Does Your Child Need Life Insurance? 
Getting life insurance for your child , in my opinion , is more important than ever before . With the advancement of medicine , there are many health conditions being diagnosed , and even tendencies toward health conditions are noted in medical records . While this is wonderful for saving lives , it can have a negative impact on insurability and life insurance rates . Getting life insurance for your child ensures that they will have a good life insurance rate for the rest of their lives . Even if you just put them on a child rider , they can convert the amount of the rider to 5 times that amount of life insurance when they become an adult . 