Is Medicare Supplemental Insurance Worth It? 
Medicare supplemental insurance can be a financial lifeline for most people . Medicare Part A and Part B only cover about 80 % of approved charges . This can leave you owing many thousands of dollars and there is no cap on your out of pocket . Medicare supplemental insurance plans allow you to decide how much risk you are willing to accept . The most popular plans will reduce your financial obligation to less than $ 500 per year . 