Both of my kids went to University and each of them have 2 degrees. from 2 different universities.  My kids have no student debt because my wife and I saved money in a special college account as soon as my kids were born. Also they both went to a local university for their first degree to keep costs down. Note one of my kids was in  an MBA which cost us 58 K. So University is not cheap but well worth it as both are professionals and very successful in their chosen fields.