Lender may, from time to time, adjust the Advance Rate, in its Good Faith Business Judgment, upon notice to the Borrower, based on changes in risk factors or other issues or factors relating to any Eligible Purchase Contract, Eligible Property, Single-Purpose Subsidiary or Borrower; provided that the Advance Rate shall not be reduced below 65% of the purchase price that the applicable Single Purpose Subsidiary is obligated to pay pursuant to an Eligible Purchase Contract. In Lender’s discretion Loans may be made separately to each Borrower based on each Borrower’s assets, liabilities and relationship to the Single-Purpose Subsidiaries.