Who Is Covered By Health Insurance? 
That 's a great question ! The answer is that because of the Affordable Care Act -LRB- Obamacare -RRB- everyone is now eligible to obtain health insurance coverage . Before the passing of the Act , insurers had the right to deny you coverage if you had an illness before applying for their policy . Calling it a `` pre-existing condition '' , one that you already had , they were n't obligated to assume responsibility for paying for it , and would deny you . That practice was outlawed under the ACA.Each person who wants health insurance that is unable to get it through an employer can now go to the WEBSITELINK website , and find a plan for them . There is an enrollment period each year in the fall when you can shop for and purchase your policy . If you need help , please feel free to contact me , okay ? Thanks for asking ! 