NEW ZEALAND GOVERNMENT LIFE INSURANCE AND ANNUITIES. THE Government having been empowered by special Acts of the Legislature to euter into contracts for Insurance on Lives, and for the Grants of Annuities and Endowments, are now prepared to execute any of the usual contracts dependent upon the contingencies of human life. The following advantages are presented as deserving of Public attention, and especially of the Working Classes : 1. All transactions, and Powers of At torney, and other documents, are free of Stamp Duty and all taxation. 2. No charge is made beyond the pur chase-money or premium, paid quart erly, half-yearly, or annually. 3. Fourteen or twenty-one days of grace, „ according to the intervals of pay ment, are allowed beyond the due dates ; and should the assured die during these periods, the policy will still bo valid. 4 Surrender values are granted on the whole or any part of a contract which lias endured for five years. 5. The tables of Premiums in all the branches arc considerably less than any other office in New Zealand. 6. Residence is permitted in auy part o the Australasian Colonies or Europe and premiums may always be paid



on the due dates at the nearest Money Order Office. 7. Insurances effected for the benefit of and settled on Wife or Children are free, to the txteut of £2OOO, from the claims of Creditors. 8. The Consolidated Revenue of the Colony is liable for all claims, in the event of the receipts (which are safely iuvested at compound inter est) at any time being insufficient to meet demands, thus affording the best security to the Assured. _ The fullest information can be obtained on application to any Money Order Office, or Government Schoolmaster, or to Cecil \. BISS, Sub-Commissioner. Offices : Central Hall (next Post Office), Provincial Buildings, Dunedin. W. GISBORNE, Commissioner.
