Stephen Harper's long gone but his noxious influence persists via numerous Harper appointees still in powerful positions in government. Mr. Poloz is a such a Harper appointee.

Poloz' policy of keeping interest rates in rock bottom territory keeps the unprecedented&deleterious housing bubble  going full steam,& continues to severely punish Canadians who are savers. Seniors and others who depend on income from savings to help provide them with income are being thrashed mercilessly by Mr. Poloz' low interest rate policy, as he keeps rates aberrantly historically ultra-low,  year after year.  Safe investments such as GICs pay next to nothing today because interest rates are so low. Keeping rates ultra-low also keeps the loonie's value low which  means Canadian consumers must pay higher prices for imported foods & goods.  

I'm just one of millions of Canadians who are personally poorer and suffering financially "thanks" to  Mr. Poloz policies.

Grim Harper appointee Poloz, OUT.