a first example is explained . fig1 is a perspective view of an antenna apparatus 10 . the antenna apparatus 10 is for example a card - type antenna apparatus , and can be loaded into or accommodated in a personal computer , a portable telephone , or another radio terminal apparatus . fig3 a and fig3 b illustrate a radio terminal apparatus 100 ; fig3 a and fig3 b illustrate examples of a portable telephone and a personal computer respectively as radio terminal apparatuses 100 . the antenna apparatus 10 is accommodated within the housing 101 of the portable telephone 100 , and can transmit and receive radio signals with a radio base station or similar . further , the antenna apparatus 10 can be loaded into the housing 101 of a personal computer 100 , and can transmit and receive radio signals with a radio base station or similar . a configuration example of the antenna apparatus 10 is explained . fig1 is a perspective view of the antenna apparatus 10 , and fig2 a is a partial enlarged view of the antenna apparatus 10 . also , fig2 b is a cross - sectional view seen from the cy direction upon sectioning the antenna apparatus 10 at line segment k - k ′ in fig2 a , and fig2 c is a cross - sectional view , seen from the same direction cy , upon sectioning the antenna apparatus 10 at line segment m - m ′. as illustrated in fig1 , the antenna apparatus 10 has a dielectric substrate ( hereafter “ substrate ”) 12 ; two antenna elements 14 - 1 and 14 - 2 ( or , first and second antenna elements 14 - 1 and 14 - 2 ); two feed points 16 - 1 and 16 - 2 ( or , first and second feed points 16 - 1 and 16 - 2 ); and two stubs 18 - 1 and 18 - 2 ( or , first and second stubs 18 - 1 and 18 - 2 ). the substrate 12 has length “ v + h ” ( for example , “ 80 mm ”) in the y - axis direction , has length “ h ” ( for example , “ 30 mm ”) in the x - axis direction , and has length ( or thickness ) “ d 1 ” ( for example , “ 1 mm ”) in the z - axis direction . the substrate 12 has , on a portion of the top surface , a metal flat plate ( or metal flat surface ), such as for example a copper layer 13 , and on the bottom surface , various elements . the copper layer 13 has area v × h and thickness d 2 ( for example , “ 35 μm ”), and forms a ground pattern 15 for the various elements and similar on the substrate 12 . the antenna elements 14 - 1 and 14 - 2 are also formed from a conductive metal flat plate , such as for example a copper layer 13 . the antenna elements 14 - 1 and 14 - 2 receive radio signals transmitted from another antenna apparatus , and transmit radio signals to another antenna apparatus . the antenna elements 14 - 1 and 14 - 2 respectively have fixed units 14 - 1 a and 14 - 2 a ( or first and second fixed units 14 - 1 a and 14 - 2 a ) fixed on the substrate 12 , and bent units 14 - 1 b and 14 - 2 b ( or , first and second bent units 14 - 1 b and 14 - 2 b ) bent into an l shape from the fixed units 14 - 1 a and 14 - 2 a . the bent units 14 - 1 b and 14 - 2 b can be rotated about the y 1 axis and y 2 axis respectively , and can be accommodated within the width h of the substrate 12 ( or antenna apparatus 10 ). details of the bent units 14 - 1 b and 14 - 2 b are described below . the feed points ( or feed units ) 16 - 1 and 16 - 2 are respectively arranged on the substrate 12 so as to be in contact with the fixed units 14 - 1 a and 14 - 2 a between the fixed units 14 - 1 a and 14 - 2 a of the antenna elements 14 - 1 and 14 - 2 and the ground pattern 15 . the feed points 16 - 1 and 16 - 2 are connected to a power supply or similar via a feed line ( for example a coaxial cable , stripline , or similar ), and feed a current or voltage to the antenna elements 14 - 1 and 14 - 2 . the stubs 18 - 1 and 18 - 2 are for example conductive wiring patterns , and are distributed constant lines in a high - frequency circuit . as illustrated in fig2 a , the stubs 18 - 1 and 18 - 2 have meander units ( or meander lines , or first and second meander units ) 18 - 1 a and 18 - 2 a . the meander units 18 - 1 a and 18 - 2 a are formed such that the copper layer 13 is bent alternately in concave or in convex shapes . the length in the y - axis direction ( or the long - side direction ) of the meander units 18 - 1 a and 18 - 2 a is “ h ” in the example of fig2 and similar . further , the meander units 18 - 1 a and 18 - 2 a are connected to the ground pattern 15 in the connection units 18 - 1 b and 18 - 2 b , and are formed to the tip units 18 - 1 c and 18 - 2 c . the tip units 18 - 1 c and 18 - 2 c are mutually separated , and are also separated from the ground pattern 15 . the meander units 18 - 1 a and 18 - 2 a closest to the fixed units 14 - 1 a and 14 - 2 a of the antenna elements 14 - 1 and 14 - 2 are at a distance in the x - axis direction from the fixed units 14 - 1 a and 14 - 2 a which is equal to or less than a threshold value href . as illustrated in fig1 and fig2 a , in the antenna apparatus 10 are further arranged slits 21 - 1 and 21 - 2 ( or , first and second slits 21 - 1 and 21 - 2 ) in a portion of the ground pattern 15 . by means of the slits 21 - 1 and 21 - 2 , the coupling between the antenna elements 14 - 1 and 14 - 2 and other characteristics are further improved . in this way , the antenna apparatus 10 has , as two sets one set of a first antenna element 14 - 1 , first feed point 16 - 1 , and first stub 18 - 1 , and one set of a second antenna element 14 - 2 , second feed point 16 - 2 and second stub 18 - 2 . the inventor of this application performed various simulations for such an antenna apparatus 10 . the results of simulations of the antenna apparatus 10 are explained below . fig3 through fig1 b illustrate examples of simulation results and similar . of these , fig3 illustrates an example of simulation results for the parameter s 11 ( or the “ reflection coefficient ” or “ matching ”) among the s parameters . in the simulations illustrated in fig3 , for example an ac voltage is applied from the first feed point 16 - 1 in the antenna apparatus 10 of fig1 and similar . these simulation results were obtained by measuring this voltage and the voltage reflected at the first feed point 16 - 1 ( or the first antenna element 14 - 1 ) at this time , when the frequency of the ac voltage is varied . the voltage supply is for example between the ground pattern 15 and the first feed point 16 - 1 . in fig3 , the horizontal - axis indicates the frequency , and the vertical axis indicates the parameter s 11 ( in decibels ); dashed lines and solid lines are simulation results for an antenna apparatus 10 without stubs 18 - 1 and 18 - 2 and for an antenna apparatus 10 with stubs 18 - 1 and 18 - 2 , respectively . as illustrated in fig3 , simulation results were obtained indicating that for frequencies from “ 1 . 7 ghz ” to “ 2 . 5 ghz ”, the parameter s 11 was lower for the antenna apparatus 10 with stubs 18 - 1 and 18 - 2 than for the antenna apparatus 10 without stubs 18 - 1 and 18 - 2 . hence compared with the case without stubs 18 - 1 and 18 - 2 , the antenna apparatus 10 having the stubs 18 - 1 and 18 - 2 has lower reflected voltage , and the parameter s 11 can be improved , over this frequency range . from these simulation results , when for example the frequency of transmitted or received radio signals is between “ 1 . 5 ghz ” and “ 2 . 5 ghz ”, with respect to matching , characteristics for the antenna apparatus 10 equal to or greater than a specific value can be obtained . fig4 illustrates an example of simulation results for antenna efficiency . antenna efficiency represents for example the ratio of radiation power to the power applied to the antenna elements 14 - 1 and 14 - 2 . for example , simulation is performed in which , when an ac voltage is applied to the first feed point 16 - 1 , the frequency of the applied ac voltage is varied , and the power radiated into space in the first antenna element 14 - 1 is measured or otherwise determined . simulations were performed , in cases in which there is a “ single ” “ antenna element ”, in which there are “ two antenna elements ” “ without stubs ”, and in which there are “ two antenna elements ” “ with stubs ”, with the frequency of the ac voltage varied between “ 1 . 7 ghz ”, “ 2 . 0 ghz ”, and “ 2 . 3 ghz ”. as illustrated in fig4 , simulation results were obtained indicating that the antenna efficiency is higher for an antenna apparatus 10 with stubs 18 - 1 and 18 - 2 than an antenna apparatus 10 without stubs 18 - 1 and 18 - 2 at each frequency , including the frequency “ 1 . 7 ghz ”. from these simulation results , the antenna efficiency of this antenna apparatus 10 can be raised , compared with that of an antenna apparatus 10 without stubs 18 - 1 and 18 - 2 , when the frequency of radio signals transmitted and received by the antenna elements 14 - 1 and 14 - 2 is for example “ 1 . 7 ghz ”. fig5 a and fig5 b illustrate radiation patterns , and fig6 illustrates an example of simulation results for correlation factors . the radiation pattern illustrated in fig5 a illustrates , for example , the directional distribution when an ac voltage is applied at frequency “ 2 . 2 ghz ” to the first feed point 16 - 1 in the antenna apparatus 10 , and no voltage is applied to the second feed point 16 - 2 . further , the radiation pattern illustrated in fig5 b illustrates , for example , the directional distribution when an ac voltage is applied at frequency “ 2 . 2 ghz ” to the second feed point 16 - 2 , and no voltage is applied to the first feed point 16 - 1 . when an ac voltage is applied to the first feed point 16 - 1 , a portion with higher power compared with elsewhere is distributed in the w 1 direction , which is in the y axis second quadrant , as illustrated in fig5 a . on the other hand , when an ac voltage is applied to the second feed point 16 - 2 , a portion with higher power compared with elsewhere is distributed in the w 2 direction , which is in the y axis second quadrant , as illustrated in fig5 b . in this way , simulation results were obtained indicating that the two radiation patterns are directed in opposite directions ( the w 1 direction and the w 2 direction ). fig6 illustrates simulation results for the correlation factors , based on radiation patterns and similar when the frequency of the applied ac voltage was varied . the correlation factors are an index indicating the extent of coincidence between , for example , the radiation pattern when feeding from the first feed point 16 - 1 ( for example , fig5 a ) and the radiation pattern when feeding from the second feed point 16 - 2 ( for example , fig5 b ). in fig6 , the horizontal axis indicates the frequency and the vertical axis indicates the correlation factors ; the solid line and the dashed line are simulation results when there are stubs 18 - 1 and 18 - 2 , and when there are no stubs 18 - 1 and 18 - 2 , respectively . as illustrated in fig6 , simulation results were obtained indicating that , compared with the case of no stubs 18 - 1 and 18 - 2 , the correlation factors of the antenna apparatus 10 with stubs 18 - 1 and 18 - 2 is low from “ 1 . 5 ghz ” to “ 1 . 7 ghz ”, from “ 2 . 2 ghz ” to “ 2 . 5 ghz ”, and similar . hence improved simulation results for this antenna apparatus 10 could be obtained for the correlation factors as well , compared with an antenna apparatus without stubs 18 - 1 and 18 - 2 , over these frequency ranges . from these simulation results , characteristics relating to correlation equal to or greater than a specific value can be obtained for this antenna apparatus 10 for frequencies of the radio signals transmitted or received from “ 1 . 5 ghz ” to “ 1 . 7 ghz ” and for “ 2 . 2 ghz ” to “ 2 . 5 ghz ”. fig7 illustrates simulation results for the parameter s 21 ( or “ coupling ” or “ isolation ”) among the s parameters . in these simulations , in for example the antenna apparatus 10 illustrated in fig1 and similar , an ac voltage is applied from the first feed point 16 - 1 to the first antenna element 14 - 1 , and the frequency of the voltage is varied . at this time , this simulation simulates the parameter s 21 by measuring or otherwise determining this voltage and the voltage output from the second feed point 16 - 2 . the voltage supply is for example between the ground pattern 15 and the first feed point 16 - 1 . in fig7 , the horizontal axis indicates the frequency and the vertical axis indicates s 21 ( in decibels ). in the figure , the dashed line and the solid line indicate simulation results for an antenna apparatus 10 with stubs 18 - 1 and 18 - 2 and for an antenna apparatus 10 without stubs 18 - 1 and 18 - 2 , respectively . as illustrated in fig7 , the parameter s 21 of the antenna apparatus 10 with stubs 18 - 1 and 18 - 2 , and the parameter s 21 of the antenna apparatus 10 without stubs 18 - 1 and 18 - 2 , both remain at lower numerical values than a reference threshold ( for example , “− 6 db ”). this reference threshold indicates for example the maximum parameter s 21 which can be allowed with respect to coupling of the antenna elements 14 - 1 and 14 - 2 . as illustrated in fig7 , the parameter s 21 of the antenna apparatus 10 with stubs 18 - 1 and 18 - 2 remains equal to or below this reference threshold for frequencies from “ 1 . 5 ghz ” to “ 2 . 5 ghz ”. from these simulation results , characteristics , for example , relating to coupling equal to or greater than a specific value can be obtained for this antenna apparatus 10 for frequencies of the radio signals transmitted and received by the antenna elements 14 - 1 and 14 - 2 from “ 1 . 5 ghz ” to “ 2 . 5 ghz ”. simulation results for the stubs 18 - 1 and 18 - 2 illustrated in fig1 and similar are further explained below . fig8 through fig1 b illustrate examples and similar of simulation results . fig8 is a partial enlarged view of an antenna apparatus 10 for simulation . in order to simulate the characteristics of the stubs 18 - 1 and 18 - 2 , the first feed point 16 - 1 is arranged at the first connection unit 18 - 1 b . fig9 illustrates an example of current distribution when an ac voltage is applied from the first feed point 16 - 1 . the figure illustrates an example of simulation results when the frequency of the ac voltage is “ 1 . 4 ghz ”; the sizes and thicknesses of arrows indicate the current magnitude . as illustrated in fig9 , because feeding is from the first feed point 16 - 1 , a large current flows at the first stub 18 - 1 compared with the second stub 18 - 2 and similar . in this antenna apparatus 10 , by shaping the stubs 18 - 1 and 18 - 2 as illustrated in fig1 and similar , simulation results were obtained in which a large current flows at an ac voltage frequency of “ 1 . 4 ghz ” compared with at other frequencies . next , the reason for the flowing of a large current at frequency “ 1 . 4 ghz ” is explained . fig1 a illustrates simulation results for the parameter s 11 in the first antenna element 14 - 1 in the antenna apparatus 10 illustrated in fig8 , when an ac voltage is fed from the first feed point 16 - 1 . further , fig1 b illustrates simulation results for the imaginary part of the combined impedance ( reactance ) of the stubs 18 - 1 and 18 - 2 . fig1 a and fig1 b are both simulation results when the frequency of the fed ac voltage is varied from “ 0 . 5 ghz ” to “ 2 . 5 ghz ”. as illustrated in fig1 a , simulation results were obtained in which the parameter s 11 is much lower at the frequency “ 1 . 4 ghz ” compared with at other frequencies . further , as illustrated in fig1 b , simulation results were obtained in which the reactance was “ 0 ” at frequency “ 1 . 4 ghz ”. from this , by making the stub shape as in fig2 and fig8 , the stubs 18 - 1 and 18 - 2 enter a parallel resonance state at frequency “ 1 . 4 ghz ”. because of this state , simulation results could be obtained in which a large current equal to or greater than a specific value flows when the frequency of the ac voltage fed from the first feed point 16 - 1 is “ 1 . 4 ghz ”, as illustrated in fig9 . as explained above , relating to matching ( parameter s 11 ), improved simulation results were obtained for this antenna apparatus 10 ( for example , fig3 and similar ); next , the reason for this improvement is explained . fig1 is a smith chart illustrating an example of impedance changes in each of an antenna apparatus 10 with stubs 18 - 1 and 18 - 2 , an antenna apparatus 10 without stubs 18 - 1 and 18 - 2 , and an antenna apparatus 10 having a meander line without folds . as the antenna apparatus 10 having stubs 18 - 1 and 18 - 2 which was to be simulated , for example the antenna apparatus 10 of fig8 was selected . this selection was made in order to confirm the characteristics of the stubs 18 - 1 and 18 - 2 similarly to the above - described examples . further , fig1 a is a configuration example of an antenna apparatus 10 without stubs 18 - 1 and 18 - 2 which is to be simulated , and fig1 b is a configuration example of an antenna apparatus 10 having a meander line without folds which is to be simulated . as illustrated in fig1 b , an antenna apparatus 10 having a meander line without folds has , for example , a structure with a straight - line shape in which the meander units 18 - 11 a and 18 - 21 a closest to the antenna elements 14 - 1 and 14 - 2 are not folded . in these simulations , for example an ac voltage is applied from the first feed point 16 - 1 of the antenna apparatus 10 , and the change in impedance of the first antenna element 14 - 1 when the frequency of the ac voltage is varied from “ 1 . 5 ghz ” to “ 2 . 5 ghz ” is measured . the horizontal axis in fig1 indicates the real part of the impedance ( or the pure resistance ), the upper half of the vertical axis indicates the inductive region , and the lower half indicates the capacitive region . in fig1 , the solid line and the dashed line are simulation results for the antenna apparatus 10 with stubs 18 - 1 and 18 - 2 ( for example , fig8 ) and for the antenna apparatus 10 without stubs 18 - 1 and 18 - 2 ( for example , fig1 a ), respectively . the dot - dash line indicates simulation results for the antenna apparatus 10 having a meander line without folds ( for example , fig1 b ). as illustrated in fig1 , the simulation results for the antenna apparatus 10 without stubs 18 - 1 and 18 - 2 (“ no stubs ”) indicate that the pure resistance remains at the position farthest from point “ 1 ” compared with the others . next , the pure resistance for the antenna apparatus 10 having a meander line without folds (“ stub having a meander line without folds ”) remains at a position far from point “ 1 ”. the simulation results for the antenna apparatus 10 with stubs 18 - 1 and 18 - 2 (“ with stubs ”) indicate that the pure resistance is closest to “ 1 ”. from these simulation results , the pure resistance for the antenna apparatus 10 with stubs 18 - 1 and 18 - 2 is closest to “ 1 ” compared with others , so that the best matching is possible . hence as illustrated in fig3 , simulation results can be obtained for the antenna apparatus 10 having two stubs 18 - 1 and 18 - 2 with lower reflection coefficient and lower parameter s 11 than an antenna apparatus without stubs 18 - 1 and 18 - 2 . as illustrated in fig2 and similar , it is known that by providing a metal surface in proximity to the antenna elements 14 - 1 and 14 - 2 ( for example , within a distance href ), the radiation resistance and similar assume low values equal to or less than a specific value , and the graph on a smith chart moves in the w 3 direction in fig1 . in this antenna apparatus 10 also , the meander units 18 - 1 a and 18 - 2 a of the stubs 18 - 1 and 18 - 2 are installed in proximity to the antenna elements 14 - 1 and 14 - 2 ( within threshold value href ), so that the radiation resistance is a low value equal to or less than a specific value , and matching and similar are also improved . in this way , the antenna apparatus 10 of this first example is provided with first and second stubs 18 - 1 and 18 - 2 between the antenna elements 14 - 1 and 14 - 2 , and with the first stub 18 - 1 and first feed point 16 - 1 , and the first antenna element 14 - 1 as one set , has two sets . by means of such a configuration , characteristics equal to or above specific values for matching , coupling , and correlation factors can be obtained for antenna apparatus 10 when the frequency of radio signals transmitted or received is “ 1 . 7 ghz ”, or is from “ 2 . 2 ghz ” to “ 2 . 5 ghz ”. further , because this antenna apparatus 10 does not have cutouts , slits or similar of size equal to or greater than a specific value as indicated in japanese laid - open patent publication no . 2007 - 13643 or in japanese laid - open patent publication no . 2007 - 243455 , greater compactness or reduced space usage can be achieved for this antenna apparatus 10 . moreover , the stubs 18 - 1 and 18 - 2 are not directly connected to the antenna elements 14 - 1 and 14 - 2 , but one end thereof is directly connected to the ground pattern 15 . hence a separate matching circuit or similar need not be provided , without changing the characteristics of the antenna elements 14 - 1 and 14 - 2 . hence this antenna apparatus 10 can attain cost reductions and similar . next a second example is explained . in the first example , an explanation was given in which the lengths ( or heights ) in the y - axis direction of the meander units 18 - 1 a and 18 - 2 a in the stubs 18 - 1 and 18 - 2 were the same . for example , the lengths may be made short compared with others at places closest to the fixed units 14 - 1 a and 14 - 2 a of the antenna elements 14 - 1 and 14 - 2 , and may be made longer in moving from the antenna elements 14 - 1 and 14 - 2 . by this means , the length from the connection units 18 - 1 b and 18 - 2 b of the stubs 18 - 1 and 18 - 2 to the tip units 18 - 1 c and 18 - 2 c can be shortened . fig1 is a partial enlarged view of this antenna apparatus 10 . in the example illustrated in fig1 , the height in the y - axis direction of the meander units 18 - 11 a and 18 - 21 a closest to the fixed units 14 - 1 a and 14 - 2 a of the antenna elements 14 - 1 and 14 - 2 is “ h 1 ”, and the height in the y - axis direction of the meander units 18 - 1 a and 18 - 2 a near the middle is “ h 2 ” ( h 1 & lt ; h 2 ). the height of the meander units 18 - 13 a and 18 - 23 a farthest from the fixed units 14 - 1 a and 14 - 2 a is “ h ” ( h 2 & lt ; h ). next , simulation results for an antenna apparatus 10 configured in this way are explained . fig1 illustrates an example of simulation results for the parameters s 11 ( or “ matching ”) and s 21 ( or “ coupling ”). similarly to the first example , fig1 describes simulations in which an ac voltage is fed from the first feed point 16 - 1 for example , and the radiation voltage from the first feed point 16 - 1 is measured , or the output voltage from the second feed point 16 - 2 is measured , or similar . in fig1 , the solid and dashed lines indicate simulations of the parameter s 11 and of the parameter s 21 respectively . as illustrated in fig1 , the two parameters s 11 and s 21 both remain at low numerical values equal to or less than the reference threshold “− 6 db ”, similarly to the first example , at frequencies of “ 1 . 7 ghz ” or higher . further , simulation results were obtained in which the two parameters s 11 and s 21 were much lower at the frequency “ 1 . 7 ghz ” than at other frequencies . fig1 a illustrates simulation results for parameter s 11 , compared with an antenna apparatus 10 without stubs 18 - 1 and 18 - 2 ( for example , fig1 a ). further , fig1 b illustrates simulation results for parameter s 21 , compared with an antenna apparatus 10 without stubs 18 - 1 and 18 - 2 . in fig1 a and fig1 b , the graphs indicated as “ with stubs ” are the same as the respective graphs “ s 11 ” and “ s 21 ” in fig1 . as illustrated in fig1 a , simulation results were obtained for this antenna apparatus 10 ( for example , fig1 ) indicating , for the parameter s 11 , a low value compared with an antenna apparatus without stubs 18 - 1 and 18 - 2 at frequencies equal to or above “ 1 . 7 ghz ”. further , as illustrated in fig1 b , simulation results for the parameter s 21 were obtained indicating that the value at frequency “ 1 . 7 ghz ” is much lower for an antenna apparatus 10 with stubs 18 - 1 and 18 - 2 than for an antenna apparatus 10 without stubs 18 - 1 and 18 - 2 . from these simulation results , characteristics can be obtained for matching and coupling of the antenna apparatus 10 of the second example which , when the frequency of radio signals transmitted or received is “ 1 . 7 ghz ” or higher , are on average a specific value , or are equal to or greater than a specific value . fig1 illustrates an example of simulation results for correlation factors . similarly to the first example , fig1 illustrates simulation results for the degree of coincidence between the radiation pattern when feeding is performed from the first feed point 16 - 1 and the radiation pattern when feeding is performed from the second feed point 16 - 2 , when the frequency of the ac current fed was varied . as illustrated in fig1 , results were obtained indicating that the correlation factors for the antenna apparatus 10 of the second example is low , compared with an antenna apparatus 10 without stubs 18 - 1 and 18 - 2 , at frequencies of “ 1 . 7 ghz ” or higher . with respect to antenna efficiency also , similarly to the first example , simulation results indicated that at frequency “ 1 . 7 ghz ” a numerical value of “− 1 . 45 db ” was obtained . in the case of “ two antenna elements with no stubs ” of fig4 , at frequency “ 1 . 7 ghz ” the value was “− 1 . 59 db ”; compared with this , simulation results indicated a high antenna efficiency for this antenna apparatus 10 . simulation results obtained for the antenna efficiency of the antenna apparatus 10 of this second example were further improved over the antenna apparatus 10 of the first example . from simulation results for the correlation factors and antenna efficiency , characteristics for the coupling and antenna efficiency of the antenna apparatus 10 of the second example equal to or greater than a specific value could be obtained when the frequency of radio signals transmitted or received was “ 1 . 7 ghz ” or above . next , the reason for this improvement in the antenna efficiency and coupling is explained . fig1 a and fig1 b each illustrate simulation results for current distribution when the frequency of the ac voltage fed is “ 1 . 7 ghz ”. fig1 a is the current distribution for an antenna apparatus 10 without stubs 18 - 1 and 18 - 2 , and fig1 b is the current distribution for the antenna apparatus 10 of this second example . these simulations , similar to those of the first example ( fig9 ), are for a case in which feeding is performed from the first feed point 16 - 1 , and no feeding from the second feed point 16 - 2 is performed . in both fig1 a and fig1 b , the magnitudes of arrows indicate the strength of the current . focusing on the second antenna element 14 - 2 which is not being fed , a larger current is flowing in the antenna apparatus 10 without stubs 18 - 1 and 18 - 2 ( fig1 a ) than in the antenna apparatus 10 with stubs 18 - 1 and 18 - 2 ( fig1 b ). due to this large current , coupling of the second antenna element 14 - 2 and the first antenna element 14 - 1 of the antenna apparatus 10 without stubs 18 - 1 and 18 - 2 becomes equal to or larger than a specific value . further , due to this large current , the antenna efficiency of the antenna apparatus 10 without stubs 18 - 1 and 18 - 2 deteriorates to be equal to or less than a specific value , as electric power ( or energy ) equal to or greater than a specific value is consumed at the second feed point 16 - 2 . on the other hand , in the antenna apparatus 10 with stubs 18 - 1 and 18 - 2 ( fig1 b ), a large current equal to or greater than a specific value flows in the stubs 18 - 1 and 18 - 2 , and in the second antenna element 14 - 2 not being fed , a small current compared with that with stubs 18 - 1 and 18 - 2 flows . due to this small current , coupling between the first and second antenna elements 14 - 1 and 14 - 2 in the antenna apparatus 10 with stubs 18 - 1 and 18 - 2 weakens to be equal to or less than a specific value . further , due to this small current , in the antenna apparatus 10 with stubs 18 - 1 and 18 - 2 the electric power consumed at the second feed point 16 - 2 becomes equal to or less than a specific value , and the antenna efficiency is improved to be equal to or greater than a specific value . from the above , characteristics equal to or greater than a specific value for matching , coupling , and correlation factors can be obtained for the antenna apparatus 10 of this second example when the frequency of radio signals transmitted or received is for example from “ 1 . 7 ghz ” to “ 2 . 5 ghz ”. further , similarly to the first example , costs can be reduced for the antenna apparatus 10 of this second example , without providing a separate matching circuit or similar to obtain satisfactory characteristics for the antenna elements 14 - 1 and 14 - 2 . moreover , because the antenna apparatus 10 of this second example does not have cutouts , slits or similar of size equal to or greater than a specific value as indicated in japanese laid - open patent publication no . 2007 - 13643 or in japanese laid - open patent publication no . 2007 - 243455 , greater compactness or reduced space usage can be achieved . as illustrated in fig1 , fig1 and similar , when the frequency of the fed ac voltage is “ 1 . 7 ghz ”, the stubs 18 - 1 and 18 - 2 are in a resonant state . hence as illustrated in fig1 b , the current flowing in the stubs 18 - 1 and 18 - 2 is a large current equal to or greater than a specific value . the length of the stubs 18 - 1 and 18 - 2 of the antenna apparatus 10 in the second example is shorter than the length of the stubs 18 - 1 and 18 - 2 in the first example . in this way , by adjusting the lengths of the stubs 18 - 1 and 18 - 2 , the resonance frequency could be adjusted from the “ 1 . 4 ghz ” of the first example to the “ 1 . 7 ghz ” of the second example . from this , by adjusting the length of the stubs 18 - 1 and 18 - 2 , it is also possible to change the frequency band in which characteristics relating to coupling , correlation factors and similar which are equal to or greater than a specific value can be obtained . next , a third example is explained . in the antenna apparatus 10 of the second example , the length in the y - axis direction of the meander units 18 - 1 a and 18 - 2 a was made longer with increasing distance from the antenna elements 14 - 1 and 14 - 2 . for example , the length in the y - axis direction of the meander units 18 - 11 a and 18 - 21 a closest to the antenna elements 14 - 1 and 14 - 2 can be made longer than the length of the meander units 18 - 12 a and 18 - 22 a with the shortest length in the y - axis direction . fig1 is a partial enlarged view of the antenna apparatus 10 of the third example . as illustrated in fig1 , of the meander units 18 - 1 a and 18 - 2 a , the length in the y - axis direction of the meander units 18 - 11 a and 18 - 21 a closest to the antenna elements 14 - 1 and 14 - 2 is made “ h ′”. at this time , if the length in the y - axis direction of the meander units 18 - 12 a and 18 - 22 a which have the shortest length in the y - axis direction is “ h 1 ”, then the meander units 18 - 11 a and 18 - 21 a are installed such that h ′& gt ; h 1 . in the example of fig1 , the length h ′ is the same length as the length “ h ” of the stubs 18 - 13 a and 18 - 23 a with the longest length in the y - axis direction . other than the meander units 18 - 11 a and 18 - 21 a closest to the antenna elements 14 - 1 and 14 - 2 , meander units are arranged such that the length in the y - axis direction increases with increasing distance from the antenna elements 14 - 1 and 14 - 2 . simulation results for the antenna apparatus 10 in this third example are explained . fig1 a illustrates examples of simulation results for the parameter s 11 ( matching ) and the parameter s 21 ( coupling ). for example , similarly to the first example and similar , simulations were performed in which an ac voltage with different frequencies was fed to the first feed point 16 - 1 , and the reflected voltage of the first feed point 16 - 1 or the output voltage from the second feed point 16 - 2 was measured or otherwise determined . as illustrated in fig1 a , simulation results were obtained in which the two parameters s 11 and s 21 were less than a reference threshold “− 6 db ” over frequencies from “ 1 . 6 ghz ” to “ 2 . 5 ghz ”. fig1 b illustrates an example of simulation results for the correlation factors . similarly to the first example and similar , simulations were performed based on the radiation pattern when feeding to the first feed point 16 - 1 and the radiation pattern when feeding to the second feed point 16 - 2 . as illustrated in fig1 b , the correlation factors of the antenna apparatus 10 with stubs 18 - 1 and 18 - 2 , illustrated in fig1 , also remains at a lower numerical value than an antenna apparatus without stubs 18 - 1 and 18 - 2 at frequencies from “ 1 . 6 ghz ” to “ 2 . 5 ghz ”. from the above simulation results , characters for matching , coupling , and correlation factors of the antenna apparatus 10 of the third example equal to or greater than a specific value can be obtained when the frequency of radio signals transmitted or received is from “ 1 . 6 ghz ” to “ 2 . 5 ghz ”. characteristics equal to or above a specific value could be obtained for the antenna apparatus 10 of the second example at frequencies of “ 1 . 7 ghz ” or above ; but in the antenna apparatus 10 of this third example , by further adjusting the lengths of the stubs 18 - 1 and 18 - 2 , characteristics equal to or greater than a specific value can be obtained for radio signals in a still broader band . fig2 illustrates an example of simulation results for current distribution in this antenna apparatus 10 . this simulation is also an example of current distribution for a case in which , similarly to the second example , an ac voltage having a frequency of “ 1 . 7 ghz ” is applied from the first feed point 16 - 1 . upon comparison with fig1 a illustrating an example of simulation of current distribution without stubs 18 - 1 and 18 - 2 , in the example of fig2 a small current is flowing in the second antenna element 14 - 2 on the side not being fed . similarly to the second example , because of this small current , coupling between the two antenna elements 14 - 1 and 14 - 2 is less than a specific value , and the antenna efficiency is also improved to be equal to or greater than a specific value . the antenna efficiency of the antenna apparatus 10 in this third example is “− 1 . 29 db ”, so that a still higher numerical value than in the first example and similar was obtained . similarly to the first example and similar , a matching circuit for the antenna elements 14 - 1 and 14 - 2 is not provided in the antenna apparatus 10 in this third example , so that cost reductions and similar are also possible . further , similarly to the first example and similar , because the antenna apparatus 10 of this third example does not have cutouts , slits or similar of size equal to or greater than a specific value as indicated in japanese laid - open patent publication no . 2007 - 13643 or in japanese laid - open patent publication no . 2007 - 243455 , reduced space usage and greater compactness can be achieved . next , a fourth example is explained . the fourth example is an example of a case in which the antenna apparatus 10 of the first example or similar is loaded into or accommodated within a personal computer or other radio terminal apparatus 100 . fig2 a is a perspective view of a case in which the antenna apparatus 10 is loaded into a radio terminal apparatus 100 or similar , fig2 b is a cross - sectional view as seen from the cy direction of the radio terminal apparatus 100 illustrated in fig2 a , and fig2 c is a cross - sectional view as seen from the cx direction of the radio terminal apparatus 100 . as illustrated in fig2 a and similar , the radio terminal apparatus 100 have a conductor ( for example , a metal flat plate ) 102 , with length “ h ′” in the x - axis direction , length “ v ” in the y - axis direction , and length ( thickness ) “ d 3 ” in the z - axis direction . the conductor 102 forms a ground pattern for the antenna elements 14 - 1 and 14 - 2 of the antenna apparatus 10 . the length ( thickness ) in the z - axis direction of the antenna apparatus 10 is the same “ d 3 ” as the conductor 102 , and as indicated by the dot - dash line in fig2 a , the antenna apparatus 10 is loaded onto a portion of the conductor 102 or similar . when the antenna apparatus 10 is loaded into the radio terminal apparatus 10 or similar , the antenna elements 14 - 1 and 14 - 2 of the antenna apparatus 10 protrude by a distance “ a ” from the conductor 102 . further , the antenna elements 14 - 1 and 14 - 2 are installed at an interval a distance “ d ” in the x - axis direction . the antenna elements 14 - 1 and 14 - 2 also are configured from conductors . the feed points 16 - 1 and 16 - 2 in the antenna apparatus 10 are arranged at the connection points of the antenna elements 14 - 1 and 14 - 2 respectively with the conductor 102 . similarly to the first example and similar , the antenna apparatus 10 of this fourth example has two stubs 18 - 1 and 18 - 2 ; but as illustrated in fig2 a and similar , the stubs 18 - 1 and 18 - 2 are arranged to as to extend in the z - axis direction a distance “ b ” ( for example , b & lt ; a ) from the conductor 102 . the interval “ d ′” between the first and second stubs 18 - 1 and 18 - 2 is for example shorter than the interval “ d ” between the antenna elements 14 - 1 and 14 - 2 . in this way , the stubs 18 - 1 and 18 - 2 may be installed so as to extend a prescribed length within a plane ( for example , within the yz plane ) perpendicular to the xy plane in which the ground pattern 15 is formed . simulation results for a radio terminal apparatus 100 including such an antenna apparatus 10 are explained below . fig2 a , fig2 b , and fig2 respectively illustrate examples of simulation results for the parameter s 11 , the parameter s 21 , and the correlation factors . similarly to the first example and similar , in these simulations , for example an ac voltage with different frequencies is applied from the first feed point 16 - 1 , and the reflected voltage from the first feed point 16 - 1 is measured , or the output voltage from the second feed point 16 - 2 is measured or otherwise determined . all simulations were performed for a radio terminal apparatus 100 including an antenna apparatus 10 with stubs 18 - 1 and 18 - 2 as illustrated in fig2 a and similar , and for a radio terminal apparatus 100 without stubs 18 - 1 and 18 - 2 . as illustrated in fig2 a , upon comparing the radio terminal apparatus 100 with stubs 18 - 1 and 18 - 2 with the radio terminal apparatus 100 without stubs 18 - 1 and 18 - 2 with respect to the parameter s 11 , the value remains substantially the same numerical value for frequencies from “ 600 mhz ” to “ 750 mhz ”. however , at frequencies of “ 750 mhz ” and above , the value is a lower numerical value for the case with stubs 18 - 1 and 18 - 2 than for the case without stubs . further , with respect to the parameter s 21 , as illustrated in fig2 b , simulation results were obtained indicating that on average the value remains same numerical value for both the radio terminal apparatus 100 with stubs 18 - 1 and 18 - 2 and for the radio terminal apparatus without stubs 18 - 1 and 18 - 2 for frequencies from “ 600 mhz ” to “ 1 ghz ”. with respect to the correlation factors , as illustrated in fig2 , simulation results were obtained indicating that while there is some degradation at frequency “ 850 mhz ”, the value is lower at frequencies from “ 700 mhz ” to “ 900 mhz ” compared with the radio terminal apparatus 100 without stubs 18 - 1 and 18 - 2 . from the above , characteristics can be obtained for matching , coupling and correlation factors of the radio terminal apparatus 100 illustrated in fig2 which , when the frequency of radio signals transmitted or received is from “ 700 mhz ” to “ 900 mhz ”, are on average a specific value , or are equal to or greater than a specific value . further , similarly to the first example , costs can be reduced for the antenna apparatus 10 of the fourth example , without providing a separate matching circuit or similar to obtain satisfactory characteristics for the antenna elements 14 - 1 and 14 - 2 . moreover , because similarly to the first example and similar the antenna apparatus 10 does not have cutouts , slits or similar of size equal to or greater than a specific value as indicated in japanese laid - open patent publication no . 2007 - 13643 or in japanese laid - open patent publication no . 2007 - 243455 , reduced space usage and greater compactness can be achieved . next , a fifth example is explained . in the first example and similar , an antenna apparatus 10 having two stubs 18 - 1 and 18 - 2 was explained . an antenna apparatus 10 may have for example three or more stubs . this fifth example is an example of an antenna apparatus 10 which likewise has three or more stubs . fig2 is a perspective view of the antenna apparatus 10 of the fifth example ; fig2 a is a partial enlarged view . fig2 b is a cross - sectional view seen from the cy direction upon sectioning the antenna apparatus 10 at line segment p - p ′ in fig2 a , and fig2 c is a cross - sectional view seen from the cy direction upon sectioning at line segment q - q ′. this antenna apparatus 10 also has third through sixth stubs 18 - 3 through 18 - 6 , as illustrated in fig2 and similar . as illustrated in fig2 and similar , the third and fourth stubs 18 - 3 and 18 - 4 are each provided so as to extend a prescribed length in the z - axis direction from the end units g 1 and g 2 of the ground pattern 15 closest to the feed points 16 - 1 and 16 - 2 . further , the fifth and sixth stubs 18 - 5 and 18 - 6 similarly are each provided so as to extend a prescribed length in the x - axis direction from the end units g 1 and g 2 of the ground pattern 15 . the third through sixth stubs 18 - 3 to 18 - 6 , similarly to the first and second stubs 18 - 1 and 18 - 2 , are also configured using for example the copper layer 13 . further , the length in the x - axis direction and the length in the y - axis direction of the third and fourth stubs 18 - 3 and 18 - 4 can for example be made the same “ d 2 ” as the copper layer 13 . further , the length in the z - axis direction of the fifth and sixth stubs 18 - 5 and 18 - 6 can also for example be made “ d 2 ”. the first and second stubs 18 - 1 and 18 - 2 are connected to the ground pattern 15 at the connection units 18 - 1 b and 18 - 2 b , similarly to the first example and similar . as illustrated in fig2 a and similar , the first stub 18 - 1 extends in a straight - line shape in an oblique direction in the xy plane toward the second bent unit 14 - 2 b of the second antenna element 14 - 2 with increasing distance from the first antenna element 14 - 1 . moreover , the second stub 18 - 2 extends in a straight - line shape in an oblique direction in the xy plane toward the first bent unit 14 - 1 b of the first antenna element 14 - 1 with increasing distance from the second antenna element 14 - 2 . the first and second stubs 18 - 1 and 18 - 2 are provided mutually separated at the farthest tip units 18 - 1 c and 18 - 2 c from the connection units 18 - 1 b and 18 - 2 b . the example illustrated in fig2 and similar is one example , and for example the number of stubs connected to the ground pattern 15 can be four . in this case , if the third and fourth stubs 18 - 3 and 18 - 4 , or the fifth and sixth stubs 18 - 5 and 18 - 6 are deleted , such an antenna apparatus 10 can be configured . further , by deleting the third stub 18 - 3 and fourth stub 18 - 4 , and the sixth stub 18 - 6 , an antenna apparatus 10 having a total of three stubs 18 - 1 , 18 - 2 , and 18 - 5 can be obtained . in this way , this antenna apparatus 10 can be made to have an arbitrary number of two or more stubs 18 - 1 , 18 - 2 , . . . . next , a sixth example is explained . in the sixth example , characteristics are explained when in the above - described first through fifth examples the shapes of the antenna elements 14 - 1 and 14 - 2 are made l - shapes . fig2 and fig2 illustrate examples of the configuration of the antenna apparatus 10 for simulation ; of these , fig2 is an example of the configuration of an antenna apparatus 10 in which the shape of the antenna elements 14 - 1 and 14 - 2 is a straight - line shape , and fig2 is an example of the configuration of an antenna apparatus 10 in which the shape of the antenna elements 14 - 1 and 14 - 2 explained in the first example and similar is an l - shape . the straight - line shape antenna elements 14 - 1 and 14 - 2 have fixed units 14 - 1 a and 14 - 2 a , and straight - line units 14 - 1 c and 14 - 2 c directed in the y - axis direction from the fixed units 14 - 1 a and 14 - 2 a , as illustrated in fig2 . on the other hand , the l - shape antenna elements 14 - 1 and 14 - 2 have fixed units 14 - 1 a and 14 - 2 a , and bent units 14 - 1 b and 14 - 2 b , as illustrated in fig2 and fig2 a and similar . the shapes of the stubs 18 - 1 and 18 - 2 are both similar to those in the third example ; the length in the y - axis direction of the meander units 18 - 11 a and 18 - 21 a closest to the fixed units 14 - 1 a and 14 - 2 a of the antenna elements 14 - 1 and 14 - 2 are longer than the shortest thereof . further , the length in the y - axis direction of the meander units 18 - 1 a and 18 - 2 a gradually increases with increasing distance from the fixed units 14 - 1 a and 14 - 2 a . fig2 a and fig2 b respectively illustrate simulation results for parameter s 11 and for parameter s 21 . in both cases , the simulation method is similar to that of the first example or similar . as illustrated in fig2 a , with respect to the parameter s 11 , when the frequency of the ac voltage fed from the first feed point 16 - 1 was from “ 1 . 9 ghz ” to “ 2 . 5 ghz ”, the numerical value was lower for the l - shape antenna elements 14 - 1 and 14 - 2 than for the straight - line shape antenna elements 14 - 1 and 14 - 2 . moreover , at frequencies equal to or greater than “ 1 . 7 ghz ”, the parameter s 11 was equal to or less than the reference threshold “− 6 db ”. as illustrated in fig2 b , with respect to the parameter s 21 , a lower numerical value was obtained for the l shape than for the straight - line shape at frequencies from “ 1 . 5 ghz ” to “ 2 . 3 ghz ”. with respect to coupling , simulation results could be obtained indicating the l - shape was more improved over the straight - line shape than matching over a broad frequency band . further , the parameter s 21 remained at a numerical value equal to or less than the reference threshold “− 6 db ” from “ 1 . 5 ghz ” to “ 2 . 5 ghz ”. hence characteristics for the antenna apparatus 10 including l - shape antenna elements 14 - 1 and 14 - 2 could be obtained for matching which , when the frequency of radio signals transmitted or received is from “ 1 . 7 ghz ” to “ 2 . 5 ghz ”, are on average a specific value , or are equal to or greater than a specific value . further , characteristics for the antenna apparatus 10 including l - shape antenna elements 14 - 1 and 14 - 2 could be obtained for coupling , when the frequency of radio signals transmitted or received is from “ 1 . 5 ghz ” to “ 2 . 5 ghz ”, which are on average a specific value , or are equal to or greater than a specific value . next , a seventh example is explained . the seventh example is an example relating to a radio terminal apparatus 100 including an antenna apparatus 10 . fig2 a and fig2 b are perspective views of the radio terminal apparatus 100 , and illustrate the manner of rotation . the radio terminal apparatus 100 has a housing 103 and antenna units 24 - 1 and 24 - 2 . the antenna units 24 - 1 and 24 - 2 ( or the first antenna unit 24 - 1 and second antenna unit 24 - 2 ) accommodate , among the housing 103 , the bent units 14 - 1 b and 14 - 2 b of the antenna elements 14 - 1 and 14 - 2 . the antenna units 24 - 1 and 24 - 2 can rotate in the w 4 direction and the w 5 direction about the y 1 axis and the y 2 axis ( or the fixed units 14 - 1 a and 14 - 1 b ) respectively , as illustrated in fig2 a . further , as illustrated in fig2 b , the antenna units 24 - 1 and 24 - 2 can be housed within the width h 1 of the radio terminal apparatus 100 by rotating . for this reason , the length in the y - axis direction h 3 of the first antenna unit 24 - 1 is longer than the length in the y - axis direction h 4 of the second antenna unit 24 - 2 . because it is sufficient that the antenna units 24 - 1 and 24 - 2 can be housed within the width h 1 , the length h 4 of the second antenna unit 24 - 2 may be longer than the length h 3 of the first antenna unit 24 - 1 . fig3 a and fig3 b are perspective views of the antenna apparatus 10 , and illustrate the manner of rotation . the bent units 14 - 1 b and 14 - 2 b of the antenna elements 14 - 1 and 14 - 2 can rotate in the direction w 4 and the direction w 5 about the y 1 axis and y 2 axis , respectively , accompanying rotation of the antenna units 24 - 1 and 24 - 2 , as illustrated in fig3 a . the bent units 14 - 1 b and 14 - 2 b can be housed within the width h of the antenna apparatus 10 by rotation , as illustrated in fig3 b . for this reason , the length h 5 in the y - axis direction of the first fixed unit 14 - 1 a is longer than the length h 6 in the y - axis direction of the second fixed unit 14 - 2 a . it is sufficient that the bent units 14 - 1 b and 14 - 2 b can be housed within the width h , so that the length h 6 in the y - axis direction of the second fixed unit 14 - 2 a may be longer than the length h 5 of the first fixed unit 14 - 1 a . next , an eighth example is explained . the above - described examples were examples in which the antenna apparatus 10 had two sets , where one set includes a first antenna element 14 - 1 , first feed point 16 - 1 , and first stub 18 - 1 . in addition , the antenna apparatus 10 may have three or more sets . fig3 is a perspective view of an antenna apparatus 10 including four sets . the antenna apparatus 10 also has , below a ground pattern in the y - axis direction , antenna elements 14 - 1 ′ and 14 - 2 ′, feed points 16 - 1 ′ and 16 - 2 ′, and stubs 18 - 1 ′ and 18 - 2 ′. the antenna elements 14 - 1 ′ and 14 - 2 ′ are also provided to enable rotation about the y 1 axis and y 2 axis respectively . further , the feed points 16 - 1 ′ and 16 - 2 ′ are also provided on the substrate 12 so as to be in contact with the antenna elements 14 - 1 ′ and 14 - 2 ′. further , the stubs 18 - 1 ′ and 18 - 2 ′ also have shapes similar to those in the above - described examples . in this case , the antenna aperture 10 includes for example a connector which is connected to the housing of the radio terminal apparatus 100 in the center of the ground pattern 15 , and is loaded into or accommodated within the radio terminal apparatus 100 by this connector . the example illustrated in fig3 has four sets ; but by for example deleting the antenna element 14 - 2 ′, feed point 16 - 2 ′, and stub 18 - 2 ′, an antenna apparatus 10 having three sets can be obtained . further , an antenna element , feed point , and stub can also be provided on a side of the ground pattern 15 , so that an antenna apparatus 10 having five or more sets can be obtained . in this way , this antenna apparatus 10 can be made to have two or more sets of an antenna element , feed point , and stub . next , a ninth example is explained . the ninth example is another example relating to the shape of the stubs 18 - 1 and 18 - 2 . fig3 is a partial enlarged view of an antenna apparatus 10 . as illustrated in fig3 , the length h in the y - axis direction ( or the long - side direction ) of the meander units 18 - 11 a and 18 - 21 a closest to the fixed units 14 - 1 a and 14 - 2 a of the antenna elements 14 - 1 and 14 - 2 is longer than any other meander unit . further , the length gradually decreases with increasing distance from the antenna elements 14 - 1 and 14 - 2 , and the length h 7 in the y - axis direction of the meander units 18 - 13 a and 18 - 23 a farthest from the antenna elements 14 - 1 and 14 - 2 is the shortest compared with the other meander units . in the example of fig3 , the lengths in the y - axis direction are in the relation h 7 & lt ; h 8 & lt ; h 9 & lt ; h . fig3 a illustrates simulation results for the parameters s 11 and s 21 of this antenna apparatus 10 , and fig3 b illustrates simulation results for the correlation factors . simulations were performed similarly to those of the first example . in fig3 a , the solid line and dashed line illustrate simulation results for the parameter s 11 and the parameter s 21 respectively . similarly to the first example and similar , if the allowable maximum threshold with respect to matching or coupling of the antenna elements 14 - 1 and 14 - 2 is “− 6 db ” ( reference threshold ), then in fig3 a the values remain equal to or below this reference threshold at “ 1 . 7 ghz ” and above . hence for the antenna apparatus 10 of the ninth example , characteristics equal to or above a specific value can be obtained even when radio signals having a frequency of “ 1 . 7 ghz ” or above are transmitted or received . further , as illustrated in fig3 b , with respect to the correlation factors also , simulation results were obtained in which the correlation factors was low at frequencies of “ 1 . 6 ghz ” and above compared with an antenna apparatus 10 without stubs 18 - 1 and 18 - 2 ( for example , the dashed line in fig6 ). hence for the antenna apparatus 10 of the ninth example , characteristics for correlation equal to or above a specific value could be obtained when the frequency of radio signals for transmission or reception is “ 1 . 6 ghz ” or higher . next , a tenth example is explained . the tenth example is another example relating to the shape of stubs 18 - 1 and 18 - 2 . fig3 is a partial enlarged view of an antenna apparatus 10 . as illustrated in fig3 , between the meander units 18 - 11 a and 18 - 21 a closest to the fixed units 14 - 1 a and 14 - 2 a of the antenna elements 14 - 1 and 14 - 2 , and the farthest meander units 18 - 13 a and 18 - 23 a , are meander units 18 - 1 a and 18 - 2 a . the length h in the y - axis direction ( or long - side direction ) of these meander units 18 - 14 a and 18 - 24 a is longer than any other meander unit . in the example of fig3 , the lengths in the y - axis direction of the meander units 18 - 11 a and 18 - 21 a and of the meander units 18 - 13 a and 18 - 23 a are the same h 10 ( h 10 & lt ; h ), but the lengths may be different . fig3 a and fig3 b illustrate examples of simulation results for the parameters s 11 and s 21 and for the correlation factors respectively . as illustrated in fig3 a , the two parameters s 11 and s 21 remain equal to or below the reference threshold “− 6 db ”. further , results were obtained indicating that both of the two parameters s 11 and s 21 were at extremely low values at frequency “ 1 . 7 ghz ” compared with at other frequencies . from this , characteristics equal to or greater than a specific value can be obtained for the antenna apparatus 10 of this tenth example even when radio signals of frequency “ 1 . 7 ghz ” or higher are transmitted or received . further , more satisfactory characteristics can be obtained for the antenna apparatus 10 of this tenth example when transmitting or receiving radio signals at frequency “ 1 . 7 ghz ” than at other frequencies . further , as illustrated in fig3 b , with respect to the correlation factors as well , simulation results were obtained indicating low correlation factors at frequencies of “ 1 . 7 ghz ” and above compared with an antenna apparatus without stubs 18 - 1 and 18 - 2 ( for example , the dashed line in fig6 ). hence characteristics for correlation equal to or above a specific value can be obtained for the antenna apparatus 10 of the tenth example when the frequency of radio signals to be transmitted or received is “ 1 . 7 ghz ” or above . further , in each of the above - described examples , an antenna apparatus 10 was explained as having a single substrate 12 . an antenna apparatus 10 may have a plurality of substrates 12 . of these , a certain substrate 12 has for example a ground pattern 15 and antenna elements 14 - 1 and 14 - 2 and similar , as illustrated in fig1 and similar , and this ground pattern 15 forms a ground for the elements and similar on the other substrates 12 . also , in each of the above - described examples , explanations were given in which antenna elements 14 - 1 and 14 - 2 , feed points 16 - 1 and 16 - 2 , and stubs 18 - 1 and 18 - 2 are arranged on the top surface of a substrate 12 . for example , antenna elements 14 - 1 and 14 - 2 and feed points 16 - 1 and 16 - 2 can be arranged on the top surface of the substrate 12 , and stubs 18 - 1 and 18 - 2 and the ground pattern 15 can be arranged on the bottom surface . an antenna apparatus and radio terminal apparatus with reduced space usage or greater compactness can be provided . further , an antenna apparatus and radio terminal apparatus from which specific characteristics can be obtained can be provided . all examples and conditional language recited herein are intended for pedagogical purposes to aid the reader in understanding the invention and the concepts contributed by the inventor to furthering the art , and are to be construed as being without limitation to such specifically recited examples and conditions , nor does the organization of such examples in the specification relate to a showing of the superiority and inferiority of the invention . although the embodiment of the present invention has been described in detail , it should be understood that the various changes , substitutions , and alterations could be made hereto without departing from the spirit and scope of the invention .