John and Monica Miller are the authors of, "The Coming U.S. Banking 'Bail In.'" They join the show to discuss if it is true that in the U.S., Canada, New Zealand, and the EU, when you deposit funds in your bank account, the money belongs to the bank. They share what first world "Triple A" countries are not part of this bank money grabbing initiative.

The Millers definte what a "bail in" is and answer whether the FDIC program offsets a "bail in." They also describe the process of sending money overseas to avoid a "bail in."

They then talk about the U.S. banking system and how Americans can side-step the "bail in" problems.

John and Monica Miller, formerly of Hawaii and now residents of New Zealand, believe that Australia offersAmericans will notice. Which is to say, when it’s too late.

While commodity and currency markets took the biggest immediate hit from Friday's earthquake and tsunami in Japan, the damage will be felt throughout the world's economy and the US.Fukishima Minpo | AFP | Getty ImagesA factory building has collapsed in Sukagawa city, Fukushima prefecture, in northern Japan. A massive 8.9-magnitude earthquake shook Japan, unleashing a powerful tsunami that sent ships crashing into the shore and carried cars through the streets of coastal towns.

In addition to the massive human toll, the quake and ensuing tsunami will exact an economic toll on Japan, which is still struggling to shake the detritus of its "lost decade" brought on by economic stagnation.

The price on both fronts is impossible to calculate at this