Does Obamacare Offer Medigap Insurance? 
No and luckily it is not needed . Medicare along with Medigap Insurance works great . Obamacare or the Affordable Care Act impacts folks under age 65 and not on Medicare . However , in the Affordable Care Act they did have cuts to Medicare but other than that it is not related . The cuts to Medicare are estimated to be $ 700 billion . Getting a Medigap Plan is fairly easy if you work with an independent agent that specializes in it . You pay a monthly premium and then you have little to no out of pocket costs for medical expenses . There is also no network with Medigap Plans which means you can go to any doctor or hospital you want . No need for a referral to see a specialist either . The biggest thing about Medigap Plans is the benefits are not allowed to change from year to year . The Affordable Care Act -LRB- Obamacare -RRB- plans are constantly changing . 