Hey nottoobright,

There have never been "nationwide" policies since insurance is regulated at the state level. To sell insurance in Colorado you have to be in Colorado, you have to set up health networks in Colorado, you have to comply with Colorado rules, you have to be present so you can be sued in  Colorado courts, etc.

And selling "fake insurance" is not what "the largest companies have." Obamacare policies are similar to what the "largest companies have."  But all of it is actual insurance that will actually cover your actual costs if you actually get really sick - everything "cheaper" than that is FAKE!

Bringing "prices" down but substituting "fake insurance" for real insurance is self-defeating since it leaves the taxpayers picking up the tab for unpaid bills .... or the cost of premature death.