Does Homeowners Insurance Cover Chimney Repair? 
Talk to your Insurance Professional about the specific terms and conditions of your policy . A homeowners policy will provide coverage to repair or replace your home and it 's parts so long as they are damaged by what is refered to as a `` Covered Peril '' . In other words , if the damage is a direct result of causes that are listed in your policy , then the policy coverage would apply . Naturally , any coverage settlement would be subject to your policy deductible . 