Thank you for bringing attention to the COST of health care, and its crippling affect on innovation.  The gigantic, endless political debate over "Obamacare" almost entirely missed the point -- that the COST of care is unsustainable, and the fact that no matter what the system, we all pay for it.  People with insurance through their jobs still pay by having lower salaries than they would have if their employers did not have to pay the huge cost of health care.  My husband and I have been able to have a small family business only because we were willing to take the risk of no insurance.  We were lucky, and now we are on Medicare.  I have no doubt that many other families forgo their desire to have their own businesses because they can't afford the risk.  At least Alaskans have Denali Kid Care, so they do not have to risk their children, but it is still a public cost.