Yes, yes I do. I also understand the economics of artificially expanding the risk pool.  Put us all in the same risk pool, only require half of us to pay the costs and my costs go through the roof. 

I workout, I eat healthy even though I'd sometime like a burger and fries. I'd like my risk pool and the cost of it to reflect my risk. I don't want to be part of the same risk pool as TV watching fat guys and I don't want to subsidize their health care. 

Do you understand personal responsibility?