I decided on this phone after months of research, and have been quite happy with my purchase. MP3 playback is great, and you can forget about paying for the Verizon music kit- just get a MicroSD memory card instead. They're suprisingly cheap, and the phone handles cards up to 2gb. You just stick the card in your computer/reader, and use it like you would a regular flash drive. After you drag and drop your mp3s into a folder and put the card back in your phone you're good to go. You can do this for pictures (and videos!) too, and won't have to worry about running out of space.The primary reason I got this phone was for the camera, and it works beautifully. While you can't expect the world of a 1.3mp camera, it does an admirable job at taking photos with decent sharpness, color detail, and clarity (see my "customer image"). I'd recommend shooting at the highest resolution and then resizing by 50% in a photo editor for optimal quality. You can also turn off the shutter sound, as well as take photos while the phone is still closed.Another great feature is the GPS navigation option. While the extra $10/month or $3/day seems pricey at first, it's well worth it. It's extremely handy when you're trying to find an address (especially in a city with hard to see street names). It'll also automatically recalculate your route on the fly if you miss a turn.Battery life is great, and you'll get several days of regular use out of it (talking, web surfing, etc) without having to recharge.On the downside, Verizon doesn't support much in the way of open standards- so you don't get any java programs/games, and can't run the full featured mobile gmail program or the opera web browser. That's by no means a dealbreaker though! I highly recommend this phone.