<story><title>Want a Steady Income? There’s an App for That</title><url>http://www.nytimes.com/2015/05/03/magazine/want-a-steady-income-theres-an-app-for-that.html?emc=edit_tnt_20150429&amp;nlid=66702700&amp;tntemail0=y&amp;_r=0</url></story><parent_chain></parent_chain><comment><author>grecy</author><text>&amp;gt; &lt;i&gt;Thinking about money gives her a jolt, “like you’re about to get into a car accident,” she later told me. There’s the $3,700 for massage-­school tuition that she still owes on her credit card; the $60 a month for drugs for her anxiety and bipolar disorder, which she might skimp on again&lt;/i&gt;&lt;p&gt;Sentences like that make me sad about the reality of life for tens of millions of working Americans.&lt;p&gt;I just visited Australia after 9 years in North America, and it&amp;#x27;s like a slap in the face to realize there are no desperate people there. Almost everybody has enough money for basic essentials, and nobody is crushed with student debt or the fear of not being able to pay medical bills.&lt;p&gt;It really does feel like another planet when people earning &amp;quot;minimum wage&amp;quot; are doing just fine, are extremely happy, and likely less stressed than the career workers in North America, simply because they earn &amp;quot;enough to live comfortably&amp;quot;</text></comment>
<story><title>Want a Steady Income? There’s an App for That</title><url>http://www.nytimes.com/2015/05/03/magazine/want-a-steady-income-theres-an-app-for-that.html?emc=edit_tnt_20150429&amp;nlid=66702700&amp;tntemail0=y&amp;_r=0</url></story><parent_chain></parent_chain><comment><author>aresant</author><text>Something that surprised me when I first started hiring employees was how hard it was for people to manage their cash flow, especially at the more limited levels.&lt;p&gt;We started with a once-a-month paycheck, which my co-founder and I were used to and saved some payroll fees.&lt;p&gt;This subsequently blew up in our face within a few months as people would spend heavy @ the front end of the month, wouldn&amp;#x27;t save for things like car repairs &amp;#x2F; gas &amp;#x2F; etc, and were out at the end of the month funding living with CCs.&lt;p&gt;So I applaud this effort for a start-up - I&amp;#x27;m excited to see where they take it.</text></comment>