How To Shop For Medicare Supplemental Insurance? 
Shopping for Medicare Supplement insurance can be confusing . You should find an independent insurance broker or agent , who can help you shop and also can explain the ins & outs of Medicare with you . A good agent will have multiple companies to offer you and will be able to discuss your particular needs and budget to determine what plan design and company would meet your needs . Most who carry Medicare Supplements will also be able to assist you with Part D coverage as well . There are also Medicare `` Advocates '' in many states who are trained by Medicare . They can be a tremendous help in educating people about Medicare in general , what product choices that a person will have & usually can assist in Part D enrollment . What I have found with these people is that even if they can discuss all of the supplement plans with someone - they can not actually enroll them , since they are not salespeople . But , they are a very good source of agnostic information . In addition , there are many online sources to run quotes & see rates . Even though that sounds like a good way to shop , it does n't provide overall education about differences in various companies , the issue basis of the policies being quoted , or any state specific laws and rules that could impact the person applying in the future . Even if someone has a good idea of various rates , it 's still best to sit down with a real person & make sure you receive all of the information necessary to make a good decision . 