I respectfully disagree.  I have never had a pension plan, being largely self-employed.  I saved for my retirement (using an RRSP and investment account) and had full control over my investment choices.  I was able to retire very early because I was able to choose low fee options that, over time, built up a healthy equity position.  I would not have been able to retire as early as I did if I had a DB plan, nor would I have been able to create any bequests.

If you have a DC plan you can do very very well if you get involved.  I think that is the whole point of this article.  I truly find this fixation on DB pensions bewildering.