What Is The Best Medigap Insurance Company? 
Medigap Plans are standardized by CMS . This means they are Medicare 's plans and NOT plans of the insurance company -- so there is n't a company that ranks as the best Medigap carrier because they are all required to pay the bills ... it 's the law . As a consumer , it 's in your best interest to use an independent agent to help you determine which insurance company and Medigap Plan is the best for you . Independent agents specializing in Medicare know how to research the market and find the insurance company that meets your needs . When I 'm helping Seniors lower their existing Medigap premium , I let them know that it really does n't matter which insurance company they use ... if they have Plan F , it will be the same exact Plan F with another insurance carrier . The only difference is the price . Thank you for taking the time to read my response . Please let me know if I can be of further assistance . 