Homeowners in Alabama can save between 20 and 50% on their homeowners insurance wind premiums by building FORTIFIED. The State leads the nation in FORTIFIED construction thanks in part to these regulated and legislated discounts, as well as to improved building codes (in some areas) and pieces of legislation passed since 2009.
Beginning in 2018, all home and business owners who build FORTIFIED in the State of Alabama will qualify for discounts on their insurance. Currently, homeowners in Mobile and Baldwin Counties qualify for the discounts by law. That's not to say insurers are not willing to offer discounts to residents outside of the Coast, talk with your insurance agent and learn more about the FORTIFIED Home High Wind and Hail standards for inland communities.