text: Four Leadership Qualities from History's Great Figures. Great moments in history occur when the seemingly impossible becomes reality. In 1963, Martin Luther King, Jr. stood "in the symbolic shadow" of Lincoln and delivered his "I Have a Dream" speech. In 2013 and a mere 1.9 miles away, President Barack Obama was sworn in as the President … Continue reading What History Teaches Today's Leaders


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Classy gesture from Rays outfielder Wil Myers, who was once a premier Royals prospect …
Congrats to the #Royals! Happy for everyone in that organization.
— Wil Myers (@wilmyers) October 16, 2014
Kansas City got James Shields and Wade Davis in that December 2012 seven-player blockbuster trade, and both of those pitchers have played massive roles in the Royals' improbable run to the World Series. Shields has already started three games this postseason — with so-so results but all victories — and Davis is a big part of KC's dominant relief corps. Myers, meanwhile, has batted just .258/.324/.400 in 734 plate appearances since joining Tampa Bay. He missed half of the 2014 season with a stress fracture in his right wrist.

subset: commoncrawl


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A fight over a pair of new Nike Air Jordan 2 Retro "Wing It" shoes ended with gunfire at a suburban Minneapolis Foot Locker, wounding two people during the Saturday morning sale.
The shoes — worth about $200 — went on sale Saturday, sparking multiple disturbances throughout Minneapolis and Madison as people hoping to score a pair of Michael Jordan's new line of sneakers found there wasn't enough to go around.
In Madison, a scuffle broke out among a crowd of 60 customers after learning Finish Line Footwear had only 10 pairs. Meanwhile in Brooklyn Center, cops were already at the strip mall when a melee inside the store spilled out into the parking lot.
"It was absolutely crazy," witness Latrissa Favorite told WCCO-TV after the 10 a.m. shooting. "I heard police screaming 'Get down, get down.'"
Shoppers darted for cover as witnesses outside Foot Locker heard least six shots ring out. Those bullets struck two victims. Both of those injured are expected to survive, authorities said.
"It makes you sad for the people and the mentality and mind frame that we have, that we have to kill somebody. That nobody's life is valued anymore," Favorite added.


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There's no way around it: COVID-19 impacted businesses across every category. Financial institutions are no exception. However, there is a silver lining: Tough times have helped many businesses become more creative and resilient. Let's look at the lessons learned from businesses who've managed to make the most out of the current situation—and have even transformed it into an advantage—and examine how financial organizations, like banks and credit unions, can apply these same winning strategies.
Financial Institutions Have Entered Uncharted Territory
Before we get into tactics, let's zoom out and look at the current business landscape for financial institutions. These organizations now find themselves facing never-before-seen challenges: The world is dealing not only with a health crisis, but also with a period of economic turmoil. What makes the situation even more difficult for financial institutions is that many were struggling with digital transformation even before the pandemic. The main reason for this slow transition to digitalization is the fact that most financial institutions rely on hard-to-transform legacy systems. At the same time, they have to be extra careful when choosing IT vendors to consider risk mitigation, compliance requirements, and data safety. Now, however, banks and credit unions face a new set of challenges, and digital is no longer just a "nice-to-have." It's a must. Traditional banks focused on in-person contact, neglecting the importance of omnichannel banking, are now rushing to create an engaging, easy-to-use online presence.
7 Things Banks and Credit Unions Can Learn From Other Businesses
To help financial institutions bridge the online-offline gap, we've gathered a list of businesses that are thinking outside the box and implementing novel ideas to embrace the "new normal" within the business landscape.
1. Maintain Relationships With Clients (Even If You Close Branches)
Many financial institutions had to close their doors during the lockdown, or in some cases, decrease their number of branches. Even so, regular client communication should remain a top priority. Outside the finance world, businesses are using this approach to adapt to the current situation and to find ways to stay in touch with their customers. For example, Verve Coffee, a coffee shop with locations in California, shows us how businesses can find creative ways to keep in touch with customers (even if you're forced to close doors or limit normal operations.) They sent emails to inform their customers about ways they could support the business through ecommerce purchases (like buying new coffee blends they released, branded merchandise, and more.) This regular, ongoing communication helped keep their customers in the loop about options so they could continue to support the business through uncertain times. Image Source The lesson: No matter what, maintaining communication with customers is essential for business continuity. Even if some of your branches are closed, reach out to clients to tell them about options they have at their disposal as well as what you can do to help them.
2. Offer Virtual Consultations
Successful organizations know they need to be where their customers are. Today, they are online. Offering virtual consultations can help you keep loyal customers and attract new business. Customer-centric financial institutions know that making an extra effort to be there for clients and to help them by listening and advising, no matter the circumstances, can go a long way. Many businesses started offering virtual consultations when the pandemic started as a brick and mortar closure solution. Clothing brand Jarbo, for example, offers customers a free, one-hour video chat styling session. Knowing that people are looking for cozy clothes as they stay at home, Jarbo uses email marketing to talk about the importance of high-quality loungewear (while encouraging them to book a free styling appointment, too.) Image Source The lesson: Virtual consultations can be a home-run digital strategy for banks and credit unions. As finances are tough for most people, they need expert, one-to-one advice. The reality is: Virtual consultations aren't much different than in-person consultations, which most financial institutions are used to doing anyway.
3. Reinvent In-Person Contact With Drive-Thru Service
When it comes to banking, people seek personal attention and support. They want to have the option to speak to real people. In fact, according to PwC, 65% of clients want access to a local branch. No matter how much people get used to online banking, in some cases, they still prefer in-person contact. One year ago, that seemed like an easy task. Today, however, financial institutions are facing serious challenges when it comes to operating physical locations. Most of the time, people think of fast-food chains when we think of drive-thru service. However, this model turns out to work well for other businesses, too. For example, the well-known pharmacy store chain Walgreens partnered with the U.S. Department of Health and Human Services (HHS) to open drive-thru testing locations in different areas. The essence of the drive-thru concept is offering customers service while they safely remain in their cars. Aside from testing, Walgreens offers more than 60 front-end products at its 7,300 pharmacy drive-thrus nationwide, including cleaning supplies and sanitizers, select over the counter products such as cough/cold, pain/fever, and immunity support, select grocery items, infant formula/adult nutrition, medical supplies, first aid, and paper goods. Image Source The lesson: Offering expanded drive-thru banking services can be an ideal solution for minimizing in-person contact while providing top-notch service to customers. This expanded service offering could include services that typically require coming indoors, like getting certified checks, exchanging coins for cash, etc. If you go this route, email your customers and let them know about all of the help and services they can get while maintaining a safe distance in their cars.
4. Educate Clients Through Webinars
In a world where everything is only a click away, customers want to make informed decisions. The era of the hard sell is over. Now, if you want to turn visitors into customers, you have to educate them, provide all the information they need, and then give them the freedom to choose. Webinars are a great way to explain more complex topics and answer questions. During these difficult times, when companies cancel or postpone all kinds of events, organizing a webinar to educate customers can set you apart from your competition. One example of this can be seen with French skincare brand Vichy. They held a webinar to discuss topics their audience cares about, and webinar attendees had a chance to win a gift basket as well. In the promotional email, Vichy presents the webinar topic and the speakers. They also talk about other benefits like discounts, free shipping, free samples, and online skin expertise. Image Source The lesson: For financial topics, think about what would be most relevant and useful for attendees. Making a housing loan decision is always daunting, for example, so consider organizing a webinar to talk about the process and to answer questions. Queue up an email campaign with educational resources shared before and after the webinar as well.
5. Organize an Online Contest
People are having a hard time being stuck at home, which is why lately they've been even more active online. They're looking for something to keep their attention. Organizing an online contest can be a great way to engage with customers and to spread the word about your organization. First things first: When organizing a contest, be aware of your goal and your target audience. Based on that information, choose a contest type, details, and prize. The most important element of a successful contest, however, is a solid promotion plan. That's where email comes in. We see an example of this in action from luxury home decor retailer Alchemy Fine Home. They organized a design contest to promote a new offering, their Virtual Design Studio, that lets customers design the home of their dreams using photorealistic renderings. The main prize was a $500 Alchemy Fine Home gift card. The secret to getting more participants to take part in your online contest is to create an engaging and creative task and to offer an appealing prize. Make sure to create an email sequence to get people excited about the contest. Adding a call-to-action to share the information with friends can help you spread the word as well. Image Source The lesson: People love contests, especially when there's a good prize at stake. Creating an engaging contest and promoting it through email marketing and social media can help you stay top-of-mind with customers and community members alike. For banks and credit unions, the prize could be something like a waived account fee, a free consultation, or even a gift card to a local restaurant.
6. Communicate Safety Measures
During the lockdown, many non-essential businesses were closed. Others that kept their doors open had to undertake safety measures to make sure they don't jeopardize their customers' and employees' health. However, safety measures are constantly changing to reflect the current situation. Informing customers about the latest safety protocols in your branches can help avoid misunderstandings that might lead to frustration. For the ride-hailing company Lyft, the health and safety of their community is the number one priority. That's why they are communicating safety measures with their customers and drivers on a regular basis. In one of their emails, they share detailed requirements from their Health Safety Program to keep riders in the know. They also remind customers of the efforts drivers are putting in place by wearing masks, keeping the car clean, and more. Image Source The lesson: Make sure to leverage email to communicate safety measures within your branches and give clients peace of mind. Help them feel safe and welcome when visiting your brick and mortar locations.
7. Embrace Banking by Appointment
In-location appointments have become increasingly popular since the pandemic started. Due to the restrictions of the number of people present in one place, companies had to find a way to control the number of people that come for in-person service. Thus, appointment-based scheduling. Aside from regulating the flow of people, appointments will give you a chance to devote time and attention to each customer that visits you. This means you can create a more personalized experience and build a relationship of understanding and trust. The approach works for all kinds of businesses: The well-known jewelry retailer H.Samuel, for example, offers free in-store appointments. All a customer needs to do is choose a location, date, and time. They have a "book an appointment" call to action in every email to give customers the chance to get one-on-one support. Image Source The lesson: Offering banking by appointment is a great way to deliver positive customer experiences, so make sure to promote it in your emails, create dedicated campaigns around it, and spread the word on social media.
Wrap Up
Learning to pivot can help financial institutions endure during turbulent times and become more resilient in the future. When looking for new concepts applicable to your business, don't limit yourself to looking only at similar financial institutions. Companies today have the same tools at their disposal, so you might be surprised how versatile strategies that work for different industries can be. No matter which route you choose, remember: Frequent email communication is critical as you share your new offerings, services, and important information with customers. If you want to learn how to build effective campaigns, whether it's a newsletter, promotion, product offers, or text message, we can help. Let's talk.


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Programmatic Advertising or Programmatic Buy in it broad sense is all kinds of media buy or advertising through automatic programming or software. Inventories were sold on a real time bidding (RTB) model. SEM or Social Media Advertising in its broader sense are members of the programmatic family. However programmatic buy or programmatic advertising in its narrow sense refer to media buy on display or video ad placement on auction based or RTB model i.e. buying target audience directly instead of traditional buy of websites or ad networks. The resultant benefit are more conversion, web traffic at a lower advertising unit cost due to reaching right audience at the right time and right effective frequency and eliminating audience duplication.
To understand more, please contact DIGICOM, your Programmatic Advertising Agency .


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Justin Bieber is still an ass. He was kicked out of an ancient Mexican archaeological site yesterday (Jan. 7) for more loutish behavior. He pulled down his pants and tried to climb an ancient ruin that is off limits tourists, causing a confrontation that led to his ouster.
Bieber apologized profusely and promised to clean up his act last year after an 18-month string of arrests and incidents of loutish behavior.
Related: Justin Bieber Curse: How Fans Are Refusing to Let Him Live His Life
But apparently he can't stop acting out or showing off in front of new girlfriend Hailey Baldwin. She is vacationing with him in Mexico's Riviera Maya.
Bieber also subjected his old girlfriend Selena Gomez to embarrassing incidents involving abusive behavior.
This time, the incident unfolded at Tulum, ancient Mayan ruins managed by Mexico's National Institute of Anthropology and History (INAH). Officially, the organization said Bieber was asked to leave for "doing outrages."
Related: Jennifer Lawrence Delivers the 'Hard' Truth About Dating Justin Bieber
Bieber was initially stopped at the park's entrance because he was carrying an open beer can, according to Mexico's La Razon newspaper.
He and four companions were allowed to enter the park after he agreed to discard the drink. But at the first attraction, Bieber pulled down his underwear and tried to climb on the ruin for a photograph.
In the process, he "ignored the signs and decided to climb onto platforms and restricted areas," reported Sipse, a multi-media Mexican news service.
Related: Justin Bieber Says He's No Gangster, But Picks Up Another Bad Habit (video)
The areas are roped off to avoid damage to the ancient and in most cases fragile ruins.
When guards asked him to leave the site, Bieber became abusive, according to the report. He allegedly "threatened and insulted authorities."
Bieber's security was also surly to other tourists.
Related: Justin Bieber Struggling: I Don't Want to Get Out of Bed Sometimes (video)
A shouting and shoving match allegedly ensued with Bieber's security. Staffers reported that Bieber appeared intoxicated. Federal police were called to the scene, but Bieber was gone by the time they arrived, according to Sipse.
Check out the video below, let us know your thoughts and be sure to follow IM on Twitter for the latest Justin Bieber news.


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SFS AIRPORT ROYALE WINGS-Premium 1, 2 & 3 BHK Apartments Near Cochin International Airport, Nedumbassery
SFS proudly presents Airport Royale Wings, a futuristic apartment complex located in proximity to the Cochin International airport in Nedumbassery. These premium luxury apartments are complete with premium facilities, state of the art styling, and Avant Garde design.
Very near to the international airport and the NH bypass, this elegant housing offer ready to move in apartments to individuals from all walks of life, with a flair of modern living standards. These apartments are also optimally suitable for international travelers, fancying a weekend getaway whenever they visit God's own country and the Queen of the Arabian sea. In addition, this is an investment with assured rentals for those who look for a home in Kochi. Ideal to both young professionals and senior citizens alike, the Airport Royale Wings offers to its owners, serenity and an unmatched home experience.
For more details:


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Revolt: Republicans Angry About Omnibus Spending Bill Decry 'Total Mess'
Republicans poring over a 1,924-page overarching spending bill proposed by Democrats to cover the rest of the fiscal year are threatening to grind the legislation to a halt, citing massive earmark spending, which, if passed, would be enacted into law without debate in the full Senate.
Two sources who spoke to Fox News are describing the legislation as "a total mess."
But the head of the Senate Appropriations Committee, Sen. Daniel Inouye, D-Hawaii, said he believes the legislation must pass.
"The twelve bills included in this package fulfill the Congress' most basic responsibility, to exercise the power of the purse," he said in a statement. "This measure reflects a year's worth of work by members of both parties. Together, we have closely scrutinized the president's budget request, held hundreds of hearings, thousands of meetings, and asked literally tens of thousands of questions to each and every federal department and agency seeking justification for how taxpayer dollars are being spent."
Sen. John Cornyn, R-Texas, responded in a statement, saying that after neglecting to pass a budget, "today we learn Senate Democrats now want to sandwich them together, totaling almost 2,000 pages, and jam them through in the waning moments of this lame duck session before anyone can read them. This political end-around reveals just how quickly my colleagues across the aisle have already forgotten the voters' message in November."
Though none of the spending bills has passed the Senate, all the individual appropriations bills have been through the full committee process. In an afternoon release, the Appropriations Committee website listed all of the requested earmarks, winnowed into separate categories that go into making up the 12 separate annual spending bills.
In total, thousands of earmark requests are listed. The financial services earmark chart, for instance, lists 220 earmark requests from dozens of lawmakers, mostly in the House, each worth anywhere from $50,000 to $2.4 million. The largest sum was requested by Inouye and his Hawaii colleague Sen. Daniel Akaka for "Bank on USA" demonstration projects" in their state. The projects are designed to give underserved communities greater access to financial institutions.
Elsewhere, the Department of Defense earmark list, mostly requests by senators, is 29 pages long and individual requests more often are worth $2 million to $5 million each. In that list, Inouye's requests total more than $159 million, including $21 million for a Hawaii Federal Health Care Network. Cornyn's defense spending earmarks total nearly $16 million.
The list was released after a Republican policy lunch that a source said was devolving into pandemonium.
"All hell is breaking loose," the source told Fox News, noting that Sens. Tom Coburn of Oklahoma and Jim DeMint of South Carolina were expected to insist the omnibus bill be read in its entirety by the clerk on the Senate floor before a vote is held. They also were expected to seek debate on all earmarks and any amendments.
If the clerk follows the pace of last year's reading of the health care bill -- 53 pages an hour -- it will take almost 40 hours to read the omnibus bill.
A spokesman for Senate Republican leader Mitch McConnell of Kentucky responded that "all hell is not breaking loose just yet. But I'm sure there will be a robust conversation."
In a news conference, McConnell compared the omnibus bill to the health care legislation last year, calling it a big bill arriving amid cold weather and no one knowing exactly what's in it.
On top of Republican angst, Sen. Claire McCaskill, D-Mo., also is revolting against the Democratic-sponsored bill, saying she will not support an omnibus spending bill unless it includes an amendment proposed by McCaskill and Sen. Jeff Sessions, R-Ala., that calls for a three-year cap in discretionary spending. Democratic leaders told McCaskill on Monday that they would meet a one-year gap, which she rejected, according to sources familiar with the conversations.
But sources said Inouye was confident he had the votes needed to get the legislation passed and sent to the House.
The fiscal year runs from Oct. 1-Sept. 30. Currently, a continuing resolution, the stopgap measure to keep government operational until a budget is passed, is set to expire on Saturday. If another CR or the bill itself isn't passed and signed into law by President Obama by then, the government will shut down.
On the House side, Republican leader John Boehner is apparently warning that if the Senate sends over the bill as it is, "We will work to kill it." House Democrats had hoped to file a year-long CR at the previous year's rates.
Opponents of the package are finding support among conservative groups who describe the legislation as a Democratic attempt to lock in 2010's $3.5 trillion budget for the next year without allowing any spending cuts.
"Despite the dire fiscal crisis the nation faces, with a $13.8 trillion national debt that cannot be paid, and in spite of the American people who are demanding action to cut spending, Congress is busy voting to kick the can for yet another year. A vote for the continuing resolution is a vote for another trillion dollar-plus deficit, and that is simply unacceptable to all Americans. Any politician in Congress that has ever promised to reduce the deficit should vote 'no' on this continuing resolution," Americans for Limited Government President Bill Wilson said in a statement Tuesday.
Fox News' Bret Baier and Jim Angle contributed to this report.


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February 2022
My view about the month December 18 – January 16 was that it would be a down month for S&P 500. But it ended flat. Although the indexes were flat, a lot of leading stocks fell hard. The list included NFLX, SHOP, TSLA, AAPL, and ADBE. Next month (January 17 – February 14) was difficult. I believe I was only one month earlier to predict the coming correction in the stocks. Anyway, more stocks fell during this month. This time it was the turn of FB, PYPL, UBER, etc.
Now the question is will these stocks recover? If yes, when will these stocks recover? I generally use the transit of Jupiter over the natal chart to see the price movement. Based on that, I believe the period of May to October when Jupiter comes into Aries will be good for TSLA and FB. TSLA can even try to target new highs, whereas FB will also try but not succeed. Other stocks may have to wait longer.
Please note these are my views based on astrology. I had been wrong earlier many times and maybe wrong this time also.
September 2021
Here is a relevant question from a Viewer that other viewers might have too. I thought others may like to know answer too.
Hi Raj
Could you explain something to me (and perhaps to all your subscribers?) something vexing…
On your web page, you marked Sept 19 – Oct 18 as bearish but for the monthly bitcoin forecast, you're apparently using another calendar system (standard) where you marked September 2021 as bullish. Do these two dissimilar months half-overlap? Or is "September 2021" just a shorthand for "Sept 19 – Oct 18"?
Should I expect the S&P 500 to pull back during the second of half of September while bitcoin continues to rally?
The basis of the monthly solar return chart is the NYSE chart, and for bitcoin is the bitcoin-genesis chart.
Using those charts I expect the month Sept 19 – Oct 18 could be bad, whereas the month of Sept 5-Oct 4 (using exact dates now instead of rounding up as September) could be good. It does not mean every day within these dates would be good or bad. So the answer to your question cannot be "yes", but only "I don't know". However, it could be "yes" also if the money moves out of stocks into cryptos.
Notable Stocks – April 2021
The astrological point of view on the stocks which are in the news currently performing are discussed here.
TSLA -Tesla Inc (Mar 28, 2021)
People are very concerned about this stock, as it has moved strongly higher in 2020, and now correcting in 2021. It is highly overpriced, and some people think it can crash. I am going to write my long term astrological viewpoint about this stock today. Investors should use their own diligence to invest in this stock.
The stock gave a stellar profermance last year because the period of a strong Jupiter in Aries had just started. This was combined with the transit of strong Mars in Aries, which lasted for 7 months due to retrograde motion. Such coincidences are rare. It started corrected as soon as Mars moved to Taurus. Since the stock is still under the major-period of Jupiter, one cannot say that the stock will crash or go significantly down over the remaining period of Jupiter. Jupiter period started on 2/28/2020 and would last until 2/27/2030. Good sub-periods would last until 2/27/2028. But for sure the kind of move it has seen in 2020 is not going to happen again, although it will still be a good stock to own.
The action of transits is significant when strong planets conjunct the Maha-dasha and Antar-dasha planet. So whenever Mars and Sun comes back to Aries, the upside moves may be seen. Note that Sun comes to Aries on March 21 and leaves on April 21, every year. The stock may therefore recover now during this period in 2021. It may also do better during this month every year. The months of Mars coming to Aries are June-July 2022, May-June 2024, April-May 2026, and March-April 2028. One can expect good performance during these months.
Combining the effect of dashas and transits, I think the stock will do good for years to come, but one cannot expect it to double every year now. Using astrology I can only see the direction, or good or bad period. I cannot put numbers, i.e. I cannot say how far the stock prices can go up.
Disclaimer: These are my conclusions based on my knowledge of astrology. I do not guarantee that it will happen like that. I may be entirely wrong also. Please keep that in your mind, and make your own decision on investing in TSLA stock.
TSLA -Tesla Inc (Jan 24, 2021)
After my last upate on Tesla, the stock has been going up, up and up. I had warned about shorting this stock, because I was seeing good planetary configurations only. I have decided to give my astrological views again on this stock. I think, TSLA price may go slighly higher or remain flat in February, flat in March, and lower in April 2021. Let us see how this monthly study works out. I will then update it again in April.
TSLA -Tesla Inc (August 2020)
The stock of Tesla has been performing as if there is no upside limit. It was $330 on March 18. Today, August 21, it is about $2100. That is more than 6x in five months. I therefore decided to look at it closely and share with you as to 'how can this happen' and see if it is a time to short this stock. Well, my findings may surprise you. The configuration of planet is still favorable for this stock until next year. I cannot say how far this can go, but if somebody wants to short it, he should be extra, extra careful.
An update about Mallinckrodt (MNK):
This company has filed bankruptcy last week. I have mentioed earlier also – in comments section – that this stock is a total gamble now. It can go to ZERO in a few months. And there is a high probability of that. It may also go to $5 or $10 or even $20 in about 5-10 years. But there is only a small probability of that. If you are invested in it, leave it there if you are completely OK with losing your money. Otherwise sell to recover at least $1.50.
Other companies of 10 for 2020 like, AMZN, FB, WIX, ENPH and BIIB etc are doing good. This episode only shows the importance of diversification.


text: What You Need to Know About New Viewability Guidelines August 27, 2015 by Matt Share | Last week the Media Ratings Council released new Viewability Guidelines, which determine what counts as a digital advertisement actually being seen by a human viewer. We reached out to several digital experts including Dan Fichter (pictured left), vice president of engineering at Moat, to offer their take on what b2b publishers really need to note about updates. "The latest MRC and IAB updates speak to measurability, premium format viewability and polling intervals, which are top of mind topics for publishers we work with," says Fichter. "I would also note that mobile viewability accreditation is coming soon, and if you're not optimizing for mobile viewability, now is the time to do it." Fichter says that Moat finds publishers benefit from having real-time, always-on, site-wide viewability analytics broken out by site section, ad format, and ad position and including diagnostic metrics so that they can understand which ad slots are highly viewable, what the exact causes of non-viewable impressions are on less viewable ad slots and how to remedy low viewability there. "ATF placement is of course not always viewable (and can have viewable rates below 50% on some sites), and BTD placements can have stellar viewability depending on how they are positioned and executed," according to Fichter. "Adhesives work but some adhesive executions work better than others." Where polling intervals are concerned, it's also critical that the measurement technology be efficient and entirely unobtrusive to users if you're going to run viewability code on every ad slot of every page on your site, Fichter adds. "Brand advertising (not direct response) is the top focus of premium publishers today, and we think there is a broad shift underway toward digital as the future of brand advertising success," says Fichter. "Through that lens, whether digital ads can be seen by real humans is just the very beginning of the question publishers are trying to answer for their brand and agency clients. The larger question is: how can you measure attention and advertising effectiveness in digital and how can publishers optimize toward higher brand lift and ROI for advertisers through real-time signals?" Below are some key technical takeaways for publishers on the MRC viewability guidelines update. (Remember: For a typical display ad to be counted as a viewable impression, 50% of the pixels of the ad need to be in view for at least 1 second. You have to filter out non-human activity and count on the client-side.) Highlights Desktop Display: - Under "User Interaction Considerations" you can count an impression as viewable if there was a strong user interaction with the ad, such as a click. A hover wouldn't meet the criteria but a legitimate click on an ad that wasn't necessarily 50% in view can count towards your viewable impressions. - You can count large display ads (larger than 970x250px or IAB Rising Stars: www.iab.net/risingstars) as viewable when 30% are in the viewable space. But for expanding ads, the viewability measurement has to be based on the smaller initial format of the ad. - You can't count any ads on pre-fetched pages as viewable impressions until they appear in the viewable area of the browser. Many publishers are now waiting to call the ad until it comes into view. - If you were thinking about using the Page Visibility API or Flash-based throttle indicator to measure viewability on your website, the IAB is saying that's not good enough to accurately measure viewability and should be for supplemental use only. - You can only count a viewable impression on an ad once. For example if you count a viewable impression, scroll down, and then scroll back up, you can't count the second pass a second viewable impression. Highlights Desktop Video: Remember: For a video ad to count as a viewable impression, 2 continuous seconds of the video needs to be played with 50% of the pixels of the video in view. - Again here "strong user interaction" can be considered a proxy for viewability such as clicking on the ad. Clicking just to play the ad doesn't count. - Right now they can't measure whether audio is muted or not in all situations, so unmuted audio detection is not currently a requirement. But it is strongly encouraged that publishers be certain that the audio is on to count the impression. - You can assume that if a video was clicked the majority of it was in view. - On auto-play video you can't assume that the video is viewable on execution. Reporting: IAB recommends that viewable ad impressions be counted in three mutually exclusive buckets: - Viewable Impressions - Non-Viewable Served Impressions - Impressions with Viewable Status Undetermined Matt Kinsman is vice president of content + programming at Connectiv, the only association focused on the integrated b-to-b model—including publications, events, digital media, marketing services and business information. Prior to joining Connectiv's predecessor American Business Media in 2011, Kinsman was executive editor of Folio:, the leading information provider for the magazine industry.


text: Dear Evan Hansen's departing star, Ben Platt (who was also on last week's Will & Grace) brought his two replacements together—Taylor Trensch (Hello! Dolly), and Noah Galvin (from The Real O'Neals). The trio of cuties created a 70s-inspired music video in New York City for "Get Away." The video shows the three boys going through different neighborhoods in New York City and end up eventually on Broadway where Ben Platt parts ways with Trensch and Galvin as the two move toward the Music Box Theatre.


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MK11 Forge Recipes - Mortal Kombat 11 Crafting Guide
Crafting is a new feature in Mortal Kombat 11. Using the forge, you can combine certain items to get other, more useful items. This includes keys and tower consumables. Before you can craft an item, you need to learn the recipe. It's all a bit muddled – a lot of stuff still hasn't been figured out, but we'll collate what we know in our Mortal Kombat 11 crafting guide, along with a list of MK11 forge recipes.
How crafting works in MK11
Crafting is done through the forge, which is in the Krypt, south of the Courtyard. You'll unlock it pretty early on, and with you interact with it, you'll see a list of all the crafting ingredients you own, and the three slots you can place them in. You'll notice there are no recipes available here, even if you've unlocked them.
The recipes themselves are listed in the Kollection screen, accessible from the Kustomize menu. They don't show the names of the ingredients, but they do show icons. You can compare those to what you've got in your inventory easily. To get the recipes themselves, you'll have to do what you do for pretty much any item in the game – play Tower of Time, explore the Krypt and play around with the Shrine.
Mortal Kombat 11 forge crafting recipes
The recipes will only show you two out of the three ingredients required, and you have to experiment in order to discover the last one. If you choose the wrong one and fail the forging attempt, you won't lose the materials – only the money. Here are the recipes we've seen so far:
- Shinnok's Amulet – Ensorcelled Demon's Heart, (green diamond with a skull), Ensorcelled Eye of a Dragon
- Ethereal Armor – Element of Order, Essence of Edenian Magic, Copper Plating
- Kuai Liang's Frosty Arsenal – Copper Plating, Kytinn Spittle, (?)
- Noble Kahn's Lynx Macana – (red spiked club), Stabilized Chaos, (?)
- Shackle of Sin – (green frowning mask), Stabilized Chaos, (?)
- Shadow Ops No-Serial Pistol – (brass revolver), Copper Plating, (?)
Thanks to Disjoint Nova for the additional info.
One COMMENT
Ethereal armor made with element of order essence of edenian magic and copper plating


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Romans Chapter 13 Continued
Romans 13:8 "Owe no man any thing, but to love one another: for he that loveth another hath fulfilled the law."
In our society today, the number one cause of divorce is debt. Easy credit has caused our young people to over-spend, and then they start blaming each other when they cannot meet their obligations. If we would all practice not owing anyone anything, it would take many of the day to day pressures off, and we could live more peaceful lives. It takes a little longer, but if we save to get something we really want, we will appreciate it more when we do get it.
This scripture is not a prohibition against borrowing money, but Paul is telling us that we need to pay the obligations when they become due.
We are commanded over and over to love each other by God throughout the Scriptures. God set the example of love when He gave His only begotten Son to die on the cross for us. God's type of love we can only hope to have. Agape love asks nothing in return. It is the perfect love.
The love that we show is usually conditional. We usually love because of what someone has done for us, not in spite of what they have done to us. When Jesus was asked, what was the most important commandment that God had given us; He replied:
Mark 12:30-31 "And thou shalt love the Lord thy God with all thy heart, and with all thy soul, and with all thy mind, and with all thy strength: this [is] the first commandment." "And the second [is] like, [namely] this, Thou shalt love thy neighbor as thyself. There is none other commandment greater than these."
Romans 13:9 "For this, Thou shalt not commit adultery, Thou shalt not kill, Thou shalt not steal, Thou shalt not bear false witness, Thou shalt not covet; and if [there be] any other commandment, it is briefly comprehended in this saying, namely, Thou shalt love thy neighbor as thyself."
All of the above mentioned sins are against our fellow man. If we love our neighbor as we love ourselves, we will not commit these sins.
To demonstrate that love fulfills the law, Paul cites four of the 10 commandments that deal with human relations and ties them in with an overarching Old Testament command.
If we truly love our neighbors, we will only do what is in his best interest.
Romans 13:10 "Love worketh no ill to his neighbor: therefore love [is] the fulfilling of the law."
Love and charity are really the same thing in 1 Corinthians. Let us look at a Scripture that perfectly describes love. As you read it think love in your mind every time you see charity.
1 Corinthians 13:1-4 "Though I speak with the tongues of men and of angels, and have not charity, I am become [as] sounding brass, or a tinkling cymbal." "And though I have [the gift of] prophecy, and understand all mysteries, and all knowledge; and though I have all faith, so that I could remove mountains, and have not charity, I am nothing." "And though I bestow all my goods to feed [the poor], and though I give my body to be burned, and have not charity, it profiteth me nothing." "Charity suffereth long, [and] is kind; charity envieth not; charity vaunteth not itself, is not puffed up,"
1 Corinthians 13:8 "Charity never faileth: but whether [there be] prophecies, they shall fail; whether [there be] tongues, they shall cease; whether [there be] knowledge, it shall vanish away."
1 Corinthians 13:13 "And now abideth faith, hope, charity, these three; but the greatest of these [is] charity."
I believe we should repeat again "love is the fulfilling of the law".
Simply put, if we treat others with the same care that we have for ourselves, we will not violate any of God's laws regarding interpersonal relationships.
Romans 13:11 "And that, knowing the time, that now [it is] high time to awake out of sleep: for now [is] our salvation nearer than when we believed."
This isn't speaking of a chronological time, but time as in a period or era. Each day we live, our salvation comes nearer. The sleep spoken of here is one of spiritual apathy or indifference or unresponsiveness to the things of God. Therefore, the salvation here is not speaking of our salvation, but our glorification at the time of our death.
When Jesus returns, we will be glorified and that time draws nearer with each passing day. The bible frequently uses the return of Jesus to motivate believers to holy living.
Ecclesiastes 9:10 "Whatsoever thy hand findeth to do, do [it] with thy might; for [there is] no work, nor device, nor knowledge, nor wisdom, in the grave, whither thou goest."
We see from (verses 10 and 11), that in these two Scriptures, that whatever we plan to do for God we better get after it. Salvation is for today, because we are not assured of tomorrow. We are warned in Matthew.
Matthew 24:42 "Watch therefore: for ye know not what hour your Lord doth come."
1 Corinthians 7:29-31 "But this I say, brethren, the time [is] short: it remaineth, that both they that have wives be as though they had none;" "And they that weep, as though they wept not; and they that rejoice, as though they rejoiced not; and they that buy, as though they possessed not;" "And they that use this world, as not abusing [it]: for the fashion of this world passeth away."
We must awake, because the coming of the Lord is near, and then the judgment.
1 Thessalonians 5:1-3 "But of the times and the seasons, brethren, ye have no need that I write unto you." "For yourselves know perfectly that the day of the Lord so cometh as a thief in the night." "For when they shall say, Peace and safety; then sudden destruction cometh upon them, as travail upon a woman with child; and they shall not escape."
1 Thessalonians 5:5-8″ Ye are all the children of light, and the children of the day: we are not of the night, nor of darkness." "Therefore let us not sleep, as [do] others; but let us watch and be sober." "For they that sleep sleep in the night; and they that be drunken are drunken in the night." "But let us, who are of the day, be sober, putting on the breastplate of faith and love; and for a helmet, the hope of salvation."
We can easily see that we must not put off salvation, it might be too late.
Romans 13:12 "The night is far spent, the day is at hand: let us therefore cast off the works of darkness, and let us put on the armor of light."
To put on the armor of light means the protection that practical righteousness provides. Paul exhorts believers to repent of and forsake their sins.
In this Scripture and the one above in Thessalonians, we see that Christians are not in darkness, we are children of the Light.
1 Thessalonians 5:4-5 "But ye, brethren, are not in darkness, that that day should overtake you as a thief." "Ye are all the children of light, and the children of the day: we are not of the night, nor of darkness."
Jesus is the Light and if we are full of Him, then we are full of light, as well.
Romans 13:13 "Let us walk honestly, as in the day; not in rioting and drunkenness, not in chambering and wantonness, not in strife and envying."
Walk honestly by living a life pleasing to God, manifesting in our outward behavior, the inner reality of a redeemed life. The carousing refers to wild parties, sexual orgies, brawls, riots, etc.
Wantonness has to do with all sorts of sins of the body. We can see in these Scriptures that, these sins that are going on are the same sins that brought destruction to the earth in Noah's time and also in Lot's time.
Luke 17:27-28 "They did eat, they drank, they married wives, they were given in marriage, until the day that Noah entered into the ark, and the flood came, and destroyed them all." "Likewise also as it was in the days of Lot; they did eat, they drank, they bought, they sold, they planted, they builded;"
Romans 13:14 "But put ye on the Lord Jesus Christ, and make not provision for the flesh, to [fulfil] the lusts [thereof]."
Here with this verse we see what summarizes sanctification, the continuing spiritual process in which those who have been saved by faith are transformed into His image and likeness.
The image given here by Paul to us describes the process which is like taking off and putting on clothes which is symbolic of thoughts and behavior.
The phrase "not provision" has the basic meaning of planning ahead or forethought. Most sinful behavior results from wrong ideas and lustful desire we allow to linger in our minds.
Galatians 5:17 "For the flesh lusteth against the Spirit, and the Spirit against the flesh: and these are contrary the one to the other: so that ye cannot do the things that ye would".
In all these lessons, I have explained that we are a spirit that dwells in a body of flesh. The soul of man is either controlled by the desires of the flesh [which is sin], or we are controlled by the spirit which desires to do God's will.
Galatians 3:27 "For as many of you as have been baptized into Christ have put on Christ."
We cannot overcome the flesh ourselves, but the Spirit of Christ within us can overcome the flesh. You see, we have no power of our own. It is the power of Christ that overcomes.
Galatians 2:20 "I am crucified with Christ: nevertheless I live; yet not I, but Christ liveth in me: and the life which I now live in the flesh I live by the faith of the Son of God, who loved me, and gave himself for me."
Romans Chapter 13 Continued Questions
1. Owe no man__________.
2. Who has fulfilled the law in verse 8?
3. What is the number 1 cause of divorce in America today?
4. When did God set the example for love?
5. When they asked Jesus which were the most important commandments what did He answer?
6. Name the thou shalt nots in verse 9.
7. How are we to love our neighbor?
8. In verse 10, what is the fulfilling of the law?
9. What 2 words are the same thing in 1 Corinthians?
10. What chapter of Corinthians is the love chapter?
11. Why is it time for us to wake out of sleep?
12. In Ecclesiastes 9:10 it says what is not in the grave?
13. In Matthew 24:42, we are told to watch, why?
14. In 1 Thessalonians 5:1, what 2 things do we have no need to know?
15. The day of the Lord comes as a ________ in the _______.
16. When they shall say peace and safety; then comes sudden ___________.
17. Put on the breastplate of what?
18. In Romans 13:12 we are told to put on the armor of _______.
19. Christians are not of darkness, but _______.
20. What does chambering mean?
21. What is wantonness?
22. What was going on just before the flood in Noah's time?
23. What was going on in Lot's day?
24. What are we told to do in Romans 13:14?
25. If we live after the flesh, how will we die?
26. Our soul is either controlled by the _______ or the _______.
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Truecaller can provide the caller ID very fast. This is extremely useful for users who can know who is calling to them, avoid confusing important calls into spam calls. In addition, users can also view names or anonymous numbers in the call history to not miss any calls. If it comes to the application that allows users to see the best caller ID available today, it is impossible not to mention Truecaller. Truecaller also automatically distinguishes anonymous messages so as not to affect important messages.
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SNOMED International is a not-for-profit organization that owns, administers and develops SNOMED CT, the world's most comprehensive clinical terminology.
– SNOMED website"Our Organization" (link)
SNOMED CTSNOMED was previously an abbreviation for Systematized Nomenclature of Medicine, though this meaning has since been removed for branding purposes. is a clinical reference terminology. It is considered to be one of the best maintained and most comprehensive clinical terminology available. SNOMED CT has rich, formal definitions, and it is in use throughout the world.
Desiderata compliant
All of Cimino's desiderata are manifest in SNOMED CTIn fact, SNOMED CT's Editorial Guide has an appendix outlining how SNOMED CT meets all of Cimino's requirements. .
SNOMED CT is the most comprehensive clinical terminology in the world, supporting both pre- and post-coordination. Post-coordinated expressions greatly expand SNOMED CT's coverage and are specified using the same compositional grammar used to define pre-coordinated conceptsMore information can be found in the subsection on post coordination within the SNOMED CT Starter Guide's section on expressions. .
SNOMED CT is a concept-oriented terminology. Concept-orientation means that SNOMED CT assigns exactly one meaning per term and one term per meaning.
SNOMED CT maintains concept permanence, including identifier permanence. Concepts can be flagged as inactive"Meaning of the Active Field" (link) but are never removed.
Concepts in SNOMED CT have unique, numeric, nonsemantic identifiers.For example, the concept assigned SCTID 118600007 has as its preferred term, "Malignant lymphoma (disorder)".
SNOMED CT supports polyhierarchy, meaning concepts can have multiple parents.For example, "Malignant lymphoma (disorder)" has two parents: "Lymphoreticular tumor (disorder)" and "Malignant tumor of lymphoid, hemopoietic AND/OR related tissue (disorder)".
As mentioned previously, SNOMED CT has formal concept definitions.For example, "Malignant lymphoma (disorder)" is defined using two axioms: "Is a (attribute) – Disease (disorder)" and "Associated morphology (attribute) – Malignant lymphoma - category (morphologic abnormality)"
SNOMED CT does not allow terms with the phrase, "Not elsewhere classified."
Multiple granularities are possible with SNOMED CT, thanks to its hierarchical organization and ability to navigate from less- to more-specific concepts.
SNOMED CT provides multiple consistent viewsOther components of this desideratum are left to software implementation, such as showing certain users only less granular concepts, etc. , meaning that a concept is identically represented regardless of how it was reached in the hierarchy.
Context representation—as explained by Cimino and as explored in the previous section—has two main components. First, controlled vocabularies should include a grammar of use that restricts what types of statements are possible. SNOMED CT has a concept model that restricts possible types of relationships between specific types of concepts. Second, controlled vocabularies should be able to represent clinical context: for example, the circumstances in which a diagnosis was made. SNOMED CT includes codes for many clinical circumstances under the second-level concept, "Administrative statuses (finding)"For example, "Appointment date (finding)" or "Patient new to provider (finding)" .
SNOMED CT has had a graceful evolution, adhering to principles of concept and identifier permanence, non-redundancy, etc.
SNOMED CT's rich formal definitions allow redundant concept recognitionFor example, "Mixed myocardial ischemia and infarction (disorder)" is defined using both "Is a (attribute)" – "Myocardial ischemia (disorder)" and "Is a (attribute)" – "Myocardial infarction (disorder)". If these terms were not in the definition, there would be redundancy between the pre- and post-coordinated representations of the meaning. .
Basic unitsThe building blocks and fundamental structure of SNOMED CT are specified by its "logical model".
Diagram of SNOMED CT from the Starter Guide.
Concepts are the basic unit in SNOMED CT. Relationships connect conceptsRelationships themselves are concepts, so a relationship between concepts is actually a triplet of concepts: (concept, relationship, concept). , while descriptions connect concepts to additional information.
Concepts are defined using relationships. Each type of concept has a specified set of relationship types that are possible and that can be used for definition.
All concepts have a nonsemantic, unique, numeric identifierAn SCTID is between 6 and 18 digits. (source) .
Concepts in SNOMED CT are either primitive or fully defined. Full definition means that a concept's formal definition is unique and that any other concept meeting the definition is a subtype. Primitive concepts are those which are not fully defined.
Relationships connect concepts. There are two classes of relationships in SNOMED CT: subtype and attribute.
"Is a" relationships are the subtype (or "hierarchical") relationships in SNOMED CT. Increasingly granular concepts can be found by traversing "is a" relationships from the top level.
Attribute relationships include all other relationships. There are 98 approved types of attributesThere are also 192 unapproved attribute types, though these are not described further here. (More information on unapproved attributes) . Attribute relationships include information like location, composition, context, numerical units, etc. These pieces of information are still relationships, though, meaning they connect concepts to one anotherOne way to distinguish attribute from "is a" relationships is that attributes connect concepts not in the same hierarchy, meaning not connected on the same path. .
Attribute relationships are restricted in their application. Each relationship type has a defined domain and range. A relationship type's domain is the hierarchy to which it can be applied. Its range is the hierarchy of allowed target concepts.
Descriptions are textual information associated with particular concepts. Descriptions also have unique, nonsemantic, numeric identifiers. There are two types of descriptions in SNOMED CT: a fully specified name and synonyms.
A concept's fully specified name is a unique string giving the concept's meaning. Synonyms are terms that can be used to refer to a concept. The fully specified name and one synonym are marked as preferred, while other synonyms are marked as acceptableEach translation of SNOMED CT has its own descriptions, as well as labels for preferred synonyms. .
Clinical thoughts are highly complex and are often more specific than available concepts. SNOMED CT suppports extended clinical expressions using both pre- and post-coordination.
Expressions are constructed using a structured syntax. The purpose of this structure is to make expressions machine-readable.
The SNOMED CT compositional grammar is used for both pre- and post-coordinated terms. Ultimately the only real difference between a pre- and post-coordinated expression is that pre-coordinated expressions have a unique identifier.
For example, the pre-coordinated concept "laparoscopic emergency appendectomy" is defined using three relationships:
116680003|is a| = 80146002|appendectomy|
425391005|using access device| = 86174004|laparoscope|
The same term could be represented using post-coordination as the following:
80146002|appendectomy|:260870009|priority|=25876001|emergency|, 425391005|using access device|=86174004|laparoscope|
Use cases
SNOMED CT's well-maintained polyhierarchy makes it appropriate for data aggregation and analysis. Its comprehensiveness makes it appropriate for clinical documentation, and makes it an appropriate target for concept extraction.


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This video post deals with the ever-improving world as told in a TED talk by Hans Rosling. Hans who died in 2017, was a Swedish physician and statistician who collected statistics, and his own showmanship to illuminate facts and trends that were revealed by the data. In a series of presentations that made him a YouTube star, Hans left behind a great legacy.
In the 2 TED talks below, he discusses his personal experience of his family purchasing a washing machine and the immediate improvement the purchase had to the lives of his mother and him. Then, he discusses the continuing trend toward better global health.
In his first TED talk, he discusses how the simple washing machine freed time for women around the world and gave them the time necessary to focus on their education which in turn helped better educate their children. All from the emergence of the washing machine?
Yes – watch it to be inspired. Click on the button below to begin his 9 minute talk. You will be glad you did.
Washing Machine TED Talk
In Hans' additional TED talk that is attached, he creatively describes the improving health around the world. Click on the link below to view the 19 minute video.
How much do you know about the world? Hans Rosling, with his famous charts of global population, health and income data (and an extra-extra-long pointer), demonstrates that you have a high statistical chance of being quite wrong about what you think you know. Play along with his audience quiz — then, from Hans' son Ola, learn 4 ways to quickly become more educated.
Health of the Planet
Both of these insights lead us to the same conclusion as investors. You need to be invested in the great companies of the U.S. and the world who will be the beneficiaries of this tremendous trend for the human race.
As the various debates in Washington D.C. heat up, hopefully these videos and their insights will help you maintain the correct long-term focus for your investing future.
If you enjoyed this article, CLICK HERE to subscribe to free updates from "Roots of Wealth".


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Workshop Related template fields incorrect results
The following "Workshop Related" fields are returning unexpected results:
[Workshop Participants]
[Workshop Expected Participants]
[Workshop Actual Participants]
Example 1:
Template results are as follows:
Here the "Actual Participants" field reports correctly in the template, but not in the course. "Expected Participants" and "Workshop Participants" inexplicably return 9.
This workshop also has 8 participants with the "Cancelled" status.
Example 2:
In another workshop with 5 participants, all with booked status, I get the correct number of participants for "Expected Participants" and "Workshop Participants", but not "Actual Participants"
This workshop has no participants with "Cancelled" status.
Is anyone else experiencing these issues?
2 comments
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Is It The Right Time For You To Buy Real Estate? - The Real Estate Cycle Explained
Is it possible to know what the real estate market is going to do?
While nobody can predict the future, there are indicators we can analyze from the past that drive the real estate market to forecast the future.
What is the Real Estate Market?
The Real Estate Market reminds me of a complex, constantly-moving machine shaped by supply and demand. On the surface we're describing the overall economic condition, however the details explain things much deeper.
- Are we talking about the market in a specific location? Real estate markets are hyper-local, which means that real estate prices and demand can differ wildly from one area to the next.
- Are we talking about the market within a specific niche, like single family homes, condos, or office buildings? It may be a great time to buy a single family home, but it might be impossible to find a great deal on a multi-family property.
- Are we talking about the market for a certain type of user? The market may feel different for someone who is looking to rent versus someone looking to buy. A Seller may think it's a great market, while a Buyer may think it's terrible.
Therefore, the next time someone asks "how's the real estate market?", ask yourself "what are they actually asking about?" It would be mindless to say "the market is good" without any specifics.
- Where is it good?
- For who is it good?
Something important to understand is in most markets you can think of (aside from real estate), prices are kept roughly in balance by the forces of supply and demand. However, real estate is unique because the amount of land in existence is fixed. When demand rises, it isn't possible to just create more land like you can with another product. As a result, when the economy is growing and there's demand for new properties, the extra demand pushes values up. Now because there isn't a supply instrument to pull prices back down, land prices increase faster than wages and the price of goods. These patterns form the real estate cycle.
The Real Estate Cycle in Four Phases
Similar to the seasons changing, real estate follows a pattern that can be researched and predicted. However the cycle moves at its own pace, which is the difficult thing to predict.
The real estate market typically cycles through four phases before recurring again. These phases can be described as:
- Phase 1: Recovery
- Phase 2: Expansion
- Phase 3: Hyper supply
- Phase 4: Recession
This graph demonstrates these four phases:
Phase 1: Recovery
During Phase 1 of the cycle (which doesn't have an actual beginning; we're just picking a subjective starting point), the market is recovering from the last downturn. The market is no longer falling and begins to trend back upward. This, in theory, is "The Bottom".
**Keep in mind that "the bottom" is not the "be all and end all" of securing a good deal. Value always exists if you know how to identify it. I remember my rule of thumb by putting a spin on one of my favorite Warren Buffett quotes; It is far better to buy a wonderful property at a fair price, than to buy a fair property at a wonderful price.
This phase of the cycle is represented by high unemployment, a high number of home foreclosures, and elevated levels of fear in the general population (consumer confidence). This is the time when most people say "real estate is a bad investment".
Prices have fallen far enough to tempt the savviest investors back into the market, looking for high yields.
Soon following, large real estate investment funds begin buying properties in large quantity to expand their portfolios, typically a signal of the recovery solidifying. Prime properties will always be the most attractive, so early growth tends to begin in the most dominant major metro areas, then expanding outward from there.
Who Benefits?
- Now is the best time for ANYONE to buy, since prices are most attractive (think of this as a sale).
- Investors looking to build equity.
- Sellers that may be in unfavorable situations in which they must sell quickly (for example a Seller who may have lost their job, needs to short sale their home to avoid foreclosure & relocate to another area for new employment etc.) can benefit by securing a purchase contract quickly due to an abundance of cash Buyers in the market during this period.
Phase 2: Expansion
During the expansion phase, businesses are hiring and confidence in real estate is growing. Lenders begin to overcome the initial trauma and loosen lending criteria. This in turn creates confidence and capital for development to begin once again.
Property values begin to rise, caused by a low supply but increasing demand, as more people decide that buying real estate might be more fruitful than renting or living with family. As businesses expand, desire for commercial property follows. Developers now begin to build new properties to accommodate the growing demand.
During this phase of the cycle, it is still a great time to invest in real estate. Rents and values are both increasing and the general population begins to express optimism for the future. Attractive deals can still be found as there are still foreclosure issues leftover from Phase 1, however these deals aren't just lying around; investors must work harder to identify them.
This period of growth is a good market to be a part of, however an important shift also slowly begins: speculators enter the playing field. Speculators are buyers and investors who deeply depend on future growth of the market to produce profits and base their numbers upon this need. This is a point where Buyers decide to upgrade into larger homes and "new" investors look to enter the market. Given this, they begin to pay more for properties than they should.
Who Benefits?
- First Time Homebuyers who can finally qualify for a mortgage.
- Investors who are able to secure some of the good deals still remaining from Phase 1.
- Sellers that have been underwater that can finally sell and pay off their existing mortgage.
- "Boomerang Buyers" who may have gone through a foreclosure back in Phase 1, have been renting since then, and can finally qualify for a mortgage once again now that their credit has recovered.
Phase 3: Hyper Supply
Phase 3 is the strongest upsurge of the cycle. Looking back on American real estate in the mid 2000s, you'll remember this period defined by large building projects, high prices and many people looking to buy real estate.
Builders begin to pay more for land and construction than they should, based on the thought that rents will continue to increase. Rehab investors do the same, as they overpay for property because they know another Buyer will pay them even more for the full renovation.
Demand during this time begins to wane as the supply created during Phase 2 reaches a balance. Ideally the market should stabilize here because everyone is happy. However, developing real estate can take years, and the construction that began during the expansion phase is persisting. Eventually supply overtakes demand, and vacancies increase.
During this phase in the market, stories of real estate wealth are told because many people are making money before this growth begins to slow. It's important to recognize when you are in this kind of market and not get lured by stories of prosperity. Abide by your numbers and find a real estate niche that works for now or be patient and wait for the next phase.
Who Benefits?
- Any Seller, since prices are at their highs.
- Buyers looking to purchase a home they can grow into and stay for a number of years (well into the next cycle) enjoy an abundance of inventory to choose from.
Phase 4: Recession
Since property values increase faster than wages do, real estate eventually becomes unaffordable for the majority of the population. This creates a chain of events:
- property values begin to fall
- lenders begin to tighten lending criteria to reduce risk
- development activity slows
- businesses shut down
These factors then begin to have a trickle-down effect for the stock market and employment volume.
The building projects that seemed promising just a few years earlier are unable to sell, driving prices down quickly. Foreclosures increase as more and more owners find themselves underwater and more and more investors find themselves unable to pay the mortgage with the decreasing rents and increased vacancy. Compare this phase with the economic recession like we saw in 2008, and you'll see millions of homeowners out of work and unable to pay the mortgage on their homes.
This can be an opportune time for real estate investors, but one that must be carefully examined. While most of the world is in panic, savvy buyers and investors are looking for "the bottom". Once the market hits bottom, this is the best time for a real estate investor to jump in and get some wonderful deals which helps save the falling economy.
From here, the market begins to rise once again. Confidence begins to restore itself in real estate and in a cycle that repeats over and over, the market re-enters Phase 1: Recovery.
Who Benefits?
- Buyers and Investors looking for better deals than they've been able to find during Phases 2 and 3.
- Sellers that may be in unfavorable situations in which they must sell quickly (similar to the Recovery Phase) can benefit by securing a purchase contract quickly due to an abundance of cash Buyers during this period.
Where Are We Now?
The real estate market is dependable, but never certain. However with proper research, trends can be identified that act as key indicators for the state of each market. Real Estate operates on a boom and bust cycle, fed by supply and demand, though it's timing can never be predicted with absolute certainty. Various outside influences such as interest rates, who's making the calls in the white house, and even wars (for example WWII created a huge cycle interval) can make a difference as to when the market will peak and when it will hit bottom.
The most fascinating aspect of the cycle is not it's inevitability but rather it's regularity. Many people agree with the "18-Year Real Estate Cycle" theory, originally summarized by Homer Hoyt, an economist in the 1930s. The 18-Year Real Estate Cycle explores the previous 100 years in American housing prices and has found that the market has usually functioned on an average of an 18-year cycle from cap to cap.
Our last market cap was in 2007, and we can't say for sure if exactly 18 years from then (2025) will be the next cap. The more important thing to understand about the 18 year cycle is why it has worked, not the exact time period. Important indicators show when change in each phase is about to occur, and it's important to look to those indicators to guide you in the real estate world. There comes a point when eagerness drives prices greater than the math does. There also comes a point when fear drives prices down.
I will conclude with 1 important takeaway; no one can predict the real estate market with 100% accuracy. However you can prosper through any phase of the market if you just focus on the basics; do your research, make smart choices and enjoy the ride.
For questions or for any of your real estate needs, contact me at 561-948-3599 or firstname.lastname@example.com.


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Shamanism is medicine for the spirit.
It's hard-wired into the human psyche.
It's lasted for hundreds of thousands of years because it really works.
Otherwise our ancestors wouldn't have continued using it.
First light sage or juniper, something to purify the space.
Something to call in the spirits.
Ask them for help, ask them for guidance.
Ask them to be your allies in this your great task, your great intention.
Then close your eyes and journey.
Ride the sound of the drum or the rattle.
Played by you or by someone else or on a tape or a CD.
Ride that sound into non-ordinary reality, the realm of the spirits, outside of space and time.
Whatever you see or experience when you drum is real.
There's a crossover of power from nonordinary reality to ordinary reality.
That's how healing occurs.
Listen to me, little Dickie
It's time to heal that heart of yours
You can play the tough guy for however long you want
But meanwhile your heart's being eaten from the inside out
Being eaten alive, Dickie, that soft heart of yours
So throw away them pills, through away that pacemaker too
They ain't doing a thing for you
And smile, little Dickie
Cry and smile
Ask the spirits for help and they'll come to you
Ask the spirits of the plants, spirits of the animals
Spirits of the woods and the forest too
Ask the spirits of petroleum, the coal deep in the ground
Ask the spirit of gasoline to heal you
Did you ever notice that if you REALLY want something to happen, it does?
If enough of us see it and feel it and sense it, it happens.
And what do we want to have happen?
We want to heal Dick's heart.
Underneath that armored body, inside that beartrap mind, below all the greed and manipulation, there's a little boy calling out.
No matter who he thinks he is.
No matter what he's done.
We just need to get in there and make the connection.
Cry and smile, you gotta cry before you can smile
In spite of the things you've thought and said and done
We don't blame you, Dick
Cause deep inside your heart is sweet and clean and pure
Yeah sweet and clean and pure
Heal your heart before it's too late
If there's any tears in your eyes, let them flow
Come on, little Dickie, you can do it
We're cheering you on, we've all been there too
Cause you've got a heart and I do too
Everybody's got a heart to heal and so do you
Mi corazon
The Mexicans too
The Iraqis too
The Afghans too
Heal you heart, little Dickie
Come out and laugh and sing and play
You only have today...


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Download Free HEALTHFLEX v1.6.4 – Medical Health WordPress Theme
HEALTHFLEX – Medical Health WordPress Theme Free Download v.1.6.4 – ThemeForest | HEALTHFLEX v1.6.4 – Medical Health WordPress Theme (Last Updated on 13th February 2020) is a best Premium Medical & Healthcare WordPress Theme which is proudly focused on wellness, medical and other health-related projects. It is perfectly suited for: Healthcare Professionals, Dental Clinics, Medical Clinic, Physicians, Health Coach, Health Care, Doctors, Dentist, Veterinarians, Hospitals, Health Clinics, Nutritionists, Pediatricians, Gynecologists, Diet & Beauty Specialists, Dietitians, Health Bloggers, Personal Trainers, Fitness Coaches, and Yoga Professionals. It is so flexible that can smoothly serve any Health Care Business Site Project as well!


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A transmembrane CESA complex takes cytoplasmic substrates and turns them into 36 extracellular glycan chains. At some distance from the complex, the extruded chains crystallize into a cellulose microfibril.
CESA's relationship to plant cortical microtubules has been difficult to determine given the microtubules' dynamic nature. Through rapid treadmilling and turnover, the microtubules bump into each other and realign, thus helping create a parallel array that is perpendicular to the axial direction of plant growth. In static pictures CESA was often nowhere near a microtubule, leading some to suggest that CESA was channeled between microtubule tracks rather than interacting with them directly.
Using live, single-particle imaging, however, the Stanford group saw that CESA was often coincident with microtubules, tracked along the microtubules, and reoriented in response to reorientation of the microtubule arrays by light.
When a microtubule treadmilled away from CESA, the CESA complex kept going in a straight line as defined by the now-absent microtubule. This is consistent with the team's belief that most if not all of the motive force comes from cellulose polymerization rather than a cytoskeletal motor. Extruded cellulose microfibrils bond to other cell wall polymers, so it is the CESA that must move forward as more cellulose is created. Any link between CESA and microtubules is yet to be determined.


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The system is set up and ready to mine auto switching between the most profitable algorithm (paid in bitcoin). This can also be set up to mine just Ethereum, Zcash or any other GPU mining algorithm. If you need help with anything we are here to help. Check our other listings for more mining rigs.A little about us and mining. We are very experienced with mining and know most of the tricks to get the best performance while using the least amount of electricity. This also provides longevity for the systems as they run cooler than most others. If you have any questions, please do not hesitate to ask.
We will always try to respond promptly. We send out emails once we have received conformation from the warehouse.
The majority of the items we sell are used. We test all items to the best of our ability, if we do not have the capability to test an item we will notate the extent of our testing in the item description. The item "Crypto Coin Mining Rig 6x GTX 1660 Raven Coin Grin Beam BTC Bitcoin Ethereum ETH" is in sale since Monday, June 24, 2019.
This item is in the category "Coins & Paper Money\Virtual Currency\Miners". The seller is "izupacomputer" and is located in Albuquerque, New Mexico. This item can be shipped worldwide.


text: WASHINGTON (MarketWatch) -- President Bush on Thursday asked Congress to approve an additional $72.4 billion in war-related spending for fiscal 2006, along with $19.8 billion for ongoing hurricane recovery efforts on the Gulf Coast. The requests were slightly larger than previously indicated. Administration officials said earlier this month that Bush would ask for around $70 billion for ongoing military operations in Afghanistan and Iraq and $18 billion for post-Katrina hurricane recovery efforts. The Bush administration previously forecast that the federal deficit will rise to $423 billion in the current fiscal year, due partly to war- and hurricane-related costs.


text: Uncategorized Love and Hip Hop 12 Apr 2020 Queeny Cook Leave a comment What's Cyn Got to do with? Joe Button moving on. Or is he? If Tahiry and Joe *DID* get back together, would it be disrespectful to Cyn? Or is it NOT about her? #LHHNY pic.twitter.com/UN1djY9hCz— Love & Hip Hop (@loveandhiphop) January 7, 2020 Share this:TwitterFacebookMorePinterestPrintLinkedInTumblrWhatsAppSkypeEmailTelegramLike this:Like Loading... Related


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First Elk hunt ever. Stupid luck made it last all of 10 minutes as first light brought this cow by me on the edge of a 1/2 mile by 1 mile alphalpha field.
Details about Adam Pauls 's hunt
Hunt Details
Date Killed - 09/04/2007
State - MB
County - Canada
Time of Day - Morning
Sex - F
Equipment Details
Bow Make/Model - Matthews Switchback XT
Broadhead - Slick Trick
Arrow - Carbon/Graphite
Recovery Details
Recovery Details


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For the First Time Ever, Feds Focus on How a College Violated Accused Student's Title IX Rights
Wesley College wrongfully expelled a student for sexual misconduct, says the Office for Civil Rights.
It finally happened: the Office for Civil Rights came down on the side of a male student who was accused of sexual harassment.
In its settlement with Wesley College, the Education Department's Office for Civil Rights actually found college officials guilty of violating the students' Title IX rights by failing to give him an opportunity to argue his innocence.
This is an unprecedented case: In the past, Title IX has almost always been used as a pretext for denying fundamental due process rights to students accused of sexual misconduct. The Wesley settlement proves that OCR recognizes some limits on the ability of colleges to banish students without a fair hearing.
OCR's investigation stemmed from a March 2015 incident: several male students made a video of a male and female student having sex. The video was made without the female students' permission, and four students involved in its production were expelled within a week, according to Inside Higher Ed.
One of these students claimed he wasn't involved. The female agreed, and even told the college that she knew this student wasn't responsible. But the college essentially refused to consider her testimony—the wrongfully expelled student was told he would have to appeal the decision. He did so, and the college rejected his appeal.
Believing his rights were violated, the expelled student's mother filed a Title IX complaint on his behalf:
During its investigation, OCR found that the college not only ignored the accused student's right to due process but also its own established policies and procedures.
The college never interviewed the four accused students, and administrators never provided the men with a copy of the incident report or the college's investigative findings. The college imposed an interim suspension ahead of the hearing, banning the students from campus and attending class, while not giving them an opportunity to challenge the suspension. The college's Title IX policy specifically stated that accused students must be interviewed, provided with relevant documents and given a chance to show why an interim suspension would not be necessary.
As part of the settlement, Wesley College must reinvestigate his case—although he already graduated from a different college.
The Foundation for Individual Rights in Education told Inside Higher Ed that this outcome is a nice change of pace for OCR, but the agency's fundamental misapplication of Title IX is still a major problem:
"Ultimately, this is a welcome recognition of basic due process," said Will Creeley, vice president of legal and public advocacy at the Foundation for Individual Rights in Education. "But it's not a real corrective to OCR's continued longstanding lack attention to due process rights. OCR has not paid attention to due process rights throughout the past five years, so it's not surprising that administrations in their rush to comply with OCR's mandates have thoroughly neglected to pay attention to due process protections. In some sense, OCR is reaping what they've sown."
To read more on the legal challenge to Title IX, go here.
Updated at 11:15 p.m.: According to Tyler Kingkade of BuzzFeed News, OCR has found in favor of an accused student at least one other time. But this is the first time the agency's decision has focused so specifically on an accused student's mistreatment.


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Treatment Foster Care Oregon (TFCO)
Treatment Foster Care Oregon is a specialised foster care program that supports children and young people with complex behaviours.Find out more
Why OzChild
We are the largest provider of evidence-based and evidence-informed programs in Australia and are dedicated to achieving real outcomes for the children, young people and families in our care.
As one of the first non-government organisations to introduce evidence-based programs to Australia, we have a proven record of working collaboratively with government to allocate investment in innovative solutions to achieve better outcomes for vulnerable children and young people.
Every year, new homes are needed for thousands of vulnerable children and young people across Victoria. Could you care?NEW ENQUIRY
Stay up to date with the latest news and events.
Select your region to create an enhanced and personal experience.


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The future-focused ambitions of FlowFit and its laser-focused Chief Executive Simon Parsonage.
To tell the story of a company striving to become the best at what they're doing, we usually begin at their origins.
This helps the reader to understand where a company came from and how they've been shaped.
However, UK based Hydraulics manufacturer, Flowfit strive to be synonymous with innovation, expertise and fulfilment. Therefore, it's important to focus first on the future of Flowfit and work our way back.
Based in Ludlow in Shropshire, Flowfit are currently one of the biggest manufacturers of hydraulic parts in the UK – their ambitions have been shaped by their experience and expansive facilities, with offices comprising 28,000 square feet.
Flowfit also has a vast engineering department, with their dedicated team of technical engineers able to respond to wide ranging engineering and manufacturing needs.
Their two acre, top of the line manufacturing facilities are also primed to expand in the future.
Chief Executive and founder of the company, Simon Parsonage, believes it won't be long until FlowFit are the biggest hydraulic distribution and engineering facility in the UK:
"We're firmly looking to the future, with expansion being a huge part of how Flowfit has progressed into a global brand. It's not just about the size of the company that's expanded, but the warehouse capacity has grown exponentially."
Where their current ambitions position themselves has evolved from a number of key elements from Simon's experience, with his team. One of the key elements has been passion for the trade:
"If you want to start up a business and make it successful, you have to live and breathe your business, all the time. I was invested in my hydraulics business from day one, whether that's been serving customers,
manufacturing exceptional products made with love, or building a team that works as hard as you do."
Indeed, it's this past that Simon looks on so fondly but is laser-focused on where they can go:
"I am so excited to take this company forward with plans to make us a total one-stop supplier for hydraulic components and systems both nationally and internationally. Flowfit will be synonymous with innovation, expertise and fulfilment.
Deciding in 1996 at the age of 33, with 17 years of experience under my belt, to focus my efforts purely in the hydraulic industry in our small offices in Rock House, Cinderford was one of the best decisions I ever made."
Find out how Flowfit can help you by emailing – email@example.com or by calling +44 158 4876033 or visit www.flowfitonline.com


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St. Benedict Sword Socks - Made in the USA
St. Benedict Sword Socks - brand new and 100% made in the USA.
Our new Soxology fully knit cotton crew socks by Motherboards are made using the finest combed cotton sourced from the southeastern United States, designed in Austin and manufactured in North Carolina.
Featuring Motherboard's custom art of the St. Benedict Sword in a repeating pattern on a black knit sock with a bright blue heel and toe. The perfect gift! Compare our quality to others.
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The next update to Star Wars: The Old Republic is coming soon and we've got some freebies for you to mark the occasion.
This first freebie is only good for the next few days so grab it now. Use code LiveStreamCantina2020 to grab 4 free in-game mounts.
To redeem the code, go to Swtor.com/redeem-code or log in to your account and click on Code Redemption on the My SWTOR page.
You can get more free stuff including a Jumpstart Bundle if you're new to the game, and some useful unlocks plus 7 days of subscription time if you're a returning player by clicking our referral link here: http://www.swtor.com/r/VKvQMn
Note: Clicking that link will benefit you (and us) even if you are already a subscriber to the game as long as you haven't clicked any other referral link in the last 90-days.
The link below may be expired, but if working, will give you a free Special Forces Armor Set.
SWTOR content creator Swtorista has put together a list of redemption codes you can try for more free in-game items.
And here below are more links to guides and threads where you may score more freebies with these codes:
Second Sith Empire Code List – A straight list of codes.
Vulkk Cantina Code Archives – a list of his articles covering the cantinas and their codes. You'll need to scroll down and/or search for the word "code" to find the codes in each article.
SWTOR Forum Thread – this thread has some codes that may also work.
Another SWTOR Forum Thread – this thread also has some codes that may still work.
We'll have another article next week that covers the SWTOR Cantina Livestream and the forthcoming update to the game.
Now get out there and redeem those codes!
— Elion
P.S. The next SWTOR Livestream is expected on November 27, 2020 (Black Friday). So stay tuned!
Possibly Related Posts:


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Emil Scheidecker,77, of Sturgeon Bay passed away of cardiac arrest, surrounded by his family on November 5, 2019 in Florida. He was born March 4, 1942 in Milwaukee to Emil and Gloria (Alioto) Scheidecker.
Emil moved to Sturgeon Bay during his junior year of high school and graduated in 1961. In 1963, he married the love of his life Darleen Blahnik; they were married for 57 years.
Emil worked in the motor making industry for 16 years. In 1983, he turned a 13 year hobby of lapidary into a business. Emil and Darleen owned and operated the "Stonecutter" for 31 years. After his retirement, he became a "step on guide" for the tour coaches visiting Door County. From 1977 to 1989 he coached Girls Little League. Emil loved people, young and old, and was known for his wit and conversation.
He is survived by his wife Darleen; a daughter Kris (Dave Lautenbach) Scheidecker and a son Chip; sisters-in-law, Suzie (Tom) Weidner, Lee Ann Sprifke, Jeanne (Richard) Klotz and brother-in-law Roland (Marie) Blahnik; nieces and nephews, great nieces and nephews, and great-great nieces and nephews.
He was preceded in death by his parents, brother Richard (Patricia) Scheidecker; brother-in-law Tony Sprifke and niece Sandra Thompson.
A celebration of his life (visitation) will be held at the Forbes Funeral Home on Thursday, Dec. 5, 2019 from 4:00 – 7:00 pm. A memorial mass of Christian Burial will be conducted at St. Joseph Catholic Church on Friday, Dec. 6, 2019 at 11:00 am. Burial will be in St. Joseph Cemetery. There will also be a visitation on Friday at the church from 10:00 am until the time of service.
In lieu of flowers, please donate to the St. Joseph Church Maintenance Fund in memory of Emil.


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18 Fourth Of July Desserts That Are So Easy To Make
More time at the beach, less time in the kitchen.
A study I conducted myself (sample size: me) proves there is no such thing as feeling too full for dessert. So, as your night of festivities come to an end on July 4th, surprise your guests with the sweetest of grand finales. Whether they're treats that boast red, white, and blue hues, or just taste summery AF (homemade popsicles, anyone?), these fourth of July desserts are worth making an Independence Day tradition.
Hot summer nights call for these frozen three-tiered treats that are so cute they'll make you melt.
Per serving: 109 calories, 4 g fat (3 g saturated), 27 g carbs, 15 g sugar, 7 mg sodium, 1 g fiber, 1 g protein
Bite into these adorable cheesecake bites to get a peek at surprise red and blue hues hiding inside.
Per serving: 170 calories, 10 g fat (4 g saturated), 15 g carbs, 7 g sugar, 59 mg sodium, 2 g fiber, 6 g protein
BBQs are all about eating with your hands, so why not make dessert cutlery-free as well? These sweet potato fries are a healthier take on a summertime fave: churros!
Per serving: 130 calories, 2 g fat (2 g saturated), 27 g carbs, 15 g sugar, 45 mg sodium, 3 g fiber, 1 g protein
This is basically a frozen marg on a stick (with no added sugar!)— which is to say, get ready for a new go-to fourth of July dessert.
Per serving: 24 calories, 0 g fat (0 g saturated), 6 g carbs, 6 g sugar, 1 mg sodium, 0 g fiber, 0 g protein
When life gives you an Independence Day BBQ, make strawberry lemonade ice cream cake with dates, pecans, mini pretzels, and more.
Per serving: 255 calories, 15 g fat (9 g saturated), 31 g carbs, 22 g sugar, 45 mg sodium, 5 g fiber, 3 g protein
If you strategically place the ice cream to the side, this gluten-free crisp looks like a star-spangled banner.
Per serving: 350 calories, 18 g fat (12 g saturated), 42 g carbs, 12 g sugar, 20 mg sodium, 7 g fiber, 4 g protein
With only five ingredients including silken tofu, maple syrup, and fresh berries, you'll want to whip up this dessert for the rest of the year, as well.
Per serving: 124 calories, 3 g fat (1 g saturated), 22 g carbs, 18 g sugar, 182 mg sodium, 0 g fiber, 5 g protein
Cool down with a vegan frozen dessert that's like pie a la mode in one convenient bite.
Per serving: 334 calories, 19 g fat (9 g saturated), 36 g carbs, 10 g sugar, 117 mg sodium, 1 g fiber, 5 g protein
If you don't have access to a firepit, these s'mores bars are a great (and healthier) way to serve up the classic fourth of July dessert.
Per serving: 439 calories, 27 g fat (16 g saturated), 48 g carbs, 28 g sugar, 91 mg sodium, 3 g fiber, 5 g protein
For a more upscale July 4th gathering, this stunning Italian-style paleo dessert is sure to please.
Per serving: 159 calories, 11 g fat (9 g saturated), 17 g carbs, 15 g sugar, 51 mg sodium, 1 g fiber, 2 g protein
Don't let the name fool you—this vegan pie is as clean as it gets, made with ingredients like dates, coconut oil, cocoa, and banana.
Per serving: 359 calories, 19 g fat (14 g saturated), 47 g carbs, 34 g sugar, 202 mg sodium, 4 g fiber, 6 g protein
Greek yogurt gives these donuts a quick shot of protein, and the gluten-free flour means these sweet treats are dietary-restriction friendly.
Per serving: 215 calories, 2.5 g fat (1 g saturated), 39 g carbs, 20 g sugar, 20 mg sodium, 2 g fiber, 6 g protein
DIY blueberry sauce saturates a pillowy-soft nut flour-based cake in this healthier take on classic poke cake. Top it with strawberries, and you've got the red, white, and blue covered.
Per serving: 482 calories, 35 g fat (18 g saturated), 41 g carbs, 32 g sugar, 200 mg sodium, 5 g fiber, 10 g protein
Popping some pudding in the freezer elevates a simple snack from meh to marvelous. And with red, white, and blue colors—these pops are perfect for a fourth of July dessert.
Per serving: 117 calories, 5 g fat (4 g saturated), 18 g carbs, 12 g sugar, 24 mg sodium, 1 g fiber, 1 g protein
Avoiding your oven when it's scalding hot outside is a must—that's where this delectable recipe made with raw cashews, strawberries, and chocolate chips comes in handy.
Per serving: 286 calories, 19 g fat (4 g saturated), 26 g carbs, 19 g sugar, 5 mg sodium, 3 g fiber, 7 g protein
Instead of sneaking red and blue into everything you make, mix them together to produce a gorgeous lilac cashew bar.
Per serving: 176 calories, 11 g fat (4 g saturated), 16 g carbs, 5 g sugar, 17 mg sodium, 2 g fiber, 5 g protein
Serve this stunning bowl of watermelon-lime goodness for the festive look of it alone—either after dinner as a dessert, or along with your meal as a fancy beverage.
Per serving: 213 calories, 10 g fat (9 g saturated), 34 g carbs, 24 g sugar, 11 mg sodium, 3 g fiber, 5 g protein
For the ultimate sweet and juicy fourth of July dessert, stack your favorite fruits like kabobs, and take them to the grill (after thoroughly cleaning off cheeseburger remnants, of course!).
Per serving: 74 calories, 1 g fat (1 g saturated), 16 g carbs, 14 g sugar, 14 mg sodium, ` g fiber, 1 g protein


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Dragon Eyewear Commits To Producing All New Injected Eyewear Products With Eco-Friendly, Plant-Based Resin Material
10th July 2019
Dragon Eyewear, a globally recognized performance eyewear brand with deep ties to the action sports world, today announced the launch of their new, eco-friendly, plant-based resin eyewear offering.
Beginning this Fall 2019, all new and key carryover injected sunglasses and ophthalmic frames will be produced using the bio-based material, further asserting the brand's commitment to social responsibility and bringing more sustainable practices to the brand's eyewear business.
"As Dragon continues to develop products that enhance an active and outdoor-oriented lifestyle, we felt it was the perfect time to introduce an environmentally-conscious material into our business practices," said Lauren Makofske, Global Brand Director of Dragon Alliance.
"By incorporating plant-based resin into our injected collections, we are taking the first step towards making a positive impact on the environment."
Plant-based resin is a bio-based plastic made from castor bean oil, a highly resilient and renewable alternative to standard petroleum-based plastics. The use of plant-based resin helps reduce Dragon's carbon footprint, while providing the same lightweight, durable quality that Dragon eyewear is known for. Castor beans are inherently drought-resistant, requiring very little irrigation or fertilization. It can grow in arid regions of the world where little else can be sustainably farmed.
The castor beans used by Dragon are sourced from Pragati Project certified farmers, a sustainable castor initiative and educational program aimed at increased income and improved quality of life for farmers who adopt sustainable agricultural practices. Pragati teaches farmers how to produce higher yields while improving working conditions and preserving the environment through methods of water and soil conservation and improved waste management practices.
Dragon's Fall 2019 campaign offers a look into the manufacturing process through animated designs and a glimpse into the lives of the farmers responsible for helping to bring this vision to life. The campaign designates a surfboard-inspired green leaf symbol as a unique way to identify these eco-friendly injected styles at point of sale, while also acknowledging the heritage of the Dragon brand.
The new plant-based resin styles will be available worldwide on September 1st at select Dragon specialty retailers and at dragonalliance.com.