Please help me.  I am still waiting on a refund.
What is the timing for transfers? Why was my card payment declined? What is the charge for topping up by bank transfer? How do I cancel a transfer? Why is the exchange rate wrong for my card payment? How do I activate my card? Why was a fee charged for my transfer? How do I request a refund? What is automatic top-up? How do I change my PIN? How do I verify the source of my funds? What is the current exchange rate? Why has my transfer not been received by the recipient? What should I do if my card is lost or stolen? Why is my top-up pending? What is the charge for cash withdrawal? Is ATM support available? Why is my PIN blocked? Why is my card not working? How do I edit my personal details? How do I top up my account by card? What are the top-up limits? Why is my transfer pending? Why is my cash withdrawal not recognised? Why is my contactless payment not working? What should I do if my card is about to expire? What should I do if my card is compromised? What is the age limit for using the service? Why is the beneficiary not allowed? How can I exchange currency via the app?