Item 1.	Business. Not Applicable.
Item 2.
Item 2.	Properties. Not Applicable.
Item 3.
Item 3.	Legal Proceedings. The Servicer is not aware of any material pending legal proceedings involving either the Registrant, the Seller or the Servicer with respect to the Certificates or the Registrant's property.
Item 4.
Item 4.	Submission of Matters to a Vote of Certificateholders. None.
PART II
Item 5.
Item 5.	Market for Registrant's Common Equity and Related Stockholder Matters. The Series 1992-A Asset Backed Certificates amortized on July 14th, 	1996. While they were outstanding, there was no established trading 	market for the Certificates. From time to time, certain underwriters 	of the initial public offering of the Certificates made bids for the 	Certificates in the over-the-counter market.
Item 6.
Item 6.	Selected Financial Data. Not Applicable.
Item 7.
Item 7.	Management's Discussion and Analysis of Financial Condition and Results of Operations. Not Applicable.
Item 8.
Item 8.	Financial Statements and Supplementary Data. Not Applicable.
Item 9.
Item 9.	Changes in and Disagreements with Accountants on Accounting and Financial Disclosure. None. PART III
Item 10.
Item 10.	Directors and Executive Officers of the Registrant. Not Applicable.
Item 11.
Item 11.	Executive Compensation. Not Applicable.
Item 12.
Item 12.	Security Ownership of Certain Beneficial Owners and Management. The Series 1992A Asset Backed Certificates amortized on July 14th, 	1996. The Certificates representing investors' interests in the Trust 	were represented by a single Certificate registered in the name of 	Cede & Co., the nominee of the Depository Trust Company ("DTC"), and 	an investor holding an interest in the Trust was not entitled to 	receive a Certificate representing interest except in certain limited 	circumstances. Accordingly, Cede & Co. was the sole holder of record 	of Certificates.
Item 13.
Item 13.	Certain Relationships and Related Transactions. None.
PART IV
Item 14.
Item 14.	Exhibits, Financial Statement Schedules, and Reports on Form 8-K.
(a)	List the following documents filed as part of the report:
(1)	Financial Statements
Not Applicable (2)	The Trust is operating under a calendar year end of June 30 and is obligated to prepare an Annual Statement to the Certificateholders as of that date each year.
(3)	As previously stated, the Trust is operating under a 	calendar year end of June 30. The Annual 	Statement to the Certificateholders pertaining to the 	compliance of the Servicer with its servicing 	obligations pursuant to the Agreement is filed with 	the Commission as of that date.
(b)	The Registrant filed the following current reports on Form 8-K during 1996:
Date of Report				Items Covered
January 12, 1996	Item 7	-	Statement to Certificateholders with respect to the distribution on January 15, 1996.
February 15, 1996	Item 7	-	Statement to Certificateholders with respect to the distribution on February 15, 1996.
March 15, 1996		Item 7	-	Statement to Certificateholders with respect to the distribution on March 15, 1996.
March 18, 1996		Item 4	-	Change in Registrant's Certifying Accountant with respect to Previous Independent Accountants.
April 15, 1996		Item 7	-	Statement to Certificateholders with respect to the distribution on April 15, 1996.
May 15, 1996		Item 7	-	Statement to Certificateholders with respect to the distribution on May 15, 1996.
May 16, 1996		Item 4	-	Change in Registrant's Certifying Accountant with respect to New Independent Accountants.
June 14, 1996		Item 7	-	Statement to Certificateholders with respect to the distribution on June 15, 1996.
July 15, 1996		Item 7	-	Statement to Certificateholders with respect to the distribution on July 14, 1996.
c)	None.
(d)	Not Applicable.
SIGNATURES
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Servicer has duly caused this report to be signed on behalf of the PBT Master Credit Card Trust 1992-A by the undersigned, thereunto duly authorized.
THE PRUDENTIAL BANK AND TRUST COMPANY as Servicer of and on behalf of the
PBT MASTER CREDIT CARD TRUST 1992-A (Registrant)
Date:	March 27, 1997		By: Richard C. Keene Vice President and Comptroller