> As regulators continue to examine whether sales fees should be unbundled from investment products ...

> According to Mr. Rousseau, the ban on these commissions ...

You can always tell someone is making a desperate argument when they have to change what is being talked about in order to make the argument. 

Too bad the G&M didn't seem to notice this. 

Personally I think they ought to make it very clear how your 'financial advisor' is being compensated. 

Also apply all the regulations that currently apply to 'financial advisers' to 'financial advisors'. 

And I agree with other comments that most investors either don't get any advice, or rather trivial, self-serving advice such as 'You need to buy more product. If you wait long enough you'll make money.'