That next year, I budget and save the same $12k, and pick up additional shares of $T. 

I invest:

-$12,000 from budgeting
-$834 from $T dividends. 

Year 2 $T portfolio value: $24,834.

At the end of year 2, I'm generating $1,726 per year, just from dividend income. 

3/ https://t.co/Sp3AzI29BI