Do Annuities Have RMD? 
A tax deferred annuity is an insurance product . RMD is an acronym for required minimum distributions at age 70 1/2 in a qualified plan . You can have an annuity in a qualified plan as a funding vehicle . At age 70 1/2 , you would have to take required minimum distributions from your annuity -LRB- if that 's the only product in your plan . -RRB- 