No, Peter, this is not Vail, not even close to it in any way, shape, or character.  However, w/prices over-inflated as they are in Vail, at least Vail has some well-built and desirable homes from a vantage point.  Problem is, many of the homes in Vail are second/third homes for homeowners and rarely occupied except during holidays.  Domestic workers often live in these homes being caretakers and household mgrs.  Ask me how I know as I have friends who are CO natives and have owned a home there since the early 70's.  Historical districts serve a purpose, to retain and protect the character and structure of a home.  The B of A will often meet you half-way as they too want to see historical districts maintained and preserved.  For those who initially go in w/an adversarial, defensive tone,  you get what you expect w/such a demeanor.  My neighbor has had good results working w/the B of A and her home is structurally sound, architecturally beautiful, and one that has lasted over 100 yrs.