How To Claim Disability Insurance Benefits? 
To claim disability insurance benefits , first of all , review your policy and become re-acquainted with its features . Also review the list of qualifying causes of disability , so that you can see if you indeed have a claim . Your policy will spell out how to file a claim . Be sure to follow the instructions and keep copies of everything . Keep notes if you speak on the phone with representatives with the insurance company . Ask your doctor to assist you by spelling out your condition in medical record notes . 