Does Health Insurance Cover Artificial Insemination? 
The Affordable Care Act does not specifically address , nor does it require , artificial insemination . Therefore , you 'll have to check policy-by-policy to see if a carrier will cover artificial insemination in your state . Best bet is to work with an agent as he/she may know the answer offhand , or will certainly be able to get an answer quickly and come back to you with available choices . 