AKBruce68, No bail outs for the rich beach house elite like Trump or anyone else. Private insurance or out of pocket. No tax payer bail outs. Live in hurricane alley then private insurance or take your chances. No tax payer bail outs for Cuba, Dominican Republic, Porte Ricco, Haiti, Virgin Islands, Bahamas, Florida, Alabama, Mississippi, Louisiana, Texas, The eastern seaboard, etc. Geographic areas must foot the bill for their area's risk. The taxpayer should not have to increase the national debt to bail out high risk areas again and again.