Dude, you just got spammed. Anytime you see someone insert something about Insurance Panda, and it's always ONLY $25 a month, you know they're getting paid for marketing the company on news forums. 

I think these types of people who can't get real jobs, or won't work real jobs, are the lowest of the low in the human gene pool. 

Insurance Panda is garbage, and so are spammers.