If you prefer ETFs instead of individual securities, consider the SPDR Bloomberg Barclays 1-3 Month T-Bill ETF (BIL) or the iShares 1-3 Year Treasury Bond ETF (SHY), both of which yield around 2.3% at current prices. "Stocks are expensive by virtually any metric you want to use," says John del Vecchio, noted short seller and co-manager of the AdvisorShares Ranger Equity Bear ETF (HDGE). Already, political winds seem to be shifting, with politicians harping on the fact that median American wages have barely kept up with inflation in recent decades.