Does Health Insurance Cover Stepchildren? 
You can have your stepchildren under your health insurance plan in addition to your biological children and persons you are a legal guardian of . Please note , some plans may state that there has to be a legal relationship between stepparent and stepchild , meaning the stepparent has to be married to the child 's biological parent.It 's important to verify with the carrier whether that is a requirement if the stepparent is not married to the child 's biological parent . I hope the information is helpful - please feel free to contact me for assistance with your coverage and if you have any other questions . Thanks very much . 