Is it really fair, though, to compare to SoFi to SVB Financial (OTCMKTS:SIVBQ) subsidiary Silicon Valley Bank and Signature Bank (OTCMKTS:SBNY)? And if inflation is cooling and monetary policy loosens in the coming months, SoFi Technologies could potentially deliver several quarters of terrific financial results. Someday, $2 million worth of FDIC deposit protection per account might become the industry standard — and customers will remember SoFi as the bank that spearheaded the trend.