Why Should You Plan For Retirement? 
Actually there arent a lot of people who do plan for retirement . Retirement is coming whether you plan for it or not . Many people , through lack of planning , can not afford to retire so they work until they can not work any longer . Rather than enjoying their golden years , they struggle to stay gainfully employed when the market place doesnt value them very much . Finally , they become dependent . They must depend on relatives or the state . No , you dont need to plan ; you can be overwhelmed by it later . 