(question asked before the December fed meeting) Eric Basmajian: The biggest mistake the Federal Reserve made in 2018 was tightening monetary policy into a global and now domestic economic slowdown. Now that growth and inflation have peaked and are decelerating, we can expect the Federal Reserve to back off future monetary tightening and for long-term rates to move lower as well. I missed or was slow to change on a couple of things (opportunity to improve), but managed to get ahead of and nail several market calls on the back of a chart/data driven process.