What Job Is Cheapest For Car Insurance? 
Great question ! Unless you are using the car for a business purpose , there usually is n't a reason for the rate to be different one way or the other . If you are using the car for business , then you really want to have it insured as a business vehicle , because if you are involved in an accident and the adjuster finds that you had been using it in a company capacity , your family coverage may not be accepted . I know of several cases where the magnetic advertisement on the car caused the claim to be denied . Thanks for asking ! 