As the financial conditions of these new undertakings turned out to be worse than initially anticipated, SpKef was later merged with Landsbankinn, by decision of the FME, and Byr hf. was merged with Íslandsbanki, following a tender for the shares in Byr.
L'ISFI vise à restaurer et à reconstruire un marché financier intérieur dynamique, tout en favorisant une concurrence effective sur le marché et en garantissant la transparence de l'ensemble des décisions relatives à la participation de l'État aux activités financières.