Can I Get Life Insurance If I Have Taken Drugs? 
If you have taken drugs over 10 years ago but have never had to have treatment or have not had any infractions due to drug use , your history of drug use may only affect your premium slightly , or possibly not at all . If your last drug use was more recent , you can still get simplified issue life insurance if you have not used drugs in the past two years . And finally , there is guaranteed issue life insurance for those who are currently using drugs . 