JoR Smith: '... that he is a standup guy and this is true love'. That was my thought exactly. She might be vulnerable after her husband's passing and seems like a target. This whole 'I have nothing and maybe won't be able to work in my life again' story deserves scrutiny. Preferably by her children or friends. I would worry about that ahead of the asset performance problem. The losses can be catastrophic and she is not in a position to recover from them.