Renters Insurance Who Does It Cover? 
Great question ! Typically a policy , whether it is a renters , health or life insurance policy will only cover the person or persons named on the policy . So if you put you and your spouse , you both are covered . If you name your family , then you all are covered . If it is just you , and you have a roommate who is not named , you are covered , they are most likely not . Check your policy and see who is listed , and who they will cover , or call your agent and have them tell you . Thanks for asking ! 