extent, the forms of transfer and the i '•* '. modes bf conv'eyande. < T .:, , : '■■"■'■- 6. It increases the 1 saleable 1 value of land. l - r '7. It tends to lower the rate of interest- oii : ;;.;(. loans secured on lands,, , ; ( ,. > ; ' t; 8. It gives facilities for tie sale of large' ; " ''''"'" estates in allbtrrierits." ' ' :: ." 0: ; 9. Transactions can be effected" at 'a moment's noticej and" at "a minimum : of cost.  • .][<.,. 10. Frauds in !the purchase and sale of land' • ■, /. r are effectually prevented, because the • './.'.,.. ;. Certificate of Title in, the ..possession of the Vendor' shows the' exact con-' •■ ;, .;■.'; dition of the estate, \i.e., if the estate ..,..• be mortgaged, encumbered, or leased, ; > Memoranda disclosing the particulariFi '■ of any such transactions affecting the estate are written upon the Certificate ■;.•;.:■; ' .ofTitle.- -- : •-.];,■ -JM -'/. ■■ [ : Lands purchased from the Crown sin<;e the coming into operation. of •" The Land'. Transfer Act " cannot be dealt with under the old system. , ,.  ! ; i ;-'' I ' i J(^HiJA-B^»GB^^ti^MS, ;[ -'. -;'.i'J. : '. - , Regißfcrar.Genera] of Land.,,



A USTRALIANMUTUALPROVIDENT jOl ' SOCIETY. 1 '" Established 1849. FOR MUTUAL LIFE ASSURANCE, &o NEW ZEALAND BRANCH : Head Oiß^iCE : Wellington. \ ■•"■*; Local Board' op : Dikectors : The Hori. C. J. Pharazyn, M.L.C., Chairman ': ;Th'e; : Hpn. William Fitzherbert, M.H.R., """" Deputy Chairman. * A. de B. Brandon,, Esq., M.H.R. The Hon. Morgan's. Grace, Esq., M.D., M.L.cr ' ";,;•,■.;■.■ • George Hunter, Esq. i M.H.R. , Annual Revenue,; £282,672. Accumulated & Invested Funds,£l, 133,005 Persons Assuring with this Office share the whole profits, and a Bonus is declared every fifth year.: *•'! -. !. -'i l ' The next quinquennial investigation will take place at the close of February, 1874. - .:' Members incur no liability of partnership. The 24th Annual Report and Pro- spectuses showing the present state and pro- gress of the Society^ and forms of proposal, may be had, or will be sent, on application to any of the agents," or at the head office as above. J. W. 