BACKGROUND

Banks and other financial institutions provide a plethora of services to customers to assist in the completion of transactions and to meet the needs of the customers. For example, financial institutions support transactions that involve “in-hand” funds, for example, the withdrawal or deposit of cash. Currently, a customer may engage in the withdrawals and deposits of these funds by walking into a branch location of a financial institution and initiating the withdrawal or deposit request via interaction with a teller at the branch. However, the customer is only able to access the financial institution during operating hours, which are usually between the hours of 9 AM to 5 PM. Many customers may find these hours inconvenient and in conflict with their work schedules, requiring them to leave a job during the work day to complete the desired transaction. Some financial institution branch locations may offer an afterhours drop-box deposit service, but this is limited to availability and requires the customer to travel to a branch location that offers the service, the location possibly being far away from the customer's location. While a financial institution may have automated teller machines (“ATMs”) in various locations outside of a branch location to allow the customer, at any hour of the day, to withdraw cash after authenticating at the ATM, the type of transactions may be limited to just withdraws and deposits. Despite the ability to engage in these “in-hand” fund transactions inside branch locations and at ATMs, there is a need for more flexible systems and methods to engage in these transactions, more convenience, and a more time effective method to complete these transactions.

Financial institutions also offer the use of safe deposit boxes to facilitate the storage of sensitive contents, such as coinage or documents. Safe deposit boxes generally provide storage for those items that are too sensitive or precious to be stored in less secure means. For example, many users of safe deposit boxes store their birth certificates, social security cards, or other irreplaceable identification documents in a safe deposit box where they are theoretically safe from natural disasters (such as house fires) or prying eyes. Safe deposit boxes are also used by collectors of rare stamps or coins who may wish to keep their most treasured items away from nimble fingers.

The appeal of safe deposit boxes stems from their location within banks, which are already extraordinarily secure locations, and from the effort and knowledge required to access them. For example, in order for an owner to access their safe deposit box at their local bank, the owner will typically be required to bring their own key and prove their identity to the bank teller. Then, the owner is granted access to the safe deposit box but cannot take the box out of the vault. Combined with the location in a bank, safe deposit boxes are an attractive storage option for cautious consumers.

SUMMARY

Various embodiments relate to a system of lockers. An example system of lockers includes a plurality of tracks and a plurality of walls. At least two of the plurality of walls slidably coupled to at least two of the plurality of tracks. Four of the plurality of walls form four sides of a locker cavity. The system also includes a plurality of doors. Each of the plurality of doors are oriented perpendicular to the plurality of the walls. A first door of the plurality of doors is coupleable to a second door of the plurality of doors so as to form a third door, and at least one of the plurality of doors form one side of the locker cavity. The system also includes a back wall, which forms one side of the locker cavity. The system further includes a lock for securing positions of the plurality of walls and of the plurality of doors.

Various other embodiments relate to a computing system in operative communication with an adjustable locker system. An example computing system includes an item exchange circuit structured to receive exchange parameters regarding an exchange of a physical item from a first party to a second party. The exchange parameters include at least one of a first identifier of the first party, a second identifier of the second party, and dimensions of the physical item. The computing system also includes a locker size circuit structured to determine a desired locker volume based on the dimensions of the physical item. The desired locker volume is larger than an item volume defined by the dimensions of the physical item. Locker configuration parameters are determined based on the desired locker volume. The locker configuration parameters define positions of at least one of adjustable walls or adjustable doors of the locker system so as to define a locker cavity having at least the desired locker volume. A locker size command signal is transmitted to the adjustable locker system. The locker size command signal is configured to cause at least one of the adjustable walls or the adjustable doors of the adjustable locker system to move to positions defined by the locker configuration parameters.

These and other features, together with the organization and manner of operation thereof, will become apparent from the following detailed description when taken in conjunction with the accompanying drawings, wherein like elements have like numerals throughout the several drawings described below.

