Watkins > No-one's bragging Watkins, 'cept you with LOAN. But, as I pointed out, drawing off the dividends while the capital barely budges is financial harakiri. I try to avoid picking a stock that delivers a modest yield but where the capital barely shifts. Course, if one needs dividends to live off, it is a different story. But watching the capital decrease must be painful.
As for how one wishes to report returns, that's a personal decision. I believe it's not the annualized return, which can be deceptive (see Ithaca), but the overall return based on the dollars invested (excluding dividends because I don't DRIP).
And maybe you should give a tinker's cuss or shiny pot or whatever about aiming for 1,000 percent in capital appreciation (appreciation NOT gains, which are taxable) because then the dividends and yield would take care of themselves.
Oh, and I hope you're renumerating Ricky "Dickie" S. for his support. He's worth every cent (or would that be farthing?)
Toodle-ooo