@Rex Kramer 99:

I don't think you understand how insurance works.  The whole idea of insurance is the spread of risk; the more people who buy insurance against a particular hazard, the lower the cost to each.  In Canada, every citizen "buys" health insurance automatically - through their taxes.  There is no "opt out" option.  That's what the ACA tried to do with the individual mandate.

Yes, it "forced" young, healthy people to buy insurance, because that spread the risk over more people so it was cheaper.  When you permit the young and healthy to "opt out", of course many of them will, because when you're 25 you think you're going to be healthy and live forever!  That left only the older or already sick who wanted to remain covered, so naturally the program couldn't sustain itself.

The new "plan" hasn't solved this problem at all - in fact, it makes it worse.

Now do you understand a little better?  (I presume not, but I had to try!)