The cloud-based enterprise software giant salesforce.com (NYSE: CRM), for example, trades at roughly nine times this year's sales, while analysts expect its full-year revenue to rise 22%. The Texas winter storm in February sparked an unexpected surge in insurance claims, while inflation concerns in the broader economy torpedoed frothier growth stocks like Lemonade. It's a speculative investment -- for now I own a small position in Lemonade because I admire its disruptive potential, but I definitely wouldn't recommend the stock as a core holding.