This Release Agreement, including Exhibit A hereto and the provisions of the Employment Agreement between the Executive and the Bank which are referred to and incorporated herein, including but not limited to the restrictive covenants therein, express the entire agreement between Executive, the Bank, and the Corporation regarding Executive’s separation from employment and the subject matter herein. This Release Agreement may not be amended or terminated except by a written agreement signed by Executive, the Bank, and the Corporation. No representations made prior to or contemporaneously with this Release Agreement shall have any binding effect.