A stock with a somewhat similar business model is property and casualty insurer Cincinnati Financial (NASDAQ: CINF). 2022 is one of these years where Berkshire stock is showing its prowess, easily outperforming the struggling S&P 500, which first entered bear market territory in June. The good news is inflation looks to have peaked, and Cincinnati has been able to increase premium prices recently, which should help the company's core insurance business next year.