The housing crisis is an economic crisis.  In Eugene or in any urban area it's absolutely impossible to buy a lot, pay the SDFs (systems development fees), pay for all the permits, etc and get ready to build for less than around $100K....then you're ready to build.. i.e.  forget "affordable housing".  

Without grants and subsidies there simply can be NO affordable housing as things now stand.  We have tens of thousands living at or near the poverty level...They struggle to even find affordable rental properties, let alone dream of owning their own home.;and, of course, w/o Section  8 or other assistance they can't afford the near $1000/month rental for a two bedroom apartment.  

It's, IMO, presumptuous to tell others to "stop having children"....how about suggesting that, say, two children is enough....But then, perhaps you need to have that conversation W/the Catholic Church....  

To paraphrase Oliver Hardy;  "another fine mess we've gotten ourselves into."  Gary Crum