MR ZILWA
Mr Chairman, for all fairness, I think the witness has answered the question.  He says I did fill in the form, I did make an application, I did know that for my application to be granted, I had to make a full disclosure.  I knew I was still going to come and give viva voce evidence before this Commission, which I am now doing.  I think that is an answer to the question, he has answered the question.