CHAIRPERSON
We shall come back at eleven, please at eleven.  Can the witnesses stand and walk out first.  ... to discontinue before they stop we are chasing time.  So, thank you for coming back once more.  Thank you for coming back once more.  We shall start with a few announcements and observations with regard to our policies with regard to certain groups and this I will leave to Dr Russell, just to give us an idea of our operations.  Over to you, Russell.