"$500k house with $200k down ... Denver"

Entering that specific info:
* $500k house
* $200k (40%) down
* $300k mortgage
* 30-year fixed
* Denver, CO
bankrate.com says 3.625%

That would result in a mortgage payment of $1,368.15. The first year's interest is $10,782.

According to this DP article from April 2017:
http://www.denverpost.com/2017/04/06/colorado-property-tax-rates/
Denver's effective property tax rate is 0.56 percent. For our $500k house, that's $2,800 per year, or $233 per month.

My homeowner's insurance rate is $149 per month. This is in Douglas County, for $684k coverage on the dwelling, $513k in personal property coverage, and a $6800 deductible. I'm presuming this $500k Denver house wouldn't be any more than my $1800 per year.

So we're up to a total of $1751 per month. Not counting any tax savings due to $13,582 of deductible interest and property tax.

So, yes, my $2200 per month was off a bit. I wasn't counting on 40% down.