was informed that she would need to draft a supporting memo requesting the recall and specifying the beneficiary information and dollar amounts of the transfers. Ms. Robison drafted the memo on April 13, 2000 and sent it to Fleet Bank's funds transfer department. Fleet Bank did not contact Provident on April 13, 2000.


15
On April 13, Regions's attorney, John G. Aldridge, contacted Peter Mastroianni at W&M and asked him to attempt to reverse the wire transfers that had been sent to Morningstar's DDA at Provident. Mr. Aldridge testified at his deposition that it was his understanding on April 14, 2000, that Mr. Mastroianni "had discussed the situation with his bank and this bank was taking the appropriate steps to reverse the wire transfer." There is no indication in thenote possible fraud pls rtn as sent in error no indemnity ... Possible fraud."


17
On April 17, 2000, Mr. Aldridge telephoned Provident to request the return of the funds that were wired into Morningstar's DDA by Fleet Bank. On April 21, 2000, Mr. Aldridge also sent a formal written demand for repayment of the funds to Provident's in-house counsel. On May 15, 2000, counsel for Provident responded by letter to Regions's demand and refused to return the funds.


18
Regions filed a complaint in the District Court for the Northern District of Georgia on June 30, 2000, asserting state law claims against Provident for conversion, unjust enrichment, receipt of stolen property, wrongful set-off and violations of Georgia5 and federal6 racketeering statutes. Regions also asserted a number of claims against Morningstar and