The simple fact is that healthcare costs are so far into the stratosphere that no plan can possibly pay what the healthcare industry and individual providers are charging. The WW2 system of using employers to provide health insurance has had the unintended consequence of insulating the aforementioned groups from economic reality. As long as the insurance companies could raise their rates to cover these costs and still profit they did. Now we are at the point where insurance is unaffordable, and we expect the government to pay. Especially for those who are unemployed, underage, and disabled. The rest of us that have jobs don't get that option, because we can "afford" to pay for increasingly high premiums for higher copays, greater coinsurance costs, and less coverage. The cost for healthcare and the way we pay for it are irretrievably broken and if left to pols and insurance companies to fix, it won't happen. The simple solution would be to go single payor, whatever form it takes.