Think about this, Bean, old people that are eligible to draw Social Security at age 62 can still work.  There's a set amount of money they can earn without being penalized.  Try that route.  Some older workers just like to stay busy.  I have a brother that retired at age 57 and he's made enough money in his retirement that he doesn't have to draw Social Security if he chooses not to.  Now he drives school bus just to stay busy.  It's a win-win for him and the school district.