Is Hazard Insurance The Same As Homeowners Insurance? 
Yes hazard insurance is the same as homeowners insurance . It 's just different terms used by different people . So your lender may say homeowners insurance or hazard insurance or fire insurance and your talking about the same thing . This term may also be used by title companies as well . Usually it more of a location verbiage . Peoples in different areas just use different terms for the same thing . 