This article could have, and was, written in 2016, 2015, 2014, 2013, 2012.......

And rates didn't go up. Do not make changes based on someone's crystal ball. Go the Bank of Canada website and view the 10 year bond yield, down and to the right for 5 years while we've been told to prepare for higher rates. Inflation remains very low and there's no wage growth.

Don't buy into this nonsense about strength in the Canadian economy. Across the country business unfriendly governments are about to stifle growth as best they can. And eventually, the air will come out of housing and Canada's GDP will be exposed for what it is.