$BAC Q2 rise in Commercial NCOs "primarily" from real estate &amp; energy; also $8.6bn increase in criticized exposure in obvious sectors (retail, cruise , etc.). In Consumer, $29.8bn in deferral, mostly home loans (6% of balance) &amp; consumer cards (9%), but also 20%+ of small biz. https://t.co/lZ8QYlEYhj