IRT Peter (aka Boots), if you are employed, you have health insurance and health care for you and your family, period.  And, if you are a member of a construction union, as me, you are covered by a Cadillac health insurance plan.  Also, if the Graham/Cassidy bill passes, the unions with Cadillac plans save some 40% fees to the Feds, (the Cadillac tax), that is in Hawaii born ex-president Obamacare Act.  Think about it.  Imua.