Is It Ok To Have Two Health Insurances? 
There is no law preventing you from having two health insurance plans . Most people find that one plan is sufficient . Of this group the majority pay more in premiums than they receive back in benefits , so having two plans is very difficult to cost justify . Sometimes people with chronic medical conditions find having two plans make sense . But even in this group it makes sense only when employers are paying the majority of the premium . The second plan will only pick up and pay on the left over expenses : deductibles , co payments , or co insurance . 