Does Renters Insurance Cover The House? 
If you are renting a house , the renters insurance that you purchase may cover damage to the house for which you are held liable under the liabnilty protection portion of your policy . For example , if say you use a faulty extension cord that is found to be the cause of a fire which damages the house , then your loiability coverage wil be used to pay for those damages . Remember to be sure to have enough liability protection ion your renters ' poplicy . Most folks focus on having enough presonal property coverage to protect the things they own . Remember that if you do anything to damage your rental home or unit , you are responsible for the repair of those damages . 