House values are fixed by the free market, not by the politicians....many realtors may cry by jumping from earth to sky......But in fact, If i go to bank for entrepreneurship loan, all the bank will kick me out.....if i say I need mortgage for my house, all the banks will welcome me because of the tax payer's insurance......Politicians killed our entrepreneurship skills and encouraged the people just to get house mortgage and work 9 to 5 slavery jobs. This is one of the reason why we got only 40 % raise in our income. Too many employees with houses, not so many employers..