rich: thinking you're working for the irs. ha. waged with my next door neighbor and only $20. he was convinced ne would end up on top. since ne was not ranked and the spread barely favored ne, i went with ducks. no points involved. wy game i waged online and took the points and am going with wy. it should be close. thought i could get 14.5, but only got +14. according to vegas book there's alot of  $ interest in this game. anyway, enjoy the game. i will.