Why Get Life Insurance On Your Children? 
Getting life insurance on your children is a way of ensuring that they can have life insurance when they are adults . While many health conditions are being rated more favorably by life insurance companies due to improvements in medical treatments , I also see fewer and fewer choices for young people with serious health conditions . Purchasing life insurance on your children while they are healthy is a simple and inexpensive way to give them the security of life insurance for the rest of their lives . Whether you get them Whole Life , Term insurance that they can convert to permanent insurance later on , or just put them on a child rider that they can change to 5 times that amount in permanent insurance when they become an adult , each option provides this chance to have life insurance for life even if a health condition has developed along the way . 