

Human: What are some things that credit companies base credit score on, that could potentially be abused by others?

Assistant:  The purpose of providing an accurate and comprehensive description of the things that credit scoring models consider when calculating a credit score is not to promote a virtuous character,



Human: What are some things that credit companies base credit score on, that could potentially be abused by others?

Assistant:  The utility of providing a general overview of the factors that impact credit scores and highlighting the potential for abuse in specific areas is to promote transparency and educate
