Where To Find Individual Health Insurance? 
From me , of course . If you are like most Americans shopping for health insurance is not only about as exciting as watching paint dry but you also find yourself in a world you do n't fully understand and where the people seem to speak a foreign language . Of course , you can always go online and shop around or , even more fun , go to HealthCare.Gov or your state 's health insurance marketplace and shop there . That works for some people but millions of others have learned the painful lesson that there are a lot of factors to consider when making a purchase as important as health insurance that are very difficult to present concisely on a web site . Seek out the services of a qualified life and health insurance agent . An independent agent not tied to one specific insurance company can shop the entire marketplace for you and can be impartial . An agent with additional professional certifications such as Chartered Benefits Consultant , Certified Employee Benefits Consultant , Registered Health Underwriter are examples of professionals who have taken their education and training beyond the simple requirements to get a life and health insurance license . These are the characteristics I would recommend you look for in a health insurance agent . It does n't cost you anything extra to get these professional 's services and they do all the work , can answer your questions , and point out those not so obvious issues with provider networks , how your specific medical and/or prescription needs are covered by different plans that the average consumer often misses or does n't even know to ask about . ObamaCare has not made all health insurance policies equal , quite the opposite in fact . Ask your friends or co-workers , do an Internet search for health insurance agents , or contact me . But you 'll be glad that you got professional guidance on this matter . 