Student loans aren't the problem; it's the false belief that everyone needs a college degree. Vocational training is more appropriate for some, and perpetuating the myth of 'free money' burdens the student borrower for years and weighs down our economy. Any parent knows it's easy to say "yes", but this President is showing tough love by asking tough questions. As for AG Chin, he's all too quick to join anything that promotes himself and puts his name in print.  And where's Gov IGE?  Leading from the rear.