What insurance covers your car if an auto shop damage your engine? 
If your vehicle is damaged as a result of negligence by the body shop -LRB- or authorized dealership -RRB- , your auto insurance policy will not provide reimbursement for any out-of-pocket expenses you incur . Your best option is to work directly with the body shop/dealership that did the repair work an attempt to work out am amicable solution agreeable to both parties . Damage to the engine can be potentially very expensive , and perhaps render your vehicle unfit and unsafe to drive . Hiring an attorney may be your next-best recourse if the offending party is uncooperative . Important Note : This answer was provided by Ed Harris , one of the nation 's premier car insurance brokers . Carinsurancezoom.org is the leading US trusted authority for providing the best car insurance rates from top-rated companies . 