Can I Switch Medigap Plans? 
You can switch your Medigap Plan at any point throughout the year . You do not have to wait for AEP -LRB- Annual Election Period from Oct. 15 - Dec 7 -RRB- . AEP only applies to Medicare Advantage and Prescription Drug Plans . If you are not in your Open Enrollment Period or another Guaranteed Issue situation , you 'll have to medically qualify for a new Medigap Plan . This means you have to answer health questions on the insurance application and then get approved through the medical underwriting department . To see if you are still in Open Enrollment or any other Guaranteed Issue situation , it is best to contact Medicare or an independent agent specializing in Medicare Supplement insurance . If you have to qualify medically for a new Medigap Plan , an independent agent can review your health history and let you know which insurance companies you may qualify with . There are many reasons why you may want to switch Medigap plans -LRB- lower premium , more benefits , less benefits -RRB- . Please feel free to read this article which gives a little more detail about changing your Medigap insurance . WEBSITELINK Thank you for reading my response . Please let me know if I can help you with your specific situation . 