What The Best Disability Insurance? 
It truly depends on your occupation and your medical history . For high risk jobs , a sub-standard carry like Lloyds of London or Fidelity offers great products . If you 're a physician , Standard , Principal or MetLife can offer very competitive rates . If you 're considering purchasing DI , ask your agent to shop around and provide you with multiple quotes . Remember , just because it 's the cheapest , does n't mean it 's the best ! 