It's called the underground market not free market. Deregulation just gives the real crooks not the ( petty thieves ) the incentive to do whatever they want. We have regulations for a reason. We as a nation noticed the free market forces do not change as fast as it needs to. Might want to look up why regulations like the recent Dodd Frank or prior Sarbanes-Oxley act were instituted and it's not because the "Free Market" business acted appropriately .