What Is Medicare Supplement Plan J? 
I found your question to be really interesting . In some states Plan J has been discontiued . In researching your question I found an `` advisor '' on line that emphatically states , '' if you still have this type of policy you should change '' . Then it appears that the Plan J policy has a $ 2000 deductible that has to be paid before any benefits are paid . If this policy has a $ 2000 deductible then I tend to agree with the `` on-line advisor '' and you need to change to a policy that is more commonly sold by the main line companies involved in the medicare supplement business 