Does Homeowners Insurance Cover Electrical Wiring? 
The key word to remember in connection with a homeowners policy is damage . The policy is not designed to correct deficiencies or pay for routine maintenance . Wiring does have a special place in a homeowners policy in that when there has been damage from a covered source the work of restoring the property might include changes in the wiring and plumbing to meet the requirements of the current building code . Additional coverage to pay for that expense can be added to your homeowners policy . 