Virgil Kahl believes America is in "breathtaking" danger: It's deeply in debt.

For Kahl, a voter in the critical swing state of Pennsylvania, America's $19 trillion hole is the decisive issue of the election.

"What's happening with the debt is a real concern," Kahl told CNNMoney at her home about an hour outside Philadelphia. "I don't want us to turn into something like Japan."

Kahl was raised in a blue-collar family where money was an obsessive worry. Now she's a successful business owner who lives in a gated community. Until a few weeks ago, she was frustrated at both parties and not planning to vote.

"Now I am actually leaning Donald Trump," she says, largely because she thinks his business experience will help the economy.

Out of more than 80 voters CNNMoney spokeabout the debt dismiss reports that Trump would add to it substantially. They believe Trump will surround himself with smart people as president and come up with a lower cost plan.

"We never have had a perfect president in this country, and we never will," says Bob Stonaker, a retired insurance executive and Trump supporter in Florida. "When I look at his history, he's been a winner."

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Trump would add massively to the debt

Trump calls himself the "king of debt." He has borrowed heavily from banks over the years for his various property deals, some of which have ended in disaster.

On the campaign trail, Trump says he'll balance the books. In April, he even vowed to erase the debt in eight