But Britain and other foreign countries by no means recipro cate this feeling, and the Australasian com panies which trade abroad get, as a rule, only risks of a very inferior character. The State department would be able to offer better terms than its private rivals, because, in the lirst place, its expenses would be less. The experience of the Maori land Life Insurance Department has already shown that the State can do this branch of business much more cheaply than any private concern of its size and age, and with the same machinery it should be able to make a similar saving on fire business. Probably the increased economy effected by working the two departments together would make the saving still greater. The State would make a further saving throygh having no shareholders to claim dividends. It would invest its reserves mostly in State securities, and thps do a little more to make Maoriland independent of the British money-,

f Continued on fourth page.)



WANTED. A YOUNG Lady wishes a Situation as mother's help, or to assist in light house work. Address "1.Z.," Stab Office. American Novelty Company, Dunedm. WANTED Known-That BiD-heads, Cir culars, Cards, Programmes, and General th» Evening Stab Office at moderata ratoa ANTED Known-That A. Craig is carry ing on Hairdressing and Tobacconist s Bua'sess next to Sussex Hotel. ANTED To Rent, Three-roomed Cottage, good permanent Tenant; low rent. "Rent," Star Office. ■ ANTED, Parcel Boy, about 15. Apply Simon Bros., George street (near Octagon). ANTED, Brewer's traveller for Town and country. Applications to be ad dressed in writing to the Chairman of Director*, Wm. Strachan, Limited. _ ANTED, kind Person to> adopt Babv Boy; adoDtion expei&Sß paid. Address " Z.Y.X.," Stab Office. ED To Buv, Sell, or Kxcbange, new or Left-off Clothing. Bernard Grey V? Baths, Plumbing, Tmsmitnrog, uas fitttog done. A. M'Farlane. Factory, Walker street. Telephone. ' work well and cheaply done ana punctually returned in all weathers; Lace Curtains a specialty. Conveyance attends Suburbs twice weekly," City twice daily. DUNEDIN Dve.vorks.—J. Rhodes, Dyer and Cleaner, 116 George street. _ "-RHODES makes Old Clo'es look maist as ■ weel as new. HODES AND CO., Steam Dyeworks and _.»/ Laundrv, Kelvin Grove. Telephone 780. Vans collect and deliver parcels in City or Suburbs. IRY'S Chocolate, a delicious aweeii-e-i., ; pure and wholesome. Agents: MTher son, Kemp, and Co. 