Is It Illegal To Not Have Health Insurance In New Jersey? 
No it is not illegal to not have health insurance in New Jersey . Under the Patient Protection and Affordable Care Act of 2010 -LRB- PPACA , aka Obamacare -RRB- there will be a federal mandate to acquire health insurance that will result in penalty taxes imposed on income for individuals who do not acquire health insurance . The extent of this penalty tax will decrease over the course of the next several years . 