CHAIRPERSON
I think with regard to whether questions should be answered or not, the position is that we don't have the power, the jurisdiction to force people to answer.  We can't find any witness who appears before us to be in contempt of the Commission as the courts have a power to find people being in contempt of court if they refuse to answer questions that the court feels should be answered.  We don't have that power, but the situation is, and I'm not at this stage saying at all whether or not failure to answer a question will amount to such, that we'll have to listen to argument later, but if questions are refused to be answered when they ought to have been answered and I'm not saying now that this is a case where they ought to or not to, I'm not going to pre-empt anything, then the risk run by an applicant in that situation is as has been said, there might be a finding that there hasn't been full disclosure and whether there's been a full disclosure or not, is one of the essential criteria which is taken into account in determining the success or otherwise of an application.