What do we need the CFPB for anyway? We already have countless government agencies content to merely slap these banks on the wrist, to where they still turn a profit on their treachery. We did not demand more of the same from our government after the 2008 collapse. We wanted accountability and enforcement, since the lack of the two is what enabled the recession. So next time you see news of this bureau getting tough on “non banks”, remember how easy they go on the real crooks, the banks.