How To Determine How Much You Need For Life Insurance? 
The need for life insurance is to make sure your loved ones are taken care if something terrible happened to you suddenly . When you said your wedding vowels , you promised to take care of each other until death did you part . Life insurance is the one product that can keep that promise forever . The general rule of thumb without going into an in depth needs analysis is to cover your debts and up to 10 times your income . This way if you died today , your family would be debt free and could invest the rest with a good investment program that your loved ones could live off of the interest and not touch the principle where your income would be replaced year after year even though you are gone . Unless you are independently wealthy , life insurance is a must for every family . Use a trusted independent life insurance broker that can find you the best coverage at the best price for your unique situation . 