Title and risk of loss with respect to any Products sourced by Harbor or any Affiliate of Harbor on behalf of Spinco (or any Affiliate of Spinco) pursuant to this Section  18 shall pass from Harbor to the applicable member of the Spinco Group at the time Harbor or such Affiliate of Harbor ships such Product to either a member of the Spinco Group or a customer of the Spinco Group, as applicable. For the avoidance of doubt, each Party shall carry its own insurance coverage that meets the standards set forth in Section  11 with respect to all Products to which such Party has taken title.