Does Asthma Affect Life Insurance? 
Mild , seasonal asthma that has been under control for many years will generally not have an impact on life insurance rates . Moderate asthma with occasional attacks and requiring daily medication will generally raise rates a little . Severe asthma requiring continual steroid treatment and exhibiting recent , frequent attacks can raise life insurance premiums significantly . If smoking or COPD is involved along with severe asthma , it could result in a decline . 