How To Appeal A Long Term Care Insurance Denial? 
To appeal a Long Term Care Insurance denial or Life Insurance denial , you must first find out the reason for the denial . It may simply be that the company was unable to secure a certain set of medical records , and thus could not make a decision based on lack of information . You might be able to track down those medical records and be able to be approved . Or , your medical records or MIB may state your health in a mistaken way . You may be able to do additional testing to disprove that , or get an informative letter from your doctor stating the correct information . This can be submitted directly to the underwriter and/or to the MIB to get your information there corrected . 