@BobBrinker Hate to say, but there's a decent chance of $JPM, $C, $WFC, $BAC etc. being our country's version of $MUFG $HSBC $SAN $UBS $DB etc. in a "NIRP Forever" scenario. Have been total dogs relative to market since Q1 2018 (when cycle/rates began to turn, long before COVID). My $0.02