hold the ground.
Just as Lessard sent his biggest brigade away to support Merle another order arrives: Counterattack! With artillery reshuffling and nearly half his infantry not in place he launches the attack. For what its worth it is well executed and leaves Bogdanov's brigade spent and bloodied. Nosov manages to threaten the flank with Kravchuk.
The tragedy about this can't be seen in this picture. Just right of the image Medhorovsky's reserve troops are still on orders to march away. The order to turn and support Nosov are late! Half of Medhorovsky's men march away from the failing center while one of his brigades bumbles about, unsure which way to turn.
What started as a running battle for the Prussians now becomes a painful grind. At least Hülse's Helden (heroes), as they are already called, have been pulled back in reserve and can get some desperately needed rest.
As darkness begins to fall a hodgepodge of troops from three French divisions shore up the French right flank against Davydov. The Russians are finished though. Losses, low supplies and constant threat from cavalry makes it impossible to take the hill before nightfall.
In the center Saindon and Verieur of Lessard's division have crossed the Msta in a counter attack. Saindon managed to advance as far as the road and clashed with Modhorovsky's bumbling brigade but they held the advance in check. With the Russian reserve streaming back the counter attack would probably be beaten back in time but French achieved their goal to cause losses and confusion.
Primakov breaks and Essen suffered heavy losses against concentrated Prussian artillery from across the Msta. Vorodnin and Koltsov still have more men but a breakthrough before nightfall is not possible.
Final positions after turn 10.
After ten hours of fighting the battle of Bolkhov ends. It is time to rally the survivors, tally the losses and decide the winner.
The French and Prussians rallied one infantry stand and chalk up 5 infantry lost. I was quite surprised as the Russians mounted so much pressure that losses felt higher.
The Russians rallied several stand back but still lost 11 infantry, 2 cavalry and one artillery is reduced.
Looking at the battlefield the French achieved their goals while the Russians didn't. Both flanks are secure, albeit with a lot of help for Merle. The center delivered a successful counterattack. It is not complete success though. The Russians can retreat in an orderly fashion. Only Davydov at the left flank is a bit isolated but he has heavy artillery support which makes retreat of the Msta possible. In conclusion this is a French victory.
How did it play?
To be honest, the battle was a slog to play to completion. I wanted to have a variable turn number and roll if the battle continues after turn 10 but couldn't encourage myself to play another turn.
So what happened? Basically I tripped over myself. I placed an impassible river at the center of the campaign map, I decided to battle there and I set it up as the map told me to do it. So I ended up with a table where I essentially fought three bridge crossing mini battles (to put it negatively). Take a look at the start and end position of all forces to see how static the whole affair was.
What I probably should have done was to combine both campaign battles into one and shift the battlefield around a bit or make the river fordable. BBB and its scale lends itself well maneuvering and that's what I limited, funneling the Russians down three lanes.
Of course this is always a risk when playing campaigns where the battleground can be chosen by the commanders. It is a powerful reminder, of an aspect that is missing in most pickup battles. A good battle ground does not necessarily make a entertaining battlefield. The same holds true with troops arriving piecemeal and at sectors you don't want them to be. From a period flavor perspective everything worked like a charm. Many things felt like I read them somewhere. Late and confusing orders lead to decisions a general might have taken but a wargamer wouldn't. Counterattacks, attrition, the importance of artillery support, it went the whole mile.
From a rules perspective it also was a success. All these historical aspects of the period were achieved by Blücher's Scharnhorst system, the order system and Big Bloody Battles with Napoleonic amendments. The French are responsive in command and have powerful skirmisher screens. The Russians are tough to crack, bad at musketry but a tad better in melee. They are slow to get into gears but then they roll towards you with numbers and relentlessness.
So overall I'm happy with the result. I learned a lot for future battles and campaigns and added BBB+period amendments to my top tier rule sets. Looking back at the battle I think I will have fond memories for these parts that worked. This is why I was more thorough in this battle report 🙂
The campaign
I will address the campaign implications of this battle in another post.


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Ten years after Lehman Brothers: how close are we to 'normality'?
Interest rates are rising from their record lows and global growth is positive, but the financial crisis still casts long shadows
In September we will reach the 10th anniversary of one of the most seismic moments of the financial crisis – the collapse of Lehman Brothers.
A full decade may have passed since that shock to the global financial system, but we are still very much in the process of returning to some form of "normality". Exactly how far we are along that journey is unclear.
Interest rates, in some economies at least, are rising back from their emergency lows. And from our mid-year vantage point it seems likely that 2018 will be the first year in which quantitative easing – the extraordinary process by which central banks have bought tens of trillions of dollars worth of assets in the post-crisis years – finally ends and starts to go into reverse. That too is an important milestone along the route toward normalisation.
Much is positive. Last year, broad-based global growth underpinned a favourable economic outlook. In 2018, the Trump Tax cuts, a pick-up in capital investment and high business and consumer confidence have led to the US continuing to maintain very strong momentum. Europe, the UK and Japan have not been as strong this year compared to last, with manufacturing losing momentum. We continue to see strong earnings growth, especially in the US, and with this company price earnings ratios – which for a long while have been a cause for concern – are becoming a little more reasonable.
Even so, we remain vigilant of warning signs in areas we have identified as posing risks to markets, whether they are a turn down in growth; higher-than-anticipated inflation; or indeed as a result of the "known unknown" – of an escalation in harmful trade and tariff wars.
We continue to believe that a diversified exposure to alternative investments should add to returns and reduce volatility in portfolios. We have retained reasonable holdings of cash, given the flexibility it offers to capitalise on volatility.
Recovery in emerging markets (EM) and expansion in the
developed world
Expansion Growth rising and above trend, inflation rising, tightening in monetary policy
Slowdown Growth falling but above trend, inflation rising, tight monetary policy
Recession Growth is falling and below trend, inflation falling, easing in monetary policy
Recovery Growth rising but below trend, inflation falling, easy monetary policy
US - Expansion Eurozone - Slowdown
Japan - Slowdown EM/China - Recovery
A picture of ongoing growth and rising inflation
The beginning of the year saw sharp upgrades to global growth forecasts on the back of the Tax changes in the US. However, a softer start to 2018 especially outside the US, coupled with the clouds cast by the US administration's sabre-rattling approach to trade discussions and recent implementation of tariffs, have caused us to adjust downwards our growth forecasts. We now anticipate global growth of 3.4% for this year, dropping to 3.2% for 2019 as growth cools and inflation rises.
We see Japan and Europe, both of which grew strongly in 2017, in a "slowdown" phase where growth remains above trend but is diminishing. The US continues in its expansionary phase and China – along with other developing markets – is in a recovery phase of rising growth and looser monetary policy.
But how much of a risk is inflation?
In the US, unemployment is now lower than at any point since the start of the century. In 2009, as firms slashed overheads in the wake of the crisis, there were six unemployed workers per vacancy. Today there is less than one. This suggests stronger wage growth should lie ahead and is a factor which argues for greater caution in 2019.
A lag exists between economic recovery and an uptick in inflation, and we expect the momentum which is evident in the economy today to lead to higher core inflation for some time.
In response, we expect to see further interest rate rises. The Federal Reserve (Fed) now anticipates two further increases for 2018 and three for 2019. A similar tightening of liquidity conditions is underway in relation to quantitative easing, with the Fed having started to reverse the process in October 2017.
There is certainly much scope for policy tightening. Rates remain at extraordinarily low levels. In that sense, at least, normalisation remains a long way off.
In the three decades running up to the financial crisis (1981-2008), real annual short-term US interest rates – that is, after inflation has been deducted – averaged 2.2%. In the crisis period (2009-2017) that figure plunged to -1.6%, and it currently stands at -0.9%. We believe rates are unlikely to return to pre-crisis levels but should continue to move back at least towards zero.
Elsewhere in the world there is similar scope to tighten policy – should there be a need. In surprisingly clear guidance, the European Central Bank indicated in June that while it would cease its quantitative easing programme in December, it did not anticipate raising rates until the 'summer' of 2019.
History suggests that moderate inflation coupled with positive growth has proved a favourable backdrop for equities. Analysis of US stockmarket returns from the year 1872 suggests that periods where inflation has varied between 1% and 3%, as now, coincide with the highest annualised returns of just over 10%.
Valuations become more attractive as earnings grow
Company earnings forecasts are being revised and increased. The widespread combination of positive growth and gentle inflation is one factor behind this trend, but President Trump's programme of tax reforms provided an additional boost for US businesses.
Drifting share prices during the first half of this year coupled with this improved earnings outlook means valuations have corrected and become more attractive.
Other unknowns
Political developments – whether these be national or international – remain a key source of risk. We can make predictions about longer-term outcomes of the widening rift between China and the US (see our cover story, page eight), but there is no knowing how today's trade disputes will develop in the nearer-term, or what the consequences may be.
What we do know, at least, is that the language on all sides is increasingly inflammatory: at the time of writing, the Chinese authorities had used state-controlled media to describe President Trump's administration as "rude, unreasonable and selfish".
And in Britain the apparently shambolic process of Brexit – pored over by an increasingly polarised and sensationalist press – is similarly generating its own brand of acrimonious rhetoric.
History tells us that in many cases fiery rhetoric does not translate into actual policy. But while that thought may be comforting, it does not make these issues any less of an unknown.
The UK stockmarket is now one of the least popular among all developed markets, according to routine surveys of global portfolio managers. As the March 2019 deadline to effect the UK's exit from the European Union draws nearer, uncertainty over the process is mounting. At Cazenove Capital we have been cautious regarding UK assets and sterling during the first six months of the year. As ever, we will be closely monitoring events to ensure our clients' portfolios are appropriately positioned.
What regions are driving global growth?
Contributions to world GDP growth year or year
Caspar Rock
Chief Investment Officer
Caspar is Chief Investment Officer. He chairs the Wealth Management Investment Committee, sits on the Cazenove Capital board and is also a member of the Schroder Wealth Management Executive Committee. He joined in 2016 from Architas Multi-Manager Ltd, part of the AXA group, where he was Chief Investment Officer and was responsible for all aspects of the investment activities, including investment philosophy, process and team. He also oversaw portfolio management at two of AXA group's private banks. He previously headed the multi-manager business at AXA Framlington from 2006 to 2008. Prior to that, he managed a range of directly invested equity and, was Head of European Equities at Framlington and a member of the Healthcare team.
This article is issued by Cazenove Capital which is part of the Schroder Group and a trading name of Schroder & Co. Limited, 1 London Wall Place, London EC2Y 5AU. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Nothing in this document should be deemed to constitute the provision of financial, investment or other professional advice in any way. Past performance is not a guide to future performance. The value of an investment and the income from it may go down as well as up and investors may not get back the amount originally invested. This document may include forward-looking statements that are based upon our current opinions, expectations and projections. We undertake no obligation to update or revise any forward-looking statements. Actual results could differ materially from those anticipated in the forward-looking statements. All data contained within this document is sourced from Cazenove Capital unless otherwise stated.

subset: commoncrawl


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How to Understand a Mortgage Contract
The mortgage contract provides entry into real estate for most buyers, and protects the interests of lenders and borrowers. Terms of the negotiations relate to real estate collateral, alongside interest rate charges that compensate banks for making loans. Familiarize yourself with basic conditions of the mortgage contract, so that you may plan accordingly.
Secured Loan Terms
Review your mortgage contract by taking note of its principal amount, first. Mortgage principal describes the loan balance that is used to buy real estate. The mortgage contract specifies a time frame for you to repay the loan. Mortgages are often to be paid off within 15 or 30 years.
Note quoted interest rates due on the mortgage principal. Banks charge interest as compensation for making loans.
Verify the scheduling for, and amount of, monthly mortgage payments that pay down principal and meet interest expenses. The mortgage contract often specifies that payments are due on the first of the month. A corresponding 15-day grace period may also be part of your mortgage contract. Your lender must receive a full payment before the grace period expires for you to stay current and avoid late-payment charges.
Read the mortgage contract for escrow account information. Part of your monthly mortgage payment is diverted into an escrow account to meet property tax and mortgage insurance obligations. Mortgage insurance companies provide settlements to lenders, in cases of loan default.
Study the definition of loan default and possible lender responses. Your loan falls into default when the bank has not received its full payment by the end of the grace period. At that point, your lender has rights to foreclose on, or seize, your property to make good on the loan.
Calculating Interest Rates
Recognize that banks charge interest rates according to risk. Real estate investors and homebuyers who carry minimal amounts of debt alongside relatively high income and asset levels are better able to negotiate lower mortgage rates.
Identify whether the mortgage contract's interest rates are fixed or variable. Fixed interest rates remain the same throughout the loan, while adjustable rates regularly shift with prevailing economic strength.
Analyze interest rate calculations for adjustable-rate mortgages (ARMs), if necessary. ARMs usually begin with an introductory period of fixed rates, before interest charges fluctuate monthly. The introductory period may last between 12 and 84 months. From there, ARM rates usually charge a premium above a certain comparison standard, such as the London Interbank Offered Rate (LIBOR).
- Order a copy of your credit report prior to the mortgage application process. TransUnion, Experian and Equifax are the three major credit-reporting agencies that analyze your debt profile. Verify that your credit history is correct, and contest any misinformation through their respective online portals.
- In recession, potential layoffs and investment losses increase foreclosure risks. At that point, the real estate market is weak and you may be unable to sell your property for enough cash to pay off the mortgage loan. Establish 6 months' worth of mortgage payments in cash reserves to counter these risks.
Writer Bio
Kofi Bofah has been writing Internet content since 2010, with articles appearing on various websites. He is the founder of ONYX INVESTMENTS, which is based out of Chicago. Bofah enjoys writing about business, finance, travel, transportation, sports and entertainment. He holds a Bachelor of Science in Business Management from the University of North Carolina at Chapel Hill.


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The prestigious Dadasaheb Phalke awards 2019 has recently held in Mumbai. The award night was attended by several bollywood stars like, Janhvi Kapoor, Ishaan Khatter, Pranutan Bahl, Amrita Rao, Ahana Kumra, Saroj Khan, Aditi Rao, Hydari Kajol, Aparshakti Khurrana, Sanjay Khan, Zayed Khan, Saqib Saleem among others.
Janhvi, the eldest daughter of late actor Sridevi, was a vision in her red Manish Malhotra sari, which she paired with a necklace. Ishaan, on the other hand, wore an all-white ensemble and looked quite elegant.
The duo posed for the shutterbugs together holding their first Dada Saheb Phalke Excellence Awards trophy.
Aditi Rao Hydari made a stunning appearance. She was spotted wearing black dress which she paired up with golden earrings.
Kajol posed with Mohnish Bahl and Pranutan Bahl at the event.
Dadasaheb Phalke awards 2019
Actor Surekha Sikri marked her presence at the venue.
Amrita Rao won Dadasaheb Phalke Excellence Award for her role as Meenatai Thackeray in the film Thackeray.
Aahana Kumra was also spotted at the event.
Aparshakti Khurana was also spotted at the event.
Checkout the video from the award night here:


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SNCF Logistics: Our expertise
SNCF Logistics offers a wide range of services through three subsidiaries— Geodis, TFMM and Ermewa Group—with nine specialities. Find out what we can do for you.
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Freight forwarders ship cargo to destinations all over the world, creating the best possible combination of air, sea and other transport modes over very long distances. Container ships and cargo planes are still the most frequently used modes of transport.
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We're growing our portfolio of services so you can focus on your business and let us handle administrative issues for your European shipments. Services include customs formalities, insurance, packaging, labelling, storage and final distribution, plus order-picking, quality control, post-delivery services, industrial site supply—and even mid-life and end-of-life product recycling.
And with Industrial Projects by Geodis, you can overcome your complex global transport challenges. Solutions range from complex multimodal freight transport to oversized or heavy loads—we can even move an entire factory.
Rail freight forwarding
In Europe and Asia, Forwardis makes rail and multimodal transport easy. We design and deploy end-to-end solutions based on an extensive range of à la carte services, including:
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Forwardis also manages a fleet of river barges on Europe's leading waterways.
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The Ermewa Group consists of eight companies: Ermewa, Eurotainer, CCR, Ateliers d'Orval, Ferifos, SARI, SEGI and Akiem.
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Californians just passed a ballot measure that will soon expand the nation's most stringent data privacy law—and it will have an impact on employers across the country.
By voting in favor of Proposition 24—the California Privacy Rights Act of 2020 (CPRA)—employers and businesses will face an expansion of the state's landmark privacy law, the California Consumer Privacy Act of 2018 (CCPA). Most provisions of the CPRA go into effect on Jan. 1, 2023, although some provisions have a 12-month lookback, as explained below.
Here's what employers and businesses need to know about this dramatic new legal obligation—especially those beyond the California border who may not recognize their obligations.
The New Law in a Nutshell
Despite being California legislation, these privacy laws affect employers and businesses nationwide. Any employer or business—regardless of where they are located—that has an employee in California, accepts applications from California residents for positions anywhere in the nation, has customers in California who are natural persons, or otherwise does business in California (even if only over the internet) may be subject to the CCPA and CPRA.
Currently, the CCPA applies to any such business that meets any one of the following criteria:
- Has gross annual revenue in excess of $25 million from anywhere in the world, not just in California.
- Annually receives, buys, sells or shares for commercial purposes the personal information of 50,000 or more California residents, households or devices.
- Derive 50 percent or more of its annual revenue from selling personal information.
But even if none of these criteria apply, the CCPA can still apply to subsidiaries and franchisees if they meet a broad "control" test and share a common name or trademark with the covered business that controls them.
While the CCPA took effect on Jan. 1, 2020, many key provisions as they applied to employees and job applicants were deferred until Jan. 1, 2021.
The CPRA makes numerous substantive changes to the CCPA, including:
- Changes to which businesses are required to comply with the CCPA.
- Additional protections for a new subcategory of personal information called "sensitive personal information."
- Additional limitations on the collection and use of personal information.
- New requirements on a business's relationships with third parties.
- The right of consumers to request correction of inaccurate personal information.
- The creation of a new enforcement agency called the California Privacy Protection Agency.
For the most part, the new law does not become effective until Jan. 1, 2023. However, employers and businesses that meet the criteria for coverage under the CCPA are still required to comply with the CCPA until then.
The CPRA does extend the exemptions of the majority of CCPA rights applying to job applicants, employees and independent contractors and in the business-to-business context until Jan. 1, 2023. With the exception of the right to access, the CPRA will only apply to personal information collected by businesses on or after Jan. 1, 2022.
Paving the Way for Further Litigation
While the CPRA creates a new agency to enforce the CCPA and CPRA starting on Jan. 1, 2023, employers and businesses should be wary of CCPA-related litigation and enforcement actions that have already begun, as well as additional litigation that will inevitably result from the CCPA and CPRA.
Under the express language of the CCPA, with the exception of some carve-outs for data breaches, nothing in the CCPA was to be interpreted to provide a basis for a private right of action under any other law.
However, the CCPA proceeded to create ambiguity by stating that such a pronouncement "shall not be construed to relieve any party from any duties or obligations imposed under other law or the United States or California Constitution." This ambiguity still exists under the CPRA. Employers should therefore expect plaintiffs' attorneys to argue that the CCPA and CPRA can provide a basis for both wrongful termination claims by employees and claims under California's Unfair Competition Law.
The CPRA explicitly makes it unlawful to retaliate against an employee, job applicant, or independent contractor for exercising their rights under the CCPA and CPRA. The good news for employers is that this provision does not go into effect until Jan. 1, 2023, at the same time that the majority of CCPA and CPRA rights become effective for employees, job applicants, and independent contractors.
However, we can expect that employees will argue that exercising their CCPA rights is a protected activity for purposes of alleging a wrongful termination cause of action. Employers and businesses who are actually sued, regardless of the type of cause of action, will also likely see plaintiffs' attorneys using and abusing the right to access to circumvent traditional discovery methods to obtain information regarding their clients.
Additionally, employers and other businesses will likely see an increase of cases brought under California's Unfair Competition Law (UCL), citing not just to the anti-discrimination and anti-retaliation provisions of the CCPA and CPRA, but to any violation of the CCPA and CPRA. The UCL provides a private right of action for any unlawful business act or practice. A party bringing a UCL claim can seek an injunction against further unlawful activity, disgorgement of profits, and attorney fees.
Several lawsuits have already been filed in California under the UCL that are based on alleged violations of the CCPA. This appears to be the current approach of plaintiffs' attorneys for circumventing the CCPA's limitation on private rights of action for CCPA violations other than a data breach. While private litigants cannot seek the same penalties under the CCPA as the Attorney General can in an enforcement action, they have taken the position that the UCL gives them the right to pursue monetary restitution, injunctive relief, and attorneys' fees to remedy violations of the CCPA.
Uncertainties Abound
Under the CCPA, consumers who are California residents have the right to request access and deletion of their personal information, in addition to opting out of the sale of their personal information. These rights have not gone into effect for employees, job applicants, and independent contractors who are natural persons, and they are delayed until Jan. 1, 2023 under the CPRA. The CPRA, however, creates an additional right that consumers and employees will be able to exercise starting on Jan. 1, 2023—the right to correct inaccurate information.
The CPRA says little about how this right to correct will work in practice. The CPRA states that the nature of the personal information and the purposes for which the information is collected will be taken into account but the CPRA fails to explain how they will be taken into account. Likewise, the CPRA states that a business "shall use commercially reasonable efforts to correct the inaccurate personal information as directed by the consumer," but the CPRA fails to explain what constitutes reasonable efforts.
The right to correct inaccurate information is of particular concern for employers. Among questions employers will have is what information are employees allowed to request to correct? Can employees argue that the CPRA gives them the right to correct their personnel records—including discipline records or performance reviews—when they disagree with their employer's version of events? Can an employee request a correction of findings into investigations of employee misconduct? If the employer's investigation found that an employee engaged in theft, timecard fraud or sexual harassment, will this employee have a CPRA right to request that the employer correct the record to their liking and then claim retaliation for exercising their CPRA right? The CPRA does not provide answers to any of these questions.
Ultimately, employers and businesses will need to wait until regulations interpreting this right to correct are drafted for answers to these questions. The CPRA has specifically deferred to the California Attorney General or the California Privacy Protection Agency to create regulations to address, among other issues, requests for the correction of accurate information, how concerns regarding the accuracy of the information may be resolved, and the steps a business may take to prevent fraud.
CCPA Exemptions Briefly Extended
By no later than Jan. 1, 2023, businesses subject to the CPRA must implement mechanisms to provide their employees, job applicants, independent contractors and individuals currently covered by the business-to-business exemption the rights to access, delete or opt out of the sale of their personal information.
The business-to-business exemption states the certain rights under the CCPA do not apply to individuals who are acting in the capacity of employees, owners or representatives of any entity (whether for-profit, non-profit or government) when communicating with or providing their personal information to a business covered by the CCPA.
Currently, there is no guidance on how businesses are expected to apply the CCPA and CPRA to these exempted groups. For example, the "right to delete" may be meaningless in the employment context, as employers will almost always have a legitimate reason that satisfies one of the exceptions to the right to delete.
Employers are legally required to keep many employment-related records, so why create a system for employees to submit deletion requests that will routinely be declined? This is especially problematic in light of the anti-retaliation provisions, as disgruntled employees could attempt to insulate themselves from employer discipline or termination by engaging in protected activity and exercising their CCPA and CPRA rights.
That said, the California Privacy Protection Agency may promulgate regulations providing guidance on how these rights will apply in the employment context. Employers should keep an eye on the activities of the California Privacy Protection Agency and plan to start creating policies and procedures to apply the CCPA and CPRA to these exempted groups once such regulations are issued.
Data Minimization
An important new requirement for businesses subject to the CPRA is data minimization. This has never specifically been required by pre-existing California law, including the CCPA. The CPRA states that a business should only collect and use a consumer's personal information to the extent "reasonably necessary and proportionate to achieve the purposes for which the personal information was collected or processed." This of course leaves room for debate on a case-by-case basis on whether a business actually needs to collect certain information or is collecting more than what it needs. The CPRA also prohibits a covered business from retaining personal information "for longer than is reasonably necessary" for the purpose for which it was collected. Exactly how long a piece of information should be kept will depend on several factors, and there is no one-size fits all answer.
The addition of this new requirement in the law means that businesses without a comprehensive data retention policy should consider adopting one. The best practice is to begin with mapping all your data and taking an inventory of what data you collect, what you use it for, and where you store it. This should also involve auditing whether you really need to collect all this data. Some of the data may be subject to minimum or maximum retention periods under applicable state or federal law. But for most of the data an average business might have, there will not be an applicable law or regulation prescribing exactly how long the data must be kept. Generally, an appropriate retention period would be a function of (a) any legal retention requirement, (b) the statute of limitations for any potential claim to which the data may be relevant, and (c) any other ongoing business objective for which the data may be needed.
Next Steps for Employers
Although the CPRA does not go into effect until Jan. 1, 2023, employers and businesses need to act now to bring themselves into compliance. Parts of the CPRA have a look-back period to Jan. 1, 2022, and it can take six to 12 months for businesses to achieve full compliance—hence the need to start on your compliance journey today.
In addition, the CCPA has been in effect since Jan. 1, 2020, and businesses subject to the CCPA are still obliged to comply with its provisions now.
In other words, you do not get a reprieve from the CCPA until 2023. Under the CCPA, businesses which fail to take reasonable security measures to protect personal information of consumers may be liable for damages of $100 to $750 per consumer per incident or actual damages, whichever is greater. And businesses that fail to comply with other provisions of the CCPA may face enforcement actions by the attorney general and penalties of up to $7,500 per violation.
Businesses will need to start thinking about how they will comply with the provisions of the CPRA effective Jan. 1, 2023. Even businesses who are currently compliant with the CCPA will need to take further steps to bring them into compliance with the CPRA, including:
- Evaluating whether the CPRA will apply to them under amended criteria determining applicability.
- Updating notices to consumers, including employees, job applicants and independent contractors.
- Updating a business's website and privacy policy to comply with new requirements under the CPRA.
- Creating mechanisms for employees, job applicants and independent contractors to exercise their full range of CCPA and CPRA rights.
- Creating mechanisms to delete or destroy personal information for which they no longer have a business reason to retain.
Given the far-reach of the CCPA and CPRA, regional businesses need to consider to what extent they want to interact with the California market and thereby subject themselves to California privacy laws. Businesses with fairly minor ties to California that would still be subject to the CCPA and CPRA may want to evaluate whether they can and should take steps to cut their ties with California in order to avoid the long arm of state privacy rights.
Compliance by the Jan. 1, 2023 deadline will be imperative for business because of the creation of the California Privacy Protection Agency, which along with the California attorney general may investigate and ultimately prosecute violations of the CCPA and CPRA. Businesses could face administrative or civil fines of up to $2,500 for each violation or $7,500 if a violation is deemed intentional or involves minors. Businesses should be aware that, in the absence of any regulations stating otherwise, a violation could be deemed to be "per consumer."
Bringing a business into a compliance with the CCPA and CPRA is a lengthy process even for the most diligent of businesses. Employers and businesses should start early to make sure that they are ready to be fully compliant by Jan. 1, 2023.
Darcey Groden is an attorney with Fisher Phillips in San Diego. Usama Kahf is an attorney with Fisher Phillips in Irvine, Calif. © 2020 Fisher Phillips. All rights reserved. Reposted with permission.


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Back in 2015 Dwayne Dassing of Mentallo and the Fixer and John Bustamante of Fektion Fekler released the selftitled album of their collaboration Kitty Kosmonaut on limited CD via Re:Mission Entertainment in the US only.
This is a re-release on limited cassette. The album is available for the first time in Europe. For customers from North America Re:Mission Entertainment will have cassettes in stock hopefully soon.
Johnny Bustamante: Vocals, Lyrics, Synthesizers, Drum Programming
Dwayne Dassing: Synthesizers, Sound Programming, Drum Programming, Song Arrangement, Engineering, Production and mastering.


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'Kolaigaran' is a 2019 Tamil Action Drama Thriller movie directed by Andrew Louis, and Produced by B.Pradeep under Diya movies Productions. When we consider the Casting of this movie, the lead roles are played by Arjun Sarja, Ashima Narwal, Seetha. Below in this article, you can find the details of Kolaigaran Full Movie Download Moviesda leak.
Kolaigaran Full Movie Download Moviesda
Kolaigaran Full Movie Download Moviesda: Piracy website Moviesda has leaked a number of Hollywood and Indian movies on the Internet, killing the hard work of the directors and the cast. After leaking recent releases like Aadai, Kadaram Kondan, A1 Accused No 1 among others, the piracy website leaked 'Vijay Anthony' starring and Andrew Louis directorial 'Kolaigaran' on their website.
While Delhi and other Indian High Courts had ordered to block many similar piracy hubs in past, Moviesda continues to be a troublemaker for the producers. As a workaround to the blocking of their domains, the website keeps changing its domain extension and can also be accessed through proxy servers.
Moviesda were initially limited to leaking only movies of some industries. However, with the increasing demand, they have started leaking films from several industries. They have also received serious flak from different sectors for doing so.
Indian people search many websites to get free download torrent link. A huge search volume of Moviesda on Google is proof of it. Needless to say, Moviesda is an illegal site that people should avoid using.
Do not Download Kolaigaran Full Movie from Illegal Sources
Diya movies and B.Pradeep have the original digital distribution rights of the movie 'Kolaigaran'. But, they have not authorized any websites for providing 'Kolaigaran' download in any form or fashion. Hence all the websites providing the Kolaigaran Full Movie Download are violating the Indian Copyright Law. Also, they are supporting and actively promoting piracy. By indulging with these websites, you are also ending up supporting piracy.
With the recent changes in Indian Laws, not only these websites but the viewers of those sites can also be brought under the law. We recommend our audience to support anti-piracy movement and not to indulge with these illegal websites for 'Kolaigaran' download.
Moviesda is a torrent website of pirated movies of Tamil, Telugu, Bollywood, Hollywood, Malayalam, Kannada films. Moviesda owners keeps changing their domain to download link of pirated movies illegally. Content of this page is for reference purpose only and houseofhorrors.com/ claims no ownership of this content. We do not support or promote piracy in any manner. Piracy Is A Criminal act as per Sec 63, 63-A, 65 and 65-A of the Indian Copyright Act, 1957.


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PhD degree – Trial Lecture and Public Defence
Fredrick Ssali, Faculty of Environmental Sciences and Natural Resource Management (MINA) will defend his PhD thesis "Impediments to forest recovery in bracken-dominated clearings in the African Highlands", on 28. September 2018
Norwegian title of thesis:
Einstape i afrikanske høylandsområder: hvordan bregner hindrer gjenvekst av skog.
Prescribed subject of the trial lecture:
Aliens, invasives, and other problem species - what are they, when and why should we care, and what should we do about them?
Time and place for the trial lecture and the public defence:
Friday 28. September 2018, kl. 12.15 Auditorium SKP (Senter for klimaregulert planteforskning),
Kirkeveien 16
Evaluation committee:
First opponent: Professor Rob Marrs, University of Liverpool, United Kingdom
Second opponent: Professor Vigdis Vandvik, University of Bergen, Norway
Committee coordinator: Associate Professor Erik Trond Aschehoug, MINA, NMBU
Main supervisor: Professor Douglas Sheil, MINA, NMBU
Co-supervisor: Professor Stein R. Moe, MINA, NMBU
The doctoral thesis is available for public review at the NMBU library.
Thesis number 2018:70 ISSN 1894-6402 ISBN 978-82-575-1538-6


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Anti-Heathrow campaign groups have packed David Cameron's suitcase full of materials they believe the Prime Minister should read before the Government decides whether to give the airport the go-ahead to build a third runway.
Members of campaign groups including HACAN, Greenpeace and Friends of the Earth were joined by Twickenham MP Tania Mathias and Baroness Jenny Tonge outside parliament on Monday (July 20) to each select an item to put into the PM's suitcase ahead of the House of Commons' seven-week summer recess.
A climate change book by George Monbiot, a video of Harmondsworth - which faces destruction if Heathrow builds a third runway - and The Transition Handbook were just some of the items selected before the suitcase was wheeled off to Downing Street.
John Stewart, chairman of HACAN, who organised the event, said: "This diverse range of groups gives a flavour of the formidable opposition David Cameron will face if he gives the green light to a third runway."
The event was organised two weeks after the Airports Commission published its long-awaited report to back Heathrow's £17bn expansion plan – saying it would provide a £147bn boost to Britain's economy over 60 years.


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Today was another awesome day of fishing on Maryland's Chesapeake Bay! What you see in the picture above are Maryland striped bass caught on the Chesapeake Bay, using live bait and light tackle! These Chesapeake Bay rockfish range anywhere from 20 to 30 inches in length! We started out fishing for the bait, which is a lot of fun in itself. As soon as we caught enough bait, we went out to the fishing grounds, and the fish were out of the water. We caught our limit of stripers in less than an hour! After that, we went down the Chesapeake Bay for some croaker fishing. They then proceeded to catch a mess of croakers.
For more information about fishing with us, please visit http://www.sawyercharters.com/!
Wednesday, June 24, 2009
Fishing for Stripers on Maryland's Chesapeake Bay - June 22, 2009
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My name is Alexandra Bone, born in the United Kingdom, but mostly raised in The Netherlands. Growing up, my parents ran a high quality restaurant, so delicious food was my way of life. Since then, I've kept my passion for tasty food, experimenting my whole life in the kitchen with my own recipes.
Apart from England and The Netherlands, I also lived in other countries, such as the Caribbean, Mexico and Colombia. In each country I submersed myself in the local cuisine and now I love incorporating these international styles and flavours in my own recipes.
After finishing a Masters in Business at the university, I worked long hours in a corporate environment for years. Healthy and tasty cooking was put on the back burner, and microwave meals were the daily fare. I noticed I didn't have time any more for my passion and hobby, and I felt I lost a lot of fun. Additionally I started developing various complaints due to lack of fresh, healthy food. I made a rigorous decision, studied a new career and turned my passion into my work!
Now I'm busier than ever, but also healthier and happier! Despite being busy, I can easily incorporate healthy food in my day. Additionally, yoga and weight training ensure that I am full of positive energy every day. I understand better than anyone how it is to find the balance between all the things that make us so busy and taking the time and energy for heathy choices. I can give targeted tips and advice from experience and together we will make sure you achieve your goals.
My passion for delicious food has only grown stronger now I combine this with using only healthy ingredients. No boring boiled potatoes, but delicious meals, snacks and of course there will be enough room for you to enjoy your personal favourites.


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- This event has passed.
DOR Original SEPT/FRI 2020 – VIRTUAL
September 25, 2020 @ 12:00 pm - 2:00 pm$40
Dates: Fridays, September 25 – October 30, 12:00 pm – 2:00 pm CT
Host: All sessions are virtual on Zoom
Location: Zoom link will be sent to those who register
- The series will be held weekly, per the schedule listed above.
- Attending the first session is required.
- You are asked to commit to five of the six sessions.
- The series will be held weekly, per the schedule listed in this event.
- More details will be provided after all registrations are received.
- The series is limited to the first 15 participants that register.
- Cost is $40.


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Elemental School of Crafts
The Elemental School of Crafts is based in an ancient abbey in the mountains of the island of Mallorca. It offers free training for unemployed local youth to learn from crafts masters – who at the same time witness their materials and skills re-interpteted and developed by invited contemporary artists and designers, searching for new uses, aesthetics and markets for these crafts. The courses range from Dry Stone Building, Wool, Vegetal Fibres, to Pottery or Food Crafts.
The courses are also open to visitors and subject to a registration fee.
The schedule of the courses varies so please subscribe to the newsletter to keep up to date.


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Valentines Bash – Flyer PSD Template
To win the heart of a girl, invite her to the feast of St. Valentine to a romantic dinner. Any location of your choice can be decorated with ribbons, balloons, rose petals and, of course, with candles that give the evening special atmosphere. A softly sensual music performed by violinist or saxophonist – this is another nice touch to the exquisite declaration of love.
But don't forget to prepare a special Valentines card for your loved one. For this reason we have created this very beautiful Premium PSD party flyer template "Valentines Bash". Use it and have a happy holiday!
You can use all of our Premium flyer templates PSD and free event flyer templates as many times as you need.
All the event flyer templates on Elegantflyer are ready files for printing. But if you want you can customize and modify them as you wish. You can change the colors and replace all the elements because after you download it you will have the flyer in PSD format.
Furthermore, you will get Facebook Cover. It means that you will download the additional PSD file for your main page in Facebook. You could customize it as well, change the details and make your corrections.
Visit our website again and follow the novelties, because we add a lot of fresh flyers and advertising brochures every day! Also follow us on Facebook https://www.facebook.com/elegantflye and don't be shy to leave some comments! Good luck!
PSD is set up in 2625×3375 dimension (8,5″ х 11″ with 0,25″ bleed). You can easily change texts, content, images, objects and color palette. The PSD file is very well organised, with color coded groups and layers named appropriately.
<<<<<<<<<<<<Free fonts used in design:>>>>>>>>>>>>>>>>>>
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Aromatase inhibitor may speed decline of bone density
DEAR DR. ROACH: I'm a 72-year-old woman, still working, and I stay very active by walking and lifting weights in the gym. I have been taking anastrozole for breast cancer, and my bone density has decreased over the past five years, with a T-score in my hips of -1.5 and -3.3 in my spine. My doctors want me to take Fosamax once a week. I am apprehensive due to the warning about esophageal reflux. My brother died of cancer of the esophagus. Am I foolish to wait a year for the next test? — J.F.
ANSWER: Many women in their 70s will develop osteoporosis, but those using a medication like anastrozole (Arimidex), which inhibits aromatase (a necessary enzyme to make estrogen) usually see faster and steeper drops in estrogen and, consequently, bone strength. This leads to increased risk of an osteoporotic fracture. The recommendation for treatment of osteoporosis is more aggressive for women taking these types of drugs.
Your spine is now at -3.3; anything worse than -2.5 is when treatment is recommended. I say start treatment now, not in a year. You are at risk for a fracture before the end of that period.
The risk of esophageal reflux with alendronate (Fosamax) is low if it is taken properly: on an empty stomach with a full glass of water, and you must remain upright for 30 minutes. The risk for esophageal cancer also does not appear to be increased in people taking alendronate.
Still, if you don't want to take it, Fosamax is not your only option. In people who have a reason not to take Fosamax, once-yearly zoledronic acid (Reclast or Aclasta) is effective and is given intravenously. A recent study on women with osteopenia showed that the IV infusion of zoledronic acid prevented fractures. Between the osteoporosis and use of Arimidex, I think your benefit is likely to be large.
DEAR DR. ROACH: I suffered from constipation for years, and after consulting with a gastrointestinal specialist, I was prescribed MiraLAX. I take it every morning and have added fiber to my diet. The program has been successful. How wise is it to continue MiraLAX indefinitely? Should I worry about side effects? It has been quite pleasant to be free of constipation worries. — Anon.
ANSWER: MiraLAX is a non-absorbable chemical called polyethylene glycol. It passes through your system, bringing water with it, which makes stool less hard and easier to pass. It is very safe for short-term use. If used excessively, it can pull sodium and potassium out of a person's system.
If you are taking in enough fiber, it should be possible to decrease the MiraLAX without worrying about constipation again, but it's OK to use MiraLAX as needed.
Readers may email questions to email@example.com or send mail to 628 Virginia Dr., Orlando, FL 32803.


text: Fans of history and action will probably find playing a soldier in the Cold War interesting in Arma 3 campaign. The first Creator DLC for Arma 3 will feature the Cold War Germany, and it is now available. \n \nThe release was announced on Monday by Vertexmacht and Bohemia Interactive. A glimpse on the premier Creator DLC called Global Mobilization: Cold War Germany can be seen in the trailer. \n \n \n \nAccording to the latest report on the Arma 3 website, the theme takes players back to the 1980s era. It features the warfare between the two sides of Germany. Players will be deployed to the northern part of Germany where they will explore a massive terrain. \n \nThe terrain shows the Weferlingen where there are 419 kilometers of the area to build on. The area is actually inspired by a real location. The terrain also has a winter variant. The biggest feature here is the inner part of the German border which devs recreated using real documents. \n \nThe DLC pack also comes with new weapons, vehicles, clothing, gears, and several player modes. The game developers said there are 42 vehicles on the game. It has 50 destructible encampments in both the East and West side. \n \nThere will be multiplayer scenarios and a single player campaign to choose from. There is a total of 17 multiplayer scenarios to play in co-op, while single players will find 10 missions. The pack also contains Denmark, but they only have a small military faction. \n \nThe exciting thing about Arma 3's latest campaign is that the 2-man team that supported the modding community. In fact, it was said that the Vertexmacht participated in the Arma modding community for a long time. They are also professionals when it comes to game creation and military service. \n \nThe DLC pack actually supports players' favorite third-party developers. The Creator DLC of the Arma 3 is a program that allows outside game developers to publish their original work. It presents them an opportunity to share their work as a commercial content on Steam. \n \nBohemia said they wish to provide Arma 3 players with quality contents and give opportunities to talented developers. The developers earn monetary rewards from the program. It is also their way to get more investment to the Arma series. Bohemia said the game will get a "long-term future." \n \nThe Global Mobilization: Cold War Germany pack sells for $23 on Steam. It is also available on Bohemia Store. It's currently at 10 percent off until May 6.


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The nexcare are great -stay
Home › Forums › Glass Fusing › General Fusing Discussion › The best BAND-AIDS! › The nexcare are great -stay
September 5, 2008 at 5:27 pm #10656
The nexcare are great -stay on for days (if needed) and the brights are great colors!! I have found that pretty much any "childrens" bandage work better than other kinds – I guess cuz adult glass workers are as careless as most children! The Shrek bandages are not too cool – they look like a fungus!


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We've been here a while – search
- 2015 - Year of the GNU/Linux Desktop
- Acer
- adoption
- android
- Apple
- China
- cloud
- Debian
- Dell
- desktop
- education
- firearms
- food
- garden
- GNU/Linux
- government
- horticulture
- hunting
- Intel
- LibreOffice
- Linux
- market share
- migration
- politics
- renewable energy
- Samsung
- security
- server
- small cheap computers
- smart phone
- software-patents
- Solo EV
- tablets
- that other OS
- thin client
- thin clients
- trolls
- Trumpism
- Ubuntu
- uptake
- weather
My MissionMy observations and opinions about IT are based on 40 years of use in science and technology and lately, in education. I like IT that is fast, cost-effective and reliable. My first use of GNU/Linux in 2001 was so remarkably better than what I had been using, I feel it is important work to share GNU/Linux with the world. Now that I'm retired I still use GNU/Linux on every computer in my home except the smartphones which run Android/Linux.
Lately, I've been giving lots of thought to the world I inherited and which I will leave to my descendants. I'm planting grass, trees, flowers and vegetables in my large lot and I've ordered a Solo EV. I plan to charge my Solo by means of a tracking solar array. Life is good if you have a purpose. I do.
Daily Archives: January 10, 2013
M$'s Monopoly Softens
"Worldwide PC shipments totaled 89.8 million units in the fourth quarter of 2012 (4Q12), down 6.4% compared to the same quarter in 2011 and worse than the forecasted decline of 4.4%, according to the International Data Corporation (IDC) Worldwide Quarterly … Continue reading
Posted in technology Tagged that other OS 3 Comments
US Veterans' Administration Almost Gets FLOSS
"The US Department of Veterans Affairs is looking to upgrade the 25-year-old software that powers its nationwide health care system, and it's betting real money that open source is the way to do it. To that end, the agency is … Continue reading
Posted in technology Tagged FLOSS Leave a comment


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I designed and built Main Menu after developing a healthy cynicism about for-profit review outlets, and I hope it becomes a place for unbiased and helpful reviews. To me, looking at critical literature has always been about more than "What should I buy?" - it's a conversation about the directions that our favorite cultural mediums are taking.
Unfortunately, there's ample evidence that, for a lot of review sites, this conversation has taken a back seat to (or rather, been stuffed in the trunk by) a focus on profits. From a business perspective, exchanging positive reviews and publicity for ad sales and exclusive access makes sense - but it's a toxic practice when we're talking about the health of the medium as a whole.
Main Menu probably won't be able to match the pace and amount of content of the larger outlets - at least, not at first - but hopefully it'll play host to the conversations about art that really need to take place.
And hey, if it steers you clear of buying some overhyped garbage…
I ain't mad about that.
My name is Sam LeBlanc.
I've been gaming for almost 2 decades - it's the longest-running hobby in my life. I've played legendary titles, unenjoyable garbage, and everything in between. I've also poured over articles, books, and everything else I could on the subject; Game Informer is still my favorite magazine, and it's actually the publication that first sparked my passion for talking critically about the things I love.
Gaming's been good to me - I've gotten to make friends, compete on Summoner's Rift, wield the Master Sword, fly a Tie Fighter, become a Spectre, pilot a Mech, master the Hadouken (as Mega Man X, no less), slay dragons, catch Mew, and so on throughout the hundred or so lives that games have let me live. It's really that aspect - the ability to truly live a narrative - that I think makes gaming the ultimate entertainment medium.
If you'd like to submit a review, send over an email with your idea to email@example.com


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Evaluation of Stressful Life Events and Psychiatric Disorders in Patients Presenting with Psychogenic or Organic Origin Complaints Referred to Mashhad Faculty of Dentistry
Zahra Delavarian1, Abbas Javadzadeh Bolouri1, Ala Ghazi1, Zohreh Dalirsani1, Peyman Hashemian2, Tahereh Nosratzehi3
1 Oral and Maxillofacial Diseases Research Center, Mashhad University of Medical Sciences, Mashhad, Iran2 Psychiatry and Behavioral Sciences Research Center, Ibn-e-Sina Hospital, Faculty of Medicine, Mashhad University of Medical Sciences, Mashhad, Iran3 Dental Research Center and Department of Oral Medicine, School of Dentistry, Zahedan University of Medical Sciences, Zahedan, Iran
Correspondence Address:Zohreh DalirsaniDepartment of Oral Medicine, School of Dentistry, Mashhad University of Medical Sciences, Vakilabad Blv, Mashhad IranSource of Support: None, Conflict of Interest: NoneCheckDOI: 10.4103/jofs.jofs_104_19
Source of Support: None, Conflict of Interest: None
DOI: 10.4103/jofs.jofs_104_19
Introduction: Diagnosis of stressful life events and psychiatric disorders plays an important role in the management of patients having somatic complaints of psychogenic origin. The aim of this study is to compare stressful events among patients presenting with complaints of psychogenic or organic origin referred to the Oral and Maxillofacial Pain Clinic of Mashhad Faculty of Dentistry. Materials and Methods: 132 patients with complaints of psychogenic or organic origin were enrolled in our study. Both control and case groups completed the Scl-90 questionnaire, and the case-group patients were further evaluated by interview with a psychiatrist using DSM-IV-TR criteria. Results: In the case group, changes in work responsibilities and in family member's health were the most common events in females and males, respectively. In the control group, the most common event among females was change in financial status, while for males this was change in work responsibilities. The mean severity of stressful events in the case group was significantly higher than that in the control group. According to the Scl-90 questionnaire, most of the control group patients (69.9%) were lacking any psychiatric disorders while most of the case patients (53.8%) were classified as having a tendency towards psychogenic disorders. Conclusion: Dentists come across Patients with psychogenic origin disorders on a daily basis. Thus, diagnosis and efficient management of such disorders becomes critical in populations of both modern and developing countries having persistent worries and stressful lifestyles.
Keywords: Sensory disorders, stressful life events, psychiatric disorders


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By MarketWatch
CBS Corp. (CBSA and CBS) said Thursday it has reached a new agreement for continued retransmission of CBS-owned stations and wider distribution of CBS Sports Network on Verizon Communications Inc.'s /zigman2/quotes/204980236/composite VZ -0.19% FIOS TV, a move that comes as CBS continues its battle over fees with Time Warner Cable Inc. .
Terms of the agreement with Verizon weren't disclosed.
"This deal was reached in a short period of time, and CBS has once again achieved fair value for our over-the-air rights," said Ray Hopkins, president of television networks distribution for CBS.
For its part, Terry Denson, Verizon's president of video content and strategy, said, "Verizon continues to address areas of change where necessary in current policies to better reflect the interests of consumers."
As part of the agreement, CBS-owned stations in various Verizon markets including New York, Los Angeles and Dallas, will continue to be distributed to FiOS TV subscribers. FiOS TV will also continue to provide CBS programming via Verizon's industry-leading video on demand services to all subscribers.
In addition, CBS said its Sports Network will "dramatically increase" its distribution with FiOS. Separately, CBS and Verizon have an existing agreement for FiOS to carry Showtime Networks and Smithsonian that will continue as well.
The latest announcement by CBS comes after officials said Wednesday that CBS and Time Warner had agreed temporarily to lift the blackout on CBS to ensure as many New Yorkers as possible have access to the coming debates for comptroller and mayor.
The dispute between Time Warner and CBS centers on fees that cable companies must pay to broadcast stations to transmit programming. CBS is seeking an increase, and Time Warner has said it is too expensive.
Class B shares of CBS closed Wednesday at $50.85 and were inactive premarket, while those of Verizon edged up 23 cents to $47.50 in recent premarket trading.
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oh, I'd like to talk to nate on a podcast some day BustedAstromech, let's get in contact!
lotta hot tunes in here
@Pasokon Deacon, really feeling this doushin the giant track - gonna have to listen to the whole dang thing now.
and @vmu_beep totally agree on June Chikuma - she was really ahead of her time, and worked on these kind of very "forward" mixed songs that have this real lush tone in the mid range. I keep asking vince to write something explaining to me how it works, ha ha. Did you get her album that came out recently? It's neat and weird, and shows her earlier inspirations. https://bleep.com/release/126464-june-chikuma-les-archives
exodus yeah, let's kick the tires on this site's private message function and see if we can set it up
btw @Pasokon Deacon, really feeling this doushin the giant track - gonna have to listen to the whole dang thing now.
OH!!! I have to add to all the synth madness with this absolutely bonkers track from Star Cruiser:
the whole soundtrack is amazing, but this one is like - it communicates directly with my soul or something. also everyone should learn about star cruiser creator and big time inspiration to all humans Kotori Yoshimura: https://www.usgamer.net/articles/kotori-yoshimura-and-star-cruiser-how-twitter-revived-a-piece-of-japanese-gaming-history
exodus I haven't had a lot of contact with Yoshimura (unlike a certain someone), but I've known of her exploits and work at Arsys/Tecno Soft for almost several years now. I really need to get started on my X68000 playthrough of Star Cruiser (now in English) and get back to slamming my head against WerDragon and/or WiBARM or Reviver.
Regardless, Toshiya Yamanaka studied under jazz guitar greats like Kazumi Watanabe, and it shows in his intricate compositions/arrangements. Excellent bass lines, chunky FM-synth orchestration, and a flair for unusual chord progressions–he's got it all. His early work before Star Cruiser isn't super remarkable, but 1988/1989 was a great period for Yamanaka.
i like this song, idk why. please enjoy it
u_u I totally get it - this has a pretty modern hangouts vibe actually, doesn't feel like it's from 1993 - it feels like somebody referencing a dreampop song from 2006 in 2020 using the famicom soundchip.
u_u Want to say it's only in the last couple years I even realized there was a sequel to Solomon's Key. (It's recent enough that I first played it on a smartphone NES emulator, and I got my first smartphone about five years ago.) And, it's kind of neat! It feels weirdly recent, mobile-ish in its design.
u_u A Song of Fire and Ice
u_u I really like the sound of the entire Fire 'n Ice soundtrack, iirc. Though this is def one of the best tracks.
Fire 'n Ice has the rare distinction of being something I lusted after in Nintendo Power when I was a child, then played in my late 20s finally and fell in love with.
@exodus, either email me at brettacutler(at)gmail or ping me on twitter through '@BrettACutler', we lack DM functions here
my husband and i collaborated on a 112-track youtube playlist of our favorite videogame music, which can be found here. no order, hit shuffle
aivi & surasshu have been posting semi-regular teasers of their music for an upcoming game called ikenfell, usually with some explanation as to the ways they tried to communicate ideas through the composition.
"You meet a boy who's more interested in books than conversation. His favorite book? You probably haven't heard of it. You're not sure how to groove along to his theme song."
On Twitter, aivi went into more detail about how the use of meter was meant to frustrate getting a handle on the character until the moment it locks into 4/4, which was to correspond with a sense of Flow.
exodus I also like that it has a lot of different "instruments" but they are all pretty distinct. In general something I really like about the soundtrack to that game is that it really layers the sounds, but still leaves room for little microseconds of silence. A lot of 8-bit music is impressively written, but ends up being exhausting because so many composers are just imitating metal. It's overwhelming!
mcc Hero Core: This was a Daniel Remar game (remember Iji?) with a Brother Android soundtrack and the soundtrack basically my favorite chiptunes album ever. Track I like: "Natural Caves"
I love this one too, it's one of my favorites to pull temp tracks from, especially if I need the mood of cold sunrise. Has Brother Android done more game work since then? There's an album but I'd hope people would commission them and they'd be able to steadily provide warbly square waves for pixel games
BustedAstromech I remember his music was in Digital: A Love Story but I don't know of any game soundtracks he's contributed to since Hero Core. He mostly records christian rock under his given name now
The game itself is so superb, also. Which I'm sure everyone knows, but I feel compelled to emphasize.
mcc I just poked around and saw that, unfortunately what I listened to doesn't do anything for me. Digital's music was very good for that game, it was a new ambient way (to me) to use these sound palettes in what ended up being a new genre
nu-doom's chainsaw guitars are so revolting i love it
I gotta look up more of hit stuff. any other recs?
That should cover Yamanaka's main works. He's done a lot more outside video game music recently, just like Motoaki Takenouchi and others who left the field for greener grasses.
Some folks commissioned noted Mega Drive-remixer Savaged Regime to make a soundtrack for their homebrew game, Xeno Crisis. It's a pretty good proggy, djent-y album (those are the right genre words, right?)
Anyhow, area 3 has my favorite song. I like its general mood and how it uses rhythmic syncopation to build up to that first release at 0:40. Gets me pumped every time.


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Aug. 30:
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Bonds Sr. passes, lights go out
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August 1
Trailing 11-6 going into the bottom of the ninth, the Pirates rally to score six runs for
a wild win over the Rockies.
In addition, former Rangers manager
Johnny Oates is honored in Texas.
August 2
Just the way the schedule used to be: The Padres and Phillies get together in
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August 3
Proving they can hit for power away from Coors Field,
the Rockies collect 24 hits
in a 16-4 win over the Pirates. Jay Payton homers twice. Also on this day,
George Foster and Ellsworth "Dummy" Hoy
are inducted into the Reds Hall of Fame.
August 4
Down by three runs, the Royals put a "7" on the board in the sixth inning
for a 13-9 win over the White Sox
to go three games up in the AL Central.
August 5
Returning after a collision with Braves second baseman Marcus Giles,
Mark Prior dominates
and shuts down the Padres in his hometown, San Diego.
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Rookie sensation
Dontrelle Willis runs his record to 11-2
by allowing three runs on five hits in a 7-3 win over the Cardinals.
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Julio Lugo swings at the first pitch he sees, and the Devil Rays take a 2-0 deficit and turn it into
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with a three-run rally in the ninth.
August 8
Jeremi Gonzalez tosses eight scoreless innings as
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and its eighth game in the last 11.
August 9
Fenway Park joins the 10,000 club when
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at the venerable baseball venue. Millar's two-run blast also provides the edge in Boston's 6-4 win over the Orioles.
August 10
The Astros go deep at Minute Maid Park as
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in Houston's 8-2 win over the Expos.
August 11
One of baseball's young premier power pitchers, Kerry Wood reaches a milestone when he records
his 1,000th career strikeout in just his 134th game.
In addition, the
Royals collect 11 doubles in a 12-9 win
over the Yankees.
August 12
In yet another twist to an odd story,
samples of Ted Williams' DNA are reported missing
from the Alcor Life Extension Foundation laboratory where the late baseball legend's body and head are preserved in liquid nitrogen. The Braves honor one of their greats by
unveiling a statue of left-hander Warren Spahn.
On the field,
the Padres pound out 24 hits
in a 14-4 win at Atlanta.
August 13
Though left-hander Al Leiter prefers a conservative political viewpoint,
he enjoys a visit with former President Bill Clinton
in the Mets' clubhouse.
August 14
The lights go out in New York -- and Massachusetts, and Ohio, etc. The Niagara Mohawk power grid overloads,
sending a wave of power outages
that affects New York state, Ohio, Boston and Ontario, and causes the postponement of the Giants-Mets game at Shea Stadium. In Minneapolis,
Travis Hafner hits for the cycle
in the Tribe's 8-3 win over the Twins.
August 15
All they need is a run, and the Indians get it when
Josh Bard raps an RBI single in the bottom of the ninth
for a 1-0 win over the Twins. C.C. Sabathia goes the distance for the shutout.
August 16
Albert Pujols singles to right field in the seventh inning at Philadelphia to extend
his hitting streak to 30 games.
August 17
Reality TV hits Wrigley Field when
Ozzy and Sharon Osbourne take the microphone in the seventh inning to sing "Take Me Out to the Ballgame."
In Atlanta,
Curt Schilling allows one hit and strikes out 12 Braves
over eight innings in the Diamondbacks' 2-0 victory.
August 18
It takes 16 innings, but
the Rangers defeat the Tigers
, 4-2, in Detroit, thanks to Alex Rodriguez's two-run homer. In addition,
Javier Vazquez allows just three hits in a 4-0 shutout
as the Expos complete a four-game sweep of the Giants.
August 19
The Cardinals put a perfect 10 on the scoreboard in the bottom of the eighth and
roll to a 13-5 win over the Pirates.
Scott Rolen has six RBIs.
August 20
A-Rod picks up
career hit No. 1,500
with a first-inning triple at Detroit.
August 21
Ken Coleman, a Red Sox broadcaster from 1966 to 1974 and 1979 to 1989,
dies from complications of bacterial meningitis
at the age of 78. Jim Edmonds homers twice, including
a walkoff three-run blast
in the Cards' 6-3 win over the Phillies. Right fielder
Vladimir Guerrero takes over the Expos' franchise lead in career dingers.
August 22
Jim Thome and Pat Burrell get together as
each homers twice
in the Phillies' 9-4 win over the Cards at St. Louis.
August 23
Bobby Bonds, who suffered from a variety of ailments, including lung and brain cancer, tumors of the kidney and heart disease,
dies at the age of 57.
The Cubs'
Carlos Zambrano loses his no-hit bid in the eighth,
when Shea Hillenbrand is called safe at first on an infield single.
August 24
Winning in grand style on this day are
the A's, who hit two grand slams in one game
for the first time in franchise history. Ramon Hernandez and Miguel Tejada do the honors.
August 25
With a 10-1 victory over Boynton Beach, Fla.,
Tokyo, Japan, wins the 2003 Little League World Series.
In addition,
MLB.TV celebrates its first anniversary.
August 26
Rafael Palmeiro joins some elite company when
he hits career homer No. 521.
Palmeiro's 31st home run of the season ties him with Willie McCovey and Ted Williams for 13th on the all-time list.
August 27
Bad news for the Braves during the pennant race:
John Smoltz is sent to the disabled list
with tendinitis in his right elbow.
August 28
In his first game with the Royals,
Rondell White collects four RBIs
by going 2-for-3 in Kansas City.
August 29
Encouraged by other crossover sports stars,
golfer Phil Mickelson works out with the Toledo Mud Hens.
August 30
Barry Bonds returns from bereavement leave following the death of his father and
homers off Randy Johnson
in the Giants' 2-1 win at Phoenix. Edging ever closer to pitching ignominy,
Mike Maroth loses his 19th game
of the season, and the Tigers become the first team in 40 years to lose its 100th game before the end of August.
August 31
The White Sox score two runs in the eighth and four in the ninth to record a 6-1 win over the Tigers and
retain a hold on first in the AL Central.
Mike Scarr
is a reporter for MLB.com. This story was not subject to the approval of Major League Baseball or its clubs.