So in other words we want to double your property taxes but recognize you can't afford that so we will create a reverse mortgage for you and every year we will increase our amount owing on your title.   Nice real nice.  Why don't we do the sensible thing no one will mention and increase the HST back to 15% and give the provinces 1% of that and the municipalities 1%.   Tax consumption not someone who slaves for 30 years to finally own a house.  You must be young.