March 14, 2003. In the interim, Mr. Perrine received letters and telephone calls from creditors advising him that he had bills outstanding.
"Guy Representation

"29. In 1998 or 1999, Ronald Guy retained the Respondent to represent him regarding injuries Mr. Guy suffered at BMG Maintenance Company. The Respondent was retained to represent Mr. Guy in both a workers' compensation case against his employer and a civil suit against the manufacturer of a chemical that Mr. Guy alleged caused his physical problems. The Respondent settled the workers' compensation case to Mr. Guy's satisfaction.

*863 "30. On June 21, 2001, the Respondent filed a civil suit against the manufacturer in the Circuit Court of Jackson County, Missouri, in behalf of Mr. Guy. Thereafter, on December 27, 2002, the Respondent filed a notice ofRespondent did not retain the $1,500.00 in his client trust account.
"35. The Respondent did not pay the clinic with the settlement proceeds that he retained.
"36. On October 7, 2003, the Respondent again wrote to Marvin's Midtown Chiropractic Clinic asking whether they would accept $750.00 as full settlement of Mr. Ivy's bill. Again, Marvin's Midtown Chiropractic Clinic rejected the offer and demanded that they be paid the $1,500.00 which was withheld from the settlement for the payment of Mr. Ivy's bill with Marvin's Midtown Chiropractic Clinic.
"37. As of March 26, 2004, the Respondent sent Marvin's Midtown Chiropractic Clinic a check for $750.00. Marvin's Midtown Chiropractic Clinic rejected the Respondent's check. On April 16, 2004, a year after retaining the money, the Respondent finally paid Marvin's Midtown Chiropractic Clinic $1,500.00.
"CONCLUSIONS