he was still entitled to the

protections of the sanctions provision of the rule. Id. at 476-78.

      Once the loan was in default, Dr. Idnani could elect to proceed

against Earl or the security. She chose to pursue the Guarantor Action and

at the same time proceed with a nonjudicial foreclosure. Earl did not assert

the one-action rule as an affirmative defense and therefore waived the right

to force Dr. Idnani to exhaust her security. The Guarantor Action

proceeded to a final, personal judgment against Earl for the full amount of

the debt before the foreclosure proceeding was complete. Once the

Judgment occurred, the sanctions provision was triggered and Dr. Idnani's


                    FBC History – Early Years

The first church building located near the site of Old Union Station 1850-1854

The second church building located on Cleveland St. 1854-1878

Original structure of the third church building, located on Mangum Street 1878-1895

The concluding structure of the third church building, located on Mangum Street 1895-1927

Many of the church’s historical artifacts are displayed in the Historical Room.

The church was founded August 12, 1845, and the first service was held in the Piney Grove School in West Durham near what is now Swift Avenue. In the beginning, the first church was called the Rose of Sharon Church.

The same year, 1845, the Southern Baptist Convention was established on May 8-12 in Augusta, Georgia. Today the Convention (which exceeds 15 million) is the largest Protestant group in the country.

The