Will Medicare Cover A Hospital Bed? 
Medicare Part B covers hospital beds as a type of durable medical equipment -LRB- DME -RRB- - it must be prescribed for use in your home by a doctor and the doctor is enrolled in Medicare . Medicare will generally cover 80 % of the expenses with you responsible for the other 20 % . You will want to find out if the supplier accepts assignment -LRB- accepting the Medicare-approved amount as payment in full -RRB- - if they do not , you would be responsible for any excess charges . I highly recommend securing a Plan F or G Medicare supplement to cover any excess charges . 