Will Health Insurance Pay For A Hot Tub? 
No , health insurance generally will not pay for a hot tub . I personally have never heard of a situation that would warrant a medical necessity for a private hot tub . Health insurance is designed to pay for Medically necessary costs and procedures . Unless your doctor can show the insurance company that a hot tub is a medically necessary item -LRB- which will be a hard fight -RRB- it will not be covered under any policy that I am aware of . 