How To Plan For Retirement In Your 20S? 
The day you start working is the day you pay yourself first . Paying yourself first is retirement planning . And what you save to day will determine how you live tomorrow . If your employer sponsors a defined -LRB- tax deductible -RRB- contribution plan like a 401 -LRB- k -RRB- with employer matching contributions , fund it to the match . Take the tax savings and fund a minimum death benefit life insurance - TAMRA compliant policy that has different crediting methods . You need to start thinking about retiring at age 70 , living to age 100 without Social Security . 