Learning data representations that reflect the customers' creditworthiness can improve marketing campaigns, customer relationship management, data and process management or the credit risk assessment in retail banks. In this research, we adopt the Variational Autoencoder (VAE), which has the ability to learn latent representations that contain useful information. We show that it is possible to steer the latent representations in the latent space of the VAE using the Weight of Evidence and forming a specific grouping of the data that reflects the customers' creditworthiness. Our proposed method learns a latent representation of the data, which shows a well-defied clustering structure capturing the customers' creditworthiness. These clusters are well suited for the aforementioned banks' activities. Further, our methodology generalizes to new customers, captures high-dimensional and complex financial data, and scales to large data sets.
Classification of speech emotion is another example where latent representations of the input data have been successfully used for classification. Using Long Short Term Memory (LSTM) networks to classify emotion, @cite_2 compares the predictive power of data transformations using VAE and regular Auto Encoders. Speech emotion prediction is more accurate when the latent representations in the VAE are used as predictors. The classification results are further improved by using latent representations obtained with conditional VAE @cite_9 .
@cite_9 @cite_2
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Learning the latent representation of data in unsupervised fashion is a very interesting process that provides relevant features for enhancing the performance of a classifier. For speech emotion recognition tasks, generating effective features is crucial. Currently, handcrafted features are mostly used for speech emotion recognition, however, features learned automatically using deep learning have shown strong success in many problems, especially in image processing. In particular, deep generative models such as Variational Autoencoders (VAEs) have gained enormous success for generating features for natural images. Inspired by this, we propose VAEs for deriving the latent representation of speech signals and use this representation to classify emotions. To the best of our knowledge, we are the first to propose VAEs for speech emotion classification. Evaluations on the IEMOCAP dataset demonstrate that features learned by VAEs can produce state-of-the-art results for speech emotion classification. Latent representation of data in unsupervised fashion is a very interesting process. It provides more relevant features that can enhance the performance of a classifier. For speech emotion recognition tasks generating effective features is very crucial. Recently, deep generative models such as Variational Autoencoders (VAEs) have gained enormous success to model natural images. Being inspired by that in this paper, we use VAE for the modeling of emotions in human speech. We derive the latent representation of speech signal and use this for classification of emotions. We demonstrate that features learned by VAEs can achieve state-of-the-art emotion recognition results. Department of Computer Science and Engineering, Anna University Regional Centre, Coimbatore, India m.sribtechit@gmail.com J. Preethi Department of Computer Science and Engineering Anna University Regional Centre, Coimbatore, India preethi17j@yahoo.com Emotions are very important in human decision handling, interaction and cognitive process. In this paper describes that recognize the human emotions from DEAP EEG dataset with different kind of methods. Audio – video based stimuli is used to extract the emotions. EEG signal is divided into different bands using discrete wavelet transformation with db8 wavelet function for further process. Statistical and energy based features are extracted from the bands, based on the features emotions are classified with feed forward neural network with weight optimized algorithm like PSO. Before that the particular band has to be selected based on the training performance of neural networks and then the emotions are classified. In this experimental result describes that the gamma and alpha bands are provides the accurate classification result with average classification rate of 90.3 of using NNRBF, 90.325 of using PNN, 96.3 of using PSO trained NN, 98.1 of using Cuckoo trained NN. At last the emotions are classified into two different groups like valence and arousal. Based on that identifies the person normal and abnormal behavioral using classified emotion. This paper describes an experimental study on the detection of emotion from speech. As computer-based characters such as avatars and virtual chat faces become more common, the use of emotion to drive the expression of the virtual characters becomes more important. This study utilizes a corpus containing emotional speech with 721 short utterances expressing four emotions: anger, happiness, sadness, and the neutral (unemotional) state, which were captured manually from movies and teleplays. We introduce a new concept to evaluate emotions in speech. Emotions are so complex that most speech sentences cannot be precisely assigned to a particular emotion category; however, most emotional states nevertheless can be described as a mixture of multiple emotions. Based on this concept we have trained SVMs (support vector machines) to recognize utterances within these four categories and developed an agent that can recognize and express emotions.