WHAT????  YOUR retirement is YOUR responsibility!  Period!  Just like healthcare, or anything ELSE that concerns you, your welfare and that of your family, it is ALL YOUR responsibility!  Do you think I'M responsible for YOUR retirement?  You should probably read the Constitution.  There's NO Constitutional authority for social welfare or social justice programs.  Private businesses would do a LOT better WITHOUT the government regulations.  Do you actually believe that you work your whole life and retire, and someone ELSE is supposed to take care of you?  Nice Try. LOL...Your post was a joke, right!?