Fourth, the crisis led to a number of very specific problems, such as the extremely high degree of direct and indirect ownership of the large banks in the real economy, and the existence of a de-facto monopoly for banking IT-services (RB), majority owned by the three major banks.
En ce qui concerne la situation concurrentielle qui caractérise le secteur bancaire islandais et les éventuelles mesures pour renforcer la concurrence, l'Autorité a coopéré avec l'Autorité islandaise de la concurrence (ci-après l'«AIC»).