$BAC "Double-Digit Upside After 35% Fall". GFC &amp; Fed stress tests show loan losses likely limited to HSD % next 2 yrs, can be absorbed by reserves &amp; ongoing earnings. Most likely flat TBV &amp; 13% ROTCE in 2 years, hence $28.30 price (26% upside) on 11x P/E. https://t.co/AoItj6n35h