Why Is Life Insurance Important For Children? 
Life insurance for the sake of the children is only as important as your dreams or the cultural expectations may dictate in your social strata of society . Education , weddings , down payment on a first home and an emergency fund are only a few of the items that generally are integrated into child planning for the future . If the question is regarding life insurance on a child , then final expense for funeral and medical expenses in the case of a childhood tragedy . In could be justified that educational outlays , or other large financial commitments born by the parents , would be reimbursed by the proceeds from a childs death claim . 