Can I Get Life Insurance With Sleep Apnea? 
Yes , most people with sleep apnea can get life insurance . If mild and controlled by regular use of Cpap or bipap , or if the sleep apnea has been corrected by surgery , the applicant can even be rated Preferred for some life insurance policies . Severe sleep apnea that is not controlled , or when there is no follow up or Cpap is not used as directed , the policy can be rated up or even declined . 