Does My Husband Have To Be On My Auto Insurance If He Doesn't Drive The Car? 
Here in CT , a licensed driver needs to be either rated or excluded on an auto policy . The tough part is that although this can work in many situations , a spousal situation is not one of them . It may be possible if each of you have a car registered in your own name and insured on separate policies , this you really neeed to check with your Insurance Professional 