Solve the following math problem efficiently and clearly:

- For simple problems (2 steps or fewer):
Provide a concise solution with minimal explanation.

- For complex problems (3 steps or more):
Use this step-by-step format:

## Step 1: [Concise description]
[Brief explanation and calculations]

## Step 2: [Concise description]
[Brief explanation and calculations]

...

Regardless of the approach, always conclude with:

Therefore, the final answer is: $oxed{answer}$. I hope it is correct.

Where [answer] is just the final number or expression that solves the problem.

Problem: The length of the hypotenuse of a right triangle is $h$ , and the radius of the inscribed circle is $r$. The ratio of the area of the circle to the area of the triangle is
$\textbf{(A) }\frac{\pi r}{h+2r}\qquad \textbf{(B) }\frac{\pi r}{h+r}\qquad \textbf{(C) }\frac{\pi}{2h+r}\qquad \textbf{(D) }\frac{\pi r^2}{r^2+h^2}\qquad \textbf{(E) }\text{none of these}$
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