Ms. Kaanui:

Let me make one thing perfectly clear, I seek no credit, I habitually discard unrequested credit card solicitation that I receive by mail.

Unlike politicians, and I am unbiasedly including Democrats, Republicans, Greens, Libertarians and Monarchists, I espouse living on a cash basis. 
 
I categorically do not believe that the free market should solve every problem.  Free goods prevent price discovery and destroy the value proposition.  I admit however that I do shop the sales at Safeway, Woodland, Times and Don Quijote.

As for the City being "ahead of the sewer consent decree" I was unaware of the stars of Honolulu's effluent effort.  Can you provide us with a link evidencing such results, so that me may all ignore the pollution warning signs posted this weekend.

Finally I would be vastly amused if the "City doubled property taxes for a few years".    The resultant  impact on residential property prices would avail me of marvelous bargains on beachfront property.