Illness and the bad luck which seems to
camp so closely on its trail, are of course the
real reasons for many of the people who have
been the victims of the usurers, getting into
their clutches, but there is another reason, and
it is summed up in the word “extravagance-”
Some years ago, there was a very thrifty
colony of farmers in the northern part of
New York State; many of the landowners
were of the good old Dutch stock, wdio had
been there since the first ship-load came over
from Holland, and they tilled their land and
saved their money as their forebears did.
In due course of time, the old stock inter
married; then the land was looked at with
favor by outsiders, and many of these came
up from New York and other cities, to lay
out “model farms”, and fancy agricultural
stunts were indulged in, which cost the
owners what they had in plenty.
