How To Apply For Health Insurance? 
You can apply through the healthcare.gov website . However , I STRONGLY urge you to apply for your coverage through an independent health insurance broker to make sure your application is processed and your policy placed in force properly - especially considering all of the issues the healthcare.gov website has had in it 's first year under the affordable care act . A health insurance broker broker can help you compare the plans and work with you on a personal level to help determine which health plan will be most suitable to your specific needs and budget . Please note , you can only apply for health insurance during the annual open enrollment period unless you have a qualifying event for a special enrollment period -LRB- e.g. getting married , having a baby , coming off of group coverage , etc. -RRB- 