Can Term Life Insurance Premiums Increase? 
If you have a Term Life Insurance policy where the premiums are not guaranteed , they could possibly increase . Sometimes level term is called that due to the level face amount , with the possibility that premiums could increase after x number of years . Some term policies are called guaranteed , but the company just means that the premium wo n't go up unless it goes up for the whole group -LRB- which can be several times per year -RRB- . And all term policies have a big jump in premiums after the guaranteed period ends . 