Is Health Insurance Mandatory In Florida? 
Yes , health insurance is mandatory in the state of Florida or risk paying a fine . The affordable care act states that by January 1 , 2014 people are required to have health insurance or pay a fine . This rule is not just for Florida but for all states . An independent insurance agent should be able to show you plans from most of the major carriers and help you pick that plan that fits your needs . Several independent agencies -LRB- like ours -RRB- have a website that people can instantly compare health insurance plans online and then ask questions to experienced licensed agents over the phone . 