MR SANDI
Thank you Mr Nel so far.  Mr Chairman I don't want to appear as if I am putting the witness under cross-examination.  We are not cross-examining people who appear before this Commission, we ask questions simply to get clarity and I hope Mr Nel will give us more information as members of the panel pose questions to him.  I may have to come back to Mr Nel to ask a few other questions.  I am handing over to you.