Does Every State Require Car Insurance? 
The easy answer is , as of my last update , NO . But , that is not the end of the answer . While insurance may not be required , financial responsibility is required in every state . Virginia allows you to pay an `` uninsured motor vehicle fee '' and Mississippi allows you to post a bond or cash to meet the financial responsibility requirements there . Florida is also unique because of their no-fault law but that does not relieve you of the obligation to maintain financial responsibility under some circumstances . 