What Is Medigap Supplemental Insurance? 
Medigap or Medicare Supplement insurance is private health insurance established to help supplement Original Medicare Part A and Part B. Meaning , it will help pay some of the health care costs not covered by Original Medicare -LRB- co-pays , deductibles , co-insurance -RRB- . When you have a Medigap Policy , Medicare will pay it 's share of Medicare approved amounts for your covered health care costs . Then your Medigap -LRB- Medicare Supplement insurance -RRB- pays its share . There are 10 standardized Medigap Plans -LRB- A , B , C , D , F , G , K , L , M , N -RRB- with varying benefits . Plan F is the most popular because it covers all Medicare approved charges and you do not have to pay any co-pays , deductibles or co-insurance . Plan G acts just like Plan F after you 've satisfied the small annual Part B deductible of $ 147 -LRB- 2014 -RRB- . WEBSITELINK Please feel free to contact me regarding your specific situation . In just a matter of minutes , I can provide you with Medigap benefit and quote information to help you make an informed decision . 