How Much Does It Cost To Buy Health Insurance For A Family? 
Health insurance rates are determined by age , gender , zip code , plan design , your overall health and other factors . Older people usually pay more than younger ones . Healthier people pay less than those who have medical conditions . Plan design also weighs heavily on the rate . Plans with low deductibles -LRB- less than $ 2000 -RRB- and copay 's are more expensive than a high deductible plan that lacks copay 's . A family of 6 will pay more than a family of 2 . 