if properly noticed, would have been effective.
Wellman brought suit and also lodged a complaint with Florida's insurance commissioner. After review of the case, the *1048 Department of Insurance resolved that GEICO noticed both Wellman and a lienholder within the statutory timeframes and that GEICO delivered notice of the cancellation by electronically forwarding "bundled" reports that included the Wellman cancellation to its internal "agent." In ruling in favor of GEICO, the department was well aware that GEICO was a direct writer and that Wellman had no independent agent. The department found GEICO in compliance on the issue of effective cancellation.
GEICO's motion for summary judgment hinged on its position that Wellman's policy was properly cancelled in compliance with section 627.728, Florida Statutes, and no additional notice to an agent wasKeaton agreed but warned Nowlin that she was undressed. Keaton unlocked

the door without putting clothes on and was visible to Nowlin through the window.

               Keaton’s first full month’s rent payment due to Nowlin was the payment for

June 2014. Keaton paid her rent for June on June 3. On June 3, Nowlin e-mailed Keaton to remind

her of the lease terms requiring rent to be paid on or before the first day of the month with no grace

period and with late charges incurred when rent is not paid on or before the third day of the month.

               On June 4, Nowlin gave