Problem one - too many experts!  What expert finally discovered changing of Foreign housing investment rules  were the answer?  Most of Canadian housing has already sustained a hard landing.  Why don't those calling for "cooling" look at  "blanket" requirements for cooling the "hot housing markets."  Every other Canadian housing market has crashed.  Go ahead name one housing area that has not been "punished" by this cooling of the hot markets.  Cooling of Foreign housing investments should have started earlier instead of changing house buying requirements for the average Canadian.