When To Buy Home Insurance When Buying A House? 
If you are buying a house , and if you are obtaining mortgage financing to do so , either your Mortgage Broker or your Attorney will provide you with a list of required items that the bank will need in order to schedule your closing . One of the primary items on that list will be a requirement to show proof of insurance on your home beginning at least the date of the closing . More than likely you will also be required to show proof that you have paid the first year 's premium for the insurance in full . The best advice is to contact your Insurance Professional about the property purchase as soon as you can after having your offer accepted by the seller . It is never a good idea to wait until the last minute . 