How To Claim On Renters Insurance? 
If you are sued call your insurance company immediately . Your policy probably has a toll-free number for the claims office . If you suffer damage to your property you might want to discuss the claim with your agent before filing a claim . Sometimes the recovery will be insignificant after payment of the deductible . If you file the claim you could be charged a point which would raise subsequent premiums . It is just good to talk that through before notifying the claims department . 