Do Medigap Plans Cover Prescription Drugs? 
No , by law , Medigap Plans are not allowed to offer Prescription drug coverage within the plan . You would want to get Part D to cover prescription drugs . It actually works out better -LRB- for most people -RRB- that the plans are different . The reason is our medication needs can change from year to year so by having a Part D it allows the individual to change the prescription plan without changing their Medigap Plan . 