How Long Does It Take To Get Money From Home Insurance? 
It certainly depends on the carrier , the type of claim , and how much damage was caused . If you are talking about a `` catastrophe '' claim this can take much longer because of the scope of damage and the number of people impacted . Sometimes insurance carriers will have to out-source a 3rd party to handle claim adjustments if the claim is that big like tornado damage that causes damage to many . If you are talking about a claim where the only damage was your residence you should expect to see a field adjuster within 3-5 business days to make the initial estimate . From there , a check could be issued as quick as 24 hours or another 3-5 business days . More than likely the first check you receive will be a partial based on the ACV of your personal property and dwelling . 