On 15 December 2009 an agreement was reached between the State and the creditors of the old bank, pursuant to which the State took a 81,33 % stake in the bank (by injecting 121,225 billion ISK) whilst the creditors of Landsbanki subscribed to 18,67 % of the new shares.
Lorsque le ratio CAD est tombé sous le minimum requis, la FME lui a accordé plusieurs prolongations pour lui permettre de réorganiser ses finances en collaboration avec ses créanciers et de ramener son capital de base au seuil minimal de 16 %.