How Can I Lower My Auto Insurance Rates? 
There are a few different ways that you can lower your auto insurance rates . Possibility number one is lowering your coverage levels -LRB- not recommended as this can leave you exposed to greater liability -RRB- . Possibility number two if you have n't already done so combine your homeowners and auto coverage under one company -LRB- most offer multi-policy discounts -RRB- . Possibility number three is shopping around every company has it own levels of risk tolorence -LRB- if your confortable with your agent and the company that you are with already - it may be worth the extra cost for the peace of mind -RRB- . 