text:
Home » Financial Advisor » FA Online » RIAs Both Worried And Excited About Schwab-TD Deal
RIAs Both Worried And Excited About Schwab-TD Deal
December 10, 2019 • Page 2 of 6
If TD Ameritrade's advisor referral network is also subsumed into Schwab's, it may also eliminate a potential source of clients and assets from advisors, creating fewer and larger winners, according to Kitces.
Some advisors, like Mike Kurz, CEO of Frisco, Texas-based OverShare Advice and Planning, believe Schwab is right to segment out smaller advisors for a lower tier of services, or to try to avoid serving them altogether. Smaller advisors not interested in growth might not have a future in the financial industry if they continue to go it alone, said Kurz.
"Regardless of the size of AUM, the one-dimensional practitioner is going to struggle when they don't have the necessary sercice providers/vendors to fill in the gaps," said Kurz. "If these types of practitioners are expecting the custodians to deliver a full-service offering for very little expense, then this group may feel like they are getting below-par service. I would encourage that advisor/practitioner profile to consider joining a team or connecting with one of the enterprise-type firms to provide the services they need in return for a portion of their revenue."
Elliott believes the deal will allow Schwab to improve or enhance its service offerings for smaller RIAs. There's been at least one sign that Schwab may place more focus on smaller advisors: Last week Schwab announced it hired former TD Ameritrade CEO Tom Bradley to head Schwab's RIA custody business for firms with less than $100 million AUM.
The anonymous New York-based advisor, who formerly held a leadership role in a financial advisor professional organization, said that he would be looking for a new custodian ahead of the transaction.
"I'm going to be seeking out other firms as well," he said. "I can't imagine Schwab continuing TD Ameritrade's service, and I've been extremely happy with TD. I feel bad for the consumer."
James Kinney, an advisor with Bridgewater, N.J.-based Financial Pathways who also custodies with TD Ameritrade, said that he is considering looking elsewhere before his custodian is consumed by Schwab.
David Wilson, senior wealth manager with New York-based Watts Capital, said that he will take a wait-and-see approach to determine if he changes custodians.
"We want to evaluate our custody relationship every year," said Wilson. "The vast majority of our cients are on the Schwab platform. It's something we're going to watch very closely in terms of the services they provide and their fees or potential fees. We're just going to continue to evaluate if Schwab is the best option for our client base."
Smaller custodians like TradePMR and Shareholder Service Group have already reported more inquiries.
First « 1 2 3 4 5 6 » Next
President Biden believes he can work productively with Republicans. Is he right?


* The MSc in Palliative Care is open to UK-based doctors, nurses, and health and social care professionals working with patients with advanced disease. i) You must have a first degree in medicine, nursing, life sciences, social sciences or other approved subject awarded by a United Kingdom university or a recognised overseas university; ii) You must be currently working in palliative care or a related field (clinical or social care, in practice or research) in the United Kingdom; iii) You must have an interest in conducting research into the assessment and management of pain associated with advanced disease (cancer or non-malignant conditions e.g. MS, MND or heart failure).
Applications are invited for these new scholarships to enable UK-based students with an interest in conducting research into pain to study for the MSc in Palliative Care at King's College London, part-time over two years, commencing January 2010.
Each scholarship will fund the course tuition fees, travel, accommodation and books.
* Personal statement (500-800 words) in support of your application, explaining your reasons for applying, what you hope to gain from the MSc, your ability to complete the programme of study, and your interest in pain research.
Demikianlah informasi mengenai [beasiswa] [INFO] The Samuel Sebba Trust MSc Scholarships for Palliative Care 2010 at King's College London semoga berguna bagi anda.


im in the chat right now (KrzyKamikazeKid) with stephanheijl and its not letting me talk....what is the deal???
here was my go at it.
yeah i figured...they can do that kinda stuff because....well....its google!
i think gooogle. i type that a lot.
i agree it would look a lot better too if you did.


As a wrongful death lawyer St. Paul, MN respects might attest, injuries caused by the negligence of others happen every day. Most of the injuries are minor, many are serious and some are fatal. When a family member is lost in a senseless accident, for those who remain, picking up the pieces and trying to find meaning seems impossible.
A top wrongful death lawyer St. Paul, MN relies on at Johnston | Martineau, P.L.L.P. understands the pain of loss and work respectfully with clients through the transitions occasioned by a death. For assistance through the process of pursuing a wrongful death claim, contact us today. Call (651) ANY.TIME (651) 269.8463.
When a family has lost a spouse, parent, sibling or child in a fatal accident and is seeking a wrongful death suit, the first step we take is to bring together the next of kin to discuss making a claim. Next, a skilled wrongful death lawyer St. Paul, MN trusts can help make important decisions, establish a trustee for the family, send out notices, craft court-approved disbursements and explore avenues of compensation.
Nothing can replace the loss of life; following an accidental death, life changes for surviving family members. Yet compensation can help ease some of the financial burden associated with the death of a loved one and can even provide a level of peace in the midst of distress. As a top wrongful death lawyer St. Paul, MN has to offer can explain, compensation in a wrongful death claim can include medical costs, lost wages, future wages, funeral costs and loss of companionship.
Obtain closure in the midst of a difficult time. Rely on the support of the wrongful death attorneys at Johnston | Martineau, P.L.L.P. Contact us today to schedule a free initial consultation. A top wrongful death lawyer St. Paul, MN can provide is available by phone or e-mail 24/7 and respond to messages within 24 hours — call (651) ANY.TIME (651) 269.8463.


text:
Nigel de Jong is the director of top football at the KNVB
By Halbert Geis 4 weeks ago
Nigel de Jong will be the new director of top football at the KNVB. The 38-year-old Amsterdammer will end his playing career with Qatar's Al-Shahania in 2021 and still lives in Qatar. Today he travels as a football analyst between Qatar, England and the Netherlands, where he can be found on Viaplay.
It became clear that the 81-time international Orange wanted to continue working in football when he started an international business master's program at UEFA immediately after his retirement in October 2021. Special training for ex-professionals. As a youth player for Ajax, De Jong started at the gymnasium and eventually graduated with a HAVO diploma.
At the start of the UEFA course, De Jong already stated that he would like to play a leading role in a football organization in the future. "As a general manager or as a sporting director," he told Manchester City's website, where De Jong played from 2009 to 2012. "I feel more about that than being a coach."
At the KNVB, De Jong will succeed Nico-Jan Hoekma. It took fourteen months for the supervisory board to hatch with Technical Commissioner Han Berger and the management of the Football Association. Hoekma announced his departure in November 2021, and the KNVB have since spoken with Ernest Stewart and Mo Alag from RKC. Stewart rescinded the U.S. Soccer directorship because he wanted to, ahead of the 2026 World Cup in the United States, Mexico and Canada.
With De Jong, one enters the Zeist, tried and tested as a professional footballer, but not yet all that experienced as a director. According to the KNVB's policy makers, this is not a problem, with new national coach Ronald Koeman, director of football development Leonard van Rooyen and Alois Wijnker as manager of football policy to lead the KNVB de Jong.
See also Relay Women's World Cup ends with record for Netherlands, gold for USA
It is important for de Jong to strengthen the relationship with suppliers for the representative teams and his emphasis on a high level of technical policy at Zeist. In this he has to set up a line for the coaches of the Netherlands selection teams.
Impressive career
De Jong doesn't have an important mission to fulfill at the moment. Ronald Koeman's appointment to succeed national coach Louis van Gaal was completed in April last year. He signed a contract for 3.5 years, in which he will lead the Dutch national team in the final four with Croatia, Italy and Spain in our country in June this year. Koeman is responsible for qualifying for the European Championships in Germany and the finals in 2024, as well as the 2026 World Cup qualifiers and finals in the USA, Mexico and Canada.
Nigel de Jong, son of former FC Groningen player Gerry de Jong, can look back on an impressive career as a player. He made his debut at Ajax under new national coach Ronald Koeman at the age of 17 and became a one-time champion. As an Ajax player, he made his debut for Orange against France at the age of 19.
From 2006, De Jong played three years at Hamburger SV, where Dutch coach Hoop Stevens made him a defensive midfielder. He then played three seasons with Manchester City, with the club he won the English League title and the FA Cup. After two years at AC Milan, De Jong defended the colors of La Galaxy in America, Galatasaray in Turkey, Mainz 05 in Germany and was under contract with Qatari clubs Al-Ahli and Al Shahaniya.
See also One of the largest banks in the United States offers a piece of advice: Buy Bitcoin
De Jong played with the Orange in the 2010 World Cup finals in South Africa and finished third at the 2016 World Cup in Brazil four years later. In a short period between October 2010 and March 2011, national coach Bert van Marwijk de Jong, American Stuart Holden and Frenchman Hadem Ben Arfa tackled de Jong after he suffered a broken leg and was not called up for many international matches. Xavi karate kicks Alonso in the chest in the World Cup final against Spain. De Jong scored once in 81 internationals in eleven years with the Dutch national team.
Halbert Geis
"Coffee fanatic. Friendly zombie aficionado. Devoted pop culture practitioner. Evil travel advocate. Typical organizer."
Previous Blinken discussed Lula's visit to the White House in Venezuela with top Brazilian diplomats
Next Confusion in the US House of Representatives: No president re-elected
By Halbert Geis 2 hours ago
Latin America also has a long way to go to meet climate targets
By Halbert Geis 10 hours ago
Expedition Couriers in America on VTM 2 and Videoland
KLM pilot captures spectacular images | Video
By Halbert Geis 1 day ago
Copa America 2024 in America
Was Jaitson Singh unjustly imprisoned in the US for 39 years? (video)
By Halbert Geis 2 days ago

redpajama_set_name: RedPajamaCommonCrawl


Every week, I read blogs that make me laugh, blogs that make me cry, blogs which challenge my thinking, blogs which support me as a parent, and blogs which inspire me.
Seeing as you're reading Cardiff Mummy Says, I figure you like blogs too. So I'm excited to continue my monthly series, charting 10 of my favourite blog posts I've read over the past month. A little bit of reading inspiration if you find yourself with a quiet half hour or so – and absolutely no talk of Brexit.
Here's my selection for June 2016, not in any particular order. Clicking on each of the titles will take you directly to that post. You can catch up with my selections for previous months here.
This post by my South Wales blogging pal Kerry of All About A Mini Norris bought tears to my eyes. I am full of such admiration for her for having the courage to write about the postnatal depression she developed after the birth of her second daughter, liking it to rain and then a storm breaking on what started out as a clear skies day.
"Then comes the rain. The dreaded rain. It hammers down and I feel every hit. Every drop keeps hitting me. It runs down my face. A constant stream like a waterfall. I can't protect myself from it. I become frustrated.
So beautifully put. Kerry, I hope the sun will start shining again for you soon.
I related so much to this post from fellow South Wales mummy blogger Alina of We Made This Life. She details a typical day of running round after her three children, not having a minute to herself only to be told, "I'm told I'm the meanest mummy ever who does NOTHING for them because I won't let them watch a film (because it is bedtime!). I'm told they wouldn't treat their children this way, that I never give them anything. The hubby has put the baby to bed but he is still screaming and I try to summon the strength to go through the teeth/bedtime battle. Dinner of course, lies abandoned in the kitchen still." Parenting is a most wonderful privilege – but it can be a thankless task. Alina, I promise, you are not a bad mum!
Dad blogger Tony recounts an incident in his local McDonalds where he witnessed a stranger, a woman, interfering in another dad's parenting. The daughter had had a tantrum, but the dad was in control of the situation. They'd just sat down, when Helicopter Stranger began unpacking the daughter's Happy Meal. "You clearly need the help," the stranger said when the dad asked what she was doing. Although Tony acknowledges the stranger's intentions were well-placed, he writes "Had Helicopter Stranger crossed a boundary deliberately targeting a dad of one child for assistance when there were, quite frankly, mothers of three children who could have used her help more." What would you have done?
And on the subject of unappreciated mums, this poem went viral earlier this month and I know I'm not the only one who found themselves with a tear in their eye after reading it.
Blogger Abi wrote this one for her friend – but it certainly struck a chord with so many other parents. As she tells her friend at the end, "you are such a wonderful mum". Just beautiful.
I've written about my struggle with mummy guilt on Cardiff Mummy Says previously, so I loved this post from Aby of You Baby Me Mummy where she writes a break up letter to her mummy guilt. "What I now realise is that you are no good for me, in fact you are no good for anyone. You have made me feel as if I need to constantly prove my love for my daughter to you. You appear like a black cloud when I am enjoying something other than her company; making me feel bad for feeling joy that doesn't involve her; of laughing if it's not her who made me laugh; for merely enjoying my job and occasionally putting it first when needs be." She wants to create a strong role model for her daughter, to know that her parents have a worth and value outside being her parents "so that when she becomes a mum herself, she will not lose her identity as I did". Wise words indeed.
As Natalie of Plutonium Sox points out in this heartwarming post, life can be overwhelming when you have a newborn baby. She writes, "I know you're tired. Pregnancy is tough and birth never goes to plan. It feels like you haven't slept in weeks. Your newborn is crying in her basket, and all you want to do is sleep. You've read all the parenting books. Your baby is clean and dry, she's not hungry or thirsty so they tell you to leave her, you'll make her clingy by picking her up." Pick her up, says Natalie, and enjoy those cuddles, because before too long, she'll be all grown up.
This post was written in response to an article stating that when women get to 30, there are certain things they shouldn't wear, such as leopard print, graphic tees and short dresses. Through a series of fantastic photos depicting some wonderfully stylish over 30s, Warning Curves Ahead makes clear how ludicrous the idea is that anyone should dictate to women what they should wear.
Dear Orla is an absolutely heart-breaking yet incredibly inspiring blog written by Michelle, whose baby daughter Orla was born sleeping in May. She's writing about her experiences to help process her grief and also to raise awareness of still birth and baby loss. Here, she talks about her feelings towards her body. "I felt an intense dislike of my body; it had let me down in the most horrendous way and I wasn't sure I could ever trust, or even like, it again. Every time I saw myself in the shower, I was reminded of what was no longer there. I was an empty vessel." At the end of the post, she realises she needs to embrace and accept the scars and marks of this pregnancy and her previous ectopic pregnancy. "If nothing else, they show me that I have the strength to survive but also that I have experienced the most intense love in growing our beautiful daughter that she would want me to share.
As Harriet of Toby and Roo writes at the start of this post, "We're so good nowadays about writing blog posts about miscarriage, writing blog posts about abortion rights or talking about women's issues such as uterine problems (which is a reason for this surgery though many assume it is only pregnancy related). We don't seem to talk about D&Cs, and I don't understand why. It's scary to feel like you're alone and when you head over to the internet to ask what to expect you get little but chat rooms and blunt medical explanations." And so she explains step-by-step what the procedure involves, how you might be feeling and what partners can do to support a woman going through a D&C.
Oh, thank you so much for sharing my post! I really appreciate that, it's such a boost to know that somebody enjoyed reading it.


Following our disastrous day of travel to Bangkok, I decided to splurge on flights to and fro the charming northern city of Chiang Mai (pronounced "Chang My"), one of my last stops in Thailand.
Coming here, I expected a quiet, lush mountain town, but instead found a large, modern city.
What makes Chiang Mai a welcome change from Bangkok though is the amount of history, culture and peacefulness surrounding this place. Northern Thailand is known for its beautiful temples, flora and fauna, food and trekking. While I didn't have time to fit in a trek, I did take advantage of as much as possible.
The amount of temples (wats) found inside the historic old square city walls (actual stone corners still remain), is amazing.
My first day here was spent wandering the city, popping in and out of these intricate places of worship.
By the end of my hot walk in the sun (be prepared to sweat if you come during hot season like I did), the wats started to blur together. Regardless, I really enjoyed the monk spottings in taxis and on the streets, as well as the many unique golden shrines on almost every block.
Since arriving in Thailand, I've made a point to try pad thai (one of my favorite dishes) every chance I got. During my Chiang Mai wander, I by chance stopped at a tiny, crowded restaurant off the Walking Street (dirt road that allows motor bikes and tuk tuks, even though it's meant for 'walking').
After a month of trying new pad thais almost everyday, I finally found the best – precisely cooked noodles with a well blended tangy and spicy sauce and the perfect amount of tofu, vegetables and peanuts. And if you can believe it, this deliciousness only cost 30 baht ($1)!
Only in Thailand would you find a thriving tiger petting zoo. Clearly, I had to experience this.
I joined a group from my hostel and we set out nervously to the reserve 30 minutes outside the city. Once at tiger town, we felt like we were walking into an amusement park – zorbing available on the nearby lake, tons of souvenirs and a nice restaurant overlooking the roaming tigers.
After washing our hands and slipping on some tiger-friendly flip flops (kind of like bowling shoes, except less sanitary), we walked into the cage of cubs. There were about eight tourists, three guides and 10 baby tigers. Sure they were 'small,' but they still had full claw swatting and biting capabilities. Danger aside, these cubs were beyond adorable.
Our next stop was the full sized tigers. These cats were enormous! Since zoos in America keep the animals at a safe, fenced in distance from people, I've never seen a tiger up close. Here, there's literally a normal backyard fence between you and the 50-odd tigers at this park.
When our group was called for our time with the "Big Cats," I almost chickened out. But, since I didn't see any human attacks during our 10 minute wait, I figured (hoped) we'd survive. Once inside the cage, we found ourselves face to face with four massive unchained, non-drugged tigers. For each group, there was one guide. His form of defense should something go awry, a wooden stick.
It's clear these tigers are healthy (although pretty overfed), well-trained and mostly asleep, but you can't help but panic a bit while petting a natural predator. The Thai guides with their wimpy sticks don't provide much reassurance during your equally terrifying and thrilling tiger encounter.
This was a once in a lifetime experience and I'm so glad I mustered the nerves to enter the cages. It was simply amazing to interact with tigers (without having to become a zoo keeper or magician).
The best remedy for a nerve wracking day of playing with tigers is definitely a traditional Thai massage. While living on the edge, why not get said massage at a local prison?
Don't worry, the Chiang Mai Women's Correctional Institute is nothing like the Thai prison in Brokedown Palace. Rather, it's a friendly place with a beautiful, relaxing atmosphere.
You are greeted by a guard, but the entire experience once inside is like what you'd have at any spa, except your masseuse is an inmate (about to be released for minor offenses).
We were given interesting robes to wear, and then were stretched, cracked and bended for the next hour. I find Thai massages similar to deep tissue massages – while sometimes painful, you do feel amazing afterwards. Six dollars for a full body massage? I'm going to miss Thailand.
Chiang Mai is also a great hub for trekking. On treks, you're taken elephant riding, bamboo rafting, white water rafting (in the wet season), hiking through the jungle and to spend time with the Hill Tribes People. Everyone I met that went on a trek had an unbelievable time, and I really wish I had time to experience one of these tours, but I can always come back!
Posted on April 9, 2013, in Backpacking, food, Southeast Asia, Thailand, Travel and tagged Backpacking, Chiang Mai, Pad Thai, Temples, Thai Massage, Thailand, Tiger Kingdom, Tigers. Bookmark the permalink.	1 Comment.
I love the picture of you with the tiger cubs. Pure joy!


It is important to note that a beautiful and clean bathroom is the best place in the house and everyone will love using it.It is highly advisable that you remodel your bathroom so that it can look nice and comfortable. Keep in mind that a lot of people opt for a bigger bath tub so that they can unwind after a tough day at their working place. It is essential to note that the bathtubs that have water jets are the most comfortable. Remember that the size of your washroom will determine how the contractors will install the new bathtub. It you are planning to change how your bathroom looks, this article will teach you the importance of bathroom remodeling.
It is crucial to keep in mind that installing new flooring in your bathroom is prudent because it will make the place look different.It is important that you pick bright colors to give your bathroom a stylish and delicate look. Remember that floor covers are manufactured in many colors and makes and you can select the one that will make your bathroom look great. Be advised that ceramic tiles will keep you for sliding in the bathroom and you need to choose them over the rest. It is crucial to keep in mind that the laminate tiles are also being used by many home owners. Note that a lot of homeowners prefer having laminate tiles in their bathrooms and kitchens because taking care of them is not a difficult task.
You ought to note that vinyl coverings are popular since they are cheaper than some of the other types of floor coverings.You should understand that vinyl will bring a lot of improvement in your bathroom. Remember that stone is vital for bathroom remodeling and you can use it if you want.Note that taking care of it is easy and it is also beautiful. You need to be very careful because the covering is always slippery when it is wet. You can ask the service provider to help you find a good and safe floor and they will show the best for your bathroom. A lot of people have never known that hardwood floors are very beautiful. Note that you can pick a hardwood floor for your bathroom and you will love it. You ought to note that huge bathrooms look great when they have a wood flooring.
Remember that you can also purchase new cabinets to make the bathroom renovation complete. It is crucial to keep in mind that new drawers will make your bathroom spacious because you will be able to arrange your belongings in a good way.You need to know that the drawers come in different styles and shapes.Remember that you can also install some wall papers to complete the bathroom remodeling project. Keep in mind that you can choose to use a wall paper on your wall or paint it.


• How to find the latest info on the TRAIL CONDITIONS?
• How often are the trails groomed?
• Is the skiing free at the Nordic Centre and Golf Course?
• What is a DAY PASS and where do I need one?
• Do I need a PASS to use the trails?
• How do I register my child in SKI LESSONS FOR KIDS?
• How come my child is on a waiting list for the ski lessons?
• Do you offer SKI LESSONS FOR ADULTS?
• Are our COACHES qualified to teach?
• How to get a MEMBERSHIP?
• Do I get a membership card when I join up?
• Where is my membership card? or my sticker?
• What is the ZONE4 website?
• I am a BEGINNER SKIER. Where should I go skiing?
• I am comfortable on skis. Which trails do you recommend?
• Is the WARMING HUT available for rental?
• Can my organization HELP the Fernie Nordic Society?
• I want to help. Can I VOLUNTEER?
• What is a TRAIL AMBASSADOR?
• Why are DOGS not allowed on the trails at EVNC or the golf course?
• Where may I take my dog to ski?
• Does the club have a RACE TEAM?
• What is the Teck KOOTENAY CUP?
• I would like to participate in a RACE. What do I need to know?
• Can I purchase any FNS MERCHANDISE?
• Do you have any SOCIAL EVENTS planned?
• Is the Fernie Nordic Society a CHARITY?
• Can I get a receipt for the CHILDREN TAX CREDIT?
• Why is crosscountry skiing so inexpensive in Fernie?
• What is the main operating EXPENSE of the club?
• What is the correct size of ski gear for my child?
• Is FNS on SOCIAL MEDIAS?
• Which regions are our members from?
• I cannot find any information on the WEBSITE. What now?
• I have a question. How do I CONTACT the Fernie Nordic Society?
How to find the latest info on the TRAIL CONDITIONS?
The report on trail conditions on the website gets updated regularly during the season. Even better, anyone can subscribe to our emails to get the same report in their mailbox. It is all done on this page. To add to this report, anyone may text 250-430-2719 with the details.
The club aims to groom the trails at the Elk Valley Nordic Centre 3 to 5 times a week during the season. This obviously depends on the snow conditions. Grooming is planned ahead of the weekends when more skiers are on the trails. The trails on the golf course are also groomed frequently as the snow cover allows.
Is the skiing free at the Nordic Centre and Golf Course?
If you are a club member, skiing is free. It is inexpensive for non-members. A Day Pass is required if you are not a FNS member. Passes may be obtained from the kiosk at the trail head, from a volunteer at the warming hut or online. See the question below for more details.
What is a DAY PASS and where do I need one?
Non-club members need to purchase a Day Pass to ski on the golf course or at the Elk Valley Nordic Centre. Day passes may be obtained from the kiosk at the trail head or online at Zone4.ca for $10 single and $20 family - extra cost online.
Do I need a PASS to use the trails?
Yes, a valid membership or a day pass is required. Day passes are available at the trail head for $10 single or $20 family. Make sure to sign the book at the same time to be eligible for some insurance coverage. Day passes are also available online at Zone4.ca at a slightly higher cost.
How do I register my child in SKI LESSONS FOR KIDS?
The easiest way: visit Zone4.ca where the registration to the lessons is made together with gear rental and club membership. Our website shows more options.
How come my child is on a waiting list for the ski lessons?
We accept the children in our SDP lessons program but in keeping the ratio coach-kids reasonable for an effective training program. Please consider joining as a volunteer coach to allow for more kids to participate. The required short training is paid for by the Fernie Nordic Society and it follows the CCBC training standard.
Do you offer SKI LESSONS FOR ADULTS?
The club is planning several sessions of lessons for adults during the season. They will include tips for both classical and skate skiing techniques. Our coaches are qualified through the CCBC training program. Let us know at info@fernienordic.com what type of lessons you prefer, classic or skate, beginner or more advanced. The dates of the lessons will be announced by email in our club notices. Subscribe to these emails on the Subscription page.
Are our COACHES qualified to teach?
Of course they are. All our coaches are volunteers and they are required to be competent and qualified under the National Coaching Certification Program (NCCP) standard training program. For more details, see this Coaching Program summary. Our coaches in the kids program also need to have a police background check done before joining our team.
It is done online for adult, family and student memberships. Visit Zone4.ca where a payment by credit card is accepted.
Do I get a membership card when I join up?
You sure do. Our goal is to have your new membership card or stickers ready within 7 days after your registration and payment are completed. To keep costs low the club does not mail the cards. Cards and stickers will be available for pickup at our various events early in the season. The trail ambassadors will have them at the warming hut during the weekends after the ski season starts. Please note that returning members will receive a renewal sticker for their cards.
Where is my membership card? or my sticker?
A few days after your membership info is entered on the Zone4.ca website, either online or by one of our volunteers, your card will be ready for pickup. If you are a returning member, a renewal sticker will be issued for your card. Cards and stickers will be available for pickup at our various events early in the season. The trail ambassadors will have them at the warming hut during the weekends after the ski season starts. Contact membership@fernienordic.com for help.
What is the ZONE4 website?
The Zone4.ca website is a central point for all kinds of sports activities. It is based in Canmore, Alberta. The Fernie Nordic Society, as many other sports clubs, uses this website to handle our membership and race registrations and their financial transactions. The website is also used to display race results such as the ones from the Teck Kootenay Cup.
I am a BEGINNER SKIER. Where should I go skiing?
The Fernie Nordic Society grooms several kilometres of trails on the golf course. The main loop around the course is 4 km in length and more side trails are groomed. It is perfect for skiing at your pace without hills and to improve your pace and technique. Check our website for maps and more details.
I am comfortable on skis. Which trails do you recommend?
The 10 km trail system of the Elk Valley Nordic Centre offers a more challenging workout. Skiing may start from the warming hut or from the Fernie Alpine Resort. Maps are posted on kiosks at both trail heads. The trails include a few hills along the way and a bridge over the Lizard Creek. Do not forget to look at the views of the valley as you go. Check our website for maps and more details.
Is the WARMING HUT available for rental?
It is available for rental since the fall of 2016. Its outdoor deck and the interior have been completed recently. Check out our website page for details about the surroundings and the insurance requirement.
Can my organization HELP the Fernie Nordic Society?
Indeed. Corporate memberships for a group of up to six people are available. Visit our Membership page to download the registration form.
I want to help. Can I VOLUNTEER?
Great! And it is easy. Our website has a Volunteers page listing several opportunities. A club member may volunteer for a short task such as for an event, or take over an activity like organizing an evening activity or handling the membership registration during the season. Contact volunteers@fernienordic.com to let us know.
What is a TRAIL AMBASSADOR?
Why are DOGS not allowed on the trails at EVNC or the golf course?
Just like walkers, dogs poke holes into the trail surface ruining the grooming and track set in the process. Abandoned dog poop is another reason. There is a dog-friendly trail section on the FAR side of the Elk Valley Nordic Centre. This area is accessible from Highline Drive at the Fernie Alpine Resort. Dogs are welcome on other trails such as the dyke, Montane and the Fernie Alpine Resort.
Where may I take my dog to ski?
See the previous question. Check out these dog-friendly trails: on the dyke, Montane, Island Lake and the Fernie Alpine Resort. Maps and directions are available on this page.
Yes, it does since the 2014-2015 season. The Fernie Nordic Racers is a group of 15 young skiers aged from 9 to 16 (2018-2019 season) who aim to enroll in all races of the Teck Kootenay Cup during the season. Their training include training on trails, weekly gym training and additional CCBC sponsored training camps. Your child is welcome to join the team. Email raceteam@fernienordic.com and coaches Jeff and Naomi will answer your questions.
What is the Teck KOOTENAY CUP?
I would like to participate in a RACE. What do I need to know?
As a club member you can participate in the Kootenay cup as an adult skier or a young skier. The series includes 5 or 6 races to choose from during the season. The more participants from FNS, the more points the club gets in the standings. Come and join! Check our calendar page for the scheduled races. The club also organizes a local Community Fun Race in Fernie iduring the season. It is open to non-club members. This race includes a chariot category for a parent-kid team. All for a fun time. Check our calendar for details.
Can I purchase any FNS MERCHANDISE?
Yes, the Fernie Nordic Society has several items for sale: Winterfest posters $10, round patches with FNS logo $10, toques with pompon $20 and some XC ski pants and shirts with the retro FNS logo. Contact us at info@fernienordic.com for more details.
Do you have any SOCIAL EVENTS planned?
Watch for the Full Moon Skis events during the season. Group activities like ski outings during the week may be set up according to demand. Our year end event is another event in the spring. Check our calendar page for the schedule.
Is the Fernie Nordic Society a CHARITY?
No. The club is a non-profit sports club registered under the BC Society act.
Can I get a receipt for the CHILDREN TAX CREDIT?
Why is crosscountry skiing so inexpensive in Fernie?
Two main reasons. First we have received some considerable financial support through the BC government over the years. And second the activities of the Fernie Nordic Society are all run by volunteers. The club has only one part time paid employee, the administration assistant to the club president. The Society encourages all volunteers to come forward in order to keep all membership costs low.
What is the main operating EXPENSE of the club?
Grooming of the trails at the Elk Valley Nordic Centre costs about $300 for a single pass. This adds up to our largest operational expense. It is also the item deemed the most important one as reported in our last survey of members and trail users.
What is the correct size of gear for my child?
Is FNS on SOCIAL MEDIAS?
Glad you asked! The Fernie Nordic Society is on Facebook, Twitter and Instagram. These links can be found at the bottom of the home page on the website.
Which regions are our members from?
I cannot find any information on the WEBSITE. What now?
I have a question. How do I CONTACT the Fernie Nordic Society?
For any inquiry, please head for the Contact Us page on the website and direct your question to the appropriate group. Alternately send an email to info@fernienordic.com with confidence.


Pennsylvania Dem Primary is just six days away – and Arlen Specter playing the Obama card after defecting GOP and giving Dems a super-majority in the Senate last year.
Note ….Obama will NOT be going to Pennsylvania…….
Newark city is voting today!
The story of incumbant Booker is still inspiring, from the infamuos "Street fight" documentary on the 2002 mayoral race, to his winning in '06 and beating crime, strengthening schools and improving the budget in New Jerseys biggest city.
And March 2010 was the first murderfree month in Newark in 44 years.
The voting booth has just opened, but it seems like a walk-over for the incumbent this time, and the race have been neat and quiet – with Booker squashing the others with his $7.5m budget and Tv-ads.
Nonetheless – happy voting day for Newark!
Cory A. Booker easily won re-election as Newark's mayor on Tuesday, and at least seven of his allies on the nine-member Municipal Council appeared headed to victory.
With about three-quarters of the precincts reporting, Mr. Booker had almost 60 percent of the vote in a field of four, while his nearest competitor, Clifford J. Minor, had about 35 percent.
Impressive as it was, the Booker team's showing fell short of its clean sweep four years ago. In 2006, Mr. Booker won 72 percent of the vote, and his slate won all nine Council races.
On Tuesday, a Booker critic and former council member, Ras Baraka, won the South Ward seat, easily defeating the incumbent, Oscar S. James II, who was allied with the mayor. Another member of Mr. Booker's slate, Charles A. Bell, the Central Ward councilman, was leading but did not have a majority, forcing a runoff against Darrin Sharif.
Another candidate who was seen as posing a threat to the mayor's slate was John Sharpe James, son of the former mayor, Sharpe James, but the younger Mr. James failed in his bid for an at-large Council seat.
It remains to be seen whether Mr. Booker has a harder time dealing with the often-fractious Council than he did in his first term. Many of the mayor's political alliances, including those with council members, are with former antagonists, and several of the council members have ambitions for higher office. The city also faces a budget deficit and declining state aid.
Mr. Booker, 41, is widely seen as a potential candidate for higher office, but the prospects of that will ride on his ability to govern the state's largest city, a poor community known for political intrigue and shifting allegiances.
In 2002, Mr. Booker, then a council member, made his first run for mayor, narrowly losing to Sharpe James, who won his fifth four-year term. But in 2006, Mr. James opted not to run for re-election…….
Seems like no-one is bidding on Newsweek – even as chief editor Jon Meacham is touring the networks and Daily Show this week. But who wants to pay for print and distribution anymore – when a blog from Fareed Zakaria, Eleanor Clift or Robert J. Samuelson is all you need.
Good writers and columnists will be in abundance in the future – even better and more varied than today. And we'll save lots of trees in the process!
Mr. President has changed….from Talkandpolitcs…..
Look and listen. There's a new core in there.
C-span2 just ended a great talk about "Wingnuts: How the Lunatic Fringe is Hijacking America" by John Avlon. Lots of thought-provoking stuff about a political system that encourages playing to hate and fear to strengthen the extremes on both sides.
A few things on the positive side was how the center always prevails in the long run, but a disturbing problem is how to adjust the whole concept of political government made for an industrial age to the new and shifting realities of the information age.


text:
Yorkshire Cup Odds
The Yorkshire Cup is a valuable staying contest at York.
The Yorkshire Cup is a Group 2 race run at York racecourse and is open to horses aged four years or older. Run over a distance of one mile, five furlongs and 188 yards, the Yorkshire Cup attracts a host of staying stars from the UK & Ireland. One of the star marathons on the Flat racing calendar, horses competing in this event are often seen in the Ascot Gold Cup at Royal Ascot, so it can be a race that produces some classy winners. You can check out the odds for the 2021 Yorkshire Cup here...
Yorkshire Cup Tips
You can check out our Yorkshire Cup tips nearer the start of the 2021 renewal...
What is the Yorkshire Cup?
The Yorkshire Cup is a Group 2 race run over one mile, five furlongs and 188 yards and is open to horses aged four years or older. Taking place in May, the Yorkshire Cup holds an ideal place on the racing calendar for those horses that are looking to line up in the Ascot Gold Cup at Royal Ascot the following month, with some horses tasting victory in both races.
First run in 1927, the Yorkshire Cup has been won by some fine horses with Ardross (1981 & 1982) and Sergeant Cecil (2007) just two star names on the illustrious roll of honour. Howeve, in recent times it's been Stradivarius that has been the star attraction and the John Gosden-trained winner has tasted victory on more than one occasion and the stayer has gone on to claim Gold Cup glory at Royal Ascot the same season.
What happened in the 2021 Yorkshire Cup?
Andrew Balding's Spanish Mission was a gutsy winner of the Yorkshire Cup, as the 11/2 chance kicked clear of race favourite Sir Ron Priestley, who weakened in the closing stages, and it was Santiago that was the biggest danger heading into the final furlong. But, William Buick was able to keep Spanish Mission rocking and rolling, and he went on to win comfortably from Santiago, with Sir Ron Priestley back in third.
ITV Racing @itvracing
Spanish Mission wins the Matchbook Yorkshire Cup Stakes 🏆🇪🇸
📺@ITV4
📱https://t.co/Lidh8EP5r7
#ITVRacing https://t.co/NogRHIP1ii
15:16 PM - 14th May 21


With the thrill and excitement of multisport adventure racing the MARCH wants to help the new generation MARCH to a new future. Boldly CHallenging everyone to work HARDER, aim HIGHER, go FURTHER in their life and reach their goals FASTER.
The MARCH and multisport adventure racing stand for principles that are inspirational, environmental, healthy and inclusive.
Adventure racing is a broad umbrella term to cover multi day and single day cross discipline (running, cycling, kayaking, mountaineering etc) adventure racing. We think it's the most exciting sport on Earth!
Adventure races are growing in popularity. More famous examples are the Coast to Coast in New Zealand and the Mountain Marathon in the United Kingdom, and in the past, Primal Quest, the Raid Gauloises and the Eco-Challenge. There is now an adventure racing world series across 10 countries and an adventure racing world championship.