I am a health care provider.  Despite what you all hear from the White House or media, we have a conscience about costs and, believe it to not, we also need insurance when we retire or get sick.  We physicians have become practically powerless to do anything about this.  Almost weekly we have a new regulation that must be followed at the risk of losing compensation from CMS (Medicare) and the regulations are often expensive and unproven.  As I study the origins of this, it typically comes fully back to us, the citizens, who demand it through our representatives.   The old adage is true:  If you think it is expensive now, wait until it is free.  Ironically, you won't be able to afford it.  This will also be true for free college.  I am pessimistic that we as a society will ever question the notion of getting as much as I can for myself while contributing as little as I have to.