Banks aren’t the only ones promising the sun and moon.  All salespeople do that. Real estate, car, furniture, electronics and insurance just to name a few. 

Remember ‘caveat emptor’. The definition reads, “the principle that the buyer alone is responsible for checking the quality and suitability of goods before a purchase is made.”

Blaming the salesperson is just pushing the blame onto the easy target. Nobody puts a gun to your head when it comes time to sign the contract. 

If your debt is more than you can handle, you have nobody to blame but yourself.