When Jim Flaherty was alive and our Finance Minister, he warned that Toronto's hot condo market would eventually bring down the economy if not checked.  He brought in a couple of changes -- adjusting the length of amortization and the downpayment amount. I believe he wanted to more but faced (I think) opposition from his own ranks. We are now in a space where rents have been unfairly affected. And it's risky to try to adjust.  I don't have a point, only this -- maybe politicians  should've listened to Jim Flaherty.