an exemplary embodiment of the present invention will now be described more fully with reference to the accompanying figures , in which growth of an epitaxial layer is illustrated and analyzed . fig1 ( a )- 1 ( d ) and 2 ( a )- 2 ( c ) illustrate the effectiveness of an exemplary masking layer according to the present invention to produce selective epitaxial growth at low temperature ( below 650 ° c .) except in fig2 which shows a polycrystalline growth . fig3 and 4 illustrate low temperature polycrystalline growth over an intermediate layer on a semiconductor substrate or wafer and epitaxial growth on the semiconductor wafer itself . these figures are purely schematic and are not drawn to scale . fig5 ( a ) , 5 ( b ) , 6 ( a ) , and 6 ( b ) are analyses of the structures illustrated in the other figures . an epitaxial layer can be selectively grown on a semiconductor substrate or wafer at low temperature in accordance with an exemplary embodiment of the present invention , in the following manner . as shown in fig1 ( a ), the starting material is a semiconductor substrate or wafer 10 . this wafer may be a material such as silicon , silicon carbide , germanium , and compounds and alloys thereof . it will be understood that the exact size and shape of the substrate or wafer is not of critical importance and may be selected to permit the formation thereon of the desired number of circuit elements . a masking layer 11 , e . g . yttrium oxide ( y 2 o 3 ) is deposited over wafer 10 in a desired pattern as shown in fig1 ( b ). the oxide deposition can be accomplished by known physical vapor deposition techniques such as sputtering , or by known chemical vapor deposition techniques , and any desired pattern can be generated using lithography ( optical or e - beam ). an epitaxial layer 12 , e . g . silicon , is grown over wafer 10 with patterned oxide masking layer 11 . epitaxial layer 12 ( fig1 ( c )), which may also be a silicon - germanium alloy , is grown by chemical vapor growth techniques . the deposition is carried out at temperatures below 650 ° c . u . s . pat . no . 5 , 298 , 452 , which is assigned to the same assignee as this application and is incorporated into this application by reference , describes a process for low temperature epitaxial deposition of silicon layers . a technique such as rbs or optical micrography can be used to confirm that epitaxial layer 12 does not grow on oxide masking layer 11 . oxide masking layer 11 is then etched off , using for example an hcl : h 2 o solution , to yield exemplary desired structure 13 as shown in fig1 ( d ). oxide masking layer 11 is also an effective masking layer over intermediate layer 14 , e . g . a dielectric material such as silicon dioxide ( sio 2 ) or ( si 3 n 4 ), formed on semiconductor wafer 10 , as shown in fig2 ( a ). intermediate layer 14 can be formed using techniques well - known in the art that need not be described in detail . oxide masking layer 11 , e . g . y 2 o 3 , is patterned over intermediate layer 14 according to the same techniques described above . subsequently , as shown in fig2 ( b ), polycrystalline layer 15 , e . g . silicon , is deposited over the structure shown in fig2 ( a ). although some lateral overgrowth of polycrystalline layer 15 across oxide masking layer 11 is observed , rbs and optical micrography confirm that polycrystalline layer 15 in fact grows selectively ; that is , it does not grow on oxide masking layer 11 . oxide masking layer 11 is then etched off as above to yield the structure shown in fig2 ( c ). as shown in fig3 under the same epitaxial deposition conditions described above , at temperatures below 650 ° c ., polycrystalline layer 15 does grow on intermediate layer 14 formed over wafer 10 without masking layer 11 . although silicon dioxide acts as a masking material at temperatures above 650 ° c ., at the lower temperature uhv - cvd process involved in this invention , polycrystalline growth occurs on the silicon dioxide . similarly , epitaxial layer 12 grows on wafer 10 at the conditions described in this invention , and results in a structure as shown in fig4 . a 100 nm thick y 2 o 3 film 11 was deposited on an 82 mm diameter & lt ; 100 & gt ; si wafer 10 ( fig1 ). y 2 o 3 masking layer 11 was deposited using an mrc 643 side scan magnetron sputtering system from a planar oxide magnetron target . the base pressure of the mrc sputtering system was between 0 . 5 and 1 × 10e - 7 torr and the sputtering gas used was 99 . 9995 % pure ar mixed with 0 . 8 - 1 . 2 % ( 99 . 995 %) pure o 2 . the gas composition was controlled with an optical gas analyzer . the o 2 was used to keep the y 2 o 3 target from becoming metallic . a radio frequency power of 1 kw was applied to the y 2 o 3 target giving a deposition rate of 1 . 33 nm per minute . the y 2 o 3 deposition temperature was kept below 250 ° c . rbs and xrd confirmed that y 2 o 3 film 11 was stoichiometric and crystalline . silicon wafer 20 with y 2 o 3 layer 11 was then given an hf dip and placed in an ultra high vacuum chemical vapor deposition ( uhv - cvd ) reactor for si and si 0 . 9 ge 0 . 1 growth . one such reactor is described in u . s . pat . no . 5 , 181 , 964 , assigned to the same assignee as this application and incorporated into this application by reference . in the uhv - cvd reactor , the temperature was 550 ° c . ; the pressure was 1 mtorr ; the gas was a mixture of 100 % silane at 1 sccm plus 10 % germane in he at 5 sccm ; and the growth rate was in the range from 10 - 20 å per minute and was practiced at 15 å per minute . rbs was used to analyze the resultant structure . the results of this analysis , shown at 20 in fig5 ( a ), illustrate that no si or si 0 . 9 ge 0 . 1 nucleated and grew on y 2 o 3 film 11 . an optical micrograph , 21 in fig6 ( a ), confirmed the absence of silicon on the y 2 o 3 layer . using the same sputtering system as described above , a 100 nm thick y 2 o 3 film was deposited on an approximately 400 nm thick layer of sio 2 formed by thermal oxidation on silicon wafer 10 ( fig2 ). the resultant structure was then placed in the uhv - cvd reactor for 140 nm si 0 . 9 ge 0 . 1 growth followed by 100 nm si growth . the same layer deposition conditions as described above were used in this example . once again , rbs was used to analyze the resultant structure . as shown at 30 in fig5 ( a ), no si or si 0 . 9 ge 0 . 1 nucleated and grew on the y 2 o 3 film . an optical micrograph confirmed the absence of silicon ( with the exception of some lateral overgrowth ) as illustrated at 31 in fig6 ( a ). to illustrate the effectiveness of y 2 o 3 as a masking layer , a blanket si wafer 10 was used as a control ( fig4 ). no y 2 o 3 layer was deposited on this substrate . after being given a hf dip , the si wafer was exposed to uhv - cvd epitaxial growth of 140 nm si 0 . 9 ge 0 . 1 followed by 100 nm si growth . the conditions for this deposition were the same as those described in the examples above . rbs was used to determine that si 100 nm thick and si 0 . 9 ge 0 . 1 140 nm thick in fact nucleated and grew on the si substrate , as shown at 40 in fig5 ( b ). an optical micrograph confirmed the growth of epitaxial silicon on the silicon as shown at 41 in fig6 ( a ). as another control , si wafer 10 with a 400 nm thick layer of sio 2 14 ( fig3 ) formed thereon was subjected to uhv - cvd deposition of polycrystalline si 0 . 9 ge 0 . 1 and si growth . the conditions were the same for this deposition as those described in the examples above . rbs was used to analyze the resulting structure and determined that polycrystalline si 100 nm thick and si 0 . 9 ge 0 . 1 140 nm thick did in fact nucleate and grow on sio 2 layer 14 . this is illustrated at 50 in fig5 ( b ). an optical micrograph confirmed the presence of polycrystalline silicon over the sio 2 layer , as shown at 51 in fig6 ( a ). fig6 ( b ) is an optical micrograph of the above examples 1 - 4 after the samples were etched by an hcl : h 2 o mixture . the hcl : h 2 o mixture does not etch silicon or silicon dioxide ; it only attacks the y 2 o 3 . the reference numerals in fig6 ( b ) correspond to those in fig6 ( a ) and refer to the same examples . as can be seen , once the y 2 o 3 layer was etched off , at 21 only the original silicon substrate remains while at 31 , only the sio 2 layer remains . the fact that the y 2 o 3 layer was so easily etched off of the sio 2 layer at 31 is believed to prove that any polycrystalline si that was observed over the y 2 o 3 layer was lateral overgrowth resulting from the growth of polycrystalline si on the sio 2 layer . this is because this overgrowth area was easily undercut using the etch to remove the y 2 o 3 and expose the sio 2 . the above examples were repeated on 125 mm diameter & lt ; 100 & gt ; si and thermally oxidized & lt ; 100 & gt ; si wafers . the same results for each example as reported above were achieved on these substrates . because yttrium is a group iiib element , and the group iiib elements , as well as the rare earth elements , all exhibit similar properties , it is reasonable to conclude that all group iiib oxides and rare earth oxides will act as a masking material for the selective growth of uhv - cvd epitaxial layers at temperatures below 650 ° c . the oxides of all of these elements are thus within the scope of the present invention , with the exception of actinium oxide and promethium oxide since actinium and promethium are radioactive . the following prophetic examples are submitted as disclosure of the other elements . sc 2 o 3 is patterned on a semiconductor substrate for example silicon in accordance with the sputtering technique described in the above examples . after an hf dip , the wafer with the sc 2 o 3 masking layer is then placed in a uhv - cvd reactor for epitaxial 140 nm si 0 . 9 ge 0 . 1 growth followed by 100 nm si growth under the same conditions as those described in the above examples . rbs and optical micrographs would confirm that there is no nucleation or growth of epitaxial si or si 0 . 9 ge 0 . 1 on the sc 2 o 3 layer . la 2 o 3 is patterned on a semiconductor substrate for example silicon in accordance with the sputtering technique described in the above examples . after an hf dip , the wafer with the la 2 o 3 masking layer is then placed in a uhv - cvd reactor for epitaxial 140 nm si 0 . 9 ge 0 . 1 growth followed by 100 nm si growth under the same conditions as those described in the above examples . res and optical micrographs would confirm that there is no nucleation or growth of epitaxial si or si 0 . 9 ge 0 . 1 on the la 2 o 3 layer . ceo 2 is patterned on a semiconductor substrate for example silicon in accordance with the sputtering technique described in the above examples . after an hf dip , the wafer with the ceo 2 masking layer is then placed in a uhv - cvd reactor for epitaxial 140 nm si 0 . 9 ge 0 . 1 growth followed by 100 nm si growth under the same conditions as those described in the above examples . res and optical micrographs would confirm that there is no nucleation or growth of epitaxial si or si 0 . 9 ge 0 . 1 on the ceo 2 layer . pr 2 o 3 is patterned on a semiconductor substrate for example silicon in accordance with the sputtering technique described in the above examples . after an hf dip , the wafer with the pr 2 o 3 masking layer is then placed in a uhv - cvd reactor for epitaxial 140 nm si 0 . 9 ge 0 . 1 growth followed by 100 nm si growth under the same conditions as those described in the above examples . rbs and optical micrographs would confirm that there is no nucleation or growth of epitaxial si or si 0 . 9 ge 0 . 1 on the pr 2 o 3 layer . nd 2 o 3 is patterned on a semiconductor substrate for example silicon in accordance with the sputtering technique described in the above examples . after an hf dip , the wafer with the nd 2 o 3 masking layer is then placed in a uhv - cvd reactor for epitaxial 140 nm si 0 . 9 ge 0 . 1 growth followed by 100 nm si growth under the same conditions as those described in the above examples . rbs and optical micrographs would confirm that there is no nucleation or growth of epitaxial si or si 0 . 9 ge 0 . 1 on the nd 2 o 3 layer . sm 2 o 3 is patterned on a semiconductor substrate for example silicon in accordance with the sputtering technique described in the above examples . after an hf dip , the wafer with the sm 2 o 3 masking layer is then placed in a uhv - cvd reactor for epitaxial 140 nm si 0 . 9 ge 0 . 1 growth followed by 100 nm si growth under the same conditions as those described in the above examples . rbs and optical micrographs would confirm that there is no nucleation or growth of epitaxial si or si 0 . 9 ge 0 . 1 on the sm 2 o 3 layer . eu 2 o 3 is patterned on a semiconductor substrate for example silicon in accordance with the sputtering technique described in the above examples . after an hf dip , the wafer with the eu 2 o 3 masking layer is then placed in a uhv - cvd reactor for epitaxial 140 nm si 0 . 9 ge 0 . 1 growth followed by 100 nm si growth under the same conditions as those described in the above examples . rbs and optical micrographs would confirm that there is no nucleation or growth of epitaxial si or si 0 . 9 ge 0 . 1 on the eu 2 o 3 layer . gd 2 o 3 is patterned on a semiconductor substrate for example silicon in accordance with the sputtering technique described in the above examples . after an hf dip , the wafer with the gd 2 o 3 masking layer is then placed in a uhv - cvd reactor for epitaxial 140 nm si 0 . 9 ge 0 . 1 growth followed by 100 nm si growth under the same conditions as those described in the above examples . rbs and optical micrographs would confirm that there is no nucleation or growth of epitaxial si or si 0 . 9 ge 0 . 1 on the gd 2 o 3 layer . tb 2 o 3 is patterned on a semiconductor substrate for example silicon in accordance with the sputtering technique described in the above examples . after an hf dip , the wafer with the tb 2 o 3 masking layer is then placed in a uhv - cvd reactor for epitaxial 140 nm si 0 . 9 ge 0 . 1 growth followed by 100 nm si growth under the same conditions as those described in the above examples . rbs and optical micrographs would confirm that there is no nucleation or growth of epitaxial si or si 0 . 9 ge 0 . 1 on the tb 2 o 3 layer . dy 2 o 3 is patterned on a semiconductor substrate for example silicon in accordance with the sputtering technique described in the above examples . after an hf dip , the wafer with the dy 2 o 3 masking layer is then placed in a uhv - cvd reactor for epitaxial 140 nm si 0 . 9 ge 0 . 1 growth followed by 100 nm si growth under the same conditions as those described in the above examples . rbs and optical micrographs would confirm that there is no nucleation or growth of epitaxial si or si 0 . 9 ge 0 . 1 on the by dy 2 o 3 layer . ho 2 o 3 is patterned on a semiconductor substrate for example silicon in accordance with the sputtering technique described in the above examples . after an hf dip , the wafer with the ho 2 0 3 masking layer is then placed in a uhv - cvd reactor for epitaxial 140 nm si 0 . 9 ge 0 . 1 growth followed by 100 nm si growth under the same conditions as those described in the above examples . rbs and optical micrographs would confirm that there is no nucleation or growth of epitaxial si or si 0 . 9 ge 0 . 1 on the ho 2 o 3 layer . er 2 o 3 is patterned on a semiconductor substrate for example silicon in accordance with the sputtering technique described in the above examples . after an hf dip , the wafer with the er 2 o 3 masking layer is then placed in a uhv - cvd reactor for epitaxial 140 nm si 0 . 9 ge 0 . 1 growth followed by 100 nm si growth under the same conditions as those described in the above examples . rbs and optical micrographs would confirm that there is no nucleation or growth of epitaxial si or si 0 . 9 ge 0 . 1 on the er 2 o 3 layer . tm 2 o 3 is patterned on a semiconductor substrate for example silicon in accordance with the sputtering technique described in the above examples . after an hf dip , the wafer with the tm 2 o 3 masking layer is then placed in a uhv - cvd reactor for epitaxial 140 nm si 0 . 9 ge 0 . 1 growth followed by 100 nm si growth under the same conditions as those described in the above examples . rbs and optical micrographs would confirm that there is no nucleation or growth of epitaxial si or si 0 . 9 ge 0 . 1 on the tm 2 o 3 layer . yb 2 o 3 is patterned on a semiconductor substrate for example silicon in accordance with the sputtering technique described in the above examples . after an hf dip , the wafer with the yb 2 o 3 masking layer is then placed in a uhv - cvd reactor for epitaxial 140 nm si 0 . 9 ge 0 . 1 growth followed by 100 nm si growth under the same conditions as those described in the above examples . rbs and optical micrographs would confirm that there is no nucleation or growth of epitaxial si or si 0 . 9 ge 0 . 1 on the yb 2 o 3 layer . lu 2 o 3 is patterned on a semiconductor substrate for example silicon in accordance with the sputtering technique described in the above examples . after an hf dip , the wafer with the lu 2 o 3 masking layer is then placed in a uhv - cvd reactor for epitaxial 140 nm si 0 . 9 ge 0 . 1 growth followed by 100 nm si growth under the same conditions as those described in the above examples . rbs and optical micrographs would confirm that there is no nucleation or growth of epitaxial si or si 0 . 9 ge 0 . 1 on the lu 2 o 3 layer . while this invention has been described in terms of exemplary embodiments , it is contemplated that it may be practiced as outlined above with modifications within the spirit and scope of the appended claims .