Subject to applicable Requirements of Law, at any time during business hours following reasonable notice, as often as may be reasonably desired and at the Company’s expense, permit representatives of the Lender to visit the Company’s and its Subsidiaries’ Property, to reasonably examine the Company’s and its Subsidiaries books and records and to reasonably discuss the Company’s and its Subsidiaries’ affairs, finances and accounts with its respective officers and independent certified public accountants (who shall be instructed by the Company to comply with reasonable requests of the Lender or its agents for access to the work papers of such accountants) and the Company shall reasonably facilitate such inspection and examination; provided , however , that if no Event of Default has occurred and is continuing, no more than one such examination shall occur per year and such inspection shall not apply to the review of any information which applicable law or regulation prohibits the Company or a Bank Subsidiary from furnishing to the Lender.