<story><title>NY Senate Bill S5474 proposing a universal single payer health plan for NYers</title><url>https://www.nysenate.gov/legislation/bills/2021/S5474</url></story><parent_chain><item><author>goatcode</author><text>Coming from a country that has this, there should be caution: it gets more affordable, but you get what you pay for.  In my country of origin, you get a partially-paid-for ride to the emergency room, where you pay for things like casts, non-ward rooms, dental care out of pocket.  There is no prescription coverage.  There is no optometry coverage.  I would wait significant chunks of a year for procedures and diagnostics.  To cover the things that aren&amp;#x27;t covered, most have private insurance through work or also out of pocket.&lt;p&gt;Since moving to the US, it is more expensive (than next to nothing), but I actually get good care.  Several conditions that were ignored or misdiagnosed for me are now cured.  My life might be significantly shorter had I not come here.&lt;p&gt;If NY does this, the near zero chance of my moving there ever would go to absolute 0.  It is a terrible system for any place that does not have infinitesimal state or national government expenses and more-than-60% kind of taxes (e.g., Scandinavian countries).</text></item></parent_chain><comment><author>mtalantikite</author><text>&amp;gt; If NY does this, the near zero chance of my moving there ever would go to absolute 0.&lt;p&gt;Are they proposing kicking you off your insurance? From the bill:&lt;p&gt;&amp;gt; SUMMARY OF SPECIFIC PROVISIONS:&lt;p&gt;Every New York resident will be eligible to enroll, regardless of age, income, wealth, employment, or other status. There would be no network restrictions, deductibles, or co-pays. Coverage would be publicly funded. The benefits will include comprehensive outpatient and inpatient medical care, long-term care, primary and preventive care, prescription drugs, laboratory tests, rehabilitative, dental, vision, hearing, etc. all benefits required by current state insurance law or provided by the state public employee package, Family Health Plus, Child Health Plus, Medicare, or Medicaid, and others added by the plan.&lt;p&gt;As someone that has lived in NYC for 15 years, I&amp;#x27;d really love to see this happen.&lt;p&gt;Edit:&lt;p&gt;&amp;gt; Private insurance that duplicates benefits offered under New York Health could not be offered to New York residents.&lt;p&gt;So yes, I guess it would be kicking those off of their current private insurance. It sounds like it&amp;#x27;d force private insurers to offer plans that would augment off of a base of public care.&lt;p&gt;I&amp;#x27;m still fine with this.</text></comment>
<story><title>NY Senate Bill S5474 proposing a universal single payer health plan for NYers</title><url>https://www.nysenate.gov/legislation/bills/2021/S5474</url></story><parent_chain><item><author>goatcode</author><text>Coming from a country that has this, there should be caution: it gets more affordable, but you get what you pay for.  In my country of origin, you get a partially-paid-for ride to the emergency room, where you pay for things like casts, non-ward rooms, dental care out of pocket.  There is no prescription coverage.  There is no optometry coverage.  I would wait significant chunks of a year for procedures and diagnostics.  To cover the things that aren&amp;#x27;t covered, most have private insurance through work or also out of pocket.&lt;p&gt;Since moving to the US, it is more expensive (than next to nothing), but I actually get good care.  Several conditions that were ignored or misdiagnosed for me are now cured.  My life might be significantly shorter had I not come here.&lt;p&gt;If NY does this, the near zero chance of my moving there ever would go to absolute 0.  It is a terrible system for any place that does not have infinitesimal state or national government expenses and more-than-60% kind of taxes (e.g., Scandinavian countries).</text></item></parent_chain><comment><author>manuelabeledo</author><text>I come from a country with universal healthcare too, and my experience is the opposite.&lt;p&gt;Yes, to this day, it doesn’t cover dental or vision, which is BS if you ask me, and there is some co-pay for certain prescriptions; regardless, it is a fantastic system, and I miss it so much every time I need to go to the doctor here in the US. The main reason is uncertainty: in the US, I can &lt;i&gt;never&lt;/i&gt; know how much something is going to be, even if it starts as a mere visit to a family doctor, because there are uncountable variables that may factor in the final cost.&lt;p&gt;As a result of this, I try to avoid going to the doctor as much as I can, and it makes me think about all the people who really cannot afford healthcare, and don’t qualify for Medicare either.</text></comment>