Is It Possible To Get Car Insurance Over The Phone? 
Yes . Some of the agencies out there like Geico , that utilize a direct write system , close the deals over the phone . While you can get an online quote , you have to speak to an underwriter who will run your MVR and adjust the annual premium . With an independent agency , like the one I am with , we can do almost everything over the phone . The only other requirement is a signature on the applications/discounts/waivers . These signatures , however , do not require an actual meeting , it can be done via e-mail or fax . I hope this helps . 