The Internet Police are out there monitoring the use of the word retirement.  Call it retired, call it semi-retired, call it financially independent.  I think most people want the financial security of being able to quit their current job that they don't necessarily have a passion for but pays the bills so they can focus on activities that they do have a passion for.  Some can achieve that goal earlier than others.  Yet it doesn't hurt to have the option to lie on the couch in your underwear, eating potato chips, and binge watching a TWD marathon every once and a while either.