Mr. ben Hur, I agree with your criticism of fee-for-service billing. But to say that it's the main reason for high medical costs caused by a purely financial reason doesn't add up. Pharmaceuticals earn multi-billions in profits yearly. That's not another financial reason? If you want to know the truth get on the Internet and look up HSI, Health Sciences Institute, Ty Bollinger, Mike Geary, Mike Adams Natural News and a host of others. They back up their medical exposes with references. The medical world is just as corrupt as most every outfit in our modern world. The truth can be found on the Internet, you just have to look in the right places and be wise enough to spot the phonies. I say again, we'll never have affordable health care until we unshackle ourselves from the death grip medical monopoly of pharmaceutical drugs. There are inexpensive cures for cancer and most other diseases that have no side effects. You are being robbed of them.