Now this is not to imply that BAC stock will repeat the kinds of gains during the past couple years (during this period, the shares have gone from $13 to $32). Keep in mind that the Federal Reserve has indicated it will continue to raise interest rates to keep inflation in check and also to unwind some of the policies instituted to deal with the financial crisis. The reason is that the Federal Reserve has imposed draconian measures on Wells Fargo & Co (NYSE: WFC ), which has included caps on its growth rate.