Todd Rosenbluth, VettaFi Head of Research: I'm going to defer to Roxanna Islam and Jane Edmondson, who have both covered consumer and online trends in recent days/weeks with great content. Consumers have been facing a lot of economic headwinds like inflation, high interest rates, student loan repayments, dwindling savings, and slower job and wage growth — and yet they’ve continued to spend. It’s also from traditional retailers who are becoming more tech-savvy and integrating e-commerce alongside their brick-and-mortar operations in addition to utilizing omnichannel strategies like BOPIS (buy online pick up in-store).