How Much Will I Have To Pay For Health Insurance Under Obamacare? 
Depends on the `` metal '' level of the plans you 're looking at , your age , which carrier 's plans are available in your area , and whether you use tobacco products or not . These are the most common factors that go into rate calculations for quotes . You should work with an independent health insurance agent/broker to see what 's available for you - agents & brokers have the knowledge to help determine which program is going to be most suitable for your needs and your budget . 