1st wave of $100 billion energy loan defaults at banks with big loans to oil. Bad debt loan reserves inadequate: need to be tripled. No response to called loans. $C $CIT $USB $WFC $CMA $COF $ZION $KEY $RF $FITB $HBAN $GS $BAC $JPM $PNC $CFG $MTB https://t.co/p6XDZY5GGM