Sometimes its the "lack of a story" that is even more worrisome.
There is a "credit crunch" going on in Canadian banking...
IMO the banks are really unwilling to lend any more mortgage money unless you are triple A low risk...but people are getting the $$ elsewhere...at higher cost/risk.
The CMHC and Feds are tightening lending insurance and requiring "stress tests"...
The CDIC is grossly underfunded
The whole inner working of the banks (ie how they actually raise and make money) is never discussed.(bonds,deposit receipts,etc etc)
Nobody is asking hard questions about risk.
.
GoC rates etc may remain miserably low, but we are talking about commercial lending,including HELOC's and auto loans... 
I am upset that the RoB,along with the banks and mortgage companies are under discussing reporting this +++
Bloomberg is.
Humorously calling BMO shareholders "crybabies" (JH)  for selling the stock off....?
This is not the level of reporting I am looking for.
RoB is failing readers badly,imo.