How Do I Borrow Against My Life Insurance? 
If you have permanent life insurance , like whole life , you can borrow against it , from any equity which you would have earned , after about two years . You merely contact your life insurance agent , or the carrier direct if you do not have an agent any longer , and inform them of your desire to borrow against your policy . They will send you a form asking for the relevant information . All this can be done within one day . You can then have the funds direct deposited into your checking account or have a check sent to you . Thank you . GARY LANE . 