I am pointing out that as our spending habits change, it makes it harder for a young family to save money.  My family lectured me about the starving children in Africa when I complained about the food on my plate that I didn't like, because my grandparents came to this country as penniless immigrants, and my parents were raised through the Great Depression and WWII rationing. It made them frugal, and happy with little, which made it easier to save from even meager salaries.
I came from a single mother family, and I do know that if you clean up your debts, live on a budget, and only buy what's necessary, you can put that money away.I have a Master's degree and never borrowed for college, even with a wife and a baby. And building that habit into your lifestyle will mean you're still putting away money later.  I packed my lunch today with leftovers, as I've done for 40+ years.  I eat from Tupperware, but I have a retirement account and a nice home.  Wonder if there's a connection there...