It's tough for me to understand how the elderly come to this conclusion. As a person in their late 20's in this country who understands I may not even receive social security when I retire I do not understand how our entire elderly generation, who lived through the golden years of America with a powerful middle class was not able to save a dime for retirement? Its the elder generation and put us in this mess, had good jobs while they were growing up and now have nothing and live entirely on the youth to support them. Pathetic.....