Try wait...Kaiser could not share why "...Kaiser, which assumed control of three Maui County hospitals in July, did not give a reason for the loss, but said it “remained focused on keeping expenses down” with medical expenses rising at about 3 percent in 2016 compared with the average national cost of 4 to 5 percent." ?  Don't we want to find out so we can stop the bleeding?  Be prepared for the worst...I don't understand why Congress could not get their act together to fix ACA.  Wait...the premiums for themselves, their Family and staff is subsidized? Oh...now I get it!  Cancel the subsidy and have them access The Exchange.  Just saying...