PayPal (NASDAQ: PYPL), which has been at the forefront of digital payments for two decades, is not immune to the market's whims. "If it weren't difficult enough to forecast with the reopening of the economy, we overlay eBay on top of the supply chain issues and inflationary pressures and the impact that can have on our business. Nevertheless, PayPal's revenue and net income continue marching higher with each passing quarter, making the stock's underperformance this year unwarranted.