Are you sure about that?  Because for a person who can't distinguish between payed and paid I'm kind of wondering what your meaning in this paragraph was.  

Technically speaking AHFC is so needed that they had to stop taking applications and were unable to provide housing to those who wanted to pay rent but couldn't afford the high cost of living. 

I knew of a young woman who had a baby and worked two jobs but she couldn't make 3x the rent amount to be able to rent her own place anywhere else.  So Ak housing was her only alternative.  I'm glad it worked out for her before AHFC went bankrupt and to this day she still lives in the same apartment complex with her 12yr old son, she still works 2 jobs to support her family and she takes classes at night.  I don't think there's anything wrong with helping people who are trying to help themselves.