Hey Margaret, ... here is a food for thought for your old, blond, conservative head: help yourself and God will help you. 
And here is another: Insurance pays for things you get yourself insured.

So Margaret, if you are detesting science and resort to name and political party calling, let's go to with do whatever the f you want but then do not come with the hand for handouts when the diligent pay for these occurrences.

Cons want to have it both ways: not to pay and get the money when something helps. Unless there are consequences, cons will continue their stupidity and such stupid POO (piece of opinion)