What Is Recommended Car Insurance Coverage? 
That is a great question ! Depending upon where you live , your State will have a minimum required amount . In Texas , it is 30/60/25 - $ 30,000 max payout per person for an accident , $ 60,000 total paid per accident , and $ 25,000 max property damage paid . That said , we recommend that you have coverage equal or better than 100/300/100 . We have a very large number of very expensive foreign sports cars in Houston , and $ 25,000 does n't go far in repairing one , if you are unfortunate enough to hit one . I hope that helps ! Thanks for asking ! 