3M ( MMM ) paced the seven decliners with its 1.7% drop. Positive earnings reactions for UnitedHealth ( UNH ) and JPMorgan Chase ( JPM ) only created bigger tailwinds -- and put Bank of America ( BAC ) options bears on notice ahead of the financial firm's quarterly results tomorrow morning. This helped offset a soft inflation reading and uncertainty surrounding a failed Brexit vote in the U.K., with the Dow, S&P 500, and Nasdaq all notching their highest closes in a month.