What Is A Non Registered Retirement Savings Plan? 
In Canada , if a plan is a Registered Retirement Savings Plan . the the contributions are tax deductible and the plan grow tax deferred . The withdrawals are taxable and must start before the end of the year in which you turn 71 -LRB- based on current legislation -RRB- Other tax advantaged plans can be used to save for retirement and they would be non registered . If you would like to work with a local Retirement Planner , you could start with a Google search . For example , if you search for : retirement planner Halifax or retirement planning Halifax , my name , along with several others , will come up . You can use the same method to find Retirement Planners in your community . If you have further questions , or feel that I could be of assistance , please do not hesitate to contact me . 