Can I Buy Auto Insurance Without Owning A Car? 
It would be different for every state . In Michigan we have something called Non-Owner coverage . This would be the coverage you would need if you did not own a vehicle and it covers your liability when you 're driving someone else 's vehicle . However , the vehicle that you are driving would still need to have current registration and current insurance on it by the owner of the vehicle for your non-owner coverage to be valid . 