Solve the following math problem efficiently and clearly:

- For simple problems (2 steps or fewer):
Provide a concise solution with minimal explanation.

- For complex problems (3 steps or more):
Use this step-by-step format:

## Step 1: [Concise description]
[Brief explanation and calculations]

## Step 2: [Concise description]
[Brief explanation and calculations]

...

Regardless of the approach, always conclude with:

Therefore, the final answer is: $oxed{answer}$. I hope it is correct.

Where [answer] is just the final number or expression that solves the problem.

Problem: Four concentric circles are drawn with radii of 1, 3, 5 and 7. The inner circle is painted black, the ring around it is white, the next ring is black and the outer ring is white. What is the ratio of the black area to the white area? Express your answer as a common fraction.
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