wooden benches along the street. The benches have been made from timber of large, century-old trees in front of the Saigon Opera House, which were felled last July to make room for the city’s first subway station.fine would send an "extraordinary" message to the UK's challenger banking sector at a time when ministers are desperate to improve competition across Britain's retail and small business banking industries.

A fine running into tens of millions of pounds for Tesco Bank would also look disproportionate in the context of a £500,000 penalty imposed by the Information Commissioner's Office last week on Equifax, the credit rating agency, which was hit last year by one of the biggest-ever corporate data breaches.

Since 2016, dozens of banks and other financial services institutions which handle consumers' money have been targeted by online criminals, forcing companies to allocate billions of pounds to bolstering their defences.

Regulators have warned bosses that they expect to see their firms demonstrating greater resilience to cyberattacks, and have begun working