An Empiric Analysis on the Relationship between Industrial Organization Structure and Bank Efficiency
The property ownership's structures influence the cost efficiency of all banks seriously.But the power of influencing for personal-owned commercial banks is weaker than for state-owned commercial banks.Between the weight of property ownership owned by State and the banking efficiency presents a curve relationship.And now,the weight of property ownership owned by State is always higher than the threshold,to realize the commercial banks long-term revolve efficiently,we must move the bank track to the left half part of the curve.The influencing trends of market structure for the cost,the scale and the technique efficiencies are different.The influencing for state-owned commercial banks is also higher for personal-owned commercial banks.