How Much Does Employee Health Insurance Cost? 
There is no set answer to this question as it will depend upon the size of the employer group and the funding mechanism the employer group uses . After January 1 , 2014 for employer groups with less than 50 employees who are fully insured in many cases the answer will largely depend upon the age of the employee as many insurance carriers have gone to an age banded rating approach -LRB- for example , the employee only rate for a 25 year old will be different than the employee only rate for a 55 year old -RRB- . The rates will also vary significantly depending upon the state where the employer is domiciled -LRB- headquartered -RRB- . And rates will vary depending upon the level of benefits in a given employer 's health plan design . There are also other factors that can effect what a specific group 's employee rate will be . In the Tennessee , Mississippi and Arkansas region in early 2014 employee only rates for group health insurance can range from $ 200 to $ 500 or more per month when you take into account the variables I have listed in the previous paragraph . If you are an employer looking for a definitive answer to this question for your workforce you need to seek out the services of an experienced , qualified health insurance broker who can obtain quotes from a range of health insurance carriers covering a variety of health plan designs . I would be honored to offer my 30 years of industry experience to assist in answering this question for your company . 