If I understand Tom's point, which echoes the concerns of our governor and attorney general, the legislature's push for the payout championed by Maui Senators Baker and Keith-Aragan would create a massive financial problem for the state and retirees. This comes as no surprise given Senator Baker's repeated inability to grasp the financial impacts of policy decisions (UH Cancer Center funding plan, the Kihei High School project, the Hawaii Health Connector fiasco).