What Does All State Auto Comprehensive Insurance Cover? 
I am assuming your are referring to the `` Comprehensive '' coverage - also called Other Than Collision - found in an auto insurance policy . State Auto is what we call a `` Super '' regional carrier as they are not nationwide , but are in more than a couple regional states . While the basic structure of the auto policy contract is the same company wide , they do tweak their contract based on state laws and state performance ratios . That being said , generally speaking State Auto 's comp coverage would include things like - fire , theft , water damage , glass damage , break-ins and hitting an animal like a deer . Comprehensive claims are subject to the deductible listed on your policy . Give your local State Auto independent agent a call and discuss the specifics of your state and policy language . 