Will Annuity Rates Improve? 
Annuity Rates will most likely improve over the next 5 years , however , there is no guarantee . Annuity Rates are heavily dependent on the 10 year Treasury along with the Fed Funds Rate . Currently , these are both at historical lows . Annuity Rates are currently at a historical low along with them . Most economists agree that the 10y Treasury & Fed Rates will increase over the next 2-10 years . If this happens , Annuity Rates will increase along with them . 