Is Homeowners Insurance Cheaper For New Homes? 
It may be . Normally newer construction is more accurately priced for reconstruction valuation when you are seeking a quote for coverage . Newer homes are typically less prone to some incidents that occur in older homes because of the age and deterioration of material or lack of maintenance to the premise . Every carrier sets there own rates for the geographic locations that they have a presence in and in some cases may weigh the risk of new construction and some older construction the same . Contact a local agent to discuss coverage availability and pricing within your area . 