User: What policies should I follow to save for retirement?
Assistant: Policies that you should consider following to save for retirement include: 
1. Start saving as early as possible - The earlier you start saving, the more time your money has to compound and grow. 
2. Aim to save 10-15% of your income - To ensure that you will have enough money set aside for retirement, aim to save 10-15% of your income each month.
3. Consider putting your money into a retirement account - Retirement accounts, such as 401(k)s and IRAs, offer tax advantages that can help you save more and reach your goals faster.
User: More please.
Assistant: Sure, here's some more:
4. Invest your money wisely - Investing your money in a variety of stocks, bonds, and other investments can help to grow your savings faster.
5. Research and utilize employer benefits - Most employers offer retirement plans such as 401(k)s. Utilizing your employer’s retirement benefits can be a great way to reach your retirement goals.  
6. Make use of catch-up contributions - Once you reach a certain age, many retirement accounts allow you to make catch-up contributions which will help you save more.