Commerce Bancshares Commerce Bancshares (NASDAQ: CBSH) is a nearly $34.5 billion asset bank based in Kansas City, Missouri. The three Dividend Kings I will talk about below are also banks and insurance companies, which tend to be good hedges against inflation. In its latest quarterly regulatory filing for the third quarter, management estimates that a gradual 1% rise in interest rates over the next year would result in more than a 5% bump in net interest income over the next year, which is what the bank makes on loans and securities after covering its cost of funding.