A Comparative Study of Gross NPA of Old Private Sector Banks & Nationalized Banks
The study is based on the secondary data. The scope the study is limited to five years data. The data has been analyzed using percentage method. The study is related to old Private Sector Banks & Nationalized banks. During the period for 2007 to 2011 the performance in old private sector banks was superb as the GNPA ratio continue to fall from 3.4% to 1.62%.
COMPARATIVE STUDY OF FOREIGN BANKS AND PUBLIC SECTOR BANKS WITH REFERENCE TO NON-PERFORMING ASSETS
The stability and viability of commercial banking is critical for economic growth and development. Non-performing asset management is a vital function to ensure that profitability is not compromised. This paper studies the core parameters in this context which are Gross Advances, Gross Non-performing assets, Net Advances and Net Non-performing asserts. The study has been done in respect of Foreign Banks and Public Sector Banks. The analysis is focused on comparing the performance of these two categories of banks with respect to Non-performing assets. Financial data for the years 2007-2012 has been used for this purpose.
Performance Evaluation in Indian Banking
Significance of performance evaluation in an organization, for sustainable growth and development, has been recognized since long. This calls for a system that first measures and evaluates the performance, and then brings out the strengths and weaknesses of the organization for the purpose of further improvement. It has been observed that the evaluation of the financial performance alone is not sufficient for the present day organizations. The situation is not different even for financial institutions like banks. This paper attempts to describe the need for more modern performance evaluation systems for Indian banks.