Is Health Insurance Before Taxes? 
If you purchase your coverage through an employer , you may have the option to utilize a 125 plan to have pre-tax dollars withheld from your pay check to pay your premiums . However , for the vast majority of individuals purchasing their own coverage , insurance premiums are paid for with taxable dollars . One exception to this rule is anyone that is self employed , who is allowed to write off the cost of their health insurance on their tax return . However , even in such a case , the self employed individual must still FICA/self-employment taxes on these funds . 