I am no stranger to medical procedures and have a little bit of knowledge about this process. I do not claim to have all of the answers but know from experience that ignorance about the cost of your medical bills may come back to bite you in the hiney. 
Better to have that information before you agree to the services not after  and find you get a bill for $10,000 that your insurance refuses to cover. 
To address your concerns about my suggestions.

1. With a decent laptop or smart phone you should be able to do the comparison shopping by accessing the various web-pages of the doctors you are considering patronizing in about an hour. Hopefully one wouldn't wait until the last minute to do this.

2. Obviously emergency care is an exception.

It appears you enjoy provoking others as you haven't added anything meaningful to this discussion. You're hiding behind a fake name and trolling the comments of others making snarky remarks instead of offering any substantial.  Grow up.