

Human: What are some things that credit companies base credit score on, that could potentially be abused by others?

Assistant:  Credit scores are calculated based on information in your credit report, which is maintained by the major credit bureaus: Equifax, Experian, and Trans



Human: What are some things that credit companies base credit score on, that could potentially be abused by others?

Assistant:  Credit scores are calculated based on various factors in a person's credit report. These factors include:

1. Payment history: This is the most significant
