Does Home Insurance Cover Leaking Windows? 
Homeowners insurance policies vary a lot so the only way to find out for sure is to file a claim . With that said the general guideline is that it depends on what caused the leaking . If it was caused by an unexpected event such as a windstorm or a tree hitting the house then you probably are covered , if the windows have just gotten old and started leaking over time , then this is probably not covered because of the normal wear and tear exclusion . 