What Insurance Companies Can I Get For Under $200 Or Less? 
It is not the insurance company that will determine if you can get a policy under $ 200 . It is your age , health , the type of policy you get , and the face amount of the policy . Visit one of the websites on this site that offers `` instant quotes '' , and input some different face amounts and policy types to see if you can find one with a premium that low . Then call that website to confirm if you qualify for it . Sometimes we have even lower priced options that are too hard to plug into a quote engine . If you get the right agent , it will always be to your advantage to talk to them and let them shop for you . 