What Does Non-Owned Auto Insurance Cover? 
Talk to your Insurance Professional about the availablity of this type of policy and it 's limitations . Typically , a named non-owner auto policy will provide stated liability coverage , which is protection for you in the event you are responsible for causing an accident that results in property damage or bodily injury . In CT , it will also include stated uninsured motorist protection for your benefit in the event that you are injured as a result of an accident caused by an uninsured person . Finally , it may also include stated primary medical benefits for you again if you are injured as a result of an accident that is caused by either you or another party . The policy will NOT provide any coverage for physical damage -LRB- Comprehensive or Collision -RRB- for the vehicle that you are driving . 