Is Long Term Care Insurance A Good Purchase? 
Long Term Care Insurance is a good purchase if there is a risk of needing nursing home , assisted living , or home health care in your future . My father waited too long to get long term care insurance , and no longer qualified for it . It would have been nice to have that extra income to help my mom care for him . There are so many ways that people can be laid up , and hospitals are reluctant to allow people to stay too long . So long term care insurance can be a very good purchase for helping those who need the care , and for those who give it . 