Which Life Insurance Is Best? 
There is no one best life insurance company , and no one best type of life insurance policy . Life insurance companies are rated by rating agencies -LRB- AM Best , Standard and Poore 's , Moody 's and Fitch are the most popular -RRB- . You can look at their ratings with each agency to see how life insurance companies compare with each other . Regarding types of life insurance policies , sometimes Whole Life is best , sometimes Universal Life best suits a particular need , sometimes Term Life works best . To find the best company and policy for you and your particular need , you can visit with a reputable agent and ask them to find you the best qualify product that is suitable for your needs . 