Insurance company RLI Corp (NYSE:RLI) has risen 27,000% since 1982, three times faster than firms like Coca-Cola (NYSE:KO) and five times Merck (NYSE:MRK). And 6% mortgage rates today have already started cooling the housing market, as my real estate agent kindly reminds me every time we talk. On Sunday, the Bank for International Settlements reported that inflation expectations are reaching a “tipping point” where inflationary psychology could soon become “entrenched.” Split happens, apparently.