@scalethemis Plaid adds 2 things to $V:

1) One more proprietary network to add to patchwork of V-owned (VisaNet, Interlink Debit, Plus ATM, VisaDirect, Earthport, B2B Connect) and third-party card and non-card rails (ACH, RTP, mobile money, etc) to enable ubiquitous global money movement https://t.co/NaN7QxcgLn