JOHN THOMPSON. AUCTIONEER,. Land a»d Es*atb, Loan, & GENERAL COMMISSION AGENT, Ross Piaoe, Lawrence. Agent for thie Norwich Union Insurance Co. Standard Fire and Marine Insurance Co. Atralian Mutual Provident (Life Assur- ance) Society. Standard Fidelity and Guarantee Society A LL business connected with applica- A tions for Assignment or Exchange of Agricultural Leases, applications under deferred - payments, Mining L ases or Claims, Up4iftmg of Crown Grants, &c, quickly and cheaply transacted. Loans negotiated. Money invested. Geo. Walker, Coal & Produce Merchant "Vf niTEHAVEN-STRKET, LAWRENCE. SIiED and Feed Oats, screened, well-cut Chaff, Bran, &c, always. Contracts for horse feed entered in. Kaitangata and other Coal in stock. Highest price given for O its and O iten Sheaves. Chaff cut at lowest prijes. NiZ. ACCIDENT INSURANCE Co. PEBSONAL Accident and Employers' Liability Assurances effected. Guarantees Employers absolute security 'from* heavy loss through cUims under the Employers' Liability Acts, and Wage- earners substantial provision in case of any accident. 13,300 claims have been paid,' amounting to £114,600. D. J. BEWS, District Manager for Otago. 1 Eond-street, Dunedin, W. R. Pearson, Lawrence Agent. GOVERNMENT LIFE INSURANCE ' ALL New Policyholders paying their XI First Annual Premiums before the end cf the year will receive the year's bonuses in the next Division of Profitß at the end of 1902. Half-yearly and Quarterly P >licies will also receive Bonuses in proportion. Beversionary Bonuses already granted to policyho'ders £1,630,000, exceeding the total amount of claims paid by^the Department. J. H. EICHARDiON, • Government Insurance Commijioner. Established 1849. ' Tid&rM Imswmwm ©@*p Limited. FIRE, MARINE, AND FIDELITY GUARANTEE. T>IBKB accepted at 4owest current rates Jtt Full particulars from JOHN J. WOODS, Lawrence P gent. NOTICE. TkEPRPETUAL TRUSTEES, ESTATE,. JL and AGENCY CO. of N.Z., Ltd., has. MONEY TO LEND on Freehold Security at 5 and 5| per cent. WALTER HISLOP, Manager. "' HATAURA FALLS PAPERMILL COMPANY. WJ3 are Buyers of the f -Howiae Waste Material at the prices' ttate* 1 , freight "- paifi byus from all Railway Stations to - Mataura: Rope- 4< 6d, Canvas 4*. Bags (irool!en orcotton, not waterproof) 3> 6d, and Sacking 2s 61 per cwt. "Note: Consign ■< 8 " Waste Material." vro W P U, B L I 8 H E D STO3sTE 7 S OTAGO AND SOUTHLAND DIRECTORY AND NEW ZEALAHD ANNUAL 19Q2. 19th year of publication. Elited l>y John Stone. 