I know that, Ronni. My point is that is stingy, especially in a tax "reform" that is hideously generous only to wealthy people. The proposal as late as early this week was to cut the cap by 90%, but there was too much blowback from constituents, and their representatives reconsidered. But as it is, it is a giveaway to wealthy people, period; and it will hurt our poorest people a lot, while raising taxes considerably on some middle income earners, like me.  Get it? The cap is stingy, compared to what the fat cats get.