The ratio was impacted by factors such as higher incentive compensation, inflation, volume-related expenses and cycling of prior year's real estate gains. We expect the intermodal business to be a long-term growth driver for CSX, thanks to the massive highway-to-rail conversion opportunity present in the market coupled with the company's investments to increase its capacity in this area. CSX's domestic coal business showed a 7% volume decline due to reduced demand for electricity and high inventory stockpiles in the Southern utilities.