I’m a dividend investor, My wife and I have invested in the S&P500, both through my TSP with the government, and through Fidelity in her 401-k. Cashed out 270k from the S&P and invested with a Financial adviser, Jane Marie Kunak. Until around 3 years ago we were 100% in the s&p after over 30 years. I'm retiring at the end of this month at 62, while my wife will retire next year at 60. We currently have 3.7 million in our tax deferred savings..