@HoldQuant @DeborahDitkows1 @1980reagan So from the moment I graduated college I maxed out my 401K.  Forget about any match and I put in $4350 per year and increased amount by 3% each year and got SP500 avg return since 1957 at the end of 40 years I would have 1.7M.  That would last 7 years withdrawing 300K per year