It might be time to set up our own Hawaii National Bank. The first year we save seven hundred million dollars going out to for-profit Banks, investment houses and the federal government. Instead of lining the pockets of the real owners of First Hawaiian Bank and Bank of Hawaii, very little of which is reinvested in Hawaii, we could be making the loans to ourselves and getting all the interest and building our economy. And the best part is we don't have to reinvent the wheel because it's already been invented and it's working in many places around the world. It's not a slam dunk but it's doable.