Is Long Term Care Insurance Worth The Expense? 
If you have family history that has reoccurring nursing home care or home care assistance , you may need long term care insurance . If you play the morbidity odds of geriatric living , youll need long term care insurance . If you generated extended care expenses that you can not financially cover , you need long term care insurance . If you play the morbidity odds of geriatric living , youll need long term care insurance . If you generated extended care expenses that you can not financially cover , you need long term care insurance . A male and a female age 60 , nonsmoker and in good health with a full coverage and inflation rider from a quality long term care insurance company will pay around $ 300 a month for the max coverage . 