Does My Auto Insurance Cover Hit Run? 
If you have full coverage on your auto policy . A hit and run accident would be covered under collision coverage for a typical auto policy . You will incur the the deductible for your policy unless the party responsible for the accident is found . If the responsible party is found then your insurance company will attempt to recover the amount of the loss and your deductilble from that party . Always remember every policy is different . It is always recommended to read your policy completely to know your exact coverages or to call your local agent to discuss any questions that you may have regarding your policy . 