Why Would Homeowners Insurance Go Up? 
There are many possible reasons as to why your homeowners insurance premium would rise . Not all of the reasons are under your control . Some of the more obvious reasons for an increase in your homeowners insurance premium are : inflation -LRB- the insurance carrier generally incurs more costs each year -RRB- , claims that you may have filed , a change in your credit rating , an increase in homeowners claims within your carrier or your geographic area , or increases in valuation of properties in your geographic area just to name a few . 