I'm not a federal worker but i'm a state worker. I get a 403b-not the same guarantees as a 401k, and I WILL NOT RECEIVE SOCIAL SECURITY. Medical is probably better than average, but only because it's like working for a big company--there is a bigger pool.  Other than that I'm pretty much middle class and I'll be working until I'm at least 70. I have a master's degree plus some, but I get paid lower than the average master's degree holder, I have a mortgage, kids, an old truck. I'm god at my job and it's necessary. I drink middle shelf booze-can't afford top shelf. Not sure why Trump is after my head.