Which institutions in Canada offer true read-only guest accounts?
Converting fideli comment to answer I don't think any Canadian bank offers this capability for online banking. However, there seems to be a fierce push right now at most banks to improve their online banking platform so they may be open to the suggestion of guest accounts
You are correct, and by bringing this up, you forced me to actually look at my earlier claims...  [Seritage has no listed properties in Canada,](http://www.seritage.com/properties) meaning that any claims I made that Lampert would make bank from Sears Canada going under from rentals is completely false. DCU, Alliant Credit Union has completely scan only options (no need to mail in checks later). BofA, SchoolsFirstCU allow initial scan, but you need to mail in checks later. All these are no fee. The relevant page of the CRA's 2016 General Income Tax and Benefit Guide explains how to donate money to the federal debt servicing and reduction account. The guide writes: To make a gift to this account, make it payable to the Receiver General, and send it with a note asking that we apply it to this account, to: Place du Portage   Phase III, 11 Laurier Street   Gatineau, Quebec   K1A 0S5 Donations are tax-deductible: they'll send you a tax receipt. I'm going to give the checkmark to Joe, but I wanted to convey my personal experience. I bank with TD in New Jersey and was informed by the teller that I simply needed to endorse the check myself and indicate Parent of Minor. I cannot attest if other banks will accept this, but it at least works for TD and my situation in particular. You need your transit, branch account and SWIFT code. Example, CIBC: To get this information as it pertains to you, it is best to go to your bank in person. I'm currently using Halifax. Pros: Cons: I'm might start using TD Waterhouse in future, as they claim to have no admin charge. Thanks for the abusive message in my mailbox!  You know, I love Vancouver, but I hate spammers.  You are a spammer - you are posting to this group which explicitly prohibits Spam, and yet you did it over and over and over and over.  That's selfish and dishonest.   Clearly you are too _stupid_ to understand that people resent having to read your advertising - advertising that you didn't pay Reddit a penny to do.  So fuck off and die in a fire, you arrogant asshole. Question One: Question Two: Your best reference for this would be a brokerage account with data privileges in the markets you wish to trade. Failing that, I would reference the Chicago Mercantile Exchange Group (CME Group) website. Question Three: Considering future tuition costs and being Canadian, you are eligible to open a Registered Education Savings Plan (RESP). While contributions to this plan are not tax deductible, any taxes on income earned through investments within the fund are deferred until the beneficiary withdraws the funds. Since the beneficiary will likely be in a lower tax bracket at such a time, the sum will likely be taxed at a lower rate, assuming that the beneficiary enrolls in a qualifying post secondary institution. The Canadian government also offers the Canada Education Savings Grant (CESG) in which the federal government will match 20% of the first $2500 of your annual RESP contribution up to a maximum of $500. "http://www.bell.ca/Bell_TV/Channels/Special_Interest_Programming.tab  https://www.rogers.com/web/Rogers.portal?_nfpb=true&amp;_pageLabel=PTV_PROG_CHANNEL&amp;forwardTo=themePack&amp;group=1&amp;N=125+12+4294967120+4294949430+4294944567  http://www.shaw.ca/television/programming/theme-packs/  (click on the news theme pack)  From the comments in the article you link:  ""Fox News Channel is currently offered by Access Communications, Bell TV, Cogeco, Eastlink, Manitoba Telecom Services, Rogers, SaskTel, Shaw Cable, Shaw Direct and Telus TV.""  Don't believe wikipedia? Here is proof that Fox News is broadcast in Canada:  www.myaccess.ca/Home/Communities/AC3/AtHome/TV/ChannelLineup/Networks/tabid/2486... This is from just ONE of the many cable providers in Canada, I don't have time to look at all of them. If you still insist on spreading lies, it's a good thing you aren't in Canada because you would be censored.   .....so it seems you're being lied to by people you go to for information. So wise up." Flash Boys was kind of full of shit, though. And it was basically an ad for another guy trying to make it with his exchange.  Canada is actually heating up from an algo/HFT perspective. Does that affect you at all? I'm seeing a lot more of this type of activity and the lack of dark pools creates for an interesting environment.  I always look forward to RBC's coverage on the topic, given the general lack of info. In addition to the other answers, Harris Bank (now owned by BMO) allows Canadians living in Canada to open accounts, perhaps they consider other countries as well.  They have excellent customer service. I don't know answers that would be specific to Canada but one of the main ETF funds that tracks gold prices is GLD (SPDR Gold Trust) another is IAU (iShares Gold Trust). Also, there are several ETF's that combine different precious metals together and can be traded. You can find a fairly decent list here on the Stock Encylopedia site. "As a BC alum all I can say is....enjoy it! It's an amazing school and the alumni network is incredibly helpful. Make friends, go to Hockey games, have a good time, and take interesting classes outside of CSOM.   It's great that you're already so far ahead of the curve in terms of thinking about your future. Just remember: Everyone thinks they will get a 4.0 their first year, but nobody actually does.  BC is a semi-target and a lot of my friends got FO summer analyst roles through OCR and were then hired full time. Typically they had 3.6-3.8 GPAs and some extra curriculars.   Nobody expects anything freshman year. Even if you ""only"" get a summer internship at some small company helping with the accounting, you will be way ahead. I did a cold calling summer job at a 10 person company and ended up doing Finance anyway.   Feel free to PM me if you have any questions about BC or the internship search. Go Eagles!" Here's a great Canadian college/university cost calculator I used; found at Canadian Business - they say: Our tool is divided into three easy   steps. First, calculate the tuition   cost for the university and faculty   you wish to attend. Then, calculate any additional fees   for residence (on campus student   housing), meal plans, athletics,   health and student services. This will   give you the total cost a student will   pay at a Canadian university in   2006/7. Once you know the total annual cost,   take the third step to calculate the   total cost for the duration of the   course of study. Of course, this only calculates what it will cost you NOW, not eighteen years from now, but it's a good start :) We use the PC financial credit card.  We switched to PC banking about 8 years ago and have been extremely happy with them.  You get points for using their banking services and if you use their credit card you earn points.  You can use the points earned for free groceries or purchasing anything at No Frills, Independant and Loblawas Superstores.  With the points we've earned over the years through just our regular banking, we've purchased a 6 piece patio set, patio swing, tons of free groceries and currently have $500 worth of points that we're using to purchase food and gifts for the Christmas season.  You can find out the particulars on their points program throught their webiste at www.pcfinancial.ca