Average  amount  of  loans

Plan  of  anoeiatlon


Ratio  of  salaries  to  total  reoeipta

Ratio  of  expenses  (isoluding  salitflea)  to  total  receipts.
SSxpense  per  share  for  the  year.......
Membership  fee  per  shaf*....
Flan  of  premium

Bate  per  oent  dlYktar
^oportion  of  dues  m
Pioportlon  of  dues  oi


80

•106  00

l.flOOOO

BOOO

009  40

Serial

1.88%

1.02%

10  47

0  85

Installment

&10

100%


BUILDINO     AND     LOAN     ASSOCIATIONS.
21


j^nnual  statement  of  the  BUILDING  ASSOCIATION  OF  ST.  JOSEPH,
IlICHIOAN,  for  the  year  ending  July  i,  1897.  Incorporated  April  16,  1890.
Lawrence  C.  Fyfe,  Presiaent;  John  A.  Frekag,  Secretaiy.
Liabilities.
Tptal  capital  dues  paid

Amount  credited  to  expense  fund.
Net  capital  dues  credited  stockholders..
Total  dividends  credited  on  above  stock.
Matured  stock

Advance  payments — capital  dues

Advance  payments — interest  on  loans...
Advance  payments — premium  on  loans..
Unearned  premiums

Undivided  profits

€k>ntingfent  undivided  profits .  ...
Contingent  capital  dues

Due  on  loans

Miscellaneous


Total


Disbursements.
Loans  on  morigt^ge  security.
Loans  on  stock  security

Loans  on  other  security ...
Withdrawals  of  stock

Interest  on  withdrawals  of  stock

Matured  stock

Retired  stock

Expenses  for  salaries.
Expenses  for  other  purposes

Insurance  and  taxes.
Forfeitures

Real  estate

Rebate  of  premiums  on  loans  repaid

Miscellaneous,  (preferred  stock  paid,  $11,074.05;  loan  repaid,  $1,900)  ..
Cash  on  hand — general  fund

Cash  on  hand— K>an  fund

Cash  on  hand— expense  fund


Total


Amount.
