Item 1. Business -------- Not applicable.
Item 2.
Item 2. Properties ---------- Not applicable.
Item 3.
Item 3. Legal Proceedings ------------------ There are no material pending legal proceedings with respect to Barnett Auto Trust 1997-A (the "Trust") involving the Trust, US Bank National Association, as Indenture Trustee, and Bank of New York (Delaware), as Owner Trustee (collectively, the "Trustees"), or NationsBank, N.A, as Servicer, other than ordinary routine litigation incidental to the Trust assets or the Trustees' or the Servicer's duties under the applicable Sales and Servicing Agreement.
Item 4.
Item 4. Submission of Matters to a Vote of Security Holders ----------------------------------------------------------- None.
PART II - --------
Item 5.
Item 5. Market for the Registrant's Common Equity and Related Stockholder ------------------------------------------------------------------- Matters ----- (a) Market Information. There is no established public trading market for the Notes.
(b) Holders. Since each of the Notes was issued in book entry form only,there is only one holder of record of each Series of Notes. See Item 12 below.
(c) Dividends. Not applicable.
Item 6.
Item 6. Selected Financial Data ------------------------- Not applicable.
Item 7.
Item 7. Management's Discussion and Analysis of Financial Condition and ------------------------------------------------------------------- Results of Operations ------------------- Not applicable.
Item 8.
Item 8. Financial Statements and Supplementary Data ----------------------------------------------- Not applicable.
Item 9.
Item 9. Changes in and Disagreements with Accountants on Accounting and ------------------------------------------------------------------- Financial Disclosure ----------------- None.
PART III - ---------
Item 10.
Item 10. Directors and Executive Officers of the Registrant -------------------------------------------------------- Not applicable.
Item 11.
Item 11. Executive Compensation ----------------------- Not applicable.
Item 12.
Item 12. Security Ownership of Certain Beneficial Owners and Management ---------------------------------------------------------------------
The Notes are represented by one or more notes registered in the name of Cede & Co., the nominee of The Depository Trust Company ("DTC"). An investor holding an interest in the Trust is not entitled to receive a note representing such interest except in limited circumstances. Accordingly, Cede & Co. is the sole holder of record of the Notes, which it holds on behalf of brokers, dealers, banks and other participants in the DTC system. Such participants may hold notes for their own accounts or for the accounts of their customers. The address of Cede & Co. is: Cede & Co. c/o The Depository Trust Company Attention: Proxy Department Seven Hanover Square New York, New York 10004
Item 13.
Item 13. Certain Relationships and Related Transactions --------------------------------------------------
There has not been, and there is not currently proposed, any transaction or series of transactions, to which either the Trust or NationsBank, N.A. Inc., as Servicer, is a party with any Noteholder or any member of the immediate family of any such Noteholder who, to the knowledge of the Servicer, owns of record or beneficially more than five percent of the Notes.
PART IV - --------
Item 14.
Item 14. Exhibits, Financial Statement Schedules, and Reports on Form 8-K ---------------------------------------------------------------------
(a) 1. Not applicable. 2. Not applicable. 3. Exhibits: 99.1 Annual Statement as to Compliance
(b) Reports on Form 8-K.
Barnett Auto Trust 1997-A filed a Current Report on Form 8-K pursuant to Items 5 and 7 for the following monthly distribution dates during 1998, including the Servicer's Certificate for each due period provided to US Bank National Association, as Indenture Trustee, and Bank of New York (Delaware), as Owner Trustee.
Date of Reports on Form 8-K --------------------------- January 15, 1998 February 17, 1998 March 16, 1998 April 15, 1998 May 15, 1998 June 15, 1998 July 15, 1998 August 17, 1998 September 15, 1998 October 15, 1998 November 16, 1998 December 15, 1998
(c) The exhibits filed as part of this report are listed in the Index to Exhibits on page 6.
(d) Not applicable.
SIGNATURE
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.
Barnett Auto Trust 1997-A
By: /s/ Susan W. Castleberry ---------------------------
Susan W. Castleberry Vice President NationsBank, N.A. (Duly Authorized Officer)
Date: March 31, 1999