<story><title>Show HN: Should I Get a House? a better rent vs. buy calculator</title><url>https://shouldigetahouse.com/</url></story><parent_chain><item><author>mauvehaus</author><text>You get old enough, and you get tired of somebody else making decisions from afar that affect your day to day life with no real consequences  to them.&lt;p&gt;Little things like the kitchen layout being moronic and having zero drawers get old when it isn&amp;#x27;t your choice to remodel or live with it.&lt;p&gt;And while it&amp;#x27;s nice to say &amp;quot;just move&amp;quot;, let&amp;#x27;s not forget that moving costs a couple months rent and a massive time investment to find a place to move to that&amp;#x27;s actually better.&lt;p&gt;And then your current landlord gets some shitheel realtor to rent the place who repeatedly  tries to schedule showings on an hour&amp;#x27;s notice.&lt;p&gt;I&amp;#x27;m pretty convinced most people buy because they&amp;#x27;re either tired of the bullshit that comes with renting or want to buy into a specific school district, not because they&amp;#x27;re worried about making a return on their investment.</text></item></parent_chain><comment><author>crazygringo</author><text>Funny, I&amp;#x27;m the opposite.&lt;p&gt;The more I get older the &lt;i&gt;less&lt;/i&gt; I want to deal with bullshit home maintenance, and the infinite time suck that is customization and endless improvements.&lt;p&gt;Really part of a general life shift from &amp;quot;if you want it done right, do it yourself&amp;quot; and &amp;quot;if it&amp;#x27;s worth doing, it&amp;#x27;s worth doing right&amp;quot; -- to &amp;quot;outsourcing is a valuable tool&amp;quot; and &amp;quot;perfection is the enemy of the good&amp;quot;.&lt;p&gt;I realize my time is valuable and I want to make sure I spend it where it counts -- on people, activities, experiences, travel.&lt;p&gt;When I rent a place, the kitchen layout and drawers are already good enough or else I wouldn&amp;#x27;t have rented it. And the things that aren&amp;#x27;t &amp;quot;perfect&amp;quot; I&amp;#x27;ve decided I can live with, because nothing is perfect and there are more important things in the world to pay attention to.&lt;p&gt;To be clear: your viewpoint is entirely valid too, for yourself. But you&amp;#x27;re not speaking for everyone who &amp;quot;gets old enough&amp;quot; -- other people grow in the exact opposite direction.</text></comment>
<story><title>Show HN: Should I Get a House? a better rent vs. buy calculator</title><url>https://shouldigetahouse.com/</url></story><parent_chain><item><author>mauvehaus</author><text>You get old enough, and you get tired of somebody else making decisions from afar that affect your day to day life with no real consequences  to them.&lt;p&gt;Little things like the kitchen layout being moronic and having zero drawers get old when it isn&amp;#x27;t your choice to remodel or live with it.&lt;p&gt;And while it&amp;#x27;s nice to say &amp;quot;just move&amp;quot;, let&amp;#x27;s not forget that moving costs a couple months rent and a massive time investment to find a place to move to that&amp;#x27;s actually better.&lt;p&gt;And then your current landlord gets some shitheel realtor to rent the place who repeatedly  tries to schedule showings on an hour&amp;#x27;s notice.&lt;p&gt;I&amp;#x27;m pretty convinced most people buy because they&amp;#x27;re either tired of the bullshit that comes with renting or want to buy into a specific school district, not because they&amp;#x27;re worried about making a return on their investment.</text></item></parent_chain><comment><author>codegeek</author><text>In other words, buying vs renting shouldn&amp;#x27;t only be based on numbers&amp;#x2F;math. I own a home for 8+ years and I have probably spent shit load of money in maintenance&amp;#x2F;prop.taxes&amp;#x2F;repairs that I probably wouldn&amp;#x27;t if I was just renting but there is no way in hell I am giving up my freedom of doing whatever I want to my home (yes yes there are limits with township&amp;#x2F;HOA etc). I don&amp;#x27;t need no landlord to tell me what I can and cannot do with my home for the most part. That itself is worth it for me. And yes there are added benefits like Building equity over years, hopefully having a place of your own to retire etc etc.&lt;p&gt;Owning your own home is an emotion. It is a feeling that you have a place of your own. You cannot just put numbers on it. Yes don&amp;#x27;t buy a home if you are 23 and move every 2 years in your car etc. But if you are looking to raise a family, want to settle down in a place, owning a home is almost always worth it as long as you are doing it within your means.</text></comment>