What Life Insurance Can You Borrow From? 
You may borrow from any policy that has cash value however your best bet is to purchase a policy from a company thatwelcomes it . Please read Bank on Yourself The size of a cash buildup differs substantially from company to company . In many instances there is no correlation between the size of the cash value and premiums paid ; in some cases there is an inverse relationship . Everything that the policyowner wishes to do with this policy while living is determined by the size of the cash value . For example , at some future time , a policyowner may wish to convert the cash value to a monthly retirement income . Its size will depend on -LRB- 1 -RRB- the amount of the cash value and -LRB- 2 -RRB- the attained age of the policy owner . 