Karma it seems to finally have taken a deserving victim (Luch). And Colleen, denial isn't going to stop the river from taking your home. Pack, prepare and pray. Hope for the best but plan for the worst. A home can be replaced, but don't risk your life or anyone else's by not being prepared. If you do lose your home, having some special things rescued from this property can go a long way to help you settle into a new place. I wish you all the best.