How To Get Life Insurance For Your Parents? 
To get life insurance for your parents , start by asking them if it is OK to take out a policy on them , or for you to help them get a policy on themselves . Then gather their information : height , weight , any medications they take , any health problems they have now or in the past . Call a broker who carries Senior Life Insurance and find your best price and type of policy . If for final expense purposes , you will need permanent insurance , or the policy could end before it is needed and then be impossible to get a new one . Your parents will need to sign the application and possibly complete a phone interview . If getting a large policy over $ 50,000 they will probably need to take a free exam done in their home . Once approved , either you or they can pay the premiums . Paying the first premium will put it into effect . And that takes care of it . 