What Is 20 Year Term Life Insurance? 
20 Year Term Life Insurance is a common term life insurance policy that people get when they want to provide protection for their children or other obligations . A 20 year term policy usually stays the same price for 20 years , although you need to check the years that the premium is guaranteed to be sure it can not go up in price during that time . When the 20 years are up , the policy will end or the price will increase drastically . 