Is Home Insurance Required In Vermont? 
Home Insurance is not required in any State , a homeowner is free to self insure the risk thereby not paying premium for an insurance contract . If a homeowner decides to borrow money from a bank or other lending institution and offer the home as collateral for the loan , there most probably would be a contractual obligation to provide insurance naming the mortgagee on the insurance policy . There is a link providing an online format to obtain a quote and buy home insurance online in multiple States ; may be used by Escrow/Closing Professionals , Mortgage Professionals , Real Estate Agents and directly by Consumers . An exemplary online experience for all ! WEBSITELINK 