ADV SIGODI
The problem I'm having is that there are a lot of things that you cannot recall and that gives me a problem with your application insofar as full disclosure is concerned because I find it difficult to say to what extent was your role in this whole episode.  For instance if you mention certain people by name and then you come now and say to us that you cannot recall or you're not sure that those people were there and yet you have mentioned them by name in your application.