How Is Humana Health Insurance Rated? 
Humana has an A.M. Best rating of A - -LRB- Excellent -RRB- . As a general rule , I recommend all my clients deal with an insurance company rated A - or better . These ratings are not based on customer satisfaction , but are instead based on the company 's finances and their ability to pay any potential claims they may incur . I 've been covered by Humana for the past five years . Compared to other companies , their rate increases tend to be relatively small each year , and I 've never had problems with any claims . 