2005, pursuant to Hartford's request, Robinson underwent another IME, which was performed by Dr. Paul Leonard. (AR 1034-42.)
16. In Dr. Leonard's IME report, he stated that he received and reviewed approximately twenty-two (22) individual reports, tests, opinions and studies on Robinson, "covering multiple musculoskeletal and other system conditions." (AR 397-98.)
17. In addition to record review, Dr. Leonard also examined Robinson; however, his examination was limited to Robinson's spine. (AR 402.)
18. Based on his examination, Dr. Leonard concluded that Robinson was not disabled and was "capable of significant employment." (AR 402-03.)
19. Hartford sent the second IME report to Robinson's treating physicians and requested their concurrence with Dr. Leonard's opinion. (AR 341.) The report was sent to four (4) doctors: Dr. Moddaber (AR 422), Dr. Horacek (AR 425), Dr. JochenHartford advised Robinson that she was no longer "Totally Disabled" and that her LTD claim had been terminated as of January 4, 2006. (AR 338.) The letter cited the relevant Policy provisions and the basis for Hartford's decision, and informed Robinson about her ERISA appeal rights, including the opportunity to submit additional documentation. (AR 338-43.) Robinson contacted Hartford to request an *1059 extension of the deadline to submit an appeal. (AR 334-35.) Hartford advised Robinson that the last day to submit an appeal was July 10, 2006, 180 days after the termination letter was sent. (AR 323.)
24. On May 19, 2006, Robinson saw Dr. Mark Hodgson, an orthopaedic surgeon in the Division of Hand, Upper Extremity & Microsurgery at the Medical College of Wisconsin. (AR 242-43.) His physical