the time of the loan at issue in these proceedings.  First National had made a number of short-term loans to Kreps and, when requested, First National had routinely renewed these loans.  These loans were related to Kreps' home construction business.


3
On August 17, 1978 Kreps received a $32,000 personal loan from First National.  The loan was a ninety-day signature-only unsecured note.  Possible uses of the money and Kreps' assets were discussed.  It is conceded that Kreps indicated that the money might be used for a Wisconsin land deal;  Kreps, however, did not use the money for that purpose.  Kreps sought and received a renewal of the loan in November 1978.


4
In February 1979 Kreps again sought renewal of the loan.  Following discussionsto Detroit. In 1973, he was diagnosed as suffering from multiple sclerosis ("MS").[1] He nevertheless maintained a career as "one of the most successful [CG] salespersons in the country." Response to Motion for Summary Judgment at 2. He achieved the highest earnings of his career in 1986; his next most successful year was 1985. It is undisputed that at the time of the company actions of which Mitchell complains, he was the most productive sales agent in CG's Detroit office.
In 1985, for reasons "in no way related to [Mitchell's] physical condition," Response to Motion for Summary Judgment at 2, Mitchell and his office supervisor, Hildreth Bailey, agreed that the Detroit office would make certain adjustments to help with Mitchell's caseload and "relieve [his] stress." Letter from Hildreth Bailey