Why Is Home Insurance So Expensive In Wisconsin? 
Rates for homeowners insurance policies are based on the risk exposure and claims activity that a carrier has experienced . Almost all carriers within the United States have experienced an increase in premiums over the years due to the number of claims payouts from covered claims caused natural disasters and other covered incidents . I have seen questions from people all across the country that are asking about the cause of insurance premium increases . It is truely the unfortunate side effect of insurance that attempts to spread the financial risk across the many . 