Can You Lose Money On Annuities? 
Non-qualified deferred annuities use three basic crediting methods for savers or investors to select from based on their product suitability determined by their personal financial profile that includes risk assessment , the effective tax bracket and life expectancy report . Most savers like fixed and some indexed annuities for their safety of principle . Investors with high tax brackets and a risk tolerance for the market may desire the separate sub accounts of variable annuities , which can lose money . 