Can A Landlord Require Renters Insurance In New Hampshire? 
A Landlord can require Renters Insurance in any State as a condition of the Lease Agreement . Renters Insurance is an increasingly more valuable commodity for both home owners and renters in a very litigious society . Renters Insurance provides the Landlord peace of mind in the event a claim occurs as the result of the tenant 's negligence ; the home owner will not be negatively impacted by their insurance . Many Landlords require the Tenant to list the Landlord as an ` Additional Insured ' on the Renters Insurance Policy this will insure the Landlord receives a copy of all correspondence including cancellation notices and renewal notices . Renters Insurance provides coverage for the tenant 's Personal Property as well as offering Personal Liability coverage which is the specific section in the interest of the Landlord . Without this important coverage , legal actions are more damaging and cumbersome for all parties concerned . There are a few States that have required all tenants in the State to purchase Renters Insurance and the requirement is a compulsory section of the Standard Lease Agreement which is signed by both the Landlords and Tenants . States have taken this action due to an overwhelming load of small claims cases burdening the Court System . Renters Insurance is an inexpensive form of security which all responsible tenants should wish to have ; in many localities , a policy can be purchased for as little as $ 8.00 per month . For a Renters Insurance quote , there is an available link to obtain your quote and purchase the policy online : WEBSITELINK In order to produce the lowest rate , you will need to select the minimum amount of Personal Property Coverage available to cover all your possessions , select the minimum required Personal Liability Limit , and select the maximum available Deductible . The deductible does n't apply to the Personal Liability section , so if this is the only reason that you are buying the policy , the maximum deductible should be purchased to obtain the lowest premium . 