Is Car Insurance Cheaper When You Are Married? 
The best answer to this is maybe . You can receive discounts for many things when applying for auto insurance . One of the available discounts is being married . However , if you are married , and only have one car then you are effectively nullifying the discount . The reason for this is the corollary discount to being married is the multi-car discount . If you are sharing a car with your spouse , then you will be rated for two drivers with one auto , which means more exposure and subsequently higher premiums . So the best way to maximize your insurance discounts is be married , each drive your own car , and throw on a type of homeowners policy , even if you are just renting . I hope this helps . 