Loan-tracking systems for NGO microcredit programmes
Loan-tracking systems may provide much more information than the current status of the loans. This article describes information that can be gathered on loan application forms to monitor the economic impact of the loan on business owners and their families. Programmes can track changes by comparing applications for initial and repeat loans. The systems reviewed typically monitored changes in the client enterprises and reported key changes separately for men and women, but gave little information on their socio-economic characteristics. The study suggests that loan-tracking systems can often be implemented at a relatively low cost, and even simple systems can generate useful information for guiding programmes.
Tracking the impact of microenterprise programs: the experience of nongovernmental organizations
In September 1995, US AID funded a five-year project on Assessing the Impact of Microenterprise Services (AIMS). Initially AIMS supported a survey to determine existing practices among 41 members of the Small Enterprise Education and Promotion Network (SEEP) and several associated overseas programs. The most commonly perceived weaknesses of the NGOs' impact information systems were insufficient rigor and reliability of data, inability to collect the desired information, lack of standard indicators, and difficulties obtaining timely data. The main reported strengths were simplicity and low cost
Diagnostic and therapeutic studies on chronic diarrhea in dairy animals
The study was conducted to determine the etiology of chronic diarrhea in dairy animals. Seven causes of chronic diarrhea were established in dairy cattle and buffaloes. Balantidiasis in 37.6 per cent, dietary diarrhea in 9.9 per cent, chronic salmonellosis in 6.9 per cent cases of chronic diarrhea, secondary copper deficiency and amphistomiasis in 6.9 per cent, clinical Johne‘s disease in 3.9 per cent and chronic peritonitis in 2.97 per cent of dairy animals, manifest chronic diarrhea. The precise diagnosis could not be established in 24.50 per cent of animals. Lymphosarcoma was confirmed in one of the dairy cattle. Body condition score was associated to the etiology of chronic diarrhea. B. coli infected cattle and buffalo revealed cysts in 32.3 per cent cases while 5 per cent positive cases revealed both cysts and trophozoites. Mean cyst count was 2.73±0.91 hpf in diarrheic animals compared to 0.11±0.447 hpf in healthy animals. Clinical Johne‘s disease was confirmed in four animals. Hematological changes revealed anemia and neutrophilia with morphological changes suggestive of regenerative to degenerative left shift. High plasma phosphorus, hypoproteinaemia and hypoalbuminaemia was seen in clinical Johne‘s disease. Salmonella isolates showed higher in-vitro sensitivity to enrofloxacin (87%), ciprofloxacin (87%), gentamicin (75%), and tetracycline (66.7 %) and were resistant to ampicillin and amoxicillin. Mean cyst count reduction from 2.41±1.16 to 0.11±.33 was observed in oral metronidazole treated group where as reduction of mean cyst count from 2.73±0.918 to 0.18±0.44 in intravenous metronidazole treated group. Recovery rate with oral and intravenous metronidazole was 42.1 and 63.1 per cent respectively. Recovery results in significant decrease in eiosionphil count and increase in total plasma protein in both oral and intravenous treatment groups. Complete recovery response approaches 60 per cent in balantidiasis affected adult dairy animals. Balantidiasis was the major cause of chronic diarrhea and intravenous administration of metronidazole was more effective than oral metronidazole.