What Is A Good Life Insurance Policy? 
First of all , it is one you can afford . One you will continue to pay and not allow to lapse . Any insurance is better than no insurance , so get something and get it now . The younger you are , the less it will cost . If you can get a permanent policy , that will lock in your price for the rest of your life , regardless of your health in the future . If you can not afford whole life now , then at least get term coverage right away . The better the reputation of the company the more reliable they are likely to be . Go with an old , large company . They are likely to still be around and offer you the variety you want at a fair price . Think about all your financial needs and your family 's . Then try to get a face value to protect all of that if you can afford it . Again , remember , something is better than nothing . Gary Lane 949 797 2424 . New York Life Agent . 