A rate increase is long overdue, although I am surprised that Poloz has finally seen the error of his ways.  Now he should show his bullishness by increasing his rate by a minimum of 50 basis points at once before this country destroys itself in debt.  You can't engineer vision, productivity, effective management, sustainable growth and profitability by no-cost, or low-cost, interest rates.  Individuals and/or companies must perform in a global marketplace or disappear rather than creating welfare economies.