What Info Is Needed For Renters Insurance? 
There is an old expression regarding personal insurance : Whatever the coverage remember your really insuring people . The idea is that you can underwrite insurance including renters insurance from such items as amount of insurance , location , prior losses , amount of liability coverage and such , but behind every policy is a person . So , you can expect that most companies today use rating algorithms that include the items mentioned above as insurance score -LRB- a variation of credit scores -RRB- , your age , whether you have vicious dogs , occupation and whether the property will be occupied by you during the day etc. . Typically , it is an inexpensive policy and as such there really is not a lot of money in the commission nor expense factor of the company . What that means is that it is underwritten by class and one policy is not much different than the other . My recommendation to you is to start with your auto insurer . I frequently find the pricing of renters policy nearly all offset by the savings you get from having both with the same company . To give you an example here in the Atlanta area a 25,000 contents renters policy might be $ 150 per year , while the amount of credit for having it with the same company on your auto policy might be as much as $ 125 . 