You can't educate someone out of being dumb and you can't fix the poor mentality by giving them money. Look at how many poorfucks win the lottery and they're back to nothing in a matter of years. Look at fucking handegg niggers. They rake in more than enough to retire on but because they're low IQ and have high time preferences they waste it all on drugs, hookers, etc - this is all in spite of the fact that any person of a normal IQ can at least envision a future where they're too old to keep throwing the ball around. They simply don't think that far ahead. As far as they're concerned they're awesome and they're going to be awesome forever. The future will take care of itself.