COVID-related comps have hurt companies like Zoom Video (NASDAQ: ZM). Upstart (NASDAQ: UPST), which is one of the stocks covered, is a hypergrowth fintech company that harnesses the power of artificial intelligence to disrupt conventional banking loans and replace the FICO credit score. Upstart does not rely on real estate transactions like Blend, but personal and auto loans could also be affected by rising inflation and interest rates.