Item 5 - Market for Registrant's Common Equity and Related Stockholder Matters 90-91
Item 6
Item 6 - Selected Financial Data 26
Item 7
Item 7 - Management's Discussion and Analysis of Financial Condition and Results of Operations 26-59, 95-96
Item 7a
Item 7a - Quantitative and Qualitative Disclosures About Market Risk 37-39
Item 8
Item 8 - Financial Statements and Supplementary Data 60-82
Item 9
Item 9 - Changes in and Disagreements with Accountants on Accounting and Financial Disclosure None
PART III
Item 10
Item 10 - Directors and Executive Officers of the Registrant
The names, ages and positions of the executive officers of Wachovia as of January 31, 1999 are shown below along with their business experience during the past five years and the year of their employment with Wachovia and subsidiaries. Officers are elected annually by the Board of Directors and hold office for one year or until their successors are chosen and qualified. There are no family relationships between any of them, nor is there any arrangement or understanding between any officer and any other person pursuant to which the officer was selected. The required information for the directors is included in the Proxy Statement.
During the past five years, there have been no events under any bankruptcy act, no criminal proceedings and no judgments or injunctions material to an evaluation of the ability or integrity of any of Wachovia's executive officers, directors, or any persons nominated to become directors.
Item 11
Item 11 - Executive Compensation Proxy Statement
Item 12
Item 12 - Security Ownership of Certain Beneficial Owners and Management Proxy Statement
Item 13
Item 13 - Certain Relationships and Related Transactions Proxy Statement
PART IV Item 14
Item 14 - Exhibits, Financial Statement Schedules and Reports on Form 8-K
Exhibits See Separate Index
Financial Statement Schedules None
Reports on Form 8-K 94
SIGNATURES
Pursuant to the requirements to Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized on January 22, 1999.
WACHOVIA CORPORATION
ROBERT S. McCOY, JR. - -------------------- Robert S. McCoy, Jr. Senior Executive Vice President and Chief Financial Officer
Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the Registrant and in the capacities indicated on January 22, 1999.
Exhibits - --------
* Incorporated by reference.
** Management contract or compensatory plan or arrangement of the corporation required to be filed as an exhibit.