I still don't see where I mentioned anything about "how much profit there is", JSB. I said "25 to 30 percent in overhead." I never mentioned "profit" in my previous post. I did say "for-profit insurance companies", but if you hadn't noticed, "for-profit' is a different word than 'profit' and is an adjective, not a noun.
BTW: Overhead and profit are not the same. They are two different types of costs. Overhead costs are operating expenses, such as for necessary equipment, facilities, etc. Profit means revenue that remains after overhead expenses (AKA, net earnings).
Please cease distorting and lying about what I've said. I'll give you another chance, but one more time and I'll have to 'mute' you.