Talk to someone make 30,000-40,000 or even 50,000 while raising a family. $100,000 (Six-Figure Salary) is an upper income level. Not filthy rich, but upper. Facts do matter. Someone making a six-figure salary can afford a car, vacations, and a home. If they live within their means and save rather than spending every dime earned or overextending by buying the huge house, they are definitely well-off. It's all perspective.