What Is The Blackout Period In Life Insurance? 
There is no blackout period in life insurance . The term , `` blackout period '' refers to the period of time when a widow or widower are left without income because they can not draw on their deceased spouse 's Social Security benefits -LRB- due to their children no longer being dependents , and the surviving spouse not yet old enough to draw on their own Social Security -RRB- . Some survivors use life insurance proceeds as income during this time . 