They take charge of the first savings of the child— or eyen of the parent — and teach them how to begin a course of thrift in life. He felt great sympathy with the movement " Belgium has the honour of pioneering school banks. M. Laurent laboured in Ghent, snd from Ghent he issued his different treatises upon this important subjeot, and in Ghent, as might have been expected, the system has firmly established itself, and won general support. In 1873, out of 15,392 children in the schools, there are 13,032 de pository and their savings amount to £18,512. ' ' A pamphlet by Mons. A. de Malw-ee, en titled'"First Efforts of the Society for furthering Provident Habit*, "'Atigust, 1876, ; ahows that in Bordeaux alone, since the be ginning of' 1875, 51 schools have been furbished with sayings banks, 4521 scholars have made deposits, and at the time of writing there was a balance due depositors of £1949. School Banks are being established throughout France. Their success ia ex citing the admiration and astonishment of statesmen and foreigners. In 4997 banks recently opened there are 189,519 depositors. Of that number 127,821 had £51,900 to their credit at the ordinary savings banks. In England 8218 scholars deposited £1766 {or tbe year ended 31st March, 1876. In Scotland, although banks in connection with school boards had only been in ex istence for a few months, in April 1878 there were 4126 depositors, io greatly are the children interested in them. The Hon. Wm. Collins, Lord Provost of Glasgow, at the annual Bocial meeting of the Glasgow Savings Banks said :— " It was most im portant to cultivate amongst the people habits of self-reliance and self-help. That is the aim of the penny bank, and it had his most earnest sympathy and support. In order to give these habits deeper root, the trainiog- sbould begin in early life. He therefore rejoiced to see school banks instituted, and he advocated their establish ment in all the echools." M. Laurent, Profestor of Civil Law, Uni versity of Belgium, says :—"lt: — "It is believed that children are by nature generous, while the truth is they are egotistical and sel fish. Supplies of pocket-money to children for present gratification serve little other purpose-! than to teach and cherish selfishness. 