A couple of posters here got it right. Especially about working past 65. 
Berman says a child born in 2017  will be burdened by government debt. This child will also be burdened by an environmental deficit. Most Canadians are totally unaware of just how fast climate change is progressing. Between late 2015 and the end 0f 2016, the USA faced 8 weather events that were classified as 500 year events. Indonesia supposedly sees their climate tipping point in 2020 and that puts 250 million people at risk. Syria fell apart due to bad governance and a climate change associated drought. Calgary suffered a flood and Fort Mac a big fire, both have climate change finger prints. This child may not make it to the age of 20 years. Business risk management is not factoring the climate risk. We are unprepared.