Some math:

If you pay a premium of $1300/month for one year, that's $15,600 a year for your payments.
That is with a $5,000 deductible.
So before insurance picks up ANY bills, you're paying almost $22,000 a year.  
Not so "Affordable" Health Care, is it?
Unless you have a pre-existing condition like cancer or whatever.  Then you're loving everyone else paying for it.