Did you do any research on health care charities in industrialized  countries?  Canada has them.  Canada's single payer system does not pay for all the healthcare their people need, including medications and inpatient mental health treatment.  In the UK, the NHS Hospitals which are experiencing a quality care disaster unrivaled in history, have charities to help pay for care.  France, which is touted as the best system in the world, only pays for 70% of most care.  And, France has health care charities.  We can have universal health care that does not put middle class people with huge medical bills in the poor house.  The fastest and easiest way to accomplish this would be to tax those who earn the most to provide care to those who cannot afford it.  Changing everything else, for the sake of ideology or preference , is inanity at its worst.