"Both."
"I've plenty of the latter,"' said
Brown, "but I haven't so much of the
first; but I'll do what I can. What's the
trouble'"
"It's trouble enough, I can tell you. I
have been speculating with the bank's
money and I'm $70,000 short. The bank
examiner is coming the day after to-mor
row; there will be a meeting of the direc
tors the same day, and there is no way
I can stand off the exposure unless I have
the money to replace what I have taken.
I don't know where to get the money,
and I don't know what to do."
Brows did not answer for a minute.
All his available cash was in that bank,
and there was a chance that it would
fail. The first thing in his mind was to
gain time to save his money; so he evad
ed a direct reply. and asked:
"Where is the money?"
"In stocks."
"What stocks? What shape are your
deals in?"
The cashier went into a long statement
tae gist of which was that by closing out
scime of his deals at once, he would
have about $20.000 which could be turned
into the bank. leaving him loser and a
defaulter to the amount of $50.000. It
give:4 time there were excellent chances
that .he other deals also would show a
profit, but time was the one thing he
could not have.
While the cashier was going through
his story Brown thought hard and fast.
and when the cashier had finished he had
made up his mind. His own money in
the bank was the first consideration.
