"Cruel"?

Too funny.

Programs are not the way to heaven or to a better life.  Virtues do more in this regard.

You really should undertake a study of how well universities are forming and stretching students these days.

In the sciences, math, engineering field...no worries, mostly...perhaps too much vocational focus.

In the liberal arts, deplorable.  Graduates are barely literate and certainly innumerate. 

But worse, they have no virtue but "tolerance".  They have no fortitude, no sporting spirit, they do complain and protest well, and often.  

What's "cruel" is to pay 50K a year, take loans out, then demand forgiveness because the student is unemployable when they get out.

"But we need to change the whole economy so that the world needs more "xyz studies" graduates!"