When Can I Change My Medigap Plan? 
In general , you can change your Medigap Plan any time of the year . You will have to medically qualify for a new Medigap Plan -- unless you are in a Guaranteed Issue situation -LRB- the rights you have in certain situations when insurance companies are bound by law to sell you a Medigap Policy and ca n't deny you because of current or past health issues -RRB- . To qualify medically , means you have to answer the health questions on the insurance carrier 's application and list prescription medications taken in the last 12 - 24 months . Every insurance company 's health questions are unique , as is each individual . A licensed independent agent who specializes in Medicare Supplement insurance is a great resource for helping you find which insurance companies you may qualify with -- and , which ones have the best premiums for the Medigap Plan benefits you want . Thank you for reading my response . If I can help you with your specific situation , please feel free to contact me . 