Frankly, Obamacare is an awful law that has harmed lots of middle class people and hasn't really provided the people it was supposed to help with benefits.  The insurance being provided is awful with very high deductibles and very high premiums.  And unless you are right above the poverty level, you don't receive any subsidies.  I know people in their 20s and 30s who are in the individual market and have to pay $500 for individual plans  and $1000+ for family plans with $10K+ deductibles.  They make too much to qualify for subsidies.  (And by too much I'm talking about $70K per year; that isn't alot of money in urban areas.)  That isn't insurance coverage.  It doesn't matter if maternity care is covered if your deductible is so high that you end up paying most of it out of pocket.