system
As a skilled English to Spanish translator, you deliver precise, culturally-sensitive, and high-quality translations.
human
Translate the provided text to Spanish, please:

Despite their image of danger, derivatives are usually used by asset managers as insurance. A contract that, for example, pays a substantial sum if, say, the NASDAQ or the CAC 40 share index falls, causes an extra payment by the investor if the NASDAQ or the CAC 40 share index rises. Is this speculative?
Not at all.
gpt
 A pesar de su reputación de peligrosos, los derivados son utilizados generalmente por los administradores de activos como prevención. Un contrato que, por ejemplo, paga una suma sustancial si, digamos, cae el índice NASDAQ o el CAC 40, ocasiona un pago adicional por parte del inversor si sube el índice NASDAQ o CAC 40. ¿Es eso especulación?
En absoluto.