Does AARP Offer Term Life Insurance? 
AARP offers term life insurance from New York Life . Rates start out low and increase over time . In that type of situation , where premiums are not locked in , you can never be sure if you will be able to afford to keep the life insurance at the time you need it most . Shopping with an independent life insurance broker -LRB- most of us agents answering these questions fall in that category -RRB- will help ensure you get best policy features at the lowest price . 