How To Evaluate Health Insurance Plans? 
Obamacare has eliminated most competition in SC and with the regulations of the plans all plan choices are the same . However , deductibles , copays , and coinsurance are the key factors in evaluating the affordability and the value of the plan to each individual or family . ACA plans that are not on the federal exchange such as United Health One have some differences like an HSA plan that is not available on the exchange . Now , you can step outside of the approved Obamacare guidelines and find a plan that offers great protection at a lower premium while accepting the penalty imposed by the Feds for that `` terrible '' decision . For more information on truly affordable plans outside of Obamacare call Ron Hinch , The Hinch Financial Group @ 843-450-9879 ' 