How Much Is Health Insurance For A Married Couple? 
Individual health insurance , per the requirements of the Affordable Care Act after January 1 , 2014 , is sold on a community rated basis . This is a much different method than has been used by the majority of states and so while it would have been difficult to answer your question in the past it 's virtually impossible now . You are simply going to have to get some quotes . Factors such as your state of residence -LRB- and where you reside within a state -RRB- , your and any covered dependents dates of birth , the number of covered dependents under 21 and the number over age 21 , the tobacco use status of you and/or any covered dependents , are all factors applied when calculating an individual health insurance rate . Obviously , these factors are unique for each person 's situation , that 's why no one can just say `` it will be $ 500 per month '' . You can do some online searches , you can go to the websites of health insurance carriers , you can even go to Healthcare.gov to get some ideas of what different plans , from different carriers , with different provider networks , and vastly differing rules will cost you and cover . And you may figure out correctly if you would qualify for any subsidy in the government marketplaces . Or , you can look health up a qualified health insurance broker , tell them your information and what you are looking for in general terms and they will do all the work for you , explain the subtle and not-so-subtle differences between different individual health insurance carriers , and help you make an informed decision . All for the same price as doing it yourself . For help please feel free to visit my web site . 