What Is Private Health Insurance? 
Private health insurance is coverage that you buy yourself instead of having it provided through an employer . As an experienced broker , our job is to find the most affordable plans available through the highest-rated insurers . If you qualify for the new federal subsidy , we will calculate the amount and explain how that can reduce your premium . Each State Exchange/Marketplace will have an Open Enrollment which allows consumers to apply for coverage regardless of pre-existing conditions . 