Does AAA Offer Homeowners Insurance? 
I do n't know about homeowner policy availability through AAA in every State but I can speak personally for Florida . They are my homeowner carrier in Florida . Their rate was reasonably competitive and the coverages are good . The customer service was great . Therefore , since Florida is one of the least favorite States for top insurers to do business in , I would think that the chances are good they are available in most States . If you are an AAA Member , you have a chance to get a good carrier . 