Which Short Term Health Insurance Is Best? 
Short-term health insurance is the cheapest type of medical coverage available to individuals and families . Rates are typically 40 % -75 % less than conventional coverage , although you can not receive a federal subsidy and temporary plans are not ACA-compliant . Also , pre-existing conditions are not covered . As an experienced broker , we help consumers with their short-term policy comparisons each day . Our top-rated websites allow customers to view rates in moments , and easily apply online for coverage . Comparing and finding the cheapest prices takes less than two minutes . Typically , within 24 hours , you are approved for a period of 1-12 months , depending on which time-period you selected . Often , UnitedHealthcare , Blue Cross and a few smaller carriers offer the most competitive rates . Underwriting is simple , consisting of a short application , but no physicals and few medical questions . 