What Happens When Your Homeowners Insurance Drops You? 
Well , if for some reason your company non-renews or cancelsyour Homeowners ' coverage , the best thing to do would be to start researching coverage availablity with other carriers . Though there are many commonalities in underwriting standards among companies , there are also differences . Hopefully another carrier will be able to offer you coverage . If not , check with your insurance professional about coverage that might be available in a state insurance plan . The coveragemay be more limited than you have been used to having , and the pricing may be higher , but this might be another avenue . Finally , if you have a mortgage , they will be notified and if you are not able to obtain coverage on your own , trust me , they will obtain it and pass the premium on to you . 