Can I Switch Medigap Companies? 
In some states , you are allowed to change Medigap plans at any time , without being asked any medical questions . However , in most states , if you are applying outside of your initial enrollment period -LRB- six months after you first get Medicare part B -RRB- , then you will have to qualify medically in order to switch Medigap policies . This means answering health questions on the insurance company application , and usually also involves a phone interview with you and verify your prescription drugs . In most cases , if you answer yes to any of the health questions being asked , you would not be approved by that particular company . That said , not all companies ask the same health questions , so being turned down by one company does not mean you would be turned down everyone . 