DOCTOR TENNENT. SURGERY and DISPENSARY Argylb Cottage, Carlyle-stseet. Between Craven & Miller-streets. 239 _____ AMERICAN CARRIAGE FACTORY, HASTINGS-STREET. r ¥ IHE1 HE above Factory is now open under 1 the management of MR W. H. MOULDEN, Late of Cousins and Atltins, Auckland, and W. Black and Co., Wellington ; And MR JOHN FORSTER, Late of Vinsen and Forster, Landaus, Broughams, Phsetons, Buggies, Dog Carts, and every description of Carriage built to o/der. Lightness combined with durability, strength, and elegance, and design carefully studied. Repairs undertaken at the^ lowest price to admit of careful and judicious execution. Painting and Trimming injthe first style of the art. 338 VICTORIA INSURANCE COMPANY. Established 1849. Paid up Capital, £200,000. riIHIS old-established and wealthy Colonial I _L Company offers unquestionable secu- rity and accepts FIRE AND MARINE RISKS j Of every description at the Lowest Current ! Rates. Forms of Proposal, and all information may be obtained from the under-mentioned Sub-agents :— Waipawa Mr E. Bibby Waipukurau ... „J. L. Sterry Havelook „ G. R. Grant Taradale and Meaaee C. Butler, jun. Clive B. C, Ware Hastings , J. J. Kelly Porangahau, Messrs Harsant and Adair Wairoa and Te Kapu... Mr George Fraser Or from ROUTLEDGE, KENNEDY & CO., 232 Agents, Napier. NEW ZEALAND INSURANCE COMPANY, Hastings-stkket, Napier. Capital £1,000,000 Reserve and Re-Insurance Fund £135,000 RELIABLE INDEMNITY Against Fire and Marine Losses secmod to policy holders in tho above Company UNLIMITED LIABILITY OF SHAREHOLDERS. The characteristic features of this Company are — LIBERAL TERMS AND PROMPT SETTLEMENT OF LOSSES. From the following Sub-Agente, Forms of Proposal and all other information may be obtained— MONTBITH & FOUNTAINE, Woodville. SMITH & Co., Waipukurau ; ( Waipawa W. L. COWARD, \ Porangahau ( Kaikora J. MATHEWS, Hampden ; KNIGHT BROTHERS, Hastings. J. e. TAYLOR, Havelock. E. BECK, West Clive; T. JEFFARES, Taradale 1 ; J. SUTHERLAND, Mohaka ; W, F. SHAW, Wairoa. A, LESLIE CAMPBELL, 237 Manager for Hawke's Bay. NEW ZE A LAND LOAN AND MERCANTILE AGENCY COMPANY " (Limited). Capital subscribed £3.000,000 Reserve fund £120,000 bankers : Bank of New Zealand HEAD OFFICE : No. 1 Queen Victoria-street, Mansion House London, E.C. OHIEf COLONIAL OFFICES IN NEW ZEALAND: Auckland, Christchurch, Dunedin, Invercar- gill, Wellington, and Napier. In Australia ; Melbourne, Sydney, New- castle (N.S.W.) In Fiji : Levuka. 