@NewRiverInvest I love all of this. Thank you. I held thru GFC. I even added $wfc , $bac , $c , &amp; $aig (at such ridiculously low prices because monolines &amp; banks, amirite?). Everybody said I was TOTALLY wrong, btw. That is not this &amp; I am TRULY happy to be wrong. (I’m just not)