Can I Get My 401K Now? 
Can you get your 401k now ? In most cases the answer is yes , but the question is should you ? Cashing in your 401k plan prior to age 591/2 -LRB- unless you take a series of annuity like payments -RRB- subjects you to a 10 % penalty along with making any funds taxable as income . The other thing to think about with a question like this is if you cash out your retirement early , what will you have later ? 