PROVISIONS . If any part of th is Note cannot be enforced , this fact will not affect the rest of the Note . Lender may delay or forgo enfo r cing any of its rights or remedies under this Note witho ut losing them. Borrower and any other pe r son who signs, guaran t ees or endorses this Note, to th e exte nt allowed by la w, waive presentment, dem and for payment, and notice of dishonor. Upon any change in the terms of this Note, and unless otherwise expressly stated in writi n g, no party who s igns this Not e, whe th er as maker , guarantor, accommodation maker or endorse r, shall be re l eased from liab i l ity. All such parties agree that Lender may renew or extend ( r epeated ly and for any length of time} this loan or re l ease any party or guarantor or collatera l; o r impair, fail to realize upon or pe rfe ct Lender's secu ri ty inter est in the collate r a l ; and take any other action deemed necessary by L ender without the consent of or notice to anyone. All such parties also agree that Lender may mod i fy thi s loan without the consent of or notice to a n yone other than the party with w hom the modifica ti o n i s made . The obligations unde r this Note a re joint and several.