dejour writes:  "Maybe insurance is too abstract a concept for you."

Yes, that must be it.  I shouldn't bother my silly head about the steps people informed by genetic test results will take to lower their mortality risks.  I should just allow the insurance industry to make genetic testing (and the possibility of prohibitively expensive premiums) scarily unattractive to people of modest means.

And doubling down on the scare tactics with estimates of  50% premium increases if this law is passed with:  "Maybe it's high, but it is the best guess from an independent, retired actuary."  Now, that's definitely too abstract!