What Is All Risk Auto Insurance? 
That is not a common term . I suspect what you are asking about is comprehensive insurance . This is also known as `` other than collision '' insurance . It provides coverage for physical damage to a vehicle that happens other than ina collision . This includes things like , fire , theft , vandalism , weather and others . It also caninclude `` acts of God '' which are those things which are outside human control , lighting , tornado etc. . 