Another drawback is that the first half of the payment is for the borrower to especially severe. If we are talking about a big loan it can become a heavy burden for the borrower. But this disadvantage can turn into dignity. Inflation and declining interest rates make payments more burdensome.
Kikwazo kingine ni kwamba nusu ya kwanza ya malipo ni kwa akopaye kuwa kali sana. Ikiwa tunazungumza juu ya mkopo mkubwa unaweza kuwa mzigo mzito kwa mkopaji. Lakini hasara hii inaweza kugeuka kuwa heshima. Mfumuko wa bei na kushuka kwa viwango vya riba hufanya malipo kuwa mzigo zaidi.