Item 3. Legal Proceedings. None.
Item 4.
Item 4. Submission of Matters to a Vote of Security Hold- ers. None.
PART II.
Item 5.
Item 5. Market for Registrant's Common Equity and Related Stockholder Matters. Not applicable for this Re- port.
Item 9.
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure. None.
PART III.
Item 12.
Item 12. Security Ownership of Certain Beneficial Owners and Management. The following table sets forth, as of December 31, 1997, information regarding each participant in the Depository Trust Company that held a position of more than 5% of the aggregate principal amount of the Class A 6.65% Asset Backed Certficates, Series 1996-A.
Item 13.
Item 13. Certain Relationships and Related Transactions. None.
PART IV.
Item 14.
Item 14. Exhibits, Financial Statement Schedules and Re- ports on Form 8-K.
(a) Exhibits.
10.1 Pooling and Servicing Agreement, dated as of April 1, 1996, between First Omni Bank, N.A. and The Bank of New York, as Trustee (incorporated herein by reference to Exhibit 4.1 to the Registrant's Current Report on Form 8-K filed with the Commission on May 2, 1996)
10.2 Series 1996-A Supplement, dated as of April 1, 1996, between First Omni Bank, N.A. and The Bank of New York, as Trustee (incorporated herein by reference to Exhibit 4.2 to the Registrant's Current Report on Form 8-K filed with the Commission on May 2, 1996)
10.3 Transfer and Assumption Agreement, dated as of February 25, 1998 among First Omni Bank, N.A., Bank of America National Association and The Bank of New York, as Trustee (incorporated herein by reference to Exhibit 4.1 to the Current Report on Form 8-K of First Omni Bank, N.A. (File No. 0-20755) filed on March 6, 1998)
99.1 First Omni Bank Credit Card Master Trust, Series 1996-A, Annual Servicer's Certificate for the period ended December 31, 1997.
99.2 First Omni Bank Credit Card Master Trust, Series 1996-A, Annual Independent Accountants' Servicing Report for the period ended December 31, 1997.
(c) Reports on Form 8-K.
(i) Current Reports on Form 8-K, dated January 15, 1997, February 17, 1997, March 17, 1997, April 15, 1997, May 15, 1997, June 16, 1997, July 15, 1997, August 15, 1997, September 15, 1997, October 15, 1997, November 17, 1997 and December 15, 1997.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
Date: March 31, 1998 FIRST OMNI BANK CREDIT CARD MASTER TRUST, SERIES 1996-A
By: BANK OF AMERICA NATIONAL ASSOCIATION, Servicer
By: /s/ MARGARET A. SPRUDE ------------------------------
Margaret A. Sprude, Senior Vice-President and Chief Financial Officer