Who Offers The Best Long Term Care Insurance? 
It 's difficult to say that one company is `` the best '' . There are definitely factors you can look at such as rating , who has the biggest market share , etc. . Since LTC has many options to choose from , I suggest also looking at the carrier 's options . For example , some companies offer a `` Shared Care '' benefit , whereby you can use your partner 's benefit when yours are exhausted . 