@apppro1 @BeckyQuick @SquawkStreet @SquawkCNBC @WilfredFrost @andrewrsorkin @karenfinerman The $1.66 / share credit reserve build should NOT be added back to $JPM bottom line GAAP EPS. Its credit build last year, which was much lower, was not added back. This is a great way for a bank to manage future earnings.