Is Workers Comp The Same As Disability Insurance? 
No , workers compensation is not the same as disability insurance . Workers compensation insurance is insurance purchased by an employer to cover employees who become injured on the job and as result can no longer work . It provides income benefits to the covered employee while they are out of work . Disability insurance covers an individual regardless of the time place and manner of the event that prevents them from working -LRB- i.e. it does not have to happen at work -RRB- . Disability insurance is also generally set up to cover a larger amount of lost income . 