I agree that the federal government needs to change the capital gains tax regime applicable to real estate, with a view to curbing and penalizing speculation. And I agree that we've seen little political will to rein in speculation at the political level, at least at the federal level as well as here in Ontario. B.C.'s politicians have been somewhat more proactive in the face of what can only be described as a housing fiasco that lax policy and inadequate oversight have permitted to develop.