And for those looking for Treasuries with a dollar-weighted average maturity of 5 to 10 years, the Vanguard Intermediate-Term Treasury ETF (VGIT) may be worth considering. And while markets expect the Fed to cut interest rates before year-end, a machine-learning model from Vanguard suggests otherwise. Vanguard senior economist Asawari Sathe said the firm expects inflation to “remain above 3% through year-end,” while unemployment hits 4.5%.