We were very frugal our first years of marriage too. We scrimped and lived off of the one wage,  saved the second, and in a  couple of years we saved $40k - and we put that against a Richmond house that cost us $108k.

There was no bank of Mom and Dad.

Our house, the same small house, today is worth about $2 million.

No amount of frugality on the part of our kids is going to help them buy a house in metro Vancouver.