the accident, September 24, 1964, Kellam, the plaintiff in the tort action, and Bailey, the defendant, were each operating motor vehicles owned by Sample, the named insured, with the knowledge, consent and permission of Sample, and during the course of and within the scope of their employment by Sample; that the insurance policy issued by Aetna to Sample was in respect to the said vehicles, and that the issue to be determined was whether Kellam had coverage under said policy and its uninsured motorist endorsement together with the uninsured motorist statute.
On the pleadings and stipulated facts the court below entered its order holding that Kellam had a right to rely on the insurance policy issued by Aetna to Sample in Kellam's action for damages against Bailey, and Aetnaarmy's main battle tanks and thus big savings in manpower and logistical support. A smaller army—comprising perhaps 95,000 soldiers rather than the current 107,000—would also make it possible to repatriate most of the roughly 19,000 British troops still stationed in Germany without building new bases or housing.

Less sexy than those headline cuts, but just as important, are the savings to be made in the way the MoD itself operates. Above all, it needs a rational procurement policy. An independent report it commissioned last year described a “conspiracy of optimism” between the services, the defence establishment and industry. Knowing that major programmes are rarely cancelled outright, each of the armed forces has a systematic incentive both to underestimate the likely cost of equipment and to aim for the highest