I can understand her not seeing the bus.  It's coming from her left and all the car traffic is coming from her right on the one-way street.  She pulls in front of the bus at an angle and gets hit in the driver's door by the right side of the bus.  The bus would have come at least one or two blocks at legal speed before she pulled in front of it.

Ignoring the red light is why her insurance company is going to very unhappy with her.  

Eugene's EMX lanes are kinda different in relation to other traffic than I've ever seen elsewhere, and I suspect there is nothing like them in Ramona, California.