Mike- except two things: a) you and the government shouldn't get to determine a "good" plan--- it should be Leo who does. And b) that "minimum of coverage" is called 'community rating' and 'guaranteed coverage'.  They are two methods by which Democrats have ruined the market and driven up costs for everyone.  I shouldn't have to pay for prenatal care and mammograms.  It's the bundled cable of insurance plans.  These are the two reasons- among countless- that no doctors will take it, and why providers are running away.