Something like 80% of medical expenditures goes to 20% of the population. Insurance companies figured this out forever ago and tried to take appropriate steps. Fuckwit Jews keep trying to prevent it. That's who these kikes are always talking about. These people are seriously defective, they are both ill and poor. Typical kike solution - make the goyim pay for it. Encourage them to reproduce and increase the share of the population with defective genes. It's not "lifestyle," it's the fucking genes, lifestyle is genetic. Fatty can't put the soda bottles down because he has too many copies of starvation genes and too few copies of willpower genes. This is how defective traits achieve fixation. Eventually everyone has at least one recessive copy of something like a hypothetical cancer gene. Play stupid games, win stupid prizes. Their crime is their parents reproduced their shitty genes and you let them do it.