Can I Get Health Insurance If I Have A Preexisting Condition? 
You can get health insurance if you have a pre-existing condition . Many policies are approved when applicants are being treated for illness or sickness and are taking medications . Extremely serious conditions such as heart disease or cancer present a bolder challenge . However , in October , Open Enrollment begins for 2014 effective dates when all pre-existing conditions will be covered and no medical questions will be answered . `` Exchange '' plans will be sold with brokers and reputable websites helping consumers navigate through a new way of buying health insurance . You may also qualify for a federal tax subsidy . As an experienced broker myself , we realize that due to the complexity of the changes in healthcare , our expertise and help will be utilized . Naturally , there are never any broker fees . 