(Chicago Fire), Diego Valeri (Portland Timbers)

Forwards: Jozy Altidore (Toronto FC), Dom Dwyer (Sporting Kansas City), Sebastian Giovinco (Toronto FC), Nemanja Nikolic (Chicago Fire), David Villa (New York City FC)and 7 of Ward in tandem, the court in Hill concluded that the path was open to revisit the question of whether Alabama's tort of bad faith refusal to pay was specifically directed toward the insurance industry. We believe that the Hill court's rationale for revisiting the issue is flawed for several reasons. First, in addressing the extent to which the Alabama tort is limited to or identified with the insurance industry, the Hill court failed to examine the "roots" of the Alabama tort. The Hill court failed to recognize the binding precedent of Belasco, which held "the Alabama law of bad faith appears to us to have the same roots 'in the general principles of . . . tort and contract law' as was the case in