Will Homeowners Insurance Cover Shingles? 
Shingles is an awful disease and often adults will get Shingles later in life . The recovery time is longer than you expect and it is certainly a disease to avoid if possible . About half of the population gets Shingles before they turn 80 . Homeowner 's insurance , of course , does not pay for it . However , if you are referring to shingles on your roof ... yes , if part of an approved claim , they are covered ! Obviously , if your roof is damaged in a tornado , you may need new shingles . Not the disease though . 