HI: “There’s overwhelming evidence that over longer periods active managers will underperform their benchmark index and a comparable portfolio of ETFs,” Mr. Westmacott says.

Wealth often finds the obvious!!
Active managers under preform the market and gladly take 2% off the top for the privilege!!! 
I like CDZ as it's made up of the best divid players in the 500 with a management fee of 0.60%!!!
Or big CND banks(except TD lately).
T2 needs money(more of ours) so I fear for CG!!!(in the future: the principal res)