Third party liability claims on the Polish insurance market - a study of market trends and social attitudes
Analyses of trends on the third party liability insurance market have indicated in the recent years that the quantity and value of claims have been growing on all markets . The examination of reasons therefor reveals multiple factors, including also a change of social attitudes - a greater inclination of injured parties to assert claims and higher expectations as to the quality (extent) of compensation. This inclination results from social and economic factors. This paper describes current trends in this field on the Polish market in the context of experiences of other countries. It identifies the determinants of changes of attitudes of persons who assert claims and illustrates such attitudes with results of questionnaire surveys.
Factors Likely to Influence Tort Litigation in the European Union
As the European Union moves towards harmonization in a variety of business, political, and regulatory settings, an opportunity exists to influence the form of tort liability found in these nations. The opportunity should not be missed, with rising concern that U.S. influences will set into motion costly litigiousness, particularly as EU member nations pull back on the level of social programmes available to cover costs typically included in tort claims. To assist policymakers in their deliberations about European Union tort directives, this paper provides discussion of the frequently cited key differences between the U.S. tort systems and what is found in most EU member nations. The discussion is focused on available evidence regarding the influences of these differences as well as important areas of future research. The most important areas seem to be (1) the need to enforce European Law when no defined regulatory body exists for this purpose; (2) the connection between government social programmes and the need for tort liability compensation; (3) and the influence of rules governing payment of legal costs and lawyer fees.
Thermally Induced Dynamics of Satellite Solar Panels
Thermally induced structural motions are known to affect the attitude dynamics of low Earth orbiting satellites during eclipse transitions. Motions of e exible appendages such as solar panels lead to rigid body rotations of the entire satellite because the total angular momentum of the system is conserved. These potentially large attitude disturbances may violate pointing accuracy and jitter requirements. One type of thermally induced dynamics exhibited by solar panels is thermal snap. The Upper Atmosphere Research Satellite is a prominent example of a satellite that experiences thermal snap disturbances during eclipse transitions. This paper describes recent studies of thermally induced dynamicsof solarpanels, including an analysisofsatelliteattitudedynamics resulting from thermally induced structural motions and a laboratory investigation of the thermal-structural performance of a satellite solar panel. Analytical and experimental results demonstrate thermal bending deformations with acceleration transients that have characteristic thermal snap disturbance histories in response to rapid changes in heating. The studies show that solar panel thermal snap disturbances are caused by through-the-thickness temperature differences that vary at a nonconstant rate. Finite element analysis correctly predicts the thermal snap phenomenon observed in the solar panel experiments.