Who Is Covered By Homeowners Insurance? 
The definition of insured is as follows : The named insured , and if residents of the household , the spouse , relatives and any other person under the age of 18 in the insureds care or in the care of relatives . Remember every policy is different . Please read your policy completely to understand the coverage provided and any exclusions that there may be or contact your local agent to have them go over the policy with you . 