How Long Can I Be On My Parents Health Insurance? 
Under the Affordable Care Act , if your plan covers children , you can add or keep your children on your health insurance policy until they turn 26 years old . There is one temporary exception : Until 2014 , `` grandfathered '' group plans do not have to offer dependent coverage up to age 26 if a young adult is eligible for group coverage outside their parents plan . Also , I would check with the state in which you live . For example , Florida enacted legislation in 2008 that allows dependent children to continue their dependent coverage up to the end of the calendar year in which they turn 30 years old , based on eligibility guidelines . 