$JPM such a Fortress Balance Sheet $32B of On Sheet reserves.. another $2B in Off Sheet.. Although most of that is related to Revolver draws.. Including that... $JPM Reserves are another +30bps to 3.5%...NII was $8.1B -14% YoY (No surprise) but NII guidance maintained 4 Yr. $XLF https://t.co/shv8iQR2NL