Schedule 3.14 to the Disclosure Letter sets forth a complete and correct description of all insurance maintained by or on behalf of Holdings or any Subsidiary as of the Closing Date. As of the Closing Date, such insurance is in full force and effect and all premiums in respect of such insurance have been paid. To the knowledge of Holdings, the insurance maintained by or on behalf of Holdings and its Subsidiaries is in such amounts (with no greater risk retention) and against such risks as is customarily maintained by companies of established repute engaged in the same or similar businesses operating in the same or similar locations.