Can I Get Life Insurance After Open Heart Surgery? 
It is pretty easy to get a simplified issue life insurance policy after having a coronary bypass . And as the name says , you are guaranteed to qualify for a guaranteed issue policy . If you want more than $ 50,000 of coverage , whether you qualify for that amount will depend on the age at which you had your open heart surgery , how many vessels were involved , whether there were any blockages later , and how your stress tests results are now . If you smoke or have other health conditions , such as diabetes , you most likely will be declined for this type of medically underwritten policy . But if you were at an older age when you had your heart surgery , it was effective and not too extensive , there is a good chance that you can get the amount of coverage you desire . 