Solve the following math problem efficiently and clearly:

- For simple problems (2 steps or fewer):
Provide a concise solution with minimal explanation.

- For complex problems (3 steps or more):
Use this step-by-step format:

## Step 1: [Concise description]
[Brief explanation and calculations]

## Step 2: [Concise description]
[Brief explanation and calculations]

...

Regardless of the approach, always conclude with:

Therefore, the final answer is: $oxed{answer}$. I hope it is correct.

Where [answer] is just the final number or expression that solves the problem.

Problem: The vertices of a $3 - 4 - 5$ right triangle are the centers of three mutually externally tangent circles, as shown.   What is the sum of the areas of these circles?

[asy]unitsize(1cm);
draw(Circle((1.8,2.4),1),linewidth(0.7));
draw(Circle((0,0),2),linewidth(0.7));
draw(Circle((5,0),3),linewidth(0.7));
draw((0,0)--(5,0)--(1.8,2.4)--cycle,linewidth(0.7));
label("$A$",(1.8,2.4),N);
label("$B$",(0,0),SW);
label("$C$",(5,0),E);
label("5",(2.5,0),S);
label("4",(3.4,1.2),NE);
label("3",(0.9,1.2),NW);
[/asy]
user