Item 1. Business. Item 1A.
Item 1A. Risk Factors. Item 1B.
Item 1B. Unresolved Staff Comments. Item 2.
Item 2. Properties. Item 3.
Item 3. Legal Proceedings. Item 4.
Item 4. Submission of Matters to a Vote of Security Holders. Not Applicable. Not Applicable. Not Applicable. None. Not Applicable. None. Item 5.
Item 5. Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity
Securities. Item 6.
Item 6. Selected Financial Data. Item 7.
Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operation. Item 7A.
Item 7A. Quantitative and Qualitative Disclosures About Market Risk. Item 8.
Item 8. Financial Statements and Supplementary Data. Item 9.
Item 9. Changes in and Disagreements With Accountants on Accounting and Financial Disclosure. Item 9A.
Item 9A. Controls and Procedures. PART II Not Applicable. Not Applicable. Not Applicable. Not Applicable. Not Applicable. Not Applicable. Not Applicable. Not Applicable. Item 9A(T). Controls and Procedures. Item 9B.
Item 9B. Other Information. None. Item 10.
Item 10. Directors and Executive Officers and Corporate Governance. Item 11.
Item 11. Executive Compensation. Item 12.
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters. Item 13.
Item 13. Certain Relationships and Related Transactions, and Director Independence. Item 14.
Item 14. Principal Accounting Fees and Services. PART III Not Applicable. Not Applicable. Not Applicable. Not Applicable. Not Applicable.
Item 1112(b) of Regulation AB. Item 1117 of Regulation AB. Item 1119 of Regulation AB. Item 1122 of Regulation AB. Servicer Compliance Statement. Significant Obligors of Pool Assets (Financial Information). Legal Proceedings. Affiliations and Certain Relationships and Related Transactions. Compliance with Applicable Servicing Criteria Item 1123 of Regulation AB. None. None. None. None. Item 1115(b) of Regulation AB. Information required by Item 1119 has been omitted from this annual report on Form 10-K because it is materially the
same information as has been provided previously in a prospectus timely filed pursuant to Rule 424 promulgated under
the Securities Act of 1933 under the same Central Index Key (CIK) code as this annual report on Form 10-k. Assurant, Inc.:
The asserting party did not have, during the Reporting Period, sufficient policies and procedures to capture for the
information with respect to the Platform Transactions necessary to determine compliance with 1122(d)(4)(xii). GMAC Mortgage, LLC (as Subservicer for GMAC Mortgage, LLC):
1122 (d)(2)(vii) custodial accounts not reconciled within 30 days and outstanding items not cleared within 90 days. GMAC Mortgage, LLC (as Servicer):
1122 (3)(i)(B) Certain investor reports did not provide information calculated in accordance with the terms specified in
the transaction agreements. Item 1114(b)(2) of Regulation AB. Credit Enhancement and Other Support, Except for Certain
Derivatives Instruments (Information Regarding Significant
Enhancement Providers Financial Information). Servicer Compliance statements are attached hereto under Item 15.
Item 15. Exhibits, Financial Statement Schedules. c) Not Applicable. PART IV a) Exhibits Trust Agreement, dated as of February 1, 2007, among Structured Asset Securities Corporation, as
Depositor, Aurora Loan Services LLC, as Master Servicer, and U.S. Bank National Association, as
Trustee (incorporated herein by reference from Exhibit 4.1 of the Current Report on Form 8-K of the
registrant, as filed with the Commission on March 15, 2007, Commission File Number 333-133985-49,
CIK number 0001390505). Incorporated by reference as Exhibit 4. Exhibit 4 Exhibit 10 Exhibit 33 Reports on assessment of compliance with servicing criteria for asset-backed securities. Exhibit 34 Attestation reports on assessment of compliance with servicing criteria for asset-backed securities. Exhibit 35 Servicer compliance statements. Exhibit 31 Rule 13a-14(d)/15d-14(d) Certifications. a) Assurant Inc., as Sub-Contractor for Greenpoint Mortgage Funding, Inc.
b) Aurora Loan Services LLC, as Master Servicer
c) Aurora Loan Services LLC, as Servicer
d) GMAC Bank, as Sub-Contractor for GMAC Mortgage, LLC
e) GMAC Mortgage, LLC, as Servicer
f) GMAC Mortgage, LLC, as Subservicer for GMAC Mortgage, LLC
g) Greenpoint Mortgage Funding, Inc., as Servicer
h) LandAmerica Tax and Flood Services, Inc., as Sub-Contractor for Greenpoint Mortgage Funding, Inc.
i) Newport Management Corporation, as Sub-Contractor for Aurora Loan Services LLC
j) U.S. Bank National Association, as Trustee, Paying Agent and Custodian
k) Westlake Settlement Services, LLC, as Sub-Contractor for Aurora Loan Services LLC a) Assurant Inc., as Sub-Contractor for Greenpoint Mortgage Funding, Inc.
b) Aurora Loan Services LLC, as Master Servicer
c) Aurora Loan Services LLC, as Servicer
d) GMAC Bank, as Sub-Contractor for GMAC Mortgage, LLC
e) GMAC Mortgage, LLC, as Servicer
f) GMAC Mortgage, LLC, as Subservicer for GMAC Mortgage, LLC
g) Greenpoint Mortgage Funding, Inc., as Servicer
h) LandAmerica Tax and Flood Services, Inc., as Sub-Contractor for Greenpoint Mortgage Funding, Inc.
i) Newport Management Corporation, as Sub-Contractor for Aurora Loan Services LLC
j) U.S. Bank National Association, as Trustee, Paying Agent and Custodian
k) Westlake Settlement Services, LLC, as Sub-Contractor for Aurora Loan Services LLC a) Aurora Loan Services LLC, as Master Servicer
b) Aurora Loan Services LLC, as Servicer
c) GMAC Mortgage, LLC, as Servicer
d) GMAC Mortgage, LLC, as Subservicer for GMAC Mortgage, LLC
e) Greenpoint Mortgage Funding, Inc., as Servicer
SIGNATURES 3/27/2008 /s/ E. Todd Whittemore E. Todd Whittemore
Executive Vice President, Master Servicing Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this
report to be signed on its behalf by the undersigned, thereunto duly authorized. Aurora Loan Services LLC, as Master Servicer GreenPoint Mortgage Funding Trust, Series 2007-AR1 (Senior Officer in charge of the servicing function of Aurora Loan Services LLC, in its
capacity as master servicer) Title: By (Signature and Title): Name: Date
EXHIBIT INDEX EXHIBIT DESCRIPTION Trust Agreement, dated as of February 1, 2007, among Structured Asset Securities Corporation, as
Depositor, Aurora Loan Services LLC, as Master Servicer, and U.S. Bank National Association, as Trustee
(incorporated herein by reference from Exhibit 4.1 of the Current Report on Form 8-K of the registrant, as
filed with the Commission on March 15, 2007, Commission File Number 333-133985-49, CIK number
0001390505). Exhibit 33 Reports on assessment of compliance with servicing criteria for asset-backed securities. Exhibit 34 Attestation reports on assessment of compliance with servicing criteria for asset-backed securities. Exhibit 35 Servicer compliance statement. Exhibit 31 Rule 13a-14(d)/15d-14(d) Certifications. Incorporated by reference as Exhibit 4. Exhibit 4 Exhibit 10 a) Assurant Inc., as Sub-Contractor for Greenpoint Mortgage Funding, Inc.
b) Aurora Loan Services LLC, as Master Servicer
c) Aurora Loan Services LLC, as Servicer
d) GMAC Bank, as Sub-Contractor for GMAC Mortgage, LLC
e) GMAC Mortgage, LLC, as Servicer
f) GMAC Mortgage, LLC, as Subservicer for GMAC Mortgage, LLC
g) Greenpoint Mortgage Funding, Inc., as Servicer
h) LandAmerica Tax and Flood Services, Inc., as Sub-Contractor for Greenpoint Mortgage Funding, Inc.
i) Newport Management Corporation, as Sub-Contractor for Aurora Loan Services LLC
j) U.S. Bank National Association, as Trustee, Paying Agent and Custodian
k) Westlake Settlement Services, LLC, as Sub-Contractor for Aurora Loan Services LLC a) Assurant Inc., as Sub-Contractor for Greenpoint Mortgage Funding, Inc.
b) Aurora Loan Services LLC, as Master Servicer
c) Aurora Loan Services LLC, as Servicer
d) GMAC Bank, as Sub-Contractor for GMAC Mortgage, LLC
e) GMAC Mortgage, LLC, as Servicer
f) GMAC Mortgage, LLC, as Subservicer for GMAC Mortgage, LLC
g) Greenpoint Mortgage Funding, Inc., as Servicer
h) LandAmerica Tax and Flood Services, Inc., as Sub-Contractor for Greenpoint Mortgage Funding, Inc.
i) Newport Management Corporation, as Sub-Contractor for Aurora Loan Services LLC
j) U.S. Bank National Association, as Trustee, Paying Agent and Custodian
k) Westlake Settlement Services, LLC, as Sub-Contractor for Aurora Loan Services LLC a) Aurora Loan Services LLC, as Master Servicer
b) Aurora Loan Services LLC, as Servicer
c) GMAC Mortgage, LLC, as Servicer
d) GMAC Mortgage, LLC, as Subservicer for GMAC Mortgage, LLC
e) Greenpoint Mortgage Funding, Inc., as Servicer