German guy here. Real Estate are so pricy that no cashflow is comming. Frankfurt new 1Badroom apartment: Price 400.000€ Rent 1000€/month - fees=800€ Cashflow mortgage rate for Bank 1000€/month (+800-1000)=-200€ !!! mortgage 35 Years End oh the month no cashflow!!! Negativ Cashflow!!! Real Estate - no thx