How Much Life Insurance Does A Stay At Home Mom Need? 
Do you have children ? Do you have a mortgage ? Do you have any income ? Are you planning on insuring yourself , while a spouse works and insures himself ? Do the kids need to pay for college ? These are all factors . If you are married , then what would it take to replace your services to your husband and kids , meaning for child care , cleaning , food preparation , and the things a spouse might have to otherwise pay for ? Typically the amount for such a situation is in the area of $ 300K . Thank you . GARY LANE . 