DIRECT TO THE PUBLIC. In this they but followed the example of some of the largest manufacturers at Home, and the public, in purchasing at the under- mentioned Branches, will SAVE THE PROFIT OF MIDDLEMEN, and obtain a SUPERIOR ARTICLE. Branches : — Dnneclin Ashburton Auckland Oamaru Nelson New Plymouth Timaru Wanganui Napior Invcreargill Christclmrch Wellington A SINGLE GARMENT AT WHOLE- SALE PRICE. THOMAS BRIDGER, Manager Napier Branch New Zealand Clothing Factory. The New Zealand Clothing Factory are Agents for the Celebrated WERTHEIM'S SEWING MACHINES, Which can be had at any of the above Branches. 196 TTOLDER'S SADDLERY AT LOWEST RATES. Opposite the Post Office, Napibb. 133 BUDDOCK * FBYKB, WHOLESALE AND RETAIL IRONMONGERS, TX AVH RECEIVED, Ex Late Arrivals from London. VERY EXTENSIVE AND ,WELL- ASSORTED SHIPMENTS OF FURNISHING IRONMONGERY, UONSISTIKG OP Leamington Ranges, various sizes, with and without Plate Racks, Garton and King's Stoves ; also, Stoves by numerous other makers ; Register Grates, with and without ': Ash-pans to fit. Very superior and well-assorted lot of Bed* bteads, Gas Fittings, Table, Hand and Hall Lamps, Door Mats and Scrapers, Umbrella Stands (all new patterns). BUILDER'S MATERIALS— Very Complete Stock, all New Goods, and at Very Low Prices. GUNS, RIFLKS, RttVOLVERS AKD CARBINES, AND SPORTING REQUISITES of every description and best qualities. AGRICULTURAL IMPLEMENTS— Hornby's, Murray's, and Reid and Gray'B Ploughs Zigzag, Flexible, and Chain Harrows Chaff Cutters, Horse-powers and inter- mediates Threshing Mills ( 'at and Bean Crnshers Flour Mills Seed Drills, Seed Sowers Root Pulpers and Slicers Garden Rollers Lawn Mowers, &c, &c, &o, RUDDOCK & FRYER. 122 JOHN M'VAY HAS ON HAND AN IMMENSE STOCK OE Q AD D L E R V AND HARNESS, WH|I|OH IS BEING SOLJD at a VERY SMALL ADVANCE ON COST, TO BEDUCB HEAVygLINES. : Having a VERY LARGE STOCK OP PLOUGH HARNESS It will be SOLD SPECIALLY CHEAP Plough Swingle Tbees for two or three Horses, very low Canvas Horse Covers, lined, fall size, from 17s, 6d. Bullock Hide Saddles, our own make, from BCs., a really good Saddle. All other Goods equally cheap. Come and Inspect THE LARGEST, BEST, & CHEAPEST STOCK IN THE COL NY. JOHN MV A V, 129 HASTINGS-STREET. QTANDARD INSURANCE COMPANY op NEW ZEALAND. CAPITAL ... £1,000,000. Head Office ... ... Dukedik. Fire and Marine Risks of every Description Accepted At the Lowest Rates. losses promptly paid. 