How To File A Claim With Renters Insurance? 
The whole issue of filing a claim presents a problem . Property claims are actually rare . Property insurers traditionally give either premium discounts or deductible discounts based on the period of time the policy has been claims-free . It is possible that a small claim would result in a loss of these discounts and the actual out-of-pocket expenses that you experience would be more than the amount recovered . There is also the matter of mitigation which means that you can often contain the expense of a claim . This might cost you but your net out of pocket expenses might be reduced . The bottom line is to know your agent , know your deductible , and make sure both of you know the discounts you might already be receiving , before you call that 800 number . If the house is on fire , dont wait ! 