I am very happy with this product. I had previously had a belt-loop holster and wanted something with a clip so I could attach and remove the case without removing my belt. This case's clip works wonderfully. It is a little tight, so attaching the case to the belt was initially difficult. However, once you get used to it and find the requisite angle and pressure, it is not a problem. Furthermore, the tightness helps keep the case from sliding around on the belt.The internal pocket can hold at most 2 plastic cards in addition to the Treo. I have not used it all that much, but I have found it ideal to carry a credit card and driver's license when leaving the house for a quick errand.The leather is very nice and has not yet scratched. My previous case was also leather but scratched very easily. I have not had any problems with this one yet. It is rather stiff, though, so it does not compress easily when the phone is not in the holster. The magnetic clasp works nicely, though, and holds the case closed securely.I have been using the case for a month now and like it very much.