Is Life Insurance Necessary? 
If you have a family , business or both then I would say a life insurance policy is highly recommended . You risk the well being of the people you leave behind if you do n't . If you are the main bread winner I would add that you should definitely purchase a policy because I am sure you are a responsible adult and would not want to leave your family/business partners swinging in the wind when their financial security blanket is gone . Just a thought . 