Copeland  for  $1,000,  and  on  October  9,  1865,  appellee
issued  a  second  policy  on  the  life  of  Joshua  W.  Cope-
land  for  $4,000,  the  policies  being  numbered  respect-
ively 24369  and  39598.  Margaret  Copeland,  the  wife
of  Joshua,  was  made  the  beneficiary.  The  policies
provided,  however,  in  the  event  of  the  death  of  Mar-
garet Copeland  before  her  husband,  the  same  were
to  be  paid  to  her  children  for  their  use,  or  to  their
guardian.  On  May  10,  1892,  Margaret  Copeland
died,  and  on  March  9,  1913,  her  husband  departed
this  life  with  the  policies  of  insurance  in  full  force.
At  the  date  of  the  death  of  Margaret  Copeland,  she
left  surviving  her  three  children,  Charles  0.  and
John  0.  Copeland  and  Margaret  B.  Venn.  Lydia
Langsdale,  another  daughter,  predeceased  her
mother,  leaving  surviving  her  husband,  Eichard  W.
Langsdale,  and  appellants,  Mabel  I.  Burnett  and
Richard  S.  Langsdale,  her  children,  who  are  grand-
children of  the  primary  beneficiary,  and  who  claim  a
one-fourth  interest  in  the  insurance.  The  children
who  survived  the  primary  beneficiary  dispute  the
right  of  the  grandchildren  to  participate  in  the  insur-
ance; and  as  to  whether  the  grandchildren  are
entitled  to  share  in  the  insurance,  which  is  purely  a


NOVEMBER  TERM,  1917.  283

Burnett  v.  Mutual  Life  Ins.  Go. — 66  Ind.  App.  280.
