Does Home Insurance Cover Tenants? 
To properly be protected , your tenants should have renters insurance . In most cases your homeowners policy will not provide any coverage for your tenants personal property . Another concern for both you and your tenants should be liability coverage . If your tenants are not carrying renters insurance . You may find yourself financially responsible for an accident within their apartment . Remember every policy is different . Please read your policy completely to know what coverage you have and what exclusions there may be or call your local agent to have them go over the policy with you . 