Mike:  We have a number of other insurance requirements:  auto insurance is required to drive;  specific insurance is required for business licenses; homeowners insurance and flood insurance required to finance a home; etc...  Those insurance requirements are arguably more arduous than the health insurance requirements... 

Right now our health care system is dedicated to transfering wealth from the "have nots" to the "haves".  It's the most expensive and least efficient and effective system in the industrialized world.  Obamacare was an effort to address this issue.  It was a compromise and was based on a Republican developed idea  (don't forget Romneycare inMass).  

IMO, we will never "solve" our healthcare problems until we develop a "single-payer" system., and, of course, the insurance company lobby, big pharm lobby and the corporate healthcare industry lobby combined, will never, never let that happen.