Can Obese People Get Life Insurance? 
An obese person may be able to get life insurance depending on their exact height , weight , and other health issues -LRB- if any -RRB- . Insurance companies have guidelines that they use to rate a person and these ratings dictate the premium that you will pay . A substandard rating will pay a higher premium than a preferred rating . It is important to discuss your overall health profile with a knowledgeable advisor who can provide guidance on the possibility of obtaining life insurance and what company will provide the best offer for your unique circumstances . 