The bank has 22,400 dealer relationships across the U.S. During its second-quarter earnings, it saw auto originations of $13.3 billion -- its highest level since 2006 and its eighth consecutive quarter of growing net financing revenue. The population most affected by inflation are those in a lower income bracket, who find food and shelter costs making up a more significant share of their monthly expenses. The average income of its consumers is $100,000, and CFO Jenn LaClair told investors in July that "we don't see a slowing down from a demand perspective" from these customers.