A. I. Ra.ttray, secretary of the Me tropolitan Trotting Club, stated that the Club kept an account at the National Bunk. On November 42th'he lodged a cheque for £1386 16s 8d with the accused. The wit ness produced the lodgment slip and the paying-in book initialled by Oliver. Until the arrest of Oliver he had no idea the money had been misappropriated, i Cecil Loiiisson. clerk at the National Bink, stated that on November 12th he took th? cheque to the Union Bank, having received it from Oliver. The amount was credited by the tTnion Bank. Witness made out a debit showed it to accused. I Alexander Ferguson, manager of the Na- ' tional Bank, stated that Oliver had been teller of the Bank for four or five years. He had been temporarily removed a* little while ago, on November 15lh. On the fol lowing day Oliver cant? to the Bank, but went out. and dud not return, and sent un excuse that he was not well. He returned to tha Bank on Monday morning. November 19th. He came into witness's room, and said. "1 have a confession to make. I have taken £900 of the Bank's money." He then explained how he hud misappropriated the cheque for £1586 16s Bd, and handed wit ness £480. and a slip signed by him show ing the whole transaction. He (Mr Fer guson) examined the books, and found that the cheque Imd not been paid to the credit of t'he trotting t-lub. The accused in fact had handed to him the paying-in slip. The effect of the cheque being held over would be tihcit £1386 16s 8d had bsen paid Into the cash, wfoiwi had not been accounted for-.- Th« entry in tha Exchange , book had exact ly the Fiima effect, and this left tlie balance apparently correct. Accused 1 told witness that the money had been going out gradu ally for three or four years, and the nvaiw pulation of that cheque was in order to cover a previous detioit. Witness then examined tihe bocks up to March 31st, and found a large deficiency up to that date. Cross-examined by Air Franks,- witness stated that the teller's cash was usually counted by the accountant once a week. It would have been impossible to discover the irar.d unless by accident, or by co operation of the customers. 