If you cannot comprehend the intellectual side of this debate, then please don't participate.

Since you do not understand the difference between payout and ransom, I guess that means you are indeed uneducated. Therefore, I'm done with this exchange since you obviously have nothing intelligent to offer.

Maybe next time we can engage in FUNCTIONAL conflict (instead of dysfunctional conflict). Go ahead and google it, since I'm sure you don't know what I'm referring to.