There are no actions, suits or proceedings at law or in equity by or before any Governmental Authority or other agency now pending or, to Loan Party’s knowledge, threatened against or affecting Mortgage Borrower, Borrower, Guarantor, any Loan Party, any Mortgage Loan Party, any Collateral or any Individual Property, which actions, suits or proceedings, if determined against Mortgage Borrower, Borrower, Guarantor, any Loan Party, any Mortgage Loan Party, any Collateral or any Individual Property, would reasonably be expected to have a Material Adverse Effect.