O you who believe! When you contract a debt for a fixed period, write it down. Let a scribe write it down in justice between you. Let not the scribe refuse to write as Allah has taught him, so let him write. Let him (the debtor) who incurs the liability dictate, and he must fear Allah, his Lord, and diminish not anything of what he owes. But if the debtor is of poor understanding, or weak, or is unable himself to dictate, then let his guardian dictate in justice. And get two witnesses out of your own men. And if there are not two men (available), then a man and two women, such as you agree for witnesses, so that if one of them (two women) errs, the other can remind her. And the witnesses should not refuse when they are called on (for evidence). You should not become weary to write it (your contract), whether it be small or big, for its fixed term, that is more just with Allah; more solid as evidence, and more convenient to prevent doubts among yourselves, save when it is a present trade which you carry out on the spot among yourselves, then there is no sin on you if you do not write it down. But take witnesses whenever you make a commercial contract. Let neither scribe nor witness suffer any harm, but if you do (such harm), it would be wickedness in you. So be afraid of Allah; and Allah teaches you. And Allah is the All-Knower of each and everything.
Enyi mlio amini! Mnapo kopeshana deni kwa muda ulio wekwa, basi andikeni. Na mwandishi aandike baina yenu kwa uadilifu, wala mwandishi asikatae kuandika. Aandike kama alivyo mfunza Mwenyezi Mungu. Na mwenye deni juu yake aandikishe; naye amche Mwenyezi Mungu, Mola wake Mlezi. Wala asipunguze chochote ndani yake. Na akiwa mwenye kudaiwa ni mtu aliye pumbaa au mnyonge au hawezi kuandikisha mwenyewe, basi aandikishe mlinzi wake kwa uadilifu. Na mshuhudishe mashahidi wawili katika wanaume wenu. Ikiwa hapana wanaume wawili, basi mwanamume mmoja na wanawake wawili katika mnao waridhia kuwa mashahidi. Ili ikiwa mmoja wao akipotea, mmoja wao amkumbushe mwengine. Na mashahidi wasikatae waitwapo. Wala msipuuze kuliandika deni likiwa dogo au kubwa mpaka muda wake. Hayo ndiyo haki zaidi mbele ya Mwenyezi Mungu, na ndiyo sawa zaidi kwa ushahidi, na vyema zaidi ili msiwe na shaka. Ila ikiwa ni biashara ya mkono-kwa-mkono baina yenu, basi hapo si vibaya kwenu msipo iandika. Lakini mnapo uziana wekeni mashahidi. Wala asitiwe matatani mwandishi wala shahidi. Na mkifanya hivyo basi hakika hilo ni kosa kwenu. Na mcheni Mwenyezi Mungu. Na Mwenyezi Mungu anakufundisheni. Na Mwenyezi Mungu ni Mjuzi wa kila kitu.