I think that I get your point. When the "year of mercy" was initiated I had the thought that "mercy" means that someone is not going to punish me for what I did bad/wrong, but I should feel guilty and "owe". Sorry. Someone had responded to my post of that vein. I forget the content but it made sense. My take on the "mercy" bit now is that I am in awe of God wanting a relationship with me and bestowing upon me the "Word" within whom I am and can reciprocate. I don't deserve, don't merit, but it happened. 
Maybe I just succumbed to the rhetoric but that's my take. Sorry that I missed your yours and retaliated. In any case I will give Francis