More than six decades of annual dividend hikes Cincinnati Financial is a top insurer writing homeowners, automotive, and property policies for businesses and individuals. Cincinnati Financial is well-positioned for inflation and rising interest rates Insurance products are always in demand as people want to protect themselves from losses, while laws often require them to have coverage. Berkshire Hathaway Chief Executive Officer Warren Buffett has characterized the conglomerate's insurance businesses as a key component of its long-term success.