What Does Homeowners Insurance Cost In Massachusetts? 
Boy , there should be quite a few different answers to this question . However , in the spirit of trying to answer any rational insurance question with a rational response , Ill do my best . Price is an important consideration but so arent the reasons you are considering the purchase of insurance in the first place . Is it to repair and REPLACE any damage to your home or other personal property you own ? Is it to cover the additional cost of living in temporary quarters should your home be damaged or destroyed ? Is it to provide defense and payment should you be found responsible for injuring someone or damaging their property ? Depending on the age , location , and condition of your home as well as the cost to build or rebuild it , a reasonable approximation would be $ 2-3 per thousand per year . If it is any more or less than that , you may want to take a harder look at it . 