Can You Switch Homeowners Insurance At Any Time? 
Switching homeowner 's insurance is relatively easy to do and most times , you can change at a date that is suitable to you . The biggestconcernis whether the new company will accept your application . Assuming you have few or no claims , and meet their underwriting guidelines , you should be able to switch . Just as importantly is the issue of whether it is a good idea to change . As an independentbroker , that 's part of our job is todetermineif making a change makes good financial sense for you . If not , you should stay put . 