Capitalized terms used but not defined in this Agreement are defined in Appendix A to the Transfer and Servicing Agreement, dated as of October 10, 2018, among Verizon Owner Trust 2018-A, as Issuer, Verizon ABS LLC, as depositor (the “ Depositor ”), and Cellco Partnership d/b/a Verizon Wireless, as servicer (in such capacity, the “ Servicer ”), as marketing agent (in such capacity, the “ Marketing Agent ”) and as custodian (in such capacity, the “ Custodian ”).  Appendix A also contains usage rules that apply to this Agreement.  Appendix A is incorporated by reference into this Agreement.