Which Individual Health Insurance Covers Pregnancy? 
Under the affordable care act , every health insurance plan must cover the 10 essential health benefits - maternity care -LRB- including pregnancy -RRB- is one of the essential health benefits . Therefore every individual plan will provide some form of coverage for that type of benefit . How much a plan will pay when that benefit is used will vary from plan to plan . It 's always helpful to consult with an experienced health insurance broker to determine which plan will be most suitable for your specific needs and budget . I hope the information is helpful - please feel free to contact me for help and if you have any other questions . Thanks very much . 