Extremely contrary to my education on the matter, and I would like to see the proof that not withdrawing RRSP would result in higher after tax dollars both in my pocket and in my heirs pockets after we pass. In addition the mention of only 2% withdraw is ridiculous. I guess it would be fine if you have $4-5 Million in investables and other income . That's $20K on a 1M asset base.  Really???   I dont think so.