I have had experience with being jobless and broke, and with having to borrow to pay the rent, and being  determined never to be in that situation again.  I do everything I can to help the homeless, up to giving them ALL my money.  I don't need to live on the street to know it is not what I want,   I stand by my opinion that it is easier to prevent homelessness than to fix it.   If you think that is not true, present some proof.