From a high-level perspective, balance-weighted delinquencies remain at or below pre-pandemic levels, which is why I think the Direxion Daily Retail Bull 3X Shares (RETL) and the Direxion Daily Consumer Discretionary Bull 3X Shares (WANT) remain well-positioned in the current environment for experienced investors. RETL and WANT have jumped nearly 56% and 53% YTD, respectively. Caruso: It's true, Goldman Sachs and Bank of America are predicting three more rate hikes this year, increasing past estimates after new data pointed to persistent inflation and a tight labor market.