The latest report highlights that improving economic growth, stimulus from the recent tax cuts and rise in inflation support a more aggressive stance by the Fed in hiking rates. Further, given the growth in economy, low unemployment rate and healthy consumer sentiment, the demand for loans and other related products of banks will rise. Moody's initiated the review on account of the $613 million settlement that U.S. Bancorp had agreed upon with several U.S. regulatory bodies last week due to shortcomings in its anti-money laundering and willful violations of the Bank Secrecy Act.