Which Home Insurance Is Best In New Jersey? 
This question could be answered in a variety of ways . But the best insurance would be a program that you and your independent agent customized to your needs . Ideally , in my honest opinion you would want a mutual company as your carrier , as mutual insurer has no stockholders , the policyholder is actually the owner . So a mutual company puts its policyholders and reputation ahead of profits . If you can choose one with a good AM Best rating . 