Is A Variable Life Insurance A Good Investment? 
You are liable to get a different answer from everyone you ask . Is Variable Life Insurance a Good Investment really depends on what you want . First , this is a Life Insurance policy . When you die , providing the policy is in force at the time of death , a death benefit will be paid to your beneficiaries . Second , there is an investment component to these meaning from your premium , after the cost of insurance and any other fees/expenses are paid , the remaining funds are placed into accounts similar to what you might see with mutual funds or stocks . The risk is you are subject to the market loss just as you get the gains . Your policy COULD run out of monies if your `` investment '' continues to loose money which may cause the policy to lapse unless you put more money into it , on top of your regular premium . 