Man, just love how people like you keep making up yur own facts to support a self absorbed  narrative. 

Want some facts? 

So, Lloyd's isn't worried about climate change?  They don't believe in it ?
" Lloyd's says damage and weather-related losses around the world have increased from an annual average of $50bn in the 1980s to close to $200bn over the last 10 years.
The 326-year-old insurance market, whose members write insurance business worldwide, believes the time has come for a formal call on the industry to take into account current various climate-change scenarios to avoid unpredictable losses to businesses"

https://www.theguardian.com/business/2014/may/08/lloyds-insurer-account-climate-change-extreme-weather-losses