Trom time to time »limited portion of the funds 1b lent on first mortgage of freehold security, with option of repayment by fixed instalments, spread over 12,15, or 20 years. Half-yearly payment for each £100. Period of Loan— £ b. d. Twelve years ... ... 6 4 7 Fifteen years ... ... 5 8 9 Twenty years ... ... 4 13 8 lioans repayable by instalments, whereby prin oipal and Interest are both liquidated within a given time, and on terms of a most favourable character present marked advantages to settlers and others. The borrower may, before the expiry of the full period, redeem the loan, with or without notice, on terms which can be ascertained at this office, or at any of the offices of this Department, where also" forms of application can bo obtained. For full particulars as to loans apply to the Head and Branch Offices and Post Offices. P. W. FBANKLAND, Actuary and Principal Officer. D. M.MJOKIE, gjy , Oommisßionpr. I JOSEPH G I°Ji L OTT'S STKEL PBNS. GOLD MEDAL, PAIIIS, 1876. gold by all Stationers. throughout the World. 7ap



Shipping: a HA W, SAVI LL, tlllllfeil^ ALBION^MPANY a lUUIJJ..IH ;(LIMITED) (Under Postal Contract with the Government for tho Conveyance of her Majesty's Maili), Will despatch their ROYAL MAIL STEAMSHIPS j For LONDON as under, Calling at ; Bio db Jaioobo, Tamrairti, akd Plimodth. Steamer. Tom. Commander. De partnre. Date> Abawa... 6300 Stuart Wellington Aug. 23 Coptic ... 4448 Burton — Sep. 19 lokio ... «6r Kidley — Oct. 17 Taikdi ... 5200 Barlow — Nov. 14 Dome ... 4744 Jennings — Deo. 12 And. thenceforward every fourth Thursday. : TJhe. above Steamers are of th'&higheat claso and ■peed, with Saloons amidships. Second-class and Bteerago Accommodation are very superior. : HETURN TICKETS and SECOND SALOON PASSAGES at Reduced Rates. The Steamers of tb.it' line ace fitted with Cool Chambers for oqnveyanoe of Dairy Produce. The Undersigned are empowered to grantpassages from London or Glasgow to New Zealand, payment for which has been guaranteed in the Coiony, The. above will be lupplemented by Biit-claii SAH.INSVISBIIB. \ For farther, particulars apply to the Agtrati i NATIONAL MORTGAGE-and AGENCY COM. PANT OP NEW ZEALAND (LIMITBDI, nAEGRTY and OOMPAUY, LIMIT3D, MPHB&Y. HOBBRT3. and CO. ■ lv S" HAW, SAVILL, & ALBION COMPANY (LIMITBD). SHIP PLEIONE, FROM LONDON. 