average ATM surcharge is $1.64, an all-time high.

As to why Bank of America is holding back in Chicago, Riess declined to say whether the company was worried about gouging consumers in a market where it's a second-tier player, with market share of only 1.1 percent, and where it's also in the process of doing a deal that'll catapult it overnight to No. 2 in the market.

Bank of America has double-digit market share in at least a dozen other U.S. cities, from 27 percent in Seattle to 14 percent in Houston. In New York and Philadelphia, its market share is 9 percent and 4 percent, respectively.

The purchase of LaSalle, expected to close in the fourth quarter, will give Bank of America market share of about 10.4 percent in theAnalysis of Laws that Help New Parents, released this week by the National Partnership for Women & Families is the most comprehensive analysis to date of state laws and regulations governing paid leave and workplace rights for new parents in the US. Eighteen states received grades of "F". Most states fall somewhere in between; they are doing something to expand upon minimal federal protections for new parents, but not enough. California was one of just two states to earn a grade of "A-" for providing important protections to new parents beyond minimal federal standards. No state received a higher grade.

In California, women make up 46 percent of the workforce and 65 percent of California children live in families where all parents work. More than 508,000 California women gave