How Do You Get Long Term Care Insurance? 
Basically there are three distribution channels that sell long term care insurance : company direct , career agencies and brokerage firms . Buying direct from the insurance company or a career agency limits the comparison between polices that a consumer needs to have to make an informed decision . Brokerage firms have multiple companies and are generally more neutral in their selection process . Many brokerage firms have online portals that display comparison spreadsheets between insurance companies . 