Can An Employer Cancel Health Insurance While An Employee Is On Disability? 
Yes your employer can cancel your health insurance while on disability . There are two key laws that may protect your rights while you are unable to work . The Family Medical Leave Act -LRB- FMLA -RRB- requires that employers continue to provide health insurance coverage on the same basis as if the employee was working . These protections last for twelve weeks , so your employer could cancel your coverage after this time . The FMLA applies only to businesses with 50 or more employees , and employees working a specified number of hours . If you are not eligible for FMLA , your employer could cancel your policy at any time . COBRA allows for employees to continue coverage for up to 18 months . If you employer cancels your policy , you can keep it in force by making the premiums payments yourself . You would lose the employer contribution , and the advantages of pre tax elections for your contribution . 