And Heritagecare mandated catastrophic only, not the top level plans mandated by Obamacare. The heritagecare mandate would have had no effect on existing insurance plan, while Obamacare's was devastating. that is where the lies you can keep your doctor and keep your plan came into play. So it wasn't the mandate it was what was being mandated and why. Hertiagecare was designed to prevent medical bankruptcies, while Obamacare was meant to take direct and indirect control of the nations's health insurance industry by the central government.