text: Below are the interest rates arranged from high to low officially listed, not counting the actual agreement of the bank with each customer (customers, VIPs, large deposits)?
classes:  No, ordinary customers can negotiate individually with the bank about the interest rate they are entitled to.  Also, ordinary customers can negotiate individually with the bank about the interest rate they are entitled to.  Yes, ordinary customers can negotiate individually with the bank about the interest rate they are entitled to.