text: SECTION 1. SHORT TITLE.
  
      This Act may be cited as the ``Crop Risk Options Plan Act of 
  2013''.
  
  SEC. 2. SUPPLEMENTAL COVERAGE OPTION.
  
      (a) Availability of Supplemental Coverage Option.--Paragraph (3) of 
  section 508(c) of the Federal Crop Insurance Act (7 U.S.C. 1508(c)) is 
  amended to read as follows:
              ``(3) Yield and loss basis options.--A producer shall have 
          the option of purchasing additional coverage based on--
                      ``(A)(i) an individual yield and loss basis; or
                      ``(ii) an area yield and loss basis;
                      ``(B) an individual yield and loss basis, 
                  supplemented with coverage based on an area yield and 
                  loss basis to cover a part of the deductible under the 
                  individual yield and loss policy, as described in 
                  paragraph (4)(C); or
                      ``(C) a margin basis alone or in combination with 
                  the coverages available in subparagraph (A) or (B).''.
      (b) Level of Coverage.--Paragraph (4) of section 508(c) of the 
  Federal Crop Insurance Act (7 U.S.C. 1508(c)) is amended to read as 
  follows:
              ``(4) Level of coverage.--
                      ``(A) Dollar denomination and percentage of 
                  yield.--Except as provided in subparagraph (C), the 
                  level of coverage--
                              ``(i) shall be dollar denominated; and
                              ``(ii) may be purchased at any level not to 
                          exceed 85 percent of the individual yield or 95 
                          percent of the area yield (as determined by the 
                          Corporation).
                      ``(B) Information.--The Corporation shall provide 
                  producers with information on catastrophic risk and 
                  additional coverage in terms of dollar coverage (within 
                  the allowable limits of coverage provided in this 
                  paragraph).
                      ``(C) Supplemental coverage option.--
                              ``(i) In general.--Notwithstanding 
                          subparagraph (A), in the case of the 
                          supplemental coverage option described in 
                          paragraph (3)(B), the Corporation shall offer 
                          producers the opportunity to purchase coverage 
                          in combination with a policy or plan of 
                          insurance offered under this subtitle that 
                          would allow indemnities to be paid to a 
                          producer equal to a part of the deductible 
                          under the policy or plan of insurance--
                                      ``(I) at a county-wide level to the 
                                  fullest extent practicable; or
                                      ``(II) in counties that lack 
                                  sufficient data, on the basis of such 
                                  larger geographical area as the 
                                  Corporation determines to provide 
                                  sufficient data for purposes of 
                                  providing the coverage.
                              ``(ii) Trigger.--Coverage offered under 
                          paragraph (3)(B) and clause (i) shall be 
                          triggered only if the losses in the area exceed 
                          10 percent of normal levels (as determined by 
                          the Corporation).
                              ``(iii) Coverage.--Subject to the trigger 
                          described in clause (ii), coverage offered 
                          under paragraph (3)(B) and clause (i) shall not 
                          exceed the difference between--
                                      ``(I) 90 percent; and
                                      ``(II) the coverage level selected 
                                  by the producer for the underlying 
                                  policy or plan of insurance.
                              ``(iv) Calculation of premium.--
                          Notwithstanding subsection (d), the premium for 
                          coverage offered under paragraph (3)(B) and 
                          clause (i) shall--
                                      ``(I) be sufficient to cover 
                                  anticipated losses and a reasonable 
                                  reserve; and
                                      ``(II) include an amount for 
                                  operating and administrative expenses 
                                  established in accordance with 
                                  subsection (k)(4)(F).''.
      (c) Payment of Portion of Premium by Corporation.--Section 
  508(e)(2) of the Federal Crop Insurance Act (7 U.S.C. 1508(e)(2)) is 
  amended by adding at the end the following new subparagraph:
                      ``(H) In the case of the supplemental coverage 
                  option authorized in subsection (c)(4)(C), the amount 
                  shall be equal to the sum of--
                              ``(i) 60 percent of the additional premium 
                          associated with the coverage; and
                              ``(ii) the amount determined under 
                          subsection (c)(4)(C)(vi)(II), subject to 
                          subsection (k)(4)(F), for the coverage to cover 
                          operating and administrative expenses.''.
      (d) Effective Date.--The Federal Crop Insurance Corporation shall 
  begin to provide additional coverage based on an individual yield and 
  loss basis, supplemented with coverage based on an area yield and loss 
  basis, not later than for the 2014 crop year.
  
  SEC. 3. DATA SOURCES FOR DETERMINATION OF ACTUAL PRODUCTION HISTORY.
  
      Section 508(g)(2) of the Federal Crop Insurance Act (7 U.S.C. 
  1508(g)(2)) is amended by adding at the end the following new 
  subparagraph:
                      ``(E) Sources of yield data.--To determine yields 
                  under this paragraph, the Corporation shall use data 
                  collected by the Risk Management Agency or the National 
                  Agricultural Statistics Service, or both.''.
target: Crop Risk Options Plan Act of 2013 - Amends the Federal Crop Insurance Act to make available to crop producers additional coverage to cover part of a crop insurance policy deductible based upon: (1) an individual or area yield and loss basis, (2) an individual yield and loss basis supplemented with coverage based on an area yield and loss basis (supplemental coverage option), or (3) a margin basis alone or in combination with the coverages available in (1) or (2).  Triggers the supplemental coverage option only if area losses exceed 10% of normal levels. Provides for: (1) 60% premium coverage plus operating and administrative costs paid by the Federal Crop Insurance Corporation (FCIC), and (2) coverage to begin no later than crop year 2014.  Provides that in the case of the supplemental coverage option, FCIC shall offer producers the opportunity to purchase coverage that pays indemnities on a county-wide level or on a larger geographical area level in counties that lack sufficient data.  Directs FCIC, in developing yield guarantees, to use county data collected by the Risk Management Agency and/or the National Agricultural Statistics Service.
feat_title: Crop Risk Options Plan Act of 2013