Why Is Long Term Care Insurance So Expensive In California? 
Long Term Care Insurance rates are based on a variety of factors including your age , where you live and your health . In many areas of the country -LRB- California for example -RRB- , the cost of facilities and other benefits is higher than many -LRB- not all -RRB- other parts of the US . That , of course will impact the rate . An experienced FULL-TIME broker is a great resource for additional information . You can compare plans and apply for affordable coverage . 