Does Comprehensive Auto Insurance Cover Vandalism? 
Yes , vandalism is one of the covered perils in the Comprehensive portion of most standard auto policies . Comprehensive is the more broadly defined of the two elements that make up the Physical Damage portion of a car insurance policy , the other element being Collision . Collision provides coverage for damages sustained by your car if involved in an accident with another motor vehicle , a stationary object or a human being . Comprehensive provides coverage for all other named perils including vandalism . 