What Should I Know About Long Term Care Insurance? 
You should know that Long Term Care Insurance can cover all levels of care : home health , assisted living , nursing home , and others . The main thing is that the triggers are met , then it will pay the benefit . The triggers include being unable to take care of one 's self in 2 or more of 6 ways , and/or mental impairment . Long Term Care Insurance offers many features that can be adjusted to get it to fit your budget . It is not taxed when collected . It allows more freedom to choose the care you want when you need it . 