What Is Health Insurance Gap? 
Gap Insurance is a product that was introduced a few years ago to offset a raise in deductible . Many employers have introduced this product , as health insurance has become unaffordable . So how this product works is the employer would raise the major medical deductible from $ 2500 to $ 5000 . There would be a second policy -LRB- Gap Insurance -RRB- that would offset the increase in deductible . Anything that is covered by the major medical plan and was applied to the deductible would be covered by the gap plan . 