I think the bigger issue is that we now engage the trolls.  Under educated, a lack of basic understanding of micro or macroeconomics.  They are quick to tell us how they can’t afford this or that, Taxes are too high, can’t afford healthcare because the elderly neighbor is on Medicaid. They can’t seem to read the stock market although they are quick to defend it.  They refuse to retrain in the job market and are quick to blame everyone but themselves for their own short comings.  When directly engaged they become threatened by anyone whom asks questions of an issue they can’t sound bite.  Can’t fix ignorance in adults. Stop engaging folks who are clueless, it wastes your time and makes them feel dumb.  They will never take responsibility for personal actions.  They think a guy who has multiple bankruptcies’ and had to import a wife is a self-reflection of what success and happiness should be.