Item 1. Business
Not Applicable
Item 2.
Item 2. Properties
Not Applicable
Item 3.
Item 3. Legal Proceedings.
The registrant knows of no material pending legal proceedings involving the trust created under the Pooling and Servicing Agreement (the Trust), the Trustee, the Servicer, or the registrant.
Item 4.
Item 4. Submission of Matters to a Vote of Security-Holders.
No matters were submitted to a vote of Certificateholders during the fiscal year covered by this report.
PART II
Item 5.
Item 5. Market for Registrant's Common Equity and Related Stockholder Matters and Issuer Purchases of Equity Securities.
The Trust does not issue stock.
(a) There is currently no established public trading market for the Registrant's certificates.
(b) As of December 31, 2005 the number of registered holders of all classes of Certificates was 55.
(c) Not Applicable.
Item 6.
Item 6. Selected Financial Data.
Not Applicable.
Item 7.
Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operation.
Not Applicable.
Item 7A.
Item 7A. Quantitative and Qualitative Disclosures About Market Risk.
Not Applicable.
Item 8.
Item 8. Financial Statements and Supplementary Data.
Not Applicable.
Item 9.
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure.
None.
Item 9A.
Item 9A. Controls and Procedures.
Not Applicable.
Item 9B.
Item 9B. Other Information.
Not Applicable.
PART III
Item 10.
Item 10. Directors and Executive Officers of the Registrant.
Not Applicable.
Item 11.
Item 11. Executive Compensation.
Not Applicable.
Item 12.
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters.
Not Applicable.
Item 13.
Item 13. Certain Relationships and Related Transactions.
None.
Item 14.
Item 14. Principal Accountant Fees and Services.
Not Applicable.
PART IV
Item 15.
Item 15. Exhibits, Financial Statement Schedules.
(a) Exhibits:
(1) All financial statements:
Monthly Remittance Statement to the Certificateholders dated as of June 27, 2005 was filed with the Securities and Exchange Commission on July 29, 2005 under an incorrect CIK Code and was re-filed on February 21, 2006.
Monthly Remittance Statement to the Certificateholders dated as of July 25, 2005 was filed with the Securities and Exchange Commission on August 1, 2005 under an incorrect CIK Code and was re-filed on February 21, 2006.
Monthly Remittance Statement to the Certificateholders dated as of August 25, 2005 was filed with the Securities and Exchange Commission on September 6, 2005 under an incorrect CIK Code and was re-filed on February 21, 2006.
Monthly Remittance Statement to the Certificateholders dated as of September 26, 2005 was filed with the Securities and Exchange Commission on September 30, 2005 under an incorrect CIK Code and was re-filed on February 21, 2006.
Monthly Remittance Statement to the Certificateholders dated as of October 25, 2005 and filed with the Securities and Exchange Commission on October 27, 2005.
Monthly Remittance Statement to the Certificateholders dated as of November 25, 2005 and filed with the Securities and Exchange Commission on December 2, 2005.
Monthly Remittance Statement to the Certificateholders dated as of December 27, 2005 and filed with the Securities and Exchange Commission on December 28, 2005.
(2) Not applicable.
(3) Exhibit 31 Section 302 Sarbanes-Oxley Certification
Exhibit 99.1 Servicer's Annual Statement of Compliance as of December 31, 2005 a) Countrywide Home Loans, Inc. b) HomEq Mortgage Corporation
Exhibit 99.2 Report of Independent Registered Public Accounting Firm as of December 31, 2005 a) Countrywide Home Loans, Inc. b) HomEq Mortgage Corporation
(b) Not applicable.
(c) Not applicable.
SIGNATURE
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.
CITIGROUP MORTGAGE LOAN TRUST INC.
BY: CitiMortgage Inc., as Master Servicer
By: /s/ Tommy Harris ----------------------------------- Name: Tommy Harris Title: Senior Vice President Date: March 29, 2006