What Is The Penalty For Driving Without Car Insurance In Kentucky? 
The penalty is $ 500 or more plus court costs for a first-time offence . Court costs are often between $ 150 and $ 200 dollars . In addition to the fines for driving without insurance , the state of Kentucky can cancel your car registration if you do not have insurance . Insurance companies provide a list of insured drivers to the state . If the state does not receive notification that you have insurance for 60 days , they will send a notice to provide evidence of coverage . If you do not provide evidence of coverage within 30 days , your auto registration may be canceled . 