How To Submit A Renters Insurance Claim? 
To submit a claim for bodily injury , property damage or damage to personal property on your renters policy , contact either your agent or the direct number provided by your insurance company . Before you file the claim you should understand that the claim might trigger an increase in future premiums . If the damage is near the deductible you might pay less by not filing the claim . Discuss this with your agent if you have the time . If you are sued , notify the company immediately . 