Does Health Insurance Cover Flu Shots? 
The Affordable Care Act -LRB- Obamacare -RRB- mandated many preventive benefits for adults and children , including flu shots . Typically , any deductible , copay or coinsurance is waived for qualified preventive benefits . This would apply to both individual and group medical plans . Before getting the shot , however , it is wise to quickly consult your agent/broker to verify your benefits for the specific shot you are receiving . If you do not currently have health insurance , you can easily and quickly purchase a plan from an experienced broker or a reputable health insurance website that offers free online quotes with no obligation . Exchange plans will not require any medical questions to be answered . 