In addition, the company is expected to face higher expenses due to the probable rise in inflation rate as well as the recent ratings and outlook downgrades by Moody's, a ratings arm of Moody's Corp. ( MCO ), S&P and Fitch Ratings. ICICI BANK LTD (IBN): Free Stock Analysis Report MOODYS CORP (MCO): Free Stock Analysis Report To read this article on Zacks.com click here. We maintain our long-term 'Neutral' recommendation on ICICI Bank Ltd. ( IBN ), reflecting its stable fiscal first quarter (ended June 30) performance, which recorded a remarkable 36% year-over-year rise.