I have no real estate investment knowledge or experience whatsoever, so I'm left to fall back on basic arithmetic. If a $5.4 million investment shows no profit for 10 years without a tax break of $62,000 per year, then that means the "incentive" is yielding a 1.15 percent annual return. Can you please explain why an investor would settle for that over 10 years when I can get a whopping 1.00 percent on an 18-month CD from my bank?