How To Offer Health Insurance To Employees? 
Group health insurance quotes are based on the size of your business , the industrys SIC code , age of employees , and average employee health -LRB- except in Maryland , which requires no medical underwriting -RRB- . There are no instant online quotes for group health insurance for these reasons . You can secure the quotes and buy the plan through an independent agent . Given the complexities and the number of moving parts involved in group coverage , you want to work with someone who has a strong background in group coverage . 