Does Owning A Home Affect Car Insurance? 
Yes and no . I said no because owning a home does not make you a better or worse driver . So , when actuaries are going through and determining premiums for losses and gains they will probably not give any significant weight to owning a home . I also said yes because if you group your home and auto together most insurers will give you a multi-policy discount . This is just a discount for doing all your business with one insurance company . 