CRM2 is a total joke because it is so misleading. I believe that many people who see the numbers will believe that they represent the total costs they are paying rather than just a fraction of that. The notion that most MF holders will look up/know the total MER plus TER is laughable.

A complete cop-out from Ms. Silma. I wonder what sort of guidance she is providing to the advisors and firms re CRM2? Maybe sell the suckers seg funds as insurance products are not covered under CRM2.