Why Would You Be Turned Down For Life Insurance? 
It really depends on the company , but there are a number of parameters that can prevent a person from qualifying for life insurance . There are a number of insurers for example that will insure people up the the age of 90 ... not very many , but there are a few . Most will not insure people over the age of 80 no matter how good their health is . The mortality tables just place them at the high end of risk for death and therefore not a good investment for the insurance company . Most health conditions are not complete blocks to getting insurance , but may well be rated and therefore require a higher premium . Most insurers will not insure a convicted felon until they have fulfilled their parole requirements . Even then some companies will not take the risk . If a person 's occupation and or avocation is considered too high a risk , that may cause some insurance companies to decline issuing a policy . 