@adventuresinfi Maximize 401k (pre-tax); my employer doesn't allow Roth 401k. Monthly post-tax contributions (started 2 mo ago): 6.25% each emergency fund &amp; future down pymt (savings acct), 12.5% in 529 accts, 25% taxable investing (25% SP500 index, 75% stocks). Hoping I can have this continue.