Does Health Insurance Cover Second Opinions? 
Typically , a health insurance company will make a decision regarding whether a claim should be paid . An underwriter , a claims approver and perhaps another resource may be used during this process . If your claim is denied , you can appeal . Regarding a `` second opinion '' concerning a possible procedure or surgery , your private or group policy will clearly indicate the level of benefit you have . And of course , an experienced broker can also help . 