Who Has To Have Health Insurance Under Obamacare? 
Most Americans that are under age 65 and not listed as an an insured under a parent 's policy must purchase coverage . There are , of course , exceptions , including persons that are covered under Medicaid or Medicare and visitors to the country that are not US citizens . Since there is a tax imposed for persons that do n't carry coverage -LRB- that are legally required -RRB- , it is best to utilize an experienced broker to help shop for the best prices . You 'll save time and money ! And you 'll avoid that pesky tax ! 