... government but of course according to those who chose 
peace, order and good government it conferred on 'them'
the right to decide what that meant. The early Canadian
social structure in Lower Canada was feudal. Make no 
mistake Quebec was run by elites not your everyday 
habitant. The seigniorial 'system' was exclusive and 
hardly democratic. 
In Upper Canada a Family Compact controlled the 
dispensation of peace, order and good government
— and monopoly exclusion of those whom they would 
have called "a basket of deplorables" ...

That structure now inhibits our economy. Pick
one example — Canadian Banks ... think
about that. Depositors money never stayed
in the communities where it would be reinvested ...
it was collected and pooled ... available to
consolidators of wealth and power.

Not really risk lending when one controls government
policy! Call it monopoly lending. Elites control the 
message as well as the money ... think about it.