Reference : Hisn al-Muslim 137

اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ،
وَالْعَجْزِ وَالْكَسَلِ،
وَالْبُخْلِ وَالْجُبْنِ،
وَضَلَعِ الدَّيْنِ وَغَلَبَةِ الرِّجَالِ
Allāhumma innī a`ūdhu bika mina ‘l-ḥammi wa ‘l-ḥazan, 
wa ‘l-`ajzi wa ‘l-kasal,
wa ‘l-bukhli wa ‘l-jubn, 
wa ḍala`id-dayni wa ghalabatir-rijāl.


O Allah! I seek refuge with You from worry and grief,
from incapacity and laziness,
from cowardice and miserliness,
from being heavily in debt and from being overpowered by (other) men.

Reference:
Al-Bukhari 7/158.

Chapter: Settling a debt