The promoters have obtained estimates of the cost of constructing the Railway and are in communication with contractors who are willing to undertake tho completion of the line ready for traffic for a sum of £13.200, including the cost of permanent way ma terials. It is not contemplated to call up more than £15,000 of the capital. >• Applications for shares may be made on or before the 14th of May, 1875, accompanied by a deposit of live shillings per share, addressed to ROBERT ORIGOR, Agent, Balclutha; Or to M. W. HAWKINS, Secretary, Gmy Princes street, Dimedin. PUBLICATIONS, jVJESSRS REITH and WILKJ.E, PRINCES &TKEET, DVNEDIN. il >. >f. Jubt Pttblisiied, price Ij, 11 -1 A MANUAL C-F BANKING. 5, d By a New Zealand. Banker, i it ), CONTESTS: e Pkrfacb. 'i' Ciiaitkk I.—General 'l, Section I—Banks in New Zealand is Section 2—Mutual Arrangements between Banks ie Section 3—Banking in General, o w *- CiiArrKP. ll.—The Officers of a Bank * Section I—General , n Section 2—Officers' Titles, Duties, Salaries, &c. d I_ Chaitkp. lll.—Cheques s- Section I—Cheques in General B» Section 2-Marked Cheques Section 3—Cheques Payable to Order: Endorse -10 ments. I j. Ciiaitkk IV.—Bills of Exchange is Section I—General n Section 2—Endorsement and Transfer 11 Section 3—Acceptance, Presentment, Payment Section 4—Notice of Dishonour , b Section s—Miscellaneous. io d e Ciiaiier V.—Advice to those who Keep a Banking le Account. i>f ie ie ie of ~~ ' y- WILL BE PUBLISHED SHORTLY. 11 "ORADSHAW'S GUIDE to NEW ■M JL> ZEALAND. w Full information in a future Advertisement. le 22ap S. M. DALGLEISH. S [ PUBLIC COMPANIES. II RATIONAL INSURANCE COM ie -^ PANY OF NEW ZEALAND. >n _^ to HEAD OFFICE. DUNEDIN. £ CHAIRMAN: s> W. J. M. Larnach, Esq DIRECTORS: 0 J. L. Butterworth, Esq. in E. B. Careill, Esq. le Henry Driver, Esq. ; c Robert Wilson, Esq. i r Richard Oliver, Esq. n- J. M. Ritchie, Esq. ie Evan Prosser, E-uj. »h Keith Ramsay, Esq. to _—- s ß e A LOCAL INSTITUTION. r" Insurances effected o-i Ev«ry D»scription of Buildings, le Goods, or other interest, from damage by fire. l\ g Insurances on Ships, Goods, or Freight, effected on jq favourable conditions to the Assured, and Losses paid either in the Colony or at vessel's port of discharge. fi- re LOWEST^CURRENT RATE3. JJe A. HILL JACK, id General Manager. ly "DOYAL INSURANCE COMPANY. 