What Is The Penalty For Not Having Car Insurance In Alabama? 
Generally speaking the penalty is revocation of your driver 's license . This will typically take place if you do not provide the DMV with proof of insurance , typically done with form SR-22 . If you lapse coverage without having additional coverage established the insurer will typically notify the DMV as they are legally required to do . The DMV will then begin revocation if you can not provide proof of insurance . 