Item 1. Business -------- Not applicable.
Item 2.
Item 2. Properties ---------- Not applicable.
Item 3.
Item 3. Legal Proceedings ------------------ There are no material pending legal proceedings with respect to NationsBank Auto Owner Trust 1996-A (the "Trust") involving the Trust, The Chase Manhattan Bank, as Indenture Trustee, and Bankers Trust (Delaware), as Owner Trustee (collectively, the "Trustees"), or Bank of America, N.A as Servicer, other than ordinary routine litigation incidental to the Trust assets or the Trustees' or the Servicer's duties under the applicable Sales and Servicing Agreement.
Item 4.
Item 4. Submission of Matters to a Vote of Security Holders ----------------------------------------------------------- None.
PART II - --------
Item 5.
Item 5. Market for the Registrant's Common Equity and Related Stockholder ------------------------------------------------------------------- Matters ----- (a) Market Information. There is no established public trading market for the Notes or the Certificates.
(b) Holders. Since each of the Notes and Certificates was issued in book entry form only, there is only one holder of record of each Series of Notes and Certificates. See Item 12 below.
(c) Dividends. Not applicable.
Item 6.
Item 6. Selected Financial Data ------------------------- Not applicable.
Item 7.
Item 7. Management's Discussion and Analysis of Financial Condition and ------------------------------------------------------------------- Results of Operations ----------------------- Not applicable.
Item 8.
Item 8. Financial Statements and Supplementary Data ----------------------------------------------- Not applicable.
Item 9.
Item 9. Changes in and Disagreements with Accountants on Accounting and ------------------------------------------------------------------- Financial Disclosure ----------------- None.
PART III - ---------
Item 10.
Item 10. Directors and Executive Officers of the Registrant -------------------------------------------------------- Not applicable.
Item 11.
Item 11. Executive Compensation ----------------------- Not applicable.
Page 2
Item 12.
Item 12. Security Ownership of Certain Beneficial Owners and Management ---------------------------------------------------------------------
The Notes are represented by one or more notes registered in the name of Cede & Co., the nominee of The Depository Trust Company ("DTC"). An investor holding an interest in the Trust is not entitled to receive a note representing such interest except in limited circumstances. Accordingly, Cede & Co. is the sole holder of record of the Notes, which it holds on behalf of brokers, dealers, banks, and other participants in the DTC system. Such participants may hold notes for their own accounts or for the accounts of their customers. The address of Cede & Co. is: Cede & Co. c/o The Depository Trust Company Attention: Proxy Department Seven Hanover Square New York, New York 10004
The Certificates are issued in definitive form. Bankers Trust, is the sole holder of record of the Certificates, which it holds on behalf of brokers, dealers, banks, and other participants. Such participants may hold Certificates for their own accounts or for the accounts of their customers. The address of Bankers Trust is: Bankers Trust Four Albany Street 9th Floor New York, New York 10006 Attention: Corporate Trust and Agency Group
Item 13.
Item 13. Certain Relationships and Related Transactions --------------------------------------------------
There has not been, and there is not currently proposed, any transaction or series of transactions, to which either the Trust or Bank of America, N.A., as Servicer, is a party with any Noteholder or Certificateholder or any member of the immediate family of any such Noteholder or Certificateholder who, to the knowledge of the Servicer, owns of record or beneficially more than five percent of the Notes or Certificates.
PART IV - --------
Item 14.
Item 14. Exhibits, Financial Statement Schedules, and Reports on Form 8-K ---------------------------------------------------------------------
(a) 1. Not applicable. 2. Not applicable. 3. Exhibits: 99.1 Annual Statement as to Compliance 99.2 Report of Independent Accountants
Page 3
(b) Reports on Form 8-K.
NationsBank Auto Owner Trust 1996-A filed a Current Report on Form 8-K pursuant to Items 5 and 7 for the following monthly distribution dates during 1999, including the Servicer's Certificate for each due period provided to The Chase Manhattan Bank, as Indenture Trustee, and Bankers Trust (Delaware), as Owner Trustee.
Date of Reports on Form 8-K --------------------------- January 15, 1999 February 15, 1999 March 15, 1999 April 15, 1999 May 17, 1999 June 15, 1999 July 15, 1999 August 16, 1999 September 15, 1999 October 15, 1999 November 15, 1999 December 15, 1999
(c) The exhibits filed as part of this report are listed in the Index to Exhibits on page 6.
(d) Not applicable.
SIGNATURE
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.
NationsBank Auto Owner Trust 1996-A
By: /s/ Jill Stewart ------------------- Jill Stewart Senior Vice President NationsBank, N.A. (Duly Authorized Officer)
Date: March 30, 2000