#Person1#: How are you paying for your college education?
#Person2#: My expense for every semester is almost $15,000. At the start of each semester my parents pay the $10,000 in tuition. I also get $2,000 in financial aid. I have to earn the rest myself.
#Person1#: How do you do that?
#Person2#: I have a part-time job at a hotel. I work about twenty hours a week, and earn $400. Mter taxes, I make about $320.
#Person1#: How do you spend the money?
#Person2#: It helps to pay for my room and board on campus. It also pays for things like my cell phone, book, transportation, and clothes.
#Person1#: You don't have much money for fun, do you?
#Person2#: That's time! I stick to my budget carefully so I don't have to borrow. I don't like to owe people money. I hardly ever go to movies. My roommates and I usually rent videos, and split the cost, so it's cheaper.
#Person1#: How else do you save money?
#Person2#: I don't go to restaurants. I make meals with my roommates so it's cheaper to eat. I try to walk or ride my bicycle to college. Oh, and I buy a lot of my clothes at second-hand stores. You can find some very cheap, decent clothes in those stores.
#Person2# tells #Person1# #Person2# has to do part-time job to earn the rest expense for #Person2#'s college education. #Person2# sticks to #Person2#'s budget and tries to save money in watching movies, eating, transportation and clothes.
money management