 He further testified that it would have cost $7,500.00 to $10,000.00 to repair the house after the first fire.  He stated that the second fire was "substantially larger" than the first.  This fire was centered in the front portion of the residence and it "damaged areas that were not fire damaged the first time."    Mr. Snyder testified that the cost to repair the house after the second fire exceeded the worth of the home;  it was thus a total loss.


15
Upon questioning by defense counsel, Snyder explained the different consequences of partial and total losses.  After a partial loss occurs, the residence is repaired and State Farm issues a check to the insureds with the contractor as a lienholder.  Upontime of the first fire, he "never found any evidence of forced entry" into the house.  He also testified, however, that he "found empty Coke cans, potato chip wrappers, and stuff like that, looked like somebody had a picnic in the back bedroom."    The jury was given no explanation of how this picnic might have occurred if there had been no forcible entry into the house.  Indeed, the testimony of Mrs. Arms tends to corroborate the conclusion that the refuse referred to by Mr. Arms had been left by the tenants.


35
Q: With regard to Mr. Arms' testimony about the Coke cans, and what not, in the house.


36
A: Yes.


37
Q: After the Farris' left in September, 1981, approximately one month before the fire, you never