Typical MacKinnon backwards logic.  The ASLC does not need new direction.  ASLC needs to be cut.  Alaska does not need to be in the student loan business.  The private or federal sector can handle student loans.  Next, lower interest rates.  Bad idea.  Student loans should have interest rates of 100%.  That way no one could afford them.  And if no one could afford them, tuitions would decrease because less people could get themselves over-leveraged and come up with money to pay over-priced tuitions.  High student loan interest rates keep people from going deep in debt and ruining their lives.