His punctuation and articulation are both good and perfectly clear. As others point out, your refusal to pay into a system that you WILL need at some point in your life means that you will steal from others. If you drive a car, you are required to insure it. If you have a life, you have to buy medical insurance. In either case, at some point, others would have to pay for your injuries. If you want to opt out of your social responsibilities, you can always live under a tarp by the railroad tracks, and panhandle.