One concern I remember pre-ACA was that insurance companies could set a lifetime limit on what they would pay on your behalf -- after that, you were on your own.  In those days, your average person didn't worry too much about, say, a million dollars in insurance payments and not a penny more because most people didn't worry about accruing a million dollars in medical expenses before reaching Medicare.

Since then, my mother survived two bouts of cancer and my father went through forty years of diabetes treatment and complications.  A nephew was born with a heart defect went through the better part of a million dollars in his first month, and who-knows how much since then.  Medical costs have skyrocketed.

Does this proposed new law address caps?  Will it allow insurance companies to reinstate them?  Will people learn a week in the hospital exhausts their lifetime of available benefits, and then have a pre-existing condition anywhere else?