Oh, stop with the stupid talking points.  That's not true at all.  HSAs are great for the poor, too, especially if the government funds them with subsidies or refundable tax credits.  If we're going to pay for health care for the poor, we ought to at least reduce the costs by eliminating the insurance overhead and claims processing costs by letting the patient pay for his services at the time he receives them with a debit card that draws from his government-funded HSA.

Read Rand Paul's proposal.  It makes more sense than anything else on the table.

We're talking about roughly $250/mo total going into and HSA, and if you don't use it, it accumulates.  How much are the ACA premiums?  How much do you get to keep in your account if you don't use it?  Don't break any blood vessels trying thing of the answer.  It's "zero."

Who fights this?  Insurance companies and claims processors.  Whose side are you on?  HSA take insurance out of the picture for 95% of the claims.