This is why Wall Street is turning to brick-and-mortar retail giant Walmart (NYSE: WMT) for help in predicting the future. On the one hand, historically high inflation is causing consumers to spend more, resulting in excess savings in the U.S. dropping more than 75% since August 2021, according to the San Francisco Federal Reserve. Moreover, inflation motivated the Federal Reserve to raise interest rates at an unprecedented pace, causing major bank failures and looming refinancing complexities in the commercial real estate market, among other things.