The money must be paid when application for the passage is made; but if the Immigrant nominated does not accept, the £5 deposit will be returned. J. D. OSMOND, Superintendent. Napier, June 6, 1871. 274 .Government Annuities Office, Wellington, Ist Dec, 1870. OTJCE is hereby given that Go. , vernment Insurance and An nuities Offices, under " The Govern ment Annuities Act, 1869," and " The New Zealand Government Insurance and Annuities Act, 1870," have been opened at the Post Offices at NAPIER, TAURANGA, GREYTOWN, And all the principal Money Ordei Offices in the Colony. The following advantages are secured by special provisions in the above mentioned Acts : 1. Up to a certain amount, Assur ance Policies bona Jide effected by the Assured upon his own life, and Endowment Policies, and Annuities purchased for the benefit of Wife or Children, are exempted from the operation of Bankruptcy Acts, and from seizure under legal process. 2. Up to a certain amount, Married Women mav effect Policies, and dispose of the money assured by will, as i+ single; and such Policies are free from the debts and control of their husband*. 3. Insurances may be effected for the benefit of Wife and Children, with power to apportion amount; and such insurance is to be free from the claim of creditois, to the extent of £2,000. All persons wishing to obtain Life Insurances, Endowments, Annuities, immediate or deferred, or other ad vantages under the Acts, will receive every information and the necessary forms on application at any of the above named ofhVes. W. GISBOBNE, 4119 Commissioner, ZELL'S UNIVERSAL DICTIONARY OF HISTORY, BIOGRAPHY, GEOGRAPHY, SCIENCE, ART, AND LANGUAGE, BROUGHT DOWN TO THE PRESENT TIME, AND ILLUSTRATED WITH UPWARDS OF TWO THOUSAND ENGRAYINGS. This valuable work is now completed, in 59 parts, Koyal Quarto. It may bo obtained in parts (price £H complete) or handsomely bound in two volumes. Particulars may be obtained at tiie office of this paper, whore epeeimen numbers may be seen. 