How Much Does VA Health Insurance Cost? 
You asked a very detailed and complicated question . Your first cost is , if you are a service connected veteran , was the days and months you spent in that `` foxhole '' or some distant country that separated you from your family and friends . However , you do not have to be `` service connected '' in order to obtain treatment by the VA. . You can go through a `` annual means '' testing at VA where you are required to provide `` financial details '' including if you do have health insurance . Then you can also be classified as a `` hardship case '' by disclosing financial information and the type of treatment you need . Generally your copays are $ 8 for medication ; outpatient copays are $ 15 for non = specialist and $ 50 for specialist . If you have to be admitted , your copay is the current year Medicare deductible which was $ 840 in 2003 and has been indexing each year and will be $ 2016 in 2014 