How Much Renters Insurance Should I Require? 
If you are asking as a landlord , any renters insurance that a tenant has is better than no renters insurance coverage . Most companies offer 100000 of liability coverage as a default but in most cases that limit can be raised without a lot of cost difference . I would suggest contacting a local agent as a starting point to discuss your coverage concerns and what products they may have available within your area . If you wish to protect yourself better from legalities I would recommend consulting with a local attorney . 