companies (which fund housing for 50% American Households) were taken under conservatorship to rescue mega banks in 2008 and, then were dumped in OTC after their profits were swept illegally by the Obama Administration.

2. Campaign during election with the following issues:

That the policy to recapitalize and release Fannie and Freddie will drastically lower the mortgage interest rates to make it easier for the vast majority of American households including low-income earners to own homes with commitment and creditworthiness to repay their mortgage loans.

That the 2012 policy action of Obama Administration to illegally sweep all the profits of Fannie and Freddie had made Fannie and Freddie financially unstable and the goal of home ownership harder for Americans.

That the huge financial settlements made by Obama Administration with large banks forself refresh mode and the reliability of the self refresh mode may be improved.
According to one aspect of the embodiments, a semiconductor memory device may include a refresh operation entered upon the receipt of a refresh set command. The refresh operation may be released upon the receipt of a refresh release command wherein the release command may be executed over at least two cycles.
According to another aspect of the embodiments, the semiconductor memory device may be a synchronous dynamic random access memory and the at least two cycles may be two cycles of an external clock.
According to another aspect of the embodiments, the at least two cycles may be consecutive cycles of the external clock.
According to another aspect of the embodiments, the refresh release command includes a first