RATES OF PREMIUM Are framed as low as are consistent with the due safety of the Society, and its Actuary is calculated to be one of the most competent authorities in England, the Court of Chancery having recently had to avail themselves of his experience in these matters : and although apparently higher than most offices, assurers should not lose sightof the fact that they recei ve it hack either in bonuses or additions to the sums assured, and, in electing to assure in this Society, they also avail themselves of the experience and safety of a concern that time has proved to be secure against all chances. LOANS. Surrender values are given for Policies of 3 years standing, or loans granted ON SECURITY OF SAME. FOREIGN TRAVEL. Permitted to all parts of the globe in pro perly decked vessels and in time of peace. PARTICIPATION OF PROFITS. In this office it is anticipated that persons entering at 20 will he relieved from further premiums at 44 40 will be relieved from further premiums at 60 60 will be relieved from further premiums at 60 Medical fees are paid by the Company, and there arc no charges for Stamps, Poli cies, &c. One-half of the first five years’ premiums may remain unpaid upon whole Life Policies. T. B. KENDERDINE, Esq., M.D., Medical Referee. Intending assurers are recommended to call Upon the undersigned for prospectus and further particulars. NORWICH UNION FIRE INSUR ANCE SOCIETY. THE SECURITY afEorded by this long established Society is unquestionable, its rates exceedingly moderate, and its regu lations liberal. INSURANCES for 7 years charged at 6. Rent can be insured for 12 months. BANK CREDIT Has been established in the Colony, and Losses will be paid here PROMPTLY, LIBERALLY, aud IN CASH, or at Home, at the option of the assured. ALMANACS AND PROSPECTUSES FOR 1572 Can be had, and every information obtained, on application at the Society’s offices,Vaile’s Buildings, Queen-street, Auckland. G. S. GRAHAM, Vaile’s Buildiugs, » Auckland. Sub-Agent for the Thames : GERALD OTIALLORAN, Al bert-str J w. ADLAIi, Wholesale and Retail Grocer, Corner f Grey and Pollen-streets, Shortlan Maize, bran, chaff, and OATS ALWAYS ON HAND. Agent for Mrs Cashel for the sale o Fruit from Belmont Farm. Any Orders left at the above store will be punctually attended to. 1 J W. ADLAM Februar 8, 1872. 