When this loss is shared by thou
sands of others, no individual suf
fers, for each pays a premium, which
from experience has been found to be
sufficient to meet the loss by fire on
any one or more of the houses in
sured. This same principle is the
foundation of life insurance, but in a
more complicated form. The govern
ment offers to persons who served in
the World War. insurance at the low
est possible rate."
INSPECT SMOKE AND FURNACE
PIPES
Eternal Vigilance Is Needed to Safe
guard These Important
Danger Points.
In the fall and early winter special
attention should be paid to stove
pipes, furnace pipes, smoke vents and
flues. Where they are of metal they
frequently rust, come apart or deter
iorate during the summer, and when
fires are started up in the fall, or
they are put to a severe test during
the first very cold weather, a blaze
is likely to result. Now that fire pre
vention and safety first have become
national slogans, the importance cf
careful supervision of heating appar
atus and flues should be recognized
by every good citizen, and a thorough
inspection should always procede the
first use of heating apparatus.
There is special need of unusually
careful attention to flues, smoke
pipes and heating apparatus gener
ally this season, because of the ab
normal fuel conditions. Millions of
householders will be compelled to
use soft coal who have heretofore
used hard coal, and the change will
necessarily introduce many serious
fire hazards, unless great care is
taken to see that^flues and smoke
pipes are kept clear and that proper
safeguards are provided for the other
dangers which will develop.
