How To Compare Home Insurance? 
The traditional way to compare home policies is to take the declarations page to another agent and ask for a comparison . You might want to do that with several agents . There are some websites that purport to compare coverages and prices . The issue isnt which company has the lowest premium but which policy provides the coverage that you require . If you paid less and the company failed to cover a loss you would have made quite a poor investment . It is better to know what coverages are available and get advice on which are appropriate . I live in an arid part of the USA . However , one of the largest floods in history took place right here . I might want flood insurance even if I am miles from a stream . This and other coverages might come to bear and evaluating the risk is what your agent can help you do . If you have a policy and in twenty years pay $ 200 more than some other company , if you have the right coverages because an agent went over the policy carefully with you , you are the winner , not the loser . Good coverage means a good nights sleep ! 