Can Annuities Be Rolled Over To An IRA? 
Non-qualified annuities can not be `` rolled over '' into a qualified plans . Now that 's not to say that proceeds from a surrendered annuity ca n't be used as a contribution into your qualified plans , but taxation and penalties could present a negative economic result for using those funds for a qualified retirement plan . Check with your tax consultant first before moving forward with your annuity . 