Correct, Jake: It's called 'community rating' and 'guaranteed issue' and it's Fascism, pure and simple.  The government puts a gun to the heads of insurance providers, and mandates to them that they will not vary their prices based on sex, age, health, personal habits, or lifestyle.  What do you think that does to costs for the rest of us?
.
We don't need another Amendment; however. We don't need more laws, and we sure as hell don't need bureaucrats doing anything.  We need an open market where insurance providers drive prices down based on a market- a real market, untouched by government.  We also need healthcare providers to list their prices. Like other countries where the doctors list of services are spelled out, or when people receive elective, uncovered procedures.  THAT would single-highhandedly drive prices down for everyone.