I have an unbranded N75 with the wireless Bluetooth feature not available on the AT&T version (as of Sept 2007). I love Nokia phones - the phone works well as a phone. The Symbian OS has some really useful applications available on line. I highly recommend purchasing them on your computer, and then installing them via Bluetooth or included cable so you don't loose them on a firmware update. Bluetooth Stereo MP3 is well integrated with the phone features, but on my phone the audio can be choppy (appears that either the phone or Bluetooth get's busy interrupting the music). If Nokia cleaned up the stereo choppiness I'd give this 5 stars.