my wife and i have been going strong with the bond ETF's, Inverse ETF's ,Oil and gas stocks and Vroom, we also dabble in the s&p 500 from time to time. currently thinking of going into ETF's with exposure to fixed income assets like SPDR and FLOT but we haven’t decided yet. Still waiting on our advisor James Fletcher Brennan to give us the go ahead. To all the noobs..Being consistent is a very simple way to develop over time, and I can't stress this enough seek help and guidance because not doing so in this market is like telling a pre med to handle your surgery without getting help from a certified surgeon lol.