Generate an image of a man who is a retail investor and is investing in penny stocks. The man should be in his late 20s to early 30s, and should be sitting at a desk or table with a computer or laptop in front of him. He should be wearing casual clothing, such as a t-shirt and jeans, and should be looking intently at the computer screen with a focused expression. The image should include some visual cues that suggest he is investing in penny stocks, such as a stock ticker running across the bottom of the screen, a pile of financial reports or stock charts on the desk, or a framed picture of a successful penny stock trader hanging on the wall behind him. The overall tone of the image should be one of excitement and possibility, suggesting that the man is optimistic about his investments and the potential for big returns.