Why is it offensive for Jews to build on land that the Palestinians want for their state? Only because the Palestinians insist that their state will have no Jews. (Yet over a million  Arabs live in Israel as citizens with full civil rights.)

Why should the Palestinians be encouraged to create a racist apartheid state in which Jews cannot live?

If the Palestinians were to grow up and be peaceful, they could tolerate a Jewish minority living safely in their state just as Israel has no problem with Muslim Arabs living in Israel, and all could be peaceful.

Ergo, the problem of the so-called "settlements" is a problem of the Palestinians' creation.