@NFLmadeMeTweet @cperruna Thk u. SMB loan is high risk biz. Avg SMB is out of biz in 3 yrs. It is Square Financial keeping me away. 

Liked $SQ before &amp; was not investing then. POS was ingenious. Mrkt has drastically shifted to eCommerce. $MA $V &amp; others have cash apps. Where is moat...??