When Should I Drop Comprehensive Car Insurance? 
That is soley a personal decision . Ultimately the decision is really what can you bare as a financial loss should you be in an accident and you vehicle is damaged . As the vehicle ages it is normally worth less and less each year so if the vehicle is damage the less you will receive for the vehicle if it is considered totaled.Typically if a vehicle is over seven years old many insured will no longer collison or other than collision coverage . You have to weigh the decision of paying the extra premium for the extra coverage over the value of the vehicle . 