These are expected to be partially offset by higher outside processing expenses in line with growing revenues, technology expenditures and typical inflationary pressures. Performance of Other Banks Citigroup C delivered a positive earnings surprise of 3.9% in fourth-quarter 2018, backed by expense control and lower cost of credit. Dismal fixed income trading and underwriting business performance affected JPMorgan's JPM fourth-quarter 2018 earnings of $1.98 per share, which lagged the Zacks Consensus Estimate of $2.20.