How Much Long Term Care Insurance Is Needed? 
Most Americans have finally come to terms that they will be living longer and require some help in their senior years . Long term care needs to cover assisted living and/or nursing home care generally during retirement . Those costs can be daunting . So it 's important to purchase the maximum coverage . A male non smoker age 60 in good health may pay around $ 300 a month for $ 7000 a month benefits to a limitation of $ 420,000 . 