How To Choose A Homeowners Insurance? 
That is a great question ! The best way to choose a policy is to do two things : Your homework , and the legwork . Ask around family and friends and see what they did , or did n't do when choosing theirs . If a family member has a similar sized home , ask what their policy covers , and costs . Have a good idea what the value of your things are - have serial numbers , models and makes , even pictures of things to establish value . Get comparable prices . List everything - clothes , appliances , lamps , everything that you would have to replace . Some companies , like State farm , will have a program that can help you do this , and store the information for you . Then do the legwork - find a good agent , and compare prices . Talk about deductibles , and replacement value . When you are comfortable , then buy . If you need help , please feel free to contact me , okay ? Thanks for asking ! 