"Destroy your wealth" implies that the vehicle is a bad investment. The problem with that concept is that the vehicle is not an investment of any sort; it's consumer spending, like a bottle of fine scotch, or a meal in a fancy restaurant, or a vacation at a luxury resort. Such spending is the reason why you accumulate wealth; there is nothing sadder, in my view, than a person who accumulates wealth simply for the sake of having wealth rather than for what he can do with it.