Do You Need To Have Homeowners Insurance In Alaska? 
Homeowner insurance in any state is mandatory if you have a mortgage but is optional if you do n't . The mortgage company wants to protect their interest in the home by making the homeowner purchase homeowner insurance . Everyone should consider purchasing it to protect your investment and the contents of the home plus your personal liability as the owner of the property . Talk to a local agent and review your specific needs for this type of policy . 