MR JASSAT
I am sorry that I haven't apologised.  As you know, I came into this matter at the last minute, as I indicated to you yesterday.  I had other commitments, we had to be in court this morning, and I was trying to get out of a case this morning, but unfortunately it proceeded and finished at eleven o'clock.  Immediately that finished I had no way of contacting the Committee because I did not have a telephone number and immediately I got a call I arrived at this hearing.  To that end I don't want to be disrespectful to this Committee, but I must apologise again.