There is no "loan" given to welfare mothers any more than EBT cards are a loan.  In real life the baby momma receives full Quest benefits for her and her illegitimate children.  Also cash assistance, section 8 housing assistance, child care payments, car insurance, free cell phone with unlimited minutes, free school meals, etc.  I am my neighbors keeper when I see the father of his baby staying home or working for cash and smoking dope all day and playing with his cars.  It makes for irresponsible citizens knowing they can get benefits by playing the liberal system.