Can You Get Life Insurance If You Are An Alcoholic? 
Great question ! The one thing that we really need to know about life is that our actions always seem to have consequences that we are never aware of ... Alcoholism is one of those , as I 'm sure you have learned . If you are working on your sobriety , awesome ! My prayers and support are with you . If you have been sober for a while , and have not had any major health issues as a result of the disease , you can purchase a good insurance policy . If there have been issues as a result of your drinking , there are still policies that you can get , however they will typically be more expensive -LRB- called graded , modified , or guaranteed issue policies -RRB- and they will have a period of time where your payout is limited to what you paid in , plus some interest . I hope that helps , if not , please feel free to contact me . Thanks for asking ! 