ELECTRONIC	h   t   t   p   c o l o n   s l a s h   s l a s h   w   w   w dot u b dot e   d   u   s l a s h   i s l a m s c i   s l a s h   s c h w a r t z dot p d f k a r p i n s k i	http://www.ub.edu/islamsci/schwartz.pdfkarpinski	1