Eight months after canceling his Saint Pablo tour and a subsequent hospitalization for exhaustion, Kanye West is going after several insurers of his tour, claiming they are stalling on paying out a “multi-million dollar claim” stemming from the canceled concerts. 
 
 According to court documents filed on Tuesday and obtained by PEOPLE, the rapper’s company, Very Good Touring, Inc., is suing syndicates of insurance company Lloyd’s of London for $10 million. West, 40, claims in the filing the insurers have made him go to great lengths to prove his mental breakdown was legitimate. 
 
 PEOPLE was not able to immediately reach Lloyd’s of London for comment. The insurers have also not filed an answer to the complaint with the court. 
 
 In the documents, first obtained by The Hollywood Reporter, West claims he and his company paid “hundreds of thousands of dollars in insurance premiums” and claims the insurers are hunting “for some contrived excuse not to pay.” 
 
 “Nor have they provided anything approaching a coherent explanation about why they have not paid, or any indication if they will ever pay or even make a coverage decision, implying that Kanye’s use of marijuana may provide them with a basis to deny the claim and retain the hundreds of thousands of dollars in insurance premiums,” states West in the filing. 
 
 The papers state West’s “behavior was strained, confused and erratic” at his Nov. 19 concert and that his condition “showed no sign of improvement” the next day, “prompting the decision by all concerned to cancel the show scheduled at the Los Angeles Forum that evening, and to cancel the entire balance of the Tour.” 
 
 The entertainer — who is married to Kim Kardashian West — claims in the court filing that he was hospitalized at UCLA Neuropsychiatric Hospital Center for eight days, after which he was “under full time care and supervision.” 
 
 The papers also state he “continues to be treated” by his primary physician at the hospital, who provided sworn testimony stating he could not tour because of a “debilitating medical condition.” 
 
 RELATED VIDEO: Kim Kardashian Battles Intense Anxiety As Kanye West Has A Breakdown: ‘I Just Want to Disappear’ 
 
 “While Kanye was still under medical care for his disabling condition, the Defendant syndicates demanded that Kanye submit to an immediate [independent medical examination],” states the papers. “Kanye was made available for a purported IME by a doctor, hand-selected by the insurers’ counsel, who was predisposed to look for some reason to deny the claim. Yet even Defendants’ selected doctor had to admit that Kanye was disabled from being able to continue with the Tour.” 
 
 West also alleges in the papers that he and “at least seven other persons affiliated” with him and his company were presented for an examination under oath. 
 
 “Kanye is very much focused on the present and future and in a very positive space,” a source close to West tells PEOPLE about the filing. West’s lawyer and rep both declined to comment. 
 
 In late November when West was hospitalized, a source close to the star told PEOPLE West was “exhausted and currently dealing with sleep deprivation. “He went to the hospital at will under the advice of his physician. He’s fine.” West has never revealed an official diagnosis. 
 
 West announced the cancellation of his tour after a string of erratic behavior at his concerts that included long rants, walk-offs and no-shows. ||||| When the hip-hop star scrapped his tour, he submitted to an interrogation under oath. Yet possibly because of drug use, his insurers haven't paid up on money allegedly owed. 
 
 From an infamous concert in San Jose, Calif., on Nov. 17 to a visit to Trump Tower a few weeks later, Kanye West had observers buzzing about his behavior last year. Even though he was hospitalized at the UCLA Neuropsychiatric Hospital Center around Thanksgiving, few knew the full extent of what West endured in the aftermath of a psychological breakdown. 
 
 Now The Hollywood Reporter has obtained an explosive new $10 million lawsuit that details an extensive medical examination of the music star. 
 
 West is suing various syndicates of insurer Lloyd's of London, alleging they are stalling on paying out claims emanating from a canceled tour. A loss claim was tendered just two days after West checked himself into a psychiatric center, but he and his company — Very Good Touring, Inc. — still have not been paid more than eight months later, according to the suit. 
 
 "Nor have they provided anything approaching a coherent explanation about why they have not paid, or any indication if they will ever pay or even make a coverage decision, implying that Kanye's use of marijuana may provide them with a basis to deny the claim and retain the hundreds of thousands of dollars in insurance premiums paid by Very Good," states a complaint filed Tuesday in California federal court. "The stalling is emblematic of a broader modus operandi of the insurers of never-ending post-claim underwriting where the insurers hunt for some contrived excuse not to pay." 
 
 West originally planned a "Saint Pablo Tour" consisting of 38 events between Aug. 12 and Nov. 2, 2016. His managers reached out to Lloyd's to get "peace of mind" in case cancellations needed to occur. The star made most of the dates but was forced to cancel two concerts when his wife, Kim Kardashian, was robbed at gunpoint in Paris on Oct. 2. (Indeed, he famously walked off stage when he learned of the incident.) 
 
 Thanks to the success of the tour, though, additional dates were arranged. The second performance during this leg of the tour is where everything started to fall apart. 
 
 In San Jose, West told the crowd, "I said something that was politically incorrect. I told you I didn't vote, but if I were to have voted, I would have voted for [Donald] Trump." 
 
 He was booed. 
 
 Two days later, West appeared for a concert in Sacramento and launched a 15-minute tirade about various public figures, including Beyonce ("I was hurt 'cause I heard that you said you wouldn't perform unless you won Video of the Year over me"), Jay Z ("I know you got killers. Please don't send them at my head") and Hillary Clinton ("This Saint Pablo tour is the most relevant [thing] happening. If your old ass keeps following old models, you'll be Hillary Clinton"). 
 
 West's lawsuit addresses this latter concert and notes the "strained, confused and erratic" behavior in Sacramento, as well as the decision made the following day to cancel the balance of the tour and issue full refunds. He was soon hospitalized at UCLA, and the insurance companies were informed and later provided with sworn testimony from his primary physician there that West suffered a debilitating medical condition that required he not tour. 
 
 But that wasn't good enough for the insurance companies, according to the suit. 
 
 "Almost immediately after the claim was submitted, Defendants selected legal counsel to oversee the adjustment of the claim, instead of the more normal approach of retaining a non-lawyer insurance adjuster," states West's complaint. "Immediately turning to legal counsel made it clear that Defendants' goal was to hunt for any ostensible excuse, no matter how fanciful, to deny coverage or to maneuver themselves into a position of trying to negotiate a discount on the loss payment." 
 
 West's court papers reveal the extent to which he has been attempting to convince the insurers that his mental breakdown was indeed real. 
 
 "While Kanye was still under medical care for his disabling condition, the Defendant syndicates demanded that Kanye submit to an immediate IME," state the court papers, referring to an independent medical examination. "Kanye was made available for a purported IME by a doctor, hand-selected by the insurers' counsel, who was predisposed to look for some reason to deny the claim. Yet even Defendants' selected doctor had to admit that Kanye was disabled from being able to continue with the Tour. As demanded by the insurers, Kanye was also subsequently presented for an examination under oath ("EUO"), and at least eleven other persons affiliated with Kanye and Very Good were similarly presented for EUOs." 
 
 West still can't get answers about why the insurance companies won't pay up, but according to court papers, the insurers demanded to interview others outside of West's control to make a determination. The defendants are also said to be raising "irrelevant facts" bearing on the issue of coverage. While those facts aren't discussed in the lawsuit, some aggressive tabloids have been pushing for information about the canceled tour and its aftermath, raising everything from drug use to song lyrics as fodder. 
 
 The new lawsuit accuses the insurers of leaking private information regarding the hip-hop star to news outlets. 
 
 "Plaintiff is informed and believes that the 'planting' of the Confidential Information with news outlets ... was part and parcel of Defendants' efforts to impair Plaintiff's rights to the indemnity payments due under the Insurance Policies," states the complaint, which nods to a non-disclosure agreement between the parties. 
 
 And so West has filed a lawsuit alleging breach of contract and breach of good faith and fair dealing against the various entities, including Cathedral Syndicate. 
 
 As West's lawyer Howard King writes, "Performing artists who pay handsomely to insurance companies within the Lloyd's of London marketplace to obtain show tour 'non-appearance or cancellation' insurance should take note of the lesson to be learned from this lawsuit: Lloyd's companies enjoy collecting bounteous premiums; they don't enjoy paying claims, no matter how legitimate. Their business model thrives on conducting unending 'investigations,' of bona fide coverage requests, stalling interminably, running up their insured's costs, and avoiding coverage decisions based on flimsy excuses. The artists think they're buying peace of mind. The insurers know they're just selling a ticket to the courthouse." ||||| Kanye West Psychosis Diagnosis May Trigger Huge Payout 
 
 Kanye West's Psychosis Diagnosis May Trigger Huge Payout 
 
 EXCLUSIVE 
 
 Kanye West is dealing with a medical emergency, but there's a silver lining ... it may have saved him millions of dollars. 
 
 Kanye announced the cancellation of his tour 6 hours before he was handcuffed to a stretcher and hauled off to UCLA Medical Center for psychiatric evaluation. 
 
 The rapper not only reportedly lost around $30 mil for his cut of the remaining concerts, but he's on the hook for venues and others with whom he made contracts. 
 
 TMZ has learned ... Kanye had an insurance policy that covered him in the event illness prevented him from performing. The policy provides the insurance carrier will pay Kanye for not only the money he'd make but the money he was obligated to pay others if "accident or illness ... prevents any Insured Person from appearing or continuing to appear in any or all of the Insured Performance(s) or Event(s)." 
 
 Translation ... Kanye's doctor laid the groundwork for filing a claim under the policy. 
 
 BTW ... the insurance company can deny coverage if Kanye had a preexisting condition that he didn't disclose at the time the policy was issued, or if his illness was caused by his "unreasonable or capricious behavior." ||||| Kanye West is suing insurer Lloyd's of London and its various syndicates for $10 million, alleging that they are withholding paying out claims from the rapper's canceled Saint Pablo tour, according to a complaint obtained by Rolling Stone. West's lawsuit alleges breach of contract and breach of good faith and fair dealing. The Hollywood Reporter first reported the lawsuit. 
 
 Related Kanye West's Hospital Stay: Inside Rapper's Troubled Recent Weeks Musician was overworked and underslept at time of hospitalization for "temporary psychosis," sources say 
 
 Per the suit, Lloyd's has yet to fulfill the loss claim West's company, Very Good Touring Inc., filed last November, two days after the rapper called off his tour and checked into a psychiatric center at UCLA after suffering a psychological breakdown. At the time, West had abruptly ended two concerts after delivering bizarre rants where he made controversial statements about Jay-Z, Beyoncé and then-president-elect Donald Trump. 
 
 A representative for West did not immediately return Rolling Stone's request for comment. A representative for Lloyd's of London declined to comment. West's lawyer, Howard King, referred Rolling Stone to the complaint. 
 
 In his new lawsuit, West claims that Lloyd's has neither paid the claim nor denied it. The suit accuses the insurer of not providing "anything approaching a coherent explanation about why they have not paid, or any indication if they will ever pay or even make a coverage decision, implying that Kanye's use of marijuana may provide them with a basis to deny the claim and retain the hundreds of thousands of dollars in insurance premiums paid by Very Good." 
 
 Furthermore, the suit suggests that West's insurers and/or their agents "purposely and maliciously" disseminated "privileged, private and personal information" about West to the press in order to undercut his claim. While no specifics were given in the lawsuit, The Hollywood Reporter notes, "tabloids have been pushing for information about the canceled tour and its aftermath, raising everything from drug use to song lyrics as fodder." 
 
 West's lawsuit does, however, offer some additional details about his psychological breakdown and eight-day stay at the UCLA Neuropsychiatric Hospital Center. Per the suit, West continues to to be treated by the primary physician who oversaw his care at UCLA and that doctor has confirmed in sworn testimony that West "suffered a debilitating medical condition, requiring that Kanye not continue with the tour." 
 
 But Lloyd's was apparently not satisfied with this assessment and, per the suit, began to take measures to rebuff the claim. To start, the suit alleges Lloyd's chose to hire legal counsel to oversee the adjustment of the claim, rather than the standard practice of retaining a non-lawyer insurance adjuster. Furthermore, the insurers "hand-selected" another doctor to conduct an independent medical examination not long after the rapper's release from UCLA. While the lawsuit claims this doctor "was predisposed to look for some reason to deny the claim," the doctor ultimately reached the same conclusion as West's primary physician. The insurers then demanded West, and at least 11 other affiliates, participate in an examination under oath. 
 
 The lawsuit accuses Lloyd's and its subsidiaries of requesting further examinations under oath from people Very Good "has no control over" as one way of stalling a potential payout. The suit also alleges that instead of responding to Very Good's inquiries about the claim, the insurers have continued to note provisions that may allow them to deny the claim while not stating whether or not those provisions "apply to the facts or serve to preclude coverage." 
 
 "Performing artists who pay handsomely to insurance companies within the Lloyd's of London marketplace to obtain show tour 'non-appearance or cancellation' insurance should take note of the lesson to be learned from this lawsuit: Lloyd's companies enjoy collecting bounteous premiums; they don't enjoy paying claims, no matter how legitimate," the suit reads. "Their business model thrives on conducting unending 'investigations,' of bona fide coverage requests, stalling interminably, running up their insured's costs, and avoiding coverage decisions based on flimsy excuses. The artists think they they're buying peace of mind. The insurers know they're just selling a ticket to the courthouse."
– Had Kanye West canceled his tour on a whim, he would have been on the hook for a massive amount of money owed to venues and anyone else with whom he broke a contract. But since he was taken to the hospital with a psychiatric emergency soon after canceling, his insurance policy may have saved him millions of dollars, TMZ reports. The policy covers him in the event an "accident or illness" prevents him from performing, so now he can file a claim to collect. It's not a slam dunk, as coverage can be denied if an undisclosed pre-existing condition is discovered—or if the insurance company finds that the cause of his illness is his own "unreasonable or capricious behavior," a category that would include things like excessive partying, per Billboard. Though it was reported that West was placed on a 51-50 psychiatric hold and committed against his will, a source tells People that's not the case. "He went freely" and "was not restrained," the source says. "There was a small altercation at the gym but he was deemed medically stable and decided to seek medical help at his doctor’s request." The source also echoes previous reports that West is simply dealing with exhaustion and sleep deprivation. Wife Kim Kardashian is by his side at the hospital, a source tells E!. "Their time together was just about support. Kanye will be OK. He has a good set of doctors."