But aren't we all subsidized or helped by the government in some way? By tax deductions, tax credits, grants, loans, insured savings accounts, and services like education. And almost all of us in Hawaii get a Federal tax subsidy of our medical care if you are a full time employee (the Republicans so far let this continue). Most of us have group discount plans from our employer. The employer pays part of the premium and receives a Federal tax credit for that. The employee who would normally have to pay income tax on the insurance premium paid by the employer, gets an exemption from taxable income. If you have ever had to buy an individual policy for you and your family try comparing what it costs compared to your share of the premium you pay at work and the coverage and deductibles you get. 49% of Americans get their medical insurance through work.