is worth mentioning, if for no other reason, to satisfy the natural curiosity of the reader about why the bank would refuse to honor a CD. The plaintiffs' lawyer advised the bank that Mrs. Baker had recently discovered the 1987 CD but could find no record that it was ever paid. He asked that the bank research its records to determine if a lost certificate affidavit was ever filed and to then advise what action the bank would take when the CD was presented. Bank counsel responded that the bank's books and records do not show the CD as an existing deposit for any years for which records are presently in existence. The passage of so much time, the large amount of the CD and the absence ofBaghdad because the number of Jews making a living from agriculture was growing smaller and they were migrating to the big cities, mainly to Baghdad (apart from the phenomenon of Jewish emigration out of Babylonia). However, the academy's name remained "Pumbedita Academy" despite its relocation. 

The last period of Pumbedita Academy growth took place during the days of Sherira Gaon and his son, Hai Gaon. Thousands of letters with halachic issues attached were received at Pumbedita, addressed to the heads of the Academy from all around the Jewish diaspora. The Geonim of the Academy worked hard to respond to their questions. Along with Hai Gaon's death ( 1038), the era of the Geonim ended.

Hezekiah Gaon was appointed dean of Pumbedita Academy, the only man to be simultaneously a