A Comparative Study of Gross NPA of Old Private Sector Banks & Nationalized Banks
The study is based on the secondary data. The scope the study is limited to five years data. The data has been analyzed using percentage method. The study is related to old Private Sector Banks & Nationalized banks. During the period for 2007 to 2011 the performance in old private sector banks was superb as the GNPA ratio continue to fall from 3.4% to 1.62%.
EVALUATING THE PERFORMANCE OF INDIAN PUBLIC SECTOR BANKS AND PRIVATE SECTOR BANKS - A COMPARATIVE STUDY
The economic reforms in India started in early nineties, but their outcome is visible now. Major changes took place in the functioning of Banks in India only after liberalization, globalisation and privatisation. It has become very mandatory to study and to make a comparative analysis of services of Public sector Banks and Private Sector banks. Increased competition, new information technologies and thereby declining processing costs, the erosion of product and geographic boundaries, and less restrictive governmental regulations have all played a major role for Public Sector Banks in India to forcefully compete with Private and Foreign Banks. this paper an attempt to analyze how efficiently Public and Private sector banks have been managing NPA. We have used statistical tools for projection of trend. Index Terms—NPA, Profitability, Public Sector banks, private Sector banks. The last d ecade has seen many positive developments in the Indian banking sector. The policy makers, which comprise the Reserve Bank of India (RBI), Ministry of Finance and related government and financial sector regulatory entities, have made several notable efforts to improve regulation in the sector. The sector now compares favourably with banking sectors in the region on metrics like growth, profitability and non-performing assets (NPAs). A few banks have established an outstanding track record of innovation, growth and value creation. Banking in India was defined under Section 5(A) as "any company which transacts banking, business" and the purpose of banking business defined under Section 5(B),"accepting deposits of money from public for the purpose of lending or investing, repayable on demand through cheque/draft or otherwise". In the process of doing the above-mentioned primary functions, they are also permitted to do other types of business referred to as Utility Services for their customers (Banking Regulation Act, 1949). During Bruisers' time, three Presidencies' Banks were opened in Bengal (1809), Bombay (1840) and Madras (1843) with powers to issue Notes. In the year 1921, due to banking crisis during First World War, the three Presidency Banks merged to form Imperial Bank of India. In the year 1955, after Independence, Imperial Bank of India was nationalized and renamed as State Bank of India (SBI) with a primary mandate to go to rural areas by opening at least 400 branches immediately. In the year 1957, the seven banks that were earlier catering to the rulers of different areas or States viz., Patiala, Bikaner, Jaipur, Indore, Saurashtra,
Timber, its nature and behaviour
Preface. Acknowledgements. Chapter 1 - Structure of Timber. Chapter 2 - Appearance of Timber in Relation to its Structure. Chapter 3 - Mass Volume Relationships. Chapter 4 - Movement in Timber. Chapter 5 - Flow in Timber. Chapter 6 - Deformation Under Load. Chapter 7 - Strength and Failure in Timber. Chapter 8 - Durability of Timber. Chapter 9 - Processing of Timber. Index.