All empty words with ZERO proof to back it up. Bankruptcy is fact of life when your self employed. It takes a strong person to get back up again. I have personal worked for many people who have failed until they hit a home run. Yes NO shop stewards, NO guarantied income, NO indexed pension,NO early retirement,  NO health benefits and  NO safe place!!!!
Simply put nobody to wipe your backside, something the  establishment could never do on their own let alone understand!!!!
I have never had a poor man sign my paycheck.