How Can A Self Employed Person Save For Retirement? 
Start a percentage of profit in a savings account this might take sometime but will pay off later in being self employed means you like the freedom that comes with it . Do n't borrow money in most cases you are making enough money to run your business and live . So live below your means get help to evaluate where you are at you can get this help free most consultants or financial planners will get paid from the carrier not you . Dividend stocks and IUL life policies are good in this case and will help you earn tax free money later . I would invest in Land they are not making any more . Just say for example Hersey stock symbol -LRB- hsy -RRB- is a world dominator and has paid dividends as high as 7 dollars per share which a 10k dollar investment now could pay dividends of say 7-10k 15 years from now . 