User: What are the steps for creating a simple budget?
Assistant:
1. Identify sources of income. 
2. Create a list of essential expenses. 
3. Track spending to get an understanding of where your money is going. 
4. Create a financial goal. 
5. Estimate income and expenses for the upcoming month. 
User: A little more.
Assistant: Sure, here's some more:
6. Calculate the amount of money left after subtracting expenses from income. 
7. Prioritize spending and allocate funds to different categories. 
8. Adjust budget and expenses as needed.