Thank you SA for a headline on the positive gains in the market (Dow 21000!)   Note: The essence of this comment was made on another posting, however I believe it is worth it to post same on this article.   In my opinion, the reason market / economy maintained itself under Obama was "fiscal stimulus" (monetary policy).  Keep the rates down so $ invested in value driven and/or dividend paying stocks to offset the low rate of returns.  However, GDP was ~ 1% .  Currently the Trump Rally is real and since the election the effect on the market has driven Dow by 15%  and SP 13% .  Be aware the market is driven by future looking investments and there may be adjustments along the way and should be expected.  However, the market (most Sectors) is moving forward, earnings are looking strong and economic momentum looking strong.  In my opinion, not taking advantage (buyer beware) of re-balancing investment/retirement portfolio...it may be short changing itself.   Just saying...