Does Renters Insurance Cover Loss Of Food? 
It may , yes , but it is important to check with your Insurance Professional and discuss the terms and conditions of your particular policy . In general , if food items are lost from a refrigerator or freezer as a result of a long term power outage AND the cause of that power outage is a covered peril in your policy , then there will be some coverage . I have seen that in most cases , the amount of coverage is limited , usually to about $ 500.00 and of course this is subject to your deductible . 