A wise man once said that making it easier for people to be poor perpetuates their poverty; while doing less for them compels them to do more for themselves and thus escape their poverty.
FWIW, I agree with you that the general government's subsidy of the insurance industry should cease and the unconstitutional payments authorized by our last president stopped in accordance with the judge's decision in the matter. Unfortunately it appears that Congress is prepared to appropriate funds for the subsidies to continue.