Does Auto Insurance Cover Hit And Run? 
In Illinois damage to the car you are driving caused by a hit and run driver is covered under the collision portion of the policy insuring the vehicle . Again in Illinois , when you have no collision coverage , uninsured motorist property damage coverage is available , but applicable only when it can be verified that the at-fault driver has no insuance . If you are hurt , your medical coverage would apply . Uninsured motorist coverage for your financial loss as a result of injury is included in Illinois auto insurance , but again would require verification that the other party is not insured . Check with your agent . Laws vary by state . 