To say that PayPal Holdings (NASDAQ: PYPL) had a difficult 2022 would be somewhat of an understatement. The digital payments behemoth saw its stock tank amid soaring inflation, rising interest rates, and a softer economic environment. Furthermore, the PayPal network processed a whopping $337 billion in total payment volume in the third quarter, with the average account transacting 50.1 times over the trailing 12-month period.