Fair Credit Reporting Act Other short titles Consumer Credit Protection Act Amendment Consumer Credit Reporting Credit Reporting Agencies Long title An Act to amend the Federal Deposit Insurance Act to require insured banks to maintain certain records, to require that certain transactions in U.S. currency be reported to the Department of the Treasury, and for other purposes. Nicknames Federal Deposit Insurance Act Amendments Enacted by the 91st United States Congress Effective October 26, 1970 Citations Public law 91 - 508 Statutes at Large 84 Stat. 1114 - 2 aka 84 Stat. 1127 Codification Titles amended 12 U.S.C.: Banks and Banking 15 U.S.C.: Commerce and Trade U.S.C. sections amended 12 U.S.C. ch. 16 § § 1830 - 1831 15 U.S.C. ch. 41 § 1681 et seq. Legislative history Introduced in the House as H.R. 15073 Passed the House on May 25, 1970 (302 -- 0) Signed into law by President Richard Nixon on October 26, 1970 Major amendments Credit CARD Act of 2009
when was the fair credit reporting act passed
May 25, 1970