About 80,000 people reside on the shore of the bay in at least 20 named settlements on the coastal plain around the bay estuary.
Most of these are unincorporated suburbs of the City of Eureka.

Settlements located on or near the bay, listed clockwise from the north side of the bay entrance:
Fairhaven
Samoa
Manila
Arcata
Sunny Brae
Bayside (includes Hidden Valley, which is surrounded by Indianola)
Eureka
Indianola
Freshwater
Myrtletown
Cutten
Ridgewood
Pine Hill
Bayview
Elk River
Humboldt Hill
King Salmon
Fields Landing
Hookton
Loleta
Table Bluff
About 80,000 people reside on the shore of the bay in at least 20 named settlements on the coastal plain around the bay estuary. Most of these are unincorporated suburbs of the City of Eureka.
Settlements located on or near the bay, listed clockwise from the north side of the bay entrance:
Fairhaven
Samoa
Manila
Arcata
Sunny Brae
Bayside (includes Hidden Valley, which is surrounded by Indianola)
Eureka
Indianola
Freshwater
Myrtletown
Cutten
Ridgewood
Pine Hill
Bayview
Elk River
Humboldt Hill
King Salmon
Fields Landing
Hookton
Loleta
Table Bluff
Humboldt Bay