What Does Dave Ramsey Say About Cancer Insurance? 
Dave Ramsey does not think you should buy cancer insurance or any type of specific dread disease insurance . He confuses the purpose of it with major medical health insurance . Your major medical pays your doctor bills -LRB- minus your deductibles , co-pays and premiums . -RRB- Your cancer insurance pays a lump sum amount directly to you . You can use this while you are off work with cancer to pay for food , house payment , medical bills or anything else you need . Dave Ramsey is not a good resource for insurance information . 