text: SECTION 1. REMOVAL OF 18 OR 36 MONTH LIMITATION ON COBRA CONTINUATION 
                COVERAGE.
  
      (a) Under ERISA.--
              (1) In general.--Subparagraph (A) of section 602(2) of the 
          Employee Retirement Income Security Act of 1974 (29 U.S.C. 
          1162(2)) is amended to read as follows:
                      ``(A) No specified maximum required period.--Except 
                  as otherwise provided, there is no specified deadline 
                  for the continuation coverage provided under this 
                  part.''.
              (2) Increased premium permitted for additional coverage.--
          The last sentence of section 602(3) of such Act is amended to 
          read as follows: ``In the case of an individual who was 
          described in the last sentence of paragraph (2)(A), as in 
          effect before the amendment made by section 2(a)(1) of the 
          Health Insurance For Life Act of 2006, for any month after the 
          18th month of continuation coverage described in clause (i) or 
          (ii) of such paragraph and in the case of an individual whose 
          continuation coverage is only required under this part due to 
          such amendment, any reference in subparagraph (A) of this 
          paragraph to `102 percent' is deemed a reference to such 
          percentage as the Secretary of Health and Human Services 
          determines (from time to time and after consultation with the 
          Secretary of Labor and the Secretary of the Treasury) that if 
          were applied during the period of the first 18 months of 
          continuation coverage under this part would have resulted in a 
          premium equal to the average monthly actuarial cost of such 
          continuation coverage.''.
      (b) Under IRC.--
              (1) In general.--Clause (i) of section 4980B(f)(2)(B) of 
          the Internal Revenue Code of 1986 (relating to maximum required 
          period of continuation coverage) is amended to read as follows:
                              ``(i) No specified maximum required 
                          period.--Except as otherwise provided, there is 
                          no specified deadline for the continuation 
                          coverage provided under this section.''.
              (2) Increased premium permitted for additional coverage.--
          The last sentence of section 4980B(f)(2)(C) of such Code is 
          amended to read as follows: ``In the case of an individual who 
          was described in the last sentence of subparagraph (B)(i), as 
          in effect before the amendment made by section 2(b)(1) of the 
          Health Insurance For Life Act of 2006, for any month after the 
          18th month of continuation coverage described in subclause (I) 
          or (II) of such subparagraph and in the case of an individual 
          whose continuation coverage is only required under this section 
          due to such amendment, any reference in clause (i) of this 
          subparagraph to `102 percent' is deemed a reference to such 
          percentage as the Secretary of Health and Human Services 
          determines from time to time under the last sentence of section 
          602(e) of the Employee Retirement Income Security Act of 
          1974.''.
      (c) Under PHSA.--
              (1) In general.--Subparagraph (A) of section 2202(2) of the 
          Public Health Service Act (42 U.S.C. 300bb-2(2)) is amended to 
          read as follows:
                      ``(A) No specified maximum required period.--Except 
                  as otherwise provided, there is no specified deadline 
                  for the continuation coverage provided under this 
                  part.''.
              (2) Increased premium permitted for additional coverage.--
          The last sentence of section 2202(3) of such Act is amended to 
          read as follows: ``In the case of an individual who was 
          described in the last sentence of paragraph (2)(A), as in 
          effect before the amendment made by section 2(c)(1) of the 
          Health Insurance For Life Act of 2006, for any month after the 
          18th month of continuation coverage described in clause (i) or 
          (ii) of such paragraph and in the case of an individual whose 
          continuation coverage is only required under this part due to 
          such amendment, any reference in subparagraph (A) of this 
          paragraph to `102 percent' is deemed a reference to such 
          percentage as the Secretary of Health and Human Services 
          determines from time to time under the last sentence of section 
          602(e) of the Employee Retirement Income Security Act of 
          1974.''.
      (d) FEHBP.--
              (1) In general.--Subsection (e) of section 8905a of title 
          5, United States Code, is amended to read as follows:
      ``(e) Continuation coverage under this section shall not extend 
  beyond the period of continuation required under section 602(2) of the 
  Employee Retirement Income Security Act of 1974 for a group health plan 
  covered under such section.''.
              (2) Increased premium permitted for additional coverage.--
          Section 8905a(d) of such title is amended--
                      (A) in paragraph (1)(A), by striking ``and (5)'' 
                  and inserting ``, (5), and (6)'';
                      (B) in paragraph (4)(A), in the matter before 
                  clause (i), by inserting ``for periods of continuation 
                  coverage not resulting from the amendment made by 
                  section 2(d)(1) of the Health Insurance For Life Act of 
                  2006'' after ``National Nuclear Security 
                  Administration'';
                      (C) in paragraph (5)(A), in the matter before 
                  clause (i), by inserting ``for periods of continuation 
                  coverage not resulting from the amendment made by 
                  section 2(d)(1) of the Health Insurance For Life Act of 
                  2006'' after ``Atomic Energy Defense Act''; and
                      (D) by adding at the end the following new 
                  paragraph:
      ``(6) In the case of any period of continuation coverage under this 
  section resulting from the amendment made by section 2(d)(1) of the 
  Health Insurance For Life Act of 2006, the amount required to be paid 
  under this subsection shall be equal to a percentage (equal to such 
  percentage as the Secretary of Health and Human Services determines 
  from time to time under the last sentence of section 602(e) of the 
  Employee Retirement Income Security Act of 1974) applied to the amount 
  described in paragraph (1)(A)(i).''.
      (e) Effective Date.--
              (1) In general.--Subject to paragraph (2), the amendments 
          made by subsections (a) through (c) shall apply with respect to 
          group health plans, and health insurance coverage offered in 
          connection with group health plans, for plan years beginning 
          after the date of the enactment of this Act and the amendments 
          made by subsection (d) shall apply to contract years beginning 
          after the date of the enactment of this Act.
              (2)  Treatment of collective bargaining agreements.--In the 
          case of a group health plan maintained pursuant to 1 or more 
          collective bargaining agreements between employee 
          representatives and 1 or more employers ratified before the 
          date of enactment of this Act, the amendments made by 
          subsections (a) through (c) shall not apply to plan years 
          beginning before the later of--
                      (A) the date on which the last collective 
                  bargaining agreements relating to the plan terminates 
                  (determined without regard to any extension thereof 
                  agreed to after the date of enactment of this Act); or
                      (B) 2 years after the date of the enactment of this 
                  Act.
          For purposes of subparagraph (A), any plan amendment made 
          pursuant to a collective bargaining agreement relating to the 
          plan which amends the plan solely to conform to any requirement 
          added by this section shall not be treated as a termination of 
          such collective bargaining agreement.
target: Amends the Employee Retirement Income Security Act (ERISA), the Internal Revenue Code, and the Public Health Service Act to remove all limitations on Consolidated Omnibus Budget Reconciliation Act (COBRA) continuation coverage that establish a period by which such coverage must end, and instead provides no deadline for discontinuing such coverage. Sets forth a formula to determine the maximum allowable premium that certain qualified disabled beneficiaries and individuals receiving extended coverage provided pursuant to this Act may be charged based on the average monthly actuarial cost of such continuation coverage.
  
  Applies such provisions to continuation coverage provided pursuant to the Federal Employee Health Benefits Program (FEHBP).
feat_title: To remove the 18 or 36 month limitation on the period of COBRA continuation coverage.