What Factors Should Be Considered When Purchasing Long Term Care Insurance? 
Purchasing long term care insurance is a process that has many steps . Of course your budget will play a big role in the policy you ultimately buy . The assets you have , and expect to have in the future is critical along with the liquidity of those assets . As I have mentioned many times in previous questions -LRB- I guess that 's why I am an `` expert '' -RRB- your medical history will play a role in determining when and how much to purchase . This includes family history and any hazardous sports and hobbies you may engage in . A full-time experienced broker that specializes in this type of policy is your best resource . They can shop , explain and research your options . Although many folks claim to be experts , the full-time experienced agent/broker is invaluable . 