How Much Does Life Insurance Cost? 
Video Transcript : Today 's question is , `` How much does life insurance cost ? '' Well , it depends on your gender , your age , your smoking habits , your medical background , your history . It also depends on the exam results that you 'll take when you go and apply for insurance . It also may depend on your vocation . Do you have hazards in your vocation ? And it also depends on , do you have recreational issues , like , are you a rock climber or a scuba diver ? It matters because those are higher risks . When you also ask about what does it cost , is it going to be temporary insurance , 5 , 10 , 15 , 20 years ? Or is it going to be permanent insurance going all the way out to age 100 , maybe even farther ? When you look at all these factors and accumulate them , they 'll come up with a number that will tell you , here is your price tag . 