What Is The Average Disability Insurance Cost? 
This is a difficult question for an average answer . There are just too many moving parts with underwriting and pricing disability coverage . It depends on age , build , occupation , income , life style , health status , elimination and benefit periods just to name a few . Having said that you can plan on spending 1 % to 3 % of your annual income to a long term disability plan to protect your most valuable asset , your ability to earn a living . 