How Do You Shop For Life Insurance Online? 
That 's a great question ! You google `` local independent insurance agents '' . Then work your way down the list until you find one you like . I am not a fan of trusting my financial future or the protection of my family to anyone that I do n't know . If I have a problem , I want to know the person that will handle it , and who will be returning my call . I also know that internet sites are set up to give you `` best case '' prices when you shop , that can turn out to be different in reality . A live agent can give you an exact premium price , and details on any reasons why there might be difficulties in getting the best rate . I also am leery of hackers getting all of my information , and am not a fan of putting it out there in the cloud for the picking . There are a lot of things that are good to buy on the internet , but in my opinion , life insurance is n't one of them . Thanks for asking ! 