How Much Does Life Insurance Cost For A Newborn? 
Life insurance is extremely affordable for a newborn baby as Peggy pointed out . Another affordable avenue is to add a child life rider to your adult life insurance especially if you have or planning to have more children . A child life rider can be purchased for as low as $ 4 per month for $ 10,000 per child all for the same low price with no limit on the number of children covered . 