[company_age]9.0[/company_age][employees]2-10 employees[/employees][funding]Corporate round[/funding][description]MyCreditService is a fintech company that has developed the first digital Invoice Management platform that allows companies to manage the entire commercial credit cycle, from customer risk analysis to liquidity advance, to the automation of the collection process. The solution integrates advanced trade credit management (Credit Management) functions with the ability to directly sell invoices online (Invoice Trading) to the management of a series of actions aimed at improving collection times (Credit Collection). The use of the platform involves integration with the company's schedule, which allows you to view the status of company credits with the risk profile based on rating classes, a complete view of the aging of credits and an updated company assessment through a dynamic proprietary rating algorithm. The company can select entire stocks of credits that it intends to sell to obtain early liquidity, which are evaluated by the platform and finally supervised by an independent rating company. Finally, the stocks are placed by Credit Service with institutional investors who purchase the credits, advancing finance to the company. The sale operation is completed online with the crediting of the amount in favor of the company, which will then reimburse the investor at the maturity of the transferred credit. To the analysis and sale functions, MyCreditService also combines the management of a credit policy defined by the company, thanks to which it is possible to activate a series of催促actions that support the company in the delicate passage of collection and closure of the credit/debit item.[/description][ps]Invoice Management platform, Risk analysis, Credit valuation, Invoice trading, Credit collection[/ps]