How Much Is Health Insurance In Retirement? 
Depends when you retire really because being in retirement has nothing to do with the prices . You 'd likely be looking at an individual health plan if you 're under age 65 so it will depend on your age , zip code , what health plan benefits you want , etc. . The premiums can be a as little as a couple hundred dollars per month or well over 500 per month . If you 're over 65 , you 're likely looking at Medicare coverage if you do n't qualify for any retiree programs from an employer . On Medicare , you 're looking at a couple of different options . If you want more comprehensive type coverage , you would want to buy a Medicare Supplement plan -LRB- also known as a Medigap plan -RRB- and pair it with a Part D prescription drug plan -LRB- if you want drug coverage -RRB- . If you want a Medicare type program that works similar to under age 65 individual health insurance works , then you may want to consider a Medicare Advantage plan . Medigap plans are standardized and do n't have annual enrollment periods to follow - Part D plans and Medicare Advantage plans do . The premiums for a Medigap plan depends on which one you want to get -LRB- there are 11 to choose from -RRB- , your age , zip code , and if you smoke or not . Medicare Advantage and Part D plans that are available depend on your zip code . You should consult with an independent insurance agent or broker who can discuss your specific insurance needs and preferences to determine which is the most suitable coverage for you . I hope the information is helpful - please feel free to contact me for help with your coverage or if you have any other questions . Thanks very much . 