Lightening up on the regulations could lead to another financial disaster. The regulations were put in place to protect taxpayers from predatory "banking" practices. The urge for greedy self interest exists in all of us and when used constructively it can grow an economy or assure comfortable retirements. But U.S. taxpayers are still paying off the stupendous loans that the government had to take out to prop up the banking system and prevent it from collapsing in 2008 and 2009.