[company_age]9.0[/company_age][employees]101-250 employees[/employees][funding]debt_financing[/funding][description]Point is a financial technology company that revolutionizes home equity access through its innovative Home Equity Investment (HEI) product. Unlike traditional home equity loans, HEI offers homeowners a lump sum of cash upfront in exchange for a share of their home's future appreciation. This unique approach eliminates monthly payments, income verification requirements, and stringent credit score demands, making it an attractive option for homeowners seeking to unlock their home equity without incurring additional debt. Point's commitment to empowering homeowners is evident in its impressive track record, having served over 10,000 homeowners across the United States since its inception in 2015. The company's dedication to customer satisfaction is reflected in its exceptional 4.5-star rating on Trustpilot, based on over 1,600 reviews. Point's headquarters is strategically located in Palo Alto, California, placing it at the heart of the innovation ecosystem.[/description][ps]Home Equity Investment (HEI)[/ps]