CHAIRPERSON
Thank you Mrs Mngadi.  Mrs Loliwe and Spongile, please come nearer to the mike.  I am going to lead you in questions, but I would like to clarify, you to clarify something before you start.  Nosipho, you are going to talk on behalf of Spongile.  However, if she can help she will.  Will you tell us why you are speaking on her behalf.