Its Mortcaby DmnsitD Policies guarantee the refund of all premiums paid, added to the sum assured, in the event of death during the Tontine Its NOS-FOIWEITINO LKtITBD TONTDJB Policies combine life insurance and a profitable Investment for the price formerly paid for insurance alone. Alt. Claims are payable in New Zealand, at nearest Branch Office, with the promptness and and liberality characteristic of the Company. There are No Shareholders, and consequently No iir | TERESTS AdVEBSK TO THOSS OF THE POLICY HOLDERS. Policiholdbbs have the right to reside in any part of the world outßide the tropics. Full information can be obtained from 0. THBILMANN. Chief Agent for Otago. Offices: New Zealand Insurance Company s Buildings, Hattray street. 26jy ! TWT O T I O E. THE OFFICE 3 Of the OOLONIAL DROG AND MANUFACTURING COMPANY (LIMITED) Are now REMOVED to Premises In BOND STREET Opposite Meaers Thompson, Brldger, and Co.'s. TfcTOKWIOH UNION FIRE INSURANOH SOCIETY.: ISSUBAHGKB sttocted at lowest oarrant r*te». LOSSES from Fire and Lightning covered. Claims Settled with Promptitude and Llberalitj. Agenti for Ol&go, TUB PEHPKTUAL TBU3TBE3, HSTATB, ADD A.&HHOY COMPANY OP NSW ZBALAHD (LIMITED), HaTTEAY BTBBBT, OinUDDI. ' IN ' S U B A N 0 K. THB AOSTHALIAN ALLIANCH ASSUHAKOB COMPANY (lire, Marina, md Guarantee). We are prepared to accept Fire, Marine, »cfl Bu«.r»ntea Risks at Lowest Current Zatoi. Loicot promptly paid In Dunedla. a. H, liBAKY 4 CO., 3i, Agents for Dnnedir. rrXHX COMMERCIAL PROPERTY AND 1 FINANCE COMPANY (LIMITED). CAPITAL ... ... ... £250,000. Head Office i Moray place, Dunedin. Loans granted on Mortgage of Freehold or Leasehold Properties for fixed periods, or repayable by instalments. j Advances made against Bond Warrants, SbareSorlp, 4c. Bills Discounted. Deposits received at highest current rates. Current Accounts opened. Sale and Purchase of Shares Negotiated, and all Financial and Agency Business undertaken. A number ol Properties For Sale. i A. HEBDMAN, 13m Manager. NORTH BRITISH AND MERCANTILE INSURANCE COMPANY, ! LONDON and EDINBURGH. Established 1809. Incorporated by Eoyal Charter. Capital ... ... ... £3,600,000 Paid up ... ... ... 625,000 Fire Reserve Fund, 1888 ... 1,842 814 Net Fire Premiums, 1888 ... 1,282,566 Total losBe», 1888 ... ... 736,372 Lowest Hates, and Prompt Settlement on the spot. MOEHAY, EOBBHTS, 4 CO., Chitt Agents for Otago and Southland; AUo Agents for the Universal Marine Insuranoe ■ j -j: /'Company of London. '.'';■■ Melbourne Advertisements. 