How Much Is A Term Life Insurance Policy? 
The cost of Term Life Insurance varies according to the age , health , tobacco status , and gender of the person buying it . It also varies according to the face amount and length of the term . Generally speaking , the longer the term , the higher the premium . However , if someone gets a short term policy and then must find a new one , they may find that their health has deteriorated and they end up paying much higher premiums for the next policy . In that sense , sometimes buying a long term policy from the start can save the policy owner a lot of money . 