Who Has The Cheapest Home Insurance? 
The cheapest homeowners policy is the one that pays the maximum amount possible when you have a claim . Of course it must be a policy on your house and it must be in force . What was paid for the policy is insignificant in many cases . The cheapest policy is sold by your trusted insurance agent , someone who listens to you , gives you sound financial advice and communicates clearly with you and the insurance company . That agent will do their best to make sure you are protected . 