We present a data mining approach for profiling bank clients in order to support the process of detection of anti-money laundering operations. We first present the overall system architecture, and then focus on the relevant component for this paper. We detail the experiments performed on real world data from a financial institution, which allowed us to group clients in clusters and then generate a set of classification rules. We discuss the relevance of the founded client profiles and of the generated classification rules. According to the defined overall agent-based architecture, these rules will be incorporated in the knowledge base of the intelligent agents responsible for the signaling of suspicious transactions.
Considering the data transformation process, which was especially critical in our work, in @cite_6 , a discretization process was also applied to data set in order to find a more adequate set of clusters. Resources are mapped to n+2 dimensional Euclidean space, n being the customer’s attributes, one dimension for time and another for transactions. Customers’ transactions are projected according to time, accumulating transactions and its frequency to create a histogram. Clusters are created based on segments of the histogram. Analyses of local and global correlations are then applied to detect suspicious patterns. A good way to analyze individual behavior and or group behavior is to examine their operations to detect suspicious behaviors related to abnormal peaks on the histogram. However, when it is necessary to analyze a big number of clients and transactions over a long period of time, it may become difficult to detect suspicious cases, since there might be few peaks or none at all in the histogram.
@cite_6
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We propose a new approach to appearance-based loop detection for mobile robots, using three-dimensional (3D) laser scans. Loop detection is an important problem in the simultaneous localization and mapping (SLAM) domain, and, because it can be seen as the problem of recognizing previously visited places, it is an example of the data association problem. Without a flat-floor assumption, two-dimensional laser-based approaches are bound to fail in many cases. Two of the problems with 3D approaches that we address in this paper are how to handle the greatly increased amount of data and how to efficiently obtain invariance to 3D rotations. We present a compact representation of 3D point clouds that is still discriminative enough to detect loop closures without false positives (i.e., detecting loop closure where there is none). A low false-positive rate is very important because wrong data association could have disastrous consequences in a SLAM algorithm. Our approach uses only the appearance of 3D point clouds to detect loops and requires no pose information. We exploit the normal distributions transform surface representation to create feature histograms based on surface orientation and smoothness. The surface shape histograms compress the input data by two to three orders of magnitude. Because of the high compression rate, the histograms can be matched efficiently to compare the appearance of two scans. Rotation invariance is achieved by aligning scans with respect to dominant surface orientations. We also propose to use expectation maximization to fit a gamma mixture model to the output similarity measures in order to automatically determine the threshold that separates scans at loop closures from nonoverlapping ones. We discuss the problem of determining ground truth in the context of loop detection and the difficulties in comparing the results of the few available methods based on range information. Furthermore, we present quantitative performance evaluations using three real-world data sets, one of which is highly self-similar, showing that the proposed method achieves high recall rates (percentage of correctly identified loop closures) at low false-positive rates in environments with different characteristics. © 2009 Wiley Periodicals, Inc. In this paper we study the problem of constructing histograms from high-speed time-changing data streams. Learning in this context requires the ability to process examples once at the rate they arrive, maintaining a histogram consistent with the most recent data, and forgetting out-date data whenever a change in the distribution is detected. To construct histogram from high-speed data streams we use the two layer structure used in the Partition Incremental Discretization (PiD) algorithm. Our contribution is a new method to detect whenever a change in the distribution generating examples occurs. The base idea consists of monitoring distributions from two different time windows: the reference time window, that reflects the distribution observed in the past; and the current time window reflecting the distribution observed in the most recent data. We compare both distributions and signal a change whenever they are greater than a threshold value, using three different methods: the Entropy Absolute Difference, the Kullback-Leibler divergence and the Cosine Distance. The experimental results suggest that Kullback-Leibler divergence exhibit high probability in change detection, faster detection rates, with few false positives alarms. We propose a novel approach to both learning and detecting local contour-based representations for mid-level features. Our features, called sketch tokens, are learned using supervised mid-level information in the form of hand drawn contours in images. Patches of human generated contours are clustered to form sketch token classes and a random forest classifier is used for efficient detection in novel images. We demonstrate our approach on both top-down and bottom-up tasks. We show state-of-the-art results on the top-down task of contour detection while being over 200x faster than competing methods. We also achieve large improvements in detection accuracy for the bottom-up tasks of pedestrian and object detection as measured on INRIA and PASCAL, respectively. These gains are due to the complementary information provided by sketch tokens to low-level features such as gradient histograms. Face detection systems have recently achieved high detection rates and real-time performance. However, these methods usually rely on a huge training database (around 5,000 positive examples for good performance). While such huge databases may be feasible for building a system that detects a single object, it is obviously problematic for scenarios where multiple objects (or multiple views of a single object) need to be detected. Indeed, even for multi-viewface detection the performance of existing systems is far from satisfactory. In this work we focus on the problem of learning to detect objects from a small training database. We show that performance depends crucially on the features that are used to represent the objects. Specifically, we show that using local edge orientation histograms (EOH) as features can significantly improve performance compared to the standard linear features used in existing systems. For frontal faces, local orientation histograms enable state of the art performance using only a few hundred training examples. For profile view faces, local orientation histograms enable learning a system that seems to outperform the state of the art in real-time systems even with a small number of training examples.