"There are more insurance losses from flooding then from fire. "
Proving what?
"There are more flood losses than before. "
Because more people are getting flooded out ,proving what?just more people living in area susceptible to flooding maybe.Which is kind of the point of the article.
" Floods are caused by weather",  no kidding..lol. never said they are not ,you left out 'wet'weather by the way.